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JPNM : Jurnal Pustaka Nusantara Multidisiplin
Published by Pt. General Software Indonesia
ISSN : -     EISSN : 29872731     DOI : https://doi.org/10.59945/jpnm.v1i2.26
Core Subject : Religion, Economy, Humanities, Education, Social,
Religion Humanities Economics, Econometrics & Finance Education Social Sciences
JPNM: Jurnal Pustaka Nusantara Multidisiplin is an open access journal, and a peer-reviewed journal. Our main goal is to disseminate current and original articles from academics, researchers and practitioners in the fields of Humanities and social sciences, Contemporary political science, Education science, Religion and philosophy, engineering science, Business and economy, cooperative, technology, HR Development, Design and media arts
Arjuna Subject : Umum - Umum
Articles 365 Documents
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INDENTIFIKASI LANGGAM ARSITEKTUR KOLONIAL PADA MUSEUM BALEE JUANG KOTA LANGSA Raihan F
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.534

Abstract

ABSTRAK Kota Langsa memiliki banyak peninggalan sejarah kolonial Belanda, termasuk bangunan dengan arsitektur khas. Arsitektur kolonial Belanda di Aceh memiliki ciri khas yang unik, dipengaruhi oleh perpaduan budaya Belanda dan budaya Aceh. Penelitian ini menggunakan metode deskriptif kualitatif untuk mendeskripsikan arsitektur kolonial Belanda di Kota Langsa, khususnya Museum Balee Juang. Data primer diperoleh dari observasi lapangan, dokumentasi/sketsa, dan wawancara, sedangkan data sekunder diperoleh dari jurnal, buku, artikel, dan website. Hasil penelitian menunjukkan bahwa Museum Balee Juang memiliki arsitektur bergaya Eropa dengan nilai historis yang tinggi. Museum ini awalnya digunakan sebagai tempat mengurus administrasi perdagangan oleh kolonial Belanda dan sekarang menjadi museum yang menyimpan koleksi benda bersejarah, termasuk naskah-naskah kuno. Pelestarian arsitektur kolonial Belanda di Kota Langsa penting untuk menjaga warisan budaya dan menghormati perjuangan para pahlawan. Museum Balee Juang merupakan salah satu contoh bangunan bersejarah yang perlu dilestarikan. Kata kunci : Arsitektur Kolonial Belanda; Kota Langsa; Museum Balee Juang; Nilai historia; Pelestarian. ABSTRACT Langsa City has many relics of Dutch colonial history, including buildings with distinctive architecture. Dutch colonial architecture in Aceh has unique characteristics, influenced by the combination of Dutch culture and Acehnese culture. This research uses descriptive qualitative method to describe Dutch colonial architecture in Langsa City, especially Balee Juang Museum. Primary data was obtained from field observations, documentation/sketches, and interviews, while secondary data was obtained from journals, books, articles, and websites. The results showed that Balee Juang Museum has European-style architecture with high historical value. The museum was originally used as a place to manage trade administration by the Dutch colonials and is now a museum that stores a collection of historical objects, including ancient manuscripts. The preservation of Dutch colonial architecture in Langsa City is important to maintain cultural heritage and honor the struggle of heroes. Balee Juang Museum is one example of a historical building that needs to be preserved. Keywords : Dutch Colonial Architecture; Langsa City; Balee Juang Museum; Historical Value; Preservation.
OPTIMALISASI HAK RESTITUSI PPN OLEH CV XYZ MELALUI APLIKASI CORETAX Ilham Mahdy Fallah Putra
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.547

