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Arif Suwarjono
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Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha
Published by Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha
ISSN : -     EISSN : 29860490     DOI : https://doi.org/10.32477/semnas.vi
Core Subject : Economy,
Economics, Econometrics & Finance
Prosiding Seminar Nasional dan Call paper STIE Widya Wiwaha adalah prosiding yang memuat desiminasi hasil penelitian yang dipaparkan melalui Seminar Nasional yang diselenggarakan oleh STIE Widya Wiwaha setiap tahunnya.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 73 Documents
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THE EFFECT OF SERVICE QUALITY, FINANCIAL SELF-EFFICACY AND FINANCIAL INCLUSION ON CUSTOMER SATISFACTION AT BANK BRI MATARAM BRANCH Oktarianti, Ni Putu; Lestari, Baiq Anggun Hilendri; Noviawan, Lalu Andika
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1098

Abstract

The purpose of this study is to see the influence of service quality, financial self-efficacy, and financial inclusion on customer satisfaction of Bank BRI Mataram branch. The population in this study is Bank BRI Mataram branch customers and the number of samples is 100 respondents using the Non Probability Sampling method and the technique used is Accidental Sampling. Data collection was carried out by distributing questionnaires online. The data analysis technique used was multiple regression analysis and based on the analysis, it was found that the quality of service and financial inclusion had a positive and significant effect on customer satisfaction while financial self-efficacy did not have a significant effect on customer satisfaction at Bank BRI Mataram branch.
THE EFFECT OF FINANCIAL SELF-EFFICACY AND LEARNING INTEREST ON STUDENTS' FINANCIAL STATEMENT ANALYSIS ABILITY Valerie, Valentine Clara; Harwanto, Melinda Dwi
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1099

Abstract

This study aims to analyze the factors that influence the ability to analyze student financial statements seen from financial self-efficacy and student interest in learning. Research methods use a quantitative approach. The population chosen for this study is the students of Accounting, Faculty of Economics and Business, State University of Surabaya in the year 2023 amounted to 450 students and sampling of 116 students, with simple random sampling method. The research was conducted by distributing questionnaires and the data analysis technique used was multiple linear regression analysis. The results showed that financial self-efficacy and interest in learning had a positive and significant effect on the ability to analyze student financial statements, with the influence of financial self-efficacy being more dominant than interest in learning. The higher the financial self-efficacy and interest in learning, the higher the level of ability to analyze financial statements.
THE IMPACT OF FINANCIAL TECHNOLOGY ON SAVING BEHAVIOR OF STUDENTS IN SURABAYA Dewanti, Aulia Puja; Permana, Sandi Bagas
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1100

Abstract

This research aims to investigate the impact of financial technology (fintech) on the saving behavior of students in Surabaya. The study examines the level of fintech adoption, the relationship between fintech usage and saving behavior, and the factors influencing students' decisions to use fintech for saving. Data were collected from a sample of students using questionnaires, and statistical analyses were conducted using descriptive statistics, reliability tests, Pearson correlation, multiple regression, and independent t-tests. Key findings show that 80% of the students have adopted fintech, with a significant positive correlation between fintech usage and saving behavior. Factors such as ease of use, perceived security, and financial literacy are significant predictors of fintech use for saving. The results suggest that fintech is an effective tool to enhance saving habits among students in Surabaya. However, differences in saving behavior between fintech users and non-users are not substantial, highlighting the need to consider selection bias. This research contributes to the understanding of fintech's role in promoting financial inclusion and improving saving behaviors in emerging markets.
CHARACTERISTICS OF BAGASSE BIOCHAR IN INDUSTRIAL SCALE PRODUCTION Kuncara, Jaka; Setyawan, Martomo; Hakika, Dhias Cahya
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1101

