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Contact Name
Ardiansyah
Contact Email
garuda@apji.org
Phone
+6285885852706
Journal Mail Official
danang@apji.org
Editorial Address
Jl. Wa Ode Wau, Kel. Tanganapada, Kec. Murhum, Bau Bau, Provinsi Sulawesi Tenggara, 93720
Location
Kota bau bau,
Sulawesi tenggara
INDONESIA
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Articles 181 Documents
Peran PT. Permodalan Nasional Madani Mekaar Dalam Pembiayaan Usaha Mikro Kecil Menengah (UMKM) Di Kota Jambi Erlin Alhamrani; Youdhi Prayogo; Nurrahma Sari Putri
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.475

Abstract

Limited capital is one of the reasons people do not dare to open a business, because for an entrepreneur, capital is one of the requirements for running or building a business. There are two forms of capital, the first is capital in the form of money or goods. Second, namely intellectual capital such as knowledge, abilities, skills and commitment. The distribution of productive capital is expected to be able to improve the community's economy with business capital loans for the community. In reality, there are many negative perceptions regarding business capital lending, so it is canceled. The formulation of the problem in this research is the Role and Constraints/Barriers of PT Permodalan Nasional Madani Mekar in Financing Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The research method in this research is a qualitative research method. The data collection techniques were carried out using observation, interviews and documentation. The results of this research are that the role of PT Permodalan Nasional Madani Mekaar in financing is to help MSME players face their obstacles in running MSMEs such as lack of capital. PT Permodalan Nasional Madani Mekaar provides capital assistance with a very fast process and without any burdensome requirements for its customers. And the obstacles/obstacles faced by PT Permodalan Nasional Madani Mekaar include the factor of customer dishonesty during interviews with PNM Mekaar and obstacles to customers running away or abandoning responsibilities.
Analisis Perbandingan Potensi Financial Distress Dengan Metode Altman Z-Score Dan Springate Pada PT. Kediri Tani Sejahtera Sebelum Dan Saat Pandemi Covid-19 Violy Amanda Salsabilla; Marhaendra Kusuma; Rike Selviasari
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.487

Abstract

This research aims to analyze the application of the Altman Z-Score method and the Springate method to predict financial distress at PT Kediri Tani Sejahtera and aims to analyze the comparison of financial distress from the Altman Z-Score and Springate methods before and during the Covid-19 pandemic for the 2018-2022 period. The type of this research is quantitative descriptive research, using the Altman Z-Score and Springate methods. The results of the research show that the Springate model is a reliable model for anticipating possible financial difficulties in businesses based on the two models that have been studied, while the Altman Z-Score model shows that corporations are in a gray state or experienced some minor financial difficulties during 2018-2022.
Pengaruh Lingkungan Kerja Fisik, Pengawasan Dan Disiplin Kerja Terhadap Kinerja Karyawan PT. Persada Nawa Kartika Kertosono Kabupaten Nganjuk Ahmad Akbar Husna M; Endah Kurniawati; Brahma Wahyu Kurniawan
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.488

Abstract

This research explains the influence of the physical work environment, supervision and employee work discipline on the performance of PT employees. Persada Nawa Kartika Kertosono Nganjuk Regency. The analysis technique in this research uses validity tests, reliability tests, classical assumption tests, multiple linear regression tests, partial tests (t tests) and simultaneous tests (f tests). The population is 47 employees. The sampling technique used saturated samples, the number of samples in the study was 36 permanent employees. Research results (1) The level of significance of the Sig value. 0.069 > 0.05 and the value of tcount < ttable (1.881 < 2.032) means that the physical work environment does not have a partial and significant effect on employee performance. (2) Sig value. 0.295 > 0.05 and the value of tcount < ttable (1.064 < 2.032) means that supervision has no partial and significant effect on employee performance. (3) Sig. 0.017 < 0.05 and the value of tcount < ttable (2.529 > 2.032) means that work discipline has a partial and significant influence on employee performance. (4) It is concluded that Sig.F 0.000 is greater than 0.05. It was concluded that physical work environment variables, supervision and work discipline simultaneously had a positive and significant effect on performance. (5) The results of the multiple linear analysis test are as follows: Y = 4.128 + 0.202X1 + 0.211X2 + 0.451X3
Analisis Minat Masyarakat Memiliki Asuransi Syariah (Studi Kasus Kabupaten Padang Lawas Kecamatan Aek Nabara) Marni Siregar; Nurbaiti Nurbaiti; Rahmi Syahriza
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.489