Abstract

ABSTRAK Tujuan penelitian untuk menganalisis dan mengoptimalkan hak restitusi dalam melakukan proses kelebihan bayar melalui pemanfaatan aplikasi coretax. Sistem ini memudahkan dalam melakukan proses restitusi. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data menggunakan data primer dan data sekunder. Analisis data dengan cara melakukan reduksi data,penyajian data, dan mengambil keputusan. Hasil dari penelitian ini menunjukkan bahwa CV XYZ dapat memaksimalkan hak restitusi dengan melaporkan SPT masa PPN secara tepat waktu dengan memaksimalkan fitur-fitur layanan disistem coretax ini dapat mempercepat proses administrasi pada masa pajak Februari 2025 CV XYZ mengalami lebih bayar PPN sebesar Rp 27.425.904 dan CV XYZ memilih untuk mengkompensasikan pada masa pajak berikutnya. Meskipun coretax memberikan kemudahan dalam melakukan proses perpajakan masih ada beberapa kendala teknis yang perlu diperbaiki. Penelitian ini juga menemukan pemahaman sistem perpajakan sangat penting bagi wajib pajak dan kepatuhan wajib pajak memberikan peran penting dalam melakukan proses restitusi. Bagi penelitian selanjutnya dapat memperluas objek dan metode penelitian, untuk regulator lebih meningkatkan pengembangan aplikasi perpajakan agar mengurangi kendala-kendala yang ada. Kata kunci : Coretax; Hak restitusi; Restitusi pajak pertambahan nilai. ABSTRACT The purpose of the research is to analyze and optimize the right to restitution in processing overpayments through the use of the coretax application. This system facilitates the restitution process. This research uses a descriptive qualitative approach with data collection techniques involving primary and secondary data. Data analysis is conducted through data reduction, data presentation, and decision-making. The results of this study indicate that CV XYZ can maximize its restitution rights by reporting the VAT period tax return on time and utilizing the features of the coretax system, which can expedite the administrative process. In the February 2025 tax period, CV XYZ experienced an overpayment of VAT amounting to Rp 27,425,904, and CV XYZ chose to compensate it in the following tax period. Although Coretax provides convenience in the tax process, there are still some technical issues that need to be addressed. This study also found that understanding the tax system is very important for taxpayers, and taxpayer compliance plays a crucial role in the restitution process. For future research, it is recommended to expand the objects and methods of study, and for regulators to further enhance the development of tax applications to reduce existing obstacles. Keywords : Coretax; Right of restitution; Value added tax refund.
Membumikan Tradisi Gotong Royong Dikalangan Mahasiswa Ma'had Aly Sunan Ampel UIN Malang Mumtaz A., M. Labib; Sajieda, Layyina; Nur Abdillah, Muhammad Thaif; Layli, Hayyina Zulfatul
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.517

Abstract

This study aims to explore the role of mutual cooperation in student life, particularly in the context of academic and social activities within higher education institutions. Using a qualitative approach with a case study method, data were collected through in-depth interviews, participatory observation, and documentation involving students from various academic programs. The findings reveal that mutual cooperation plays a significant role in fostering solidarity, enhancing the effectiveness of group work, and strengthening social responsibility among students. The values of togetherness, care, and mutual assistance serve as a foundation that strengthens relationships among students and supports the creation of a conducive academic atmosphere. The study concludes that the spirit of mutual cooperation should be continuously promoted in student activities as part of character building and the development of integrity among the younger generation.
Tabot Ditinjau Dari Perspektif Hukum Islam Amirullah, Muhammad Azrul; Septiyan Dwi Putra
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.518

