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Al Rikaz : Jurnal Ekonomi Syariah
Published by Institut Agama Islam Negeri Parepare
ISSN : -     EISSN : 29865999     DOI : https://doi.org/10.35905/alrikaz
Core Subject : Economy,
Economics, Econometrics & Finance
Al Rikaz : Jurnal Ekonomi Syariah, published by Study Program of Sharia Economics IAIN Parepare since 2022. The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market, and other relevant themes. With articles written in Indonesian and with the fair procedure of peer-review, Al Rikaz publishing researches and studies pertinent to Islamic finance and economics with various dimensions and approaches.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 35 Documents
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Strategi Manajemen Dalam Pengembangan Bisnis Pondok Pesantren Terhadap Aspek Sosial-Ekonomi Alannawa, Sonia Rosta
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.11334

Abstract

This study aims to analyze management strategies in the development of Islamic boarding school business by paying attention to its socio-economic aspects. The research method used is descriptive qualitative. The results of the discussion show that in developing the boarding school business, management strategies involving transformational leadership, entrepreneurship, and human resource development are the keys to socio-economic success. Transformational leadership is able to inspire and motivate organizational members, while the promotion of entrepreneurship not only creates economic growth but also supports the social development of the community. Human resource development, both in academic aspects and community empowerment, contributes positively to social and economic well-being. Through these measures, the boarding school can not only manage its business efficiently but also empower the community through education and economic initiatives, making the boarding school relevant and positively impacting society in the Modern Era. This research underscores the importance of practical steps in optimizing the positive impact on the socio-economic aspects of Islamic boarding schools, which are implemented through well-planned management strategies.
Analisis Studi Literatur Fenomena Buket Uang di Kota Parepare dalam Perspektif Hukum Islam Hastuty, Ade; Mahsyar, Mahsyar; Wahidin, Wahidin
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.12020

Abstract

The purpose of this study is to determine the perspective of Islamic law in Indonesia on the phenomenon of the rampant sale and purchase of money bouquets in the form of flower arrangements. This study is a library research, with qualitative observational and analytical descriptive research types to analyze the phenomenon of money bouquets at events in Parepare from the perspective of Islamic law, focusing on the principles of justice, transparency, and good intentions in fundraising, as well as the potential for violations of Islamic law such as usury, gharar, and maysir. Data collection techniques are carried out by conducting field observations of existing phenomena and then examined from an Islamic law perspective. The results of the study based on the perspective of Islamic law are that the use of money as a bouquet is permitted if there are no transactions that contain elements of usury and do not change the value.
The Role of Islamic Financial Literacy As an Empowerment of the Agricultural Sector Through Islamic Bank Financing Umam, Khotibul; Dyah Purbaningrum; Intan Bungo Islami; Rinda Asytuti
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.7806

Abstract

Penelitian ini bertujuan untuk menganalisis peran literasi keuangan syariah dalam memberdayakan sektor pertanian dengan fokus pada implementasi pembiayaan dari bank syariah. Dengan menggunakan metode studi literatur, data bersumber dari berbagai sumber literatur seperti buku, jurnal dan literatur lainnya yang relevan dengan penelitian. Metode analisis data menggunakan analisis deskriptif yang merupakan rangkuman secara normal terhadap data yang terkumpul yang diikuti dengan interpretasi dan justifikasi sehingga pembaca dapat memahami secara utuh. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan syariah memberikan kontribusi yang signifikan terhadap pemberdayaan sektor pertanian. Pelaku usaha pertanian yang memiliki pemahaman yang baik terhadap prinsip-prinsip syariah lebih mampu memanfaatkan berbagai produk pembiayaan dari bank syariah. Peningkatan literasi keuangan syariah juga berkaitan erat dengan diversifikasi pembiayaan, peningkatan produktivitas, dan kemandirian keuangan pelaku usaha pertanian. Dalam konteks pemberdayaan masyarakat pertanian, literasi keuangan syariah muncul sebagai katalisator penting dalam membentuk perilaku dan keputusan keuangan yang berkelanjutan. Implikasi dari penelitian ini berkontribusi pada pemahaman tentang pentingnya literasi keuangan syariah dalam mencapai tujuan pemberdayaan sektor pertanian, dengan memberikan wawasan yang mendalam tentang bagaimana literasi keuangan syariah dapat meningkatkan akses dan manfaat dari pembiayaan bank syariah untuk bisnis pertanian.
Transformasi Keuangan Digital dalam Perspektif Ekonomi Syariah : Peluang, Tantangan, dan Dampak Terhadap Inklusi Keuangan Ceasario, Adrian Fadel; Fauzatul Laily Nisa
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.9596