Abstract

This research aims to find out the influence of premiums on public interest in the district. Padang Lawas District. Aek Nabara. To find out the influence of products on public interest in Kab. Padang Lawas District. Aek Nabara. To determine the influence of premiums and products on public interest in the district. Padang Lawas District. Aek Nabara The research used was descriptive qualitative. The research results show that based on the results of the partial test (t test), premiums have a significant effect on public interest in having sharia insurance in Aek Nabara Barumun. Partial test results (t test), Product on public interest in having sharia insurance in Aek Nabara Barumun. Simultaneous test results (F test), premiums and products simultaneously have a significant effect on people's interest in having sharia insurance at Aek Nabara Barumun.
Determinan Kualitas Informasi Pelaporan Keuangan Di Kota Langsa Lolita Putri Susanti Siregar; Nasrul Kahfi Lubis; Agustina Nurul Fajriah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.490

Abstract

This research aims to assess how internal control, information technology, and staff competence influence the quality of financial reporting in Kota Langsa. The research methodology employed is quantitative, utilizing primary data. All Local Government Units (OPD) in Kota Langsa, totaling 33, were taken as the sample, with three respondents from each OPD, resulting in a total of 99 respondents. The sample selection was done through purposive sampling.Data were collected through questionnaire distribution and the use of measurement tools such as validity and reliability tests. Data analysis employed multiple linear regression analysis, with hypothesis testing using t-tests and F-tests. The regression analysis results indicated that internal control has a significant positive influence on the quality of financial information in the reports. Conversely, information technology does not have a significant impact, while staff competence also has a significant positive effect.In summary, this research demonstrates that internal control and staff competence play vital roles in enhancing the quality of financial reporting in Kota Langsa, whereas information technology does not have a significant impact
Peran Koperasi Dalam Meningkatkan Perekonomian Pondok Pesantren Izzatuna Putra Palembang Dalam Perspektif Ekonomi Syariah Mgs Muhammad Nur Ramadhan; Hilda Hilda; M. Iqbal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.495

Abstract

In the economic field, cooperatives are a form of cooperation in the economic sector. People believe in this collaboration because their lives share some of the same needs. One of the Islamic Boarding School Owned Enterprises (BUMP) at the Izzatuna Putra Palembang Islamic Boarding School is a pesantren cooperative that works to support the economy and improve the economy. This study aims to: (1) Describe the extent to which Islamic boarding school cooperatives have contributed to the economic expansion of Islamic boarding schools., (2) What is the role of cooperatives in improving the economy of the Islamic boarding school Izzatuna Putra Palembang in the study of Islamic economics. This is a type of field research using primary and secondary data sources. The data obtained will be presented with narrative text. This study uses qualitative data analysis methods/techniques using inductive thinking methods. The results of this study indicate that: (1) The role of cooperatives in improving the Islamic boarding school's economy is marked by the development of cooperatives that run a trading business every day where a portion of the profits will be deposited to the Islamic boarding school, both material and non-material, and the Islamic boarding school cooperative is also very helpful. in increasing the income of members of the cooperative and the Islamic boarding school community. (2) Then the role of the Izzatuna Putra Palembang Islamic Boarding School Cooperative in improving the economy of the Izzatuna Putra Palembang Islamic Boarding School in an Islamic perspective is carried out in several ways, namely: sharia economic values ​​in helping the community's economy, and avoiding incompatibility of sharia economic principles.
Pengaruh Harga Pokok Penjualan, Aset Tetap Dan Hutang Jangka Panjang Terhadap Laba Bersih Perusahaan Sektor Industri Barang Konsumsi Yang Terdaftar Di Indeks Saham Syariah Indonesia (ISSI) Tahun 2017-2022 Muhammad Rayyan; Fathurrahman Fathurrahman; Sri Rahma
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.497

