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Hikmatuna
Published by Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
ISSN : 2460531X     EISSN : 25033042     DOI : 10.28918/hikmatuna
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
HIKMATUNA: Journal for Integrative Islamic Studies (ISSN Print: 2460-531X; Online: 2503-3042) is a peer-reviewed and open-access journal published biannually (June and December) by the Postgraduate Program Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan, Indonesia. The journal welcomes original research articles, theoretical discussions, case studies, and book reviews that explore diverse aspects of Islamic law. It aims to promote critical thinking, interdisciplinary approaches, and rigorous scholarly investigation in the field of Islamic law. This journal covers a wide range of topics, including: (1) Sources of Islamic law, (2) Islamic legal theory, (3) Islamic Family law, (4) Islamic Criminal law, (5) Islamic Business Law, (6) Constitutional and human rights issues, (7) Comparative law, and (8) Islamic Law and contemporary applications.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 103 Documents
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Sharia Financial Inclusion Based on Local Cultural Values to Support the Sustainability of Small Traders' Businesses Hanifuddin, Iza; Kasanah, Nur; Bianda, Ryan
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.12750

Abstract

Sharia financial inclusion has significant urgency in economic and social development, especially in countries with a majority Muslim population. Small traders often face difficulties in obtaining financing to support and sustain the growth of their businesses. This descriptive qualitative research, employing an ethnographic approach, aims to document and explore Sharia financial inclusion initiatives carried out by Baitul Mal wa Tamwil Mandiri Mandiri Berkah Sejahtera Sharia (BMT MBS Sharia) in support of the sustainability of small trader businesses. Data collection techniques are through observation, interviews, and documentation. Data analysis involved data reduction, data presentation, and drawing conclusions. The results of the research show: 1) the implementation of financial inclusion carried out by BMT MBS Sharia by providing easy savings transactions with sharia contracts, implementing a pick-up system with a Jagongan communication pattern, giving direct prizes without drawing lots, and adjusting to the trading times of partners who use the Krempyeng market system in Javanese calendar market days,  2) BMT MBS Sharia adopts local cultural values because they are more acceptable and easy to adapt to the conditions of market traders, and 3) the impact of inclusion carried out by BMT MBS Sharia is that as many as 863 small traders from 15 traditional markets are disciplined in saving, no again trapped by loan sharks,  and has a priority to get a financing program from BMT MBS Sharia, and can set aside to share. In this way, the existence of BMT MBS Shariah, a micro-Shariah financial institution, can help small traders survive.
The Urgency of Legal Harmonization in Waqf Land Certification Practices: Tasikmalaya City Case Study Mubarok, Acep Zoni Saeful; Kurniawan, Cecep Soleh; Muslim, Pepep Puad
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.13008

Abstract

The main problem with waqf land is its lack of formal legal status, as evidenced by the absence of a certificate. To provide legal certainty, the government issued a series of regulations that support the direction of waqf assets, ensuring they are guaranteed and legally maintained. However, in practice, their regulations have become fragmented, leading to overlapping regulations and a lack of synchronisation in institutional procedures. This condition is evident in the city of Tasikmalaya, where there is a data error and the name exchange between Wakif and Nazhir due to the lack of harmonization of regulations. This study aims to analyze the urgency of harmonizing regulations governing waqf land certification to achieve legal certainty and data accuracy. The approach used is a qualitative-normative case study design in Tasikmalaya City. Data was collected through document review, in-depth interviews, and field observations. The results of the study show that there is still disharmony and asynchrony between the practice of implementing waqf laws and regulations and other rules, such as those from ATR/BPN, BWI, and the Ministry of Religion. The implications of this study highlight the importance of establishing an integrated legal framework to prevent administrative errors and improve legal coordination and harmonization in the practice of waqf land certification. The contribution of this research lies in providing a normative basis for waqf regulatory governance reform in Indonesia.
Sharia Hotels: Identifying the Substantive and Label-Based Elements of Sharia Compliance in Hotels in Pekalongan City Isfandiar, Ali Amin; Rinda, Asytuti; Makarim, Ahmad Nabil
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.13016

Abstract

The development of Sharia-based business practices can be examined from two opposed perspectives: the Sharia label and Sharia substance. This article aims to analyze and compare the implementation of the ten Sharia principles outlined in DSN-MUI Fatwa No. 108/DSN-MUI/X/2016, which provide guidelines for Organizing Tourism Based on Sharia Principles, within hospitality business entities, including both Sharia-compliant hotels and conventional hotels. These ten principles serve as the theoretical framework and basis for the interview guidelines in this qualitative study. Data were obtained from seven hotel managers who served as informants. This study concludes that the interaction between business practices and religious (Sharia) principles gives rise to three categories of hotels. First, fully Sharia, referring to hotel models that implement Sharia principles comprehensively. Second, partially Sharia, referring to hotel models that implement Sharia principles selectively. Third, limited Sharia refers to hotel models that apply Sharia principles to a limited extent. Several factors influence these three categories: (1) internal rules or policies of the owners; (2) market or customer characteristics; (3) central and local government regulations; and (4) the Indonesian Hotel and Restaurant Association (PHRI). The urgency of this research lies in demonstrating that Sharia compliance does not always need to be expressed through a formal label; it may also be realized through substantive practices, which are more universally acceptable. Empirical evidence shows, first, that Sharia-labeled business practices are far fewer in number than those without such a label, and second, that upon closer and more profound observation, many unlabeled business practices are already Sharia-compliant. This phenomenon is referred to as substantive Sharia.

Page 11 of 11 | Total Record : 103

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