Abstract

Indonesia is a country rich in culture, tribes, customs, food, and natural resources, making Indonesia one of the countries that the world counts in these matters. In addition to culture, tribes, customs, food, and natural resources, Indonesia is also named as a nation that adheres to the second largest Islamic religion in the world after Pakistan. This religion entered Indonesia around the 7th century AD, more specifically, during the period of the Bani Umayyah caliphate. This research uses a qualitative research methodology that emphasizes literature study to analyze the Ark tradition in Bengkulu, focusing on a comparative perspective on Ark activities when viewed from the perspective of Islamic Law. In the study of fiqh science, there is a rule that reads al-addah al-muhakkamah which is one of the rules of fiqh (Islamic law rules) which states that customs or habits that have been accepted and agreed upon by the community can be the basis or footing in determining the law. When viewed from the point of view of Islam, which has the ahlusunnah wal jama'ah belief.
PENGARUH KUALITAS PRODUK, KUALITAS PELAYANAN, DAN PERSEPSI HARGA TERHADAP KEPUTUSAN PEMBELIAN PRODUK ASURANSI (STUDI KASUS DI ASURANSI BANCASSURANCE MANULIFE DANAMON) Rahmawati
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.532

Abstract

ABSTRAK Penelitian ini bertujuan untuk menguji pengaruh kualitas produk, kualitas layanan, dan persepsi harga terhadap keputusan pembelian konsumen, dengan pendekatan analisis parsial dan simultan guna memperoleh pemahaman yang menyeluruh. Dengan menggunakan 100 sampel diperoleh nasabah asuransi Bancassurance Manulife Danamon. Penelitian ini menggunakan analisis regresi linier berganda sebagai metode analisis data yang didukung dengan perangkat lunak SPSS. Hasil analisis menunjukkan bahwa kualitas produk, kualitas layanan, dan persepsi harga berpengaruh positif signifikan terhadap keputusan pembelian secara parsial dan simultan. Kata kunci : Keputusan pembelian; Kualitas produk; Kualitas layanan; Persepsi harga. ABSTRACT This research is intended to examine the influence of product quality, service quality, and price perception on consumer purchasing decisions, with partially and simultaneous analysis approach in order to obtain a comprehensive understanding. Using 100 samples were obtained, namely Bancassurance Manulife Danamon insurance customers. This study uses multiple linear regression analysis as a data analysis method supported by SPSS software. The results of the analysis indicate that product quality, service quality, and price perception has a positive significant effect on purchasing decisions as partially and simultaneously. Keywords : Purchasing decision; Product quality; Service quality; Price perception.
Efektivitas Media Poster dalam Meningkatkan Pengetahuan Remaja Putri tentang Anemia Zuhrina Aidha; Fairuz Zahra; Nabila Selfiana; Nadia Shalsabila; Lilis Karlina Boangmanalu; Siti Narisya; Yulia Rahmadani
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.536

Abstract

Anemia pada remaja putri masih menjadi permasalahan kesehatan yang cukup serius di Indonesia. Rendahnya kesadaran akan pentingnya asupan zat gizi, terutama zat besi, menjadi salah satu faktor penyebab utamanya. Penelitian ini bertujuan untuk mengetahui efektivitas media poster dalam meningkatkan pengetahuan remaja putri mengenai anemia. Metode penelitian yang digunakan adalah studi kualitatif dengan pendekatan studi kasus, yang dilakukan di Desa Tuntungan, Kecamatan Pancur Batu. Informan terdiri dari dua remaja putri yang telah terdiagnosis anemia dalam enam bulan terakhir. Data diperoleh melalui wawancara mendalam dan dianalisis menggunakan pendekatan tematik. Hasil penelitian menunjukkan bahwa media poster mampu menyampaikan informasi secara jelas dan menarik perhatian remaja. Poster dinilai mampu memperkuat pemahaman mengenai gejala, penyebab, dan upaya pencegahan anemia. Sebagian besar responden mengaku lebih memahami pentingnya gizi seimbang setelah melihat poster. Penelitian ini menyimpulkan bahwa media poster efektif digunakan sebagai sarana edukasi kesehatan, terutama bila dipasang di tempat yang sering dilalui remaja. Penggunaan poster secara berkelanjutan berpotensi meningkatkan kesadaran remaja putri terhadap pentingnya pencegahan anemia melalui perubahan perilaku sehat.
PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP HEDONIS TERHADAP INTENSITAS PENGGUNAAN SHOPEE PAYLATER PADA MAHASISWA PENERIMA KIP-K DI INTERNATIONAL WOMEN UNIVERSITY (IWU) KOTA BANDUNG Safitri Yulianti Dewi
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.544