Abstract

This study discusses digital transformation, encompassing opportunities, challenges, and its impact on Sharia-based financial inclusion in Indonesia. With the advancement of digital technology, Islamic financial services have the potential to reach a broader population and enhance efficiency and transparency. Digital transformation enables communities in remote areas to easily access Islamic banking and financial services through digital platforms such as e-wallets, mobile banking, and Islamic fintech applications. This study employs a descriptive approach, utilizing data from references, previous research literature, books, reports, and other sources. The study concludes that to enhance Islamic financial inclusion, collaboration among the government, financial institutions, and technology developers is essential to create an ecosystem that supports the growth of Islamic fintech. Additionally, increasing financial literacy through structured educational programs is crucial. Digital transformation has proven to be one of the best methods for expanding Islamic financial inclusion, bringing greater economic and social benefits to the Indonesian society.
Penerapan Akad Wadiah Yad Dhamanah dalam Tabungan Sekolah Mutmainnah, Mutmainnah; Susanti, Susanti; M. Holil Baita Putra
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.10672

Abstract

Implementation of children's savings provided by the school with daily savings without limiting the minimum amount to be saved. So that it makes it easier for the guardians of students and students to set aside or save their money according to their desired targets and needs. This research uses a qualitative approach because the data collected is in the form of words and images. The implementation of children's savings at Madrasah Al-Amin applies to all female students starting from class 0-VI and they are required to have a savings book. This was also expressed by Ustadzah Hoiriyah in his interview that the requirements for being able to save are: "having a savings book and having to wait in line at al-Amin". The school savings contract used at Madrasah Al-Amin is an agreement to deposit funds from the customer to the school as the entrusted recipient of the deposit with the aim of maintaining the safety, security and integrity of the funds.
Pengaruh Kredibilitas dan Literasi Zakat Terhadap Keputusan Menunaikan Zakat dengan Religiusitas Sebagai Variabel Moderating pada BAZNAS Kabupaten Temanggung Hafiddianti, Afinda; Waluyo, Agus
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.10597

Abstract

This study aims to analyze the effect of credibility and zakat literacy on the decision of Civil Servants (ASN) to pay zakat, with religiosity as a moderating variable at BAZNAS Temanggung Regency. Data were collected through questionnaires distributed to ASN who paid zakat at BAZNAS Temanggung Regency. The sample consisted of 100 respondents selected using a non-probability sampling technique. The data obtained were processed using SPSS version 25. The t-test results show that credibility has a positive but insignificant effect on the decision to pay zakat, while zakat literacy has a positive and significant effect on the decision to pay zakat. Based on the MRA test, religiosity is able to moderate the relationship between credibility, zakat literacy, and the decision of ASN to pay zakat at BAZNAS Temanggung Regency.
Peran Pajak sebagai Instrumen Kebijakan Fiskal untuk Meningkatkan Pendapatan Daerah di Polewali Mandar Juhura
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.12209

