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Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Published by Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 181 Documents
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Analisis Strategi Pemasaran Syariah Produk Gadai Emas (Rahn) di Pegadaian Syariah: Studi Pada Pegadaian Unit Pelayanan Syariah Simpang Mayang Kota Jambi Syahira Syahira; Usdeldi Usdeldi; Muhammad Taufik Ridho
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1200

Abstract

This research discusses the Analysis of Sharia Marketing Strategy for Gold Pawn Products (Rahn) at Sharia Pawnshops. Studies at the Pawnshop Sharia Service Unit Simpang Mayang Jambi. The aim of this research is to describe how marketing is carried out at Pegdaian Syariah Simpang Mayang, Jambi City, seen from the Sharia Marketing Indicators and what the obstacles are in marketing its products, especially Gadai Syariah (Rahn) products. This research is field research using descriptive qualitative methods. Data collection involves observation, interviews and documentation. Test the validity of this research using triangulation techniques. The subjects in this research were employees or marketers of Pegadaian Syariah Simpang Mayang, Jambi City and customers, with three employee informants and three customer informants. The results of this research indicate that marketers at the Simpang Mayang Syariah Pegadaian, Jambi City do not fully meet the characteristics of a sharia marketer. It can be seen from the Four Sharia Marketing Indicators that have not been fully implemented. There are 4 Marketing Indicators in Sharia Marketing. Of the 4 (Four) marketing indicators, only Ethical (akhlaqiyah) and Realistic (al-waqi'iyyah) have been fully implemented, while Theistic (rabbaniyah) and Humanistic (al-insaniyyah) have not been fully implemented. . There are obstacles for the Sharia Pawnshop Unit Simpang Mayang Jambi City in marketing its products, especially Sharia Pawnshop (Rahn) products. Such as trust from customers, the double duty of each employee and competition from other financial institutions.
Dampak Literasi Keuangan Dan Inklusi Keuangan Terhadap Keputusan Mahasiswa Dalam Menggunakan Layanan Dan Produk Bank Syariah Ambrina Rosada
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1204

Abstract

This research aims to see the effect of financial literacy and financial inclusion on student decisions in using Islamic bank products and services. The type of research used in this research is quantitative with data collection techniques used are questionnaires and questionnaires. The method of determining the sample using the slovin formula obtained 30 research respondents. The data analysis technique uses Structural Equation Modeling (SEM) with the help of SPSS. This study shows that financial literacy and financial inclusion variables have a positive and significant impact on student decisions in using Islamic bank products and services. This research is expected to be able to change the mindset of students towards the use of products and services of Islamic banks. Then it is expected that students use Islamic financial services not on the basis of literacy or inclusion but pay attention to the application of sharia.
Kajian Tentang Tingkat Pemahaman Masyarakat Terhadap Sistem Perbankan Syariah Apria Nasrullah Imrani Mahfudz
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1205

Abstract

Despite the progress made by Islamic banks, they still contend with the dominance of conventional banking, which implements an interest-based system. This study aims to assess the public's understanding of Islamic banking, particularly in Jakarta. Field research conducted in the capital city revealed that while people are aware of the existence of Islamic banks, their understanding of the intricacies remains limited. Many are unfamiliar with the products and services offered by Islamic banks, attributing this to a lack of information disseminated through various media channels. This study sheds light on the challenges Islamic banks face in raising public awareness and understanding.
Strategi Baznas Dalam Optimisasi Pembayaran Zakat Maal Di Daerah Mersam Kabupaten Batang Hari: Studi Kasus Pada BAZNAS Kabupaten Batang Hari Dian Sapitri; Efni Anita; Rohana Rohana
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1211

Abstract

In this thesis the author examines research on the BAZNAS Strategy in Optimizing Zakat Maal Payments. In Kembang Paseban Village, Mersam District. This type of research is descriptive qualitative, namely describing a situation with words based on visible facts. The data used in this research uses primary data and secondary data. From the results of this research, it can be concluded that the strategy used in optimizing the payment of zakat maal, namely by using planning, organizing, implementing, monitoring, is optimal and effective, but in its implementation there are still things that need to be done. evaluated. Then the obstacles to society preferring to pay zakat directly to mustahiq rather than to amil zakat bodies are due to the lack of public understanding regarding BAZNAS, lack of public trust because BAZNAS's performance has not been seen to help the people around them, they do not know government regulations, then the location of BAZNAS is quite far from their location. stay.
Analisis Pengelolaan Wakaf Produktif Terhadap Kesejahteraan Masyarakat Kecamatan Mersam Kabupaten Batang Hari : Studi Pada Kelurahan Kembang Paseban Neti Febriyanti; Youdhi Prayogo; M. Maulana Hamzah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1212

