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Engkizar
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INDONESIA
International Journal of Islamic Studies Higher Education
Published by Universitas Negeri Padang
ISSN : -     EISSN : 29641861     DOI : 10.24036
Core Subject : Education, Social,
Education Social Sciences
International Journal of Islamic Studies Higher Education This is an international journal published by the Islamic Studies and Development Center in collaboration with the Department of Islamic Education Universitas Negeri Padang. It is a semi annual journal published in March, July, and November. The main purpose of this publication is to create a platform to publish original articles, research results, case studies, and book reviews related to the field of Higher Education in Islamic Studies. The editorial board welcomes original contributions from authors in English and Arabic that have never been published or are being considered for publication in other publications. Contributions can be submitted in one of the following forms articles approximately 3000 to 6000 words in length; however, shorter and longer manuscripts will be considered, and for book reviews the average review should be around 1500 words
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 61 Documents
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Customer Trust and Profit Sharing Transparency in Enhancing Mudharabah Contract Growth Intan Suwandi; Salman Nasution
International Journal of Islamic Studies Higher Education Vol. 5 No. 1 (2026): March
Publisher : Islamic Studies and Development Center in collaboration with Department of Islamic Education Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/insight.v5i1.308

Abstract

This study investigates the influence of customer trust and profit-sharing system transparency on the growth of mudharabah contracts in Islamic banking. The research was motivated by fluctuations in customer participation and concerns regarding the clarity of profit-sharing mechanisms. Using a quantitative survey approach, data were collected from 100 customers through structured questionnaires. Instrument validity and reliability were tested, followed by classical assumption checks and multiple linear regression analysis to examine both partial and simultaneous effects of the independent variables. The findings reveal that customer trust (X1) significantly and positively affects the number of mudharabah contracts (Y), indicating that integrity and professional service strengthen confidence in sharia-compliant products. Likewise, transparency of the profit-sharing system (X2) exerts a significant influence, as accessible and clear reporting reduces uncertainty (gharar) and enhances customer security. Simultaneously, the synergy between trust and transparency accelerates contract growth. These results imply that strengthening transparency and customer trust is essential for sustainable mudharabah development. Practically, the study contributes to advancing Islamic financial literacy and reinforcing public confidence in mudharabah as a transparent, fair, and sharia-compliant financing instrument.

Page 7 of 7 | Total Record : 61

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