Abstract

Tax is one of the main instruments in fiscal policy that has a strategic role in increasing regional income. This study aims to analyze the role of tax as a fiscal policy instrument in increasing regional income in Polewali Mandar. The research method used is a qualitative approach with data collection through interviews, documentation studies, and direct observation. The results of the study indicate that the optimization of tax revenue in Polewali Mandar is influenced by the effectiveness of tax administration, public awareness of tax obligations, and information technology support. The discussion shows that there is great potential for increasing regional income through tax reform, increasing the capacity of tax officials, and increasing community participation. The conclusion of this study is that tax has a significant role as a fiscal policy instrument in increasing regional income in Polewali Mandar, but synergistic efforts are needed between the local government, tax officials, and the community to achieve optimal results.
Corporate Social Responsibility (CSR) Perspektif Hadis: Implementasi Nilai Islam dalam Ekonomi Modern Muhammad Sauqi; Alya Rohani; Mar’atun Solehah
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.13332

Abstract

Corporate Social Responsibility (CSR) in Islamic economics is a concept that emphasizes the importance of achieving a balance between the profits earned by a company and the positive impact it provides to society through various social and economic programs. In the context of Islamic entrepreneurship, CSR strives to balance company profits while simultaneously benefiting society through various social and economic initiatives. The ethical principles of Islamic business that underlie CSR include justice, mutual assistance, and environmental sustainability. In Islam's view, CSR is not just about fulfilling legal and moral obligations but also a strategy to ensure the continuity of the company and the long-term welfare of society. Islamic economic actors have the duty to assist the community and preserve the surrounding environment. The implementation of CSR from an Islamic perspective must align with maslahah, which includes both dharuriyyah (basic needs) and hajiyyah (secondary needs). Some of the Islamic business principles related to CSR include environmental protection, efforts to alleviate poverty, and prioritizing urgent needs. CSR in Islamic business is a moral responsibility of business actors as representatives of the company to Allah SWT, with the aim of obtaining both worldly and spiritual benefits, making every action in business an act of worship.
Cryptocurrency di Tengah Norma Keagamaan: Studi tentang Persepsi Risiko dan Kepatuhan Syariah terhadap Minat Penggunaan di Kalangan Mahasiswa Muslim Kota Parepare Rizal; Damirah
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.14787

Abstract

This study examines the impact of risk perception and Sharia compliance on the intention to use cryptocurrency among Muslim students in Parepare City. With the rapid development of digital currencies such as Bitcoin and Ethereum, concerns regarding their compliance with Islamic principles and the high volatility associated with them have emerged, particularly among religious communities. Utilizing a quantitative approach, data were collected from 88 respondents of youth muslim in parepare city. The research employs multiple regression analysis to assess the influence of both independent variables on students' willingness to adopt cryptocurrency. The results indicate that both risk perception and Sharia compliance significantly influence the intention to use cryptocurrency, with Sharia compliance having a slightly stronger effect. Furthermore, the study reveals that uncertainty regarding the religious legitimacy of cryptocurrency increases perceived risk, thus reducing interest in its adoption. These findings highlight the importance of addressing religious and ethical considerations in the acceptance of new financial technologies within Muslim communities. This research contributes to the growing body of literature on Islamic finance and provides insights for policymakers and financial institutions aiming to develop Sharia-compliant digital financial products. It also underscores the necessity for clearer religious guidelines on cryptocurrency to support informed financial decision-making among Muslim youth.
Strategi Pelaku Ekonomi Islam dalam Membangun Resiliensi terhadap Dinamika Ekonomi Global Riecardy
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.12699

Abstract

Economic actors play a crucial role in shaping economic systems through their activities in production, distribution, and consumption. This study examines the interdependent roles of economic actors, including households, businesses, governments, financial institutions, and foreign entities, in driving economic activities. The study also highlights the foundational principles of economic behavior, such as resource allocation, production-consumption dynamics, and exchange mechanisms, with a focus on the diverse needs of individuals and societies. Furthermore, the research explores the contributions of economic actors in fostering economic stability, growth, and global interconnectivity. By integrating theoretical perspectives and practical insights, the study provides a comprehensive understanding of how these actors interact within the framework of an economic system, particularly in the context of Islamic economic principles. The findings aim to enrich the discourse on sustainable economic development and the critical role of human and institutional participation in achieving broader economic goals.

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