Abstract

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan gaya hidup hedonis terhadap intensitas penggunaan Shopee PayLater pada mahasiswa penerima KIP-K di International Women University (IWU) Kota Bandung. Fenomena penggunaan layanan Buy Now Pay Later (BNPL) yang semakin meningkat di kalangan mahasiswa perlu dikaji lebih mendalam, khususnya pada kelompok penerima bantuan pendidikan yang memiliki karakteristik finansial khusus. Penelitian ini menggunakan metode kuantitatif dengan pendekatan regresi linear berganda. Sampel penelitian berjumlah 100 responden yang dipilih menggunakan teknik purposive sampling dengan kriteria mahasiswa aktif penerima KIP-K yang telah menggunakan layanan Shopee PayLater. Instrumen penelitian berupa kuesioner dengan skala Likert yang telah diuji validitas dan reliabilitasnya. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh negatif dan signifikan terhadap intensitas penggunaan Shopee PayLater dengan nilai koefisien -0,448 dan signifikansi (t = -9,068, sig. = 0,000). Sebaliknya, gaya hidup hedonis berpengaruh positif dan signifikan dengan koefisien 0,124 dan signifikansi (t = 2,726, sig. = 0,008). Secara simultan, kedua variabel berpengaruh signifikan terhadap intensitas penggunaan Shopee PayLater dengan nilai F hitung 75,395 (sig. = 0,000) dan koefisien determinasi 60%. Temuan ini mengindikasikan bahwa mahasiswa dengan literasi keuangan tinggi cenderung lebih bijak dalam menggunakan layanan kredit digital, sedangkan mahasiswa dengan gaya hidup hedonis lebih rentan menggunakan PayLater secara berlebihan. Penelitian ini memberikan kontribusi penting bagi pengembangan program edukasi keuangan digital dan kebijakan perlindungan konsumen, khususnya untuk kelompok mahasiswa penerima bantuan pendidikan. Kata kunci : Gaya hidup hedonis; Literasi keuangan; Mahasiswa KIP-K; Shopee Paylater; Teknologi finansial. ABSTRACT This study aims to determine the influence of financial literacy and hedonic lifestyle on the intensity of Shopee PayLater usage among KIP-K recipient students at International Women University (IWU) Bandung City. The phenomenon of increasing Buy Now Pay Later (BNPL) service usage among students needs to be studied more deeply, especially among educational aid recipients who have specific financial characteristics. This research uses a quantitative method with a multiple linear regression approach. The research sample consisted of 100 respondents selected using purposive sampling technique with the criteria of active KIP-K recipient students who had used Shopee PayLater services. The research instrument was a questionnaire with a Likert scale that had been tested for validity and reliability. The results showed that financial literacy had a negative and significant effect on the intensity of Shopee PayLater usage with a coefficient value of -0.448 and significance of (t = -9,068, sig. = 0,000). Conversely, hedonic lifestyle had a positive and significant effect with a coefficient of 0.124 and significance of (t = 2,726, sig. = 0,008). Simultaneously, both variables significantly influenced the intensity of Shopee PayLater usage with an F value of 75.395 (sig. = 0,000) and a coefficient of determination of 60%. These findings indicate that students with high financial literacy tend to be wiser in using digital credit services, while students with hedonic lifestyles are more prone to excessive PayLater usage. This research provides important contributions to the development of digital financial education programs and consumer protection policies, especially for groups of students receiving educational assistance. Keywords : Hedonic lifestyle; Financial literacy; KIP-K students; Shopee Paylater; Financial technology.
Pengaruh Debt To Asset Ratio (DAR) Dan Debt To Equity Ratio (DER) Terhadap Return On Assets (ROA) Pada PT. Japfa Comfeed Indonesia Periode 2013 – 2023 Az Zahra, Fadia; Sihombing , Gopal Surya Rezeki; Nugroho, Riski Dwi
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.469