Abstract

This thesis discusses the analysis of productive waqf management on the welfare of the people of Mersam sub-district, Batanng Hari district (study in Kembang Paseban sub-district). This research aims to analyze productive waqf management on community welfare. This research is a type of descriptive qualitative research. The location of this research is in the Kembang Paseban sub-district, Mersam sub-district, Batang Hari district. Next, the data collection techniques were analyzed by data reduction, data presentation, and drawing conclusions. The results of this research show that the Kembang Paseban sub-district for managing waqf, especially the Addiniyah Madrasah, is quite good. With the existence of a madrasa in the Kembang Paseban sub-district, the community can enroll their children in the madrasa. Even though it has not fully improved, the existence of this madrasah waqf is a little more able to improve the welfare of the local community. The presence of a community madrasah can open up opportunities for the community to trade at the madrasah.
Pengaruh Transformasi Digital Dan Audit Syariah Terhadap Masa Depan Profesi Auditor Desi Ratna Sari; Cris Kuntadi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1214

Abstract

The aim of this research is to determine the influence of digital transformation in sharia auditing to build the future of the auditor profession with the latest technology. This research uses a qualitative approach. The results of the discussion show that digital transformation must ensure that the technology adopted continues to comply with sharia principles, both in product development and in carrying out transactions. Public awareness and understanding of technological innovation needs to be increased through digital literacy and education programs so that they can respond well to this transformation. There is a need for a clear and adaptive regulatory framework to support digital transformation and ensure that innovation remains in line with sharia values ​​and Islamic financial regulatory policies. In facing these changes, involving the community in the technology development process and listening to their needs is a must
Peran KNEKS dan Master Plan Ekonomi Islam Indonesia Arifudin Arifudin; Muhammad Syahrul Rizqi; Dicky Andi Saputra; Muhammad Khairul Nizam; Ilyasa Ilyasa
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1216

Abstract

The National Committee for Sharia Economy and Finance (KNEKS) is an independent non-structural institution established in 2016. KNEKS has a focus on making economic development efforts to support the improvement of economic growth and the quality of its human resources. The National Committee of Finance and Sharia (KNEKS) is mandated to expand, and advance the development of the Islamic economy in order to support a development. This research uses qualitative methods by applying qualitative descriptive methods. At the Plenary Meeting of the National Committee for Sharia Finance (KNKS) on February 5, 2018, the President of the Republic of Indonesia directed KNKS stakeholders to prepare a Sharia Economic Master Plan that focuses on the development of the real sector of the Islamic economy or known as the halal industry. This is done to encourage the development of Islamic finance that supports national economic development. The role of Islamic finance cannot stand alone without the development of the real sector. Therefore, it is considered necessary to compile an Indonesian Sharia Economic Masterplan that can be a reference in the development of the Islamic economy in the country.
Pengaruh Teknik Audit Berbantuan Komputer, Kinerja Auditor, dan Locus of Control Terhadap Kualitas Audit Syariah Farhan Zulfahmi; Cris Kuntadi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1217

Abstract

The digital era has brought significant transformation in various aspects of life, including in the world of sharia auditing. Advances in information and communication technology (ICT) open up new opportunities to optimize the sharia audit process through computerization. This research aims to examine the role of technology, the number of information systems, and the level of technological integration in the development of the computerized sharia audit process. The purpose of writing this article is to build a hypothesis of the influence between variables to be used in further research. The results of this literature review article are that this research shows that computer-assisted audit techniques have no influence on audit quality. Meanwhile, auditor performance and locus of control have a positive and significant influence on audit quality.
Faktor-Faktor Yang Mempengaruhi Audit Switching : Opini Audit, Ukuran KAP Dan Audit Delay M Erbi Farel KH; Cris Kuntadi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1218

Abstract

This research aims to investigate the factors that influence companies in carrying out audit switching or changing auditors. Specifically, this research analyzes the influence of audit opinion, size of the Public Accounting Firm (KAP), and audit delay on a company's decision to change auditors. The issue of audit switching is important considering the existence of regulations that require regular rotation of auditors to maintain audit independence. Using a sample of companies listed on the Indonesia Stock Exchange, this research applies a logistic regression model to test the influence of independent variables (audit opinion, KAP size, and audit delay) on the dependent variable, namely audit switching. The data used comes from financial reports and company audit reports.
Pengaruh Profesionalisme, Komitmen Organisasi, Locus Of Control dan Etika Profesi Pada Kinerja Auditor Hidayah Dwi Lestari; Ersi Sisdianto
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1227

Abstract

Accountant has important role on supplying a reliablle finance information for all stakeolder. To support auditor success its very important for the auditor themself to has hight quality and reliable perfomance. To assess auditor performance in public accountant are based on the auditor performance. An auditor when implamanting their duty are requred to produce a good performance. A good audit quality can be generated if an auditor is able to pay attention to the factors that influence it. Professionalism, organizational commitment, locus of control (internal) and professional ethics are some factors that may affect audit performance. This study aims to obtain empirical evidence of professionalism, organizational commitment, locus of control (internal) and professional ethics on audit performance.The location of this research was conducted at seven Public Accounting Firm in Bali Province with total sample of 66 auditors. The sample was chosen using saturated sampling technique. Data collection in this research using survey method with questionnaire technique. Data analysis technique used is Multi linear regression technique. This study show a valid result on instrument test and clasic asumtion test. Based on the analysis conducted, professionalism, organizational commitment, locus of control (internal) and professional ethics have significant and positive effect on audit performance. This study conclude that if the auditors are be able to increase their profesionalism, organizational commitment, locus of control (internal) and professional ethics their audit performance will increase al well.

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