Abstract

Bagasse is a waste that can still be processed into more useful materials, in this case it will be processed into biochar. The bagasse used is sugarcane milling waste from a sugar factory in Majalengka, Cirebon, West Java. The pyrolysis process is carried out at the biochar factory of PT XXX which is also located in the area. Making biochar with an industrial-scale pyrolysis reactor namely the rotary carbonization furnace reactor. The main components are a bagasse feeder system, rotary drum dryer, pyrolysis reactor, fan and condenser. The system operates in line from the feeder to the biochar output. The purpose of this research is to investigate the pyrolysis of bagasse in a rotary horizontal carbonization furnace reactor to study the effect of pyrolysis process parameters in the form of temperature and residence time on the product characteristics of biochar. The tests provided results that the residence time has an effect on the proximate and ultimate analysis of biochar. The results showed that with increasing residence time, the volatile meter, hydrogen and oxygen decreased while the ash content, fixed carbon, carbon and gross calories increased. The test also provides results that temperature affects the proximate and ultimate analysis of biochar. The results show that as the pyrolysis temperature increases, the parameters of ash content, fixed carbon and gross calory increase while the parameters of volatile metter, hydrogen and oxygen decrease. The morphological structure of biochar changes with increasing pyrolysis temperature and the results showed that the higher the pyrolysis temperature, the larger the diameter of the biochar pores.
UTILIZING DIGITAL TECHNOLOGY TO ENHANCE ECONOMIC COMPETITIVENESS AND BUSINESS SUSTAINABILITY AMIDST TECHNOLOGICAL DISRUPTION FOR SMES (SMALL AND MEDIUM ENTERPRISES) Triana, Dewi; Linawati, Linawati
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1102

Abstract

This literature review discusses the role of digital technology utilization in enhancing economic competitiveness and business sustainability amidst technological disruption. The purpose of this study is to identify the role of digital technology utilization in improving economic competitiveness and business sustainability in the face of technological disruption. The research method used is a literature review by collecting data from relevant national and international sources. This study shows that the use of digital technology can increase productivity, operational efficiency, product quality, create new opportunities to expand markets, and improve decision-making quality. However, many industries invest resources in the latest technology, but without proper management, disruption can lead to instability, resulting in an inevitable consumer manifesto. The implementation of digital technology also faces numerous challenges, such as resource shortages, unsupportive policies, lack of investment in research and development, and insufficient awareness of the importance of innovation. Therefore, enhancing economic competitiveness through the utilization of digital technology requires the involvement of all parties, such as the government, educational institutions, the private sector, and the general public. The government must create policies that support innovation, improve access to resources, and increase support for research and development to ensure business sustainability in the face of technological disruption.
ENVIRONMENTAL ACCOUNTING ANALYSIS ON WASTE MANAGEMENT IN BALONGSARI PUBLIC HEALTH CENTER KARAWANG Shabira, Adella Haifa; Lasmini, Lilis; Septiawati, Rohma
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1103

Abstract

This study aims to analyze the implementation of environmental accounting in waste management at the Balongsari Health Center in Karawang. The method used is descriptive qualitative, with data collection techniques through observation, interviews, and documentation. The results show that the Balongsari Health Center has incurred costs for managing medical and non-medical waste but has not specifically categorized environmental costs in its financial reports. The conclusion is that the implementation of environmental accounting at Balongsari Health Center is still limited, and waste management is conducted according to standard procedures, although not fully optimal due to facility limitations such as the absence of an IPAL (Wastewater Treatment Plant).
ANALYSIS OF THE IMPLEMENTATION AND PREPARATION OF FOUNDATION FINANCIAL REPORTS BASED ON ISAK 35 CASE STUDY ON THE AL-MUSLIH ISLAMIC BOARDING SCHOOL FOUNDATION Solihawati, Rahayu; Sujaya, Fista Apriani; Nasihin, Ihsan
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 3 No 1 (2024): International Seminar Proceedings and Call for Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v3i1.1104

Abstract

The Al-Muslih Islamic Boarding School Foundation, in preparing its financial statements, only records cash inflows and outflows and has not yet implemented the provisions of ISAK 35, which serves as the basis for the preparation of financial statements for non-profit entities. ISAK 35 is an accounting standard that regulates the recognition, measurement, and disclosure of transactions within non-profit organizations. The implementation of ISAK 35 is crucial to ensure that financial statements are prepared transparently and reflect the actual financial condition. The purpose of this study is to analyze the implementation of ISAK 35 and to prepare financial statements using a case study of the Al-Muslih Islamic Boarding School Foundation in Karawang Regency. This research is descriptive qualitative-analytic in nature. Data collection techniques include observation, interviews, and documentation. The data used consists of secondary data in the form of cash receipts and disbursement reports, and primary data obtained through interviews and observations. The data analysis method applied is descriptive qualitative analysis. Based on the research results, it can be concluded that the Al-Muslih Islamic Boarding School Foundation has not yet applied ISAK 35 in its financial reporting and only records cash inflows and outflows. This indicates a deficiency in the presentation and disclosure of information, which does not comply with established standards. The research results provide a model of financial statements according to ISAK 35, which includes a statement of financial position, statement of comprehensive income, statement of changes in net assets, and a cash flow statement.
GREEN HUMAN RESOURCE MANAGEMENT (GHRM) AND GREEN ENTREPRENEURSHIP (GE): A SIMPLE REVIEW Assery, Syeh; Hassanee, Narong; Sutrisno, Totok
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 2 No 1 (2023): Prosiding Seminar International dan Call Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v2i1.898