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Debt to Asset Ratio (DAR) dan Debt to Equity Ratio (DER) terhadap Return on Assets (ROA) pada PT Japfa Comfeed Indonesia Tbk selama periode 2013–2023. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan jenis penelitian deskriptif dan asosiatif. Data yang digunakan merupakan data sekunder berupa laporan keuangan tahunan perusahaan. Teknik analisis data yang digunakan adalah regresi linier berganda, serta uji t dan uji F dengan bantuan software IBM SPSS 26. Hasil penelitian menunjukkan bahwa DAR tidak berpengaruh signifikan terhadap ROA, sedangkan DER berpengaruh signifikan negatif terhadap ROA. Secara simultan, DAR dan DER berpengaruh signifikan terhadap ROA. Temuan ini mengindikasikan bahwa struktur modal perusahaan, khususnya penggunaan utang terhadap ekuitas, memiliki peranan penting dalam menentukan tingkat profitabilitas perusahaan.
Development of Gyoza Based on Red Bean Flour, Beef, and Chicken Liver to Increase Iron Content and Economic Value: Literature Review Made Ayu Suari Dewi
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.530

Abstract

Iron deficiency anemia remains a major nutritional challenge worldwide, especially among women of reproductive age, pregnant women, and adolescents. An emerging food-based strategy involves the fortification of red bean (Phaseolus vulgaris) products due to their high iron content. However, the bioavailability of iron from red beans is limited by antinutritional factors such as phytic acid and polyphenols. This review explores the development of functional food products, specifically gyoza formulated with red bean flour, beef, and chicken liver. The incorporation of heme iron sources like beef and chicken liver has been shown to synergistically enhance the absorption of non-heme iron. Evidence from various studies demonstrates that this formulation increases iron content, improves nutritional value, and meets sensory acceptability standards. As a culturally adaptable and economically feasible product, red bean–based gyoza with beef and chicken liver holds strong potential as an innovative dietary intervention to combat iron deficiency anemia.
Pengaruh Implementasi Program Desa Bersinar terhadap Partisipasi Masyarakat dalam Pencegahan Penyalahgunaan Narkoba di Desa Beleka, Kecamatan Praya Timur, Kabupaten Lombok Tengah Muhammad Arkham
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 2 (2025): July : Jurnal Pustaka Nusantara Multidisiplin
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i2.552

Abstract

Program Desa Bersinar (Bersih Narkoba) merupakan inisiatif Badan Narkotika Nasional (BNN) yang bertujuan untuk memberdayakan masyarakat desa dalam upaya pencegahan dan penanggulangan penyalahgunaan narkoba. Penelitian ini bertujuan untuk mendeskripsikan dan menganalisis pengaruh implementasi Program Desa Bersinar terhadap partisipasi masyarakat dalam pencegahan penyalahgunaan narkoba di Desa Beleka, Kecamatan Praya Timur, Kabupaten Lombok Tengah. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Teknik pengumpulan data dilakukan melalui wawancara mendalam dengan aparat desa, tokoh masyarakat, serta perwakilan BNNP NTB, disertai observasi langsung terhadap kegiatan program dan dokumentasi pendukung. Hasil penelitian menunjukkan bahwa implementasi Program Desa Bersinar mendorong peningkatan kesadaran dan keterlibatan aktif masyarakat dalam upaya pencegahan narkoba, meskipun masih dihadapkan pada tantangan seperti keterbatasan sumber daya, partisipasi yang belum merata, dan kebutuhan peningkatan kapasitas kelembagaan lokal. Penelitian ini merekomendasikan penguatan sinergi antara BNN, pemerintah desa, dan komunitas lokal untuk menjaga keberlanjutan program.

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