Abstract

Introduction/Main Objectives: This research is aimed to explore the publication related with Green Human Resource Management (GHRM) and Green Entrepreneurship (GE) in Scopus Database. Background Problems: Many previous studies have studied GHRM and GE, but most have studied them separately or in connection with various other concepts.. Novelty: The novelty of this paper explain about GHRM and GE use simple review. Research Methods: This research method uses SIMPLE, a systematic information for manuscript preparation and literature elaboration proposed by the researcher. Simple analysis is performed to obtain the results. Finding/Results: The results found that GHRM article 88, GE article 48 found, GHRM and GE article 1 found. Conclusion: GHRM positively affected GE. Future research is needed to find better results using SLR and bibliometric analysis.
ANALYSIS OF BASIC FACTORS AFFECTING STOCK RETURNS OF PROPERTY AND REAL ESTATE COMPANIES IN THE INDONESIAN STOCK MARKET Fernando, Muhammad Faiz; Iqbal, Muhammad; Hilmy, Muhammad; Baihaqi, Muhammad; Asteria, Beta
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 2 No 1 (2023): Prosiding Seminar International dan Call Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v2i1.899

Abstract

This study aims to determine the effect of fundamental factors, namely the Debt to Equity Ratio (DER) and Total Asset Turn Over (TATO) on stock returns on the Indonesia Stock Exchange for the 2016-2020 period. The research design is a causality study. The population of this study uses property and real estate companies that have been and are still listed on the Indonesia Stock Exchange for the 2016-2020 period. The sampling technique was purposive sampling and a sample of 15 companies was obtained. Methods of data collection using documentation techniques. Research data were analyzed using multiple linear regression. Based on the results of data analysis using the partial test (t- test) the Debt to Equity Ratio variable has no effect on stock returns with a significance value of the DER variable that is equal to 0.484 which is greater than 0.05. DER has a negative relationship with returns. The higher the DER ratio, the lower the return generated by the company. Total Asset Turn Over has a positive effect on stock returns with a significance value of the TATO variable which is 0.014 which is smaller than 0.05. The ability of the independent variables in this study to affect the dependent variable by 6.4%, while the remaining 93.6% is explained by variables other than the independent variables in the study.
INFLUENCE OF PERCEPTION OF EASE, SERVICE FEATURES AND TRUST ON THE CUSTOMERS SATISFACTION LEVEL THE BNI DigiCS MACHINE USERS : Case Study at PT Bank Negara Indonesia KC Wonosobo Wahyuningrum, Ike Maharani; Fatullah, Rahmat; Umam, Muhammad Khatibul; Wahyuningtyas, Yunita Fitri
Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Vol 2 No 1 (2023): Prosiding Seminar International dan Call Paper STIE Widya Wiwaha
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/semnas.v2i1.900

Abstract

This study aims to determine the effect of perceived convenience, service features and trust affecting individually and simultaneously on the level of customer satisfaction of users of the BNI Digital Customer Service or BNI DigiCS machine at Bank BNI Wonosobo branch office. This research was conducted using quantitative methods, data processing was carried out using the SPSS version 26 application. The population is customers and prospective customers of Bank BNI KC Wonosobo. This research sampling technique uses non probability sampling techniques. This study used a sample of 96 people. This study uses multiple linear regression analysis methods as a data analysis method. The results of this study indicate that based on the test of the coefficient of determination (R2), it can be seen that the value of the coefficient of determination (R2) is 0.345, which means that 34.5% of the level of customer satisfaction using BNI DigiCS machine services at Bank BNI KC Wonosobo (Y) is jointly influenced by perceived convenience (X1), service features (X2), and trust (X3), while the remaining 65.5% is influenced by other factors not included in this study.

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