Abstract

This research aims to determine the effect of cost of goods sold, fixed assets and long-term debt on the net profit of consumer goods industry sector companies listed on the Indonesian sharia stock index (ISSI) 2017-2022. This research uses independent variables, namely cost of goods sold, fixed assets and long-term debt. The dependent variable is net profit. The data used in this research is secondary data, namely in the form of financial reports of companies in the consumer goods industry sector listed on the Indonesian sharia stock index (ISSI) 2017-2022. This research is descriptive with a quantitative approach. Statistical methods use multiple linear regression analysis, t test, f test, and coefficient of determination analysis. The results of this research show that cost of goods sold has a significant effect on net profit, fixed assets have a significant effect on net profit, and long-term debt partially has no significant effect on net profit. Then the cost of goods sold, fixed assets and long-term debt simultaneously influence net profit. By using the F test, it is found that the independent variable has a simultaneous influence on the dependent variable. The calculation of the coefficient of determination shows that all independent variables are 0.559 or 55.9%, meaning that net profit can be explained by the cost of goods sold, fixed assets and long-term debt of 55.9%. while the remaining 44.1% can be explained by other factors outside this research.
Analisis Faktor Faktor Yang Mempengaruhi Ketidakberminatan Masyarakat Menabung Di Bank Syariah Indonesia Ernita Ernita; Gwi Awal Habibah; Tarmizi Tarmizi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.508

Abstract

This thesis is a study that examines the factors that influence the disinterest in saving. The purpose of this thesis is to be able to determine whether or not there is a significant influence from location, knowledge and product, reputation, promotion and religiosity simultaneously or partially on disinterest in saving and to find out the most dominant variable on disinterest in saving. This study used a quantitative method using primary data by giving questionnaires to the community in the Muara Bulian sub-district, with a total sample of 160 respondents. The analysis technique used is multiple regression analysis technique. carry out various tests such as the classic assumption test to check the health of the data, simultaneous (F) and partial (t) tests in order to find out the influence or not of the variables used, multiple liner tests, determinant coefficients and effective contributions in order to find out the dominant variable in influencing disinterest save until you can draw conclusions. The results of the conclusions of this study are as follows: (1) Simultaneously and partially indicate that location, knowledge and products, reputation, promotion and religiosity have a positive and significant effect on people's disinterest in saving in Islamic banks (2) The variable that has the greatest influence on disinterest in saving is a variable of knowledge and product that is equal to 18%
Determinan Penghambat Menabung Pada Bank Syariah: (Studi Kasus Pegawai Og Hospital Binjai) Fitria Hanum; Fauzi Arif Lubis; Wahyu Syarvina
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.535

Abstract

This study aims to find out (1) whether knowledge is an obstacle for OG hospital employees to save in sharia banks (2) whether location is an obstacle for OG hospital employees to save in sharia banks (3) whether the work environment is an obstacle for OG hospital employees to save in banks sharia (4) whether knowledge, location and work environment are obstacles for OG hospital employees to save in sharia banks. This type of research is quantitative. The population and sample in this study were 32 Muslim employees at OG Hospital. The data collection technique uses a questionnaire. The analysis technique used is multiple linear regression with the help of SPSS software. The research results show that first, the knowledge variable partially inhibits OG hospital employees from saving in Islamic banks with a calculated t value of 2.244 > 2.048 and a significance value of 0.033 < 0.05. Second, the location variable is not partially an obstacle for OG hospital employees to save at Islamic banks with a calculated t value of 0.675 < 2.048 and a significance value of 0.505 > 0.05. Third, the work environment variable partially inhibits OG hospital employees from saving at Islamic banks with a calculated t value of 3.137 > 2.048 and a significance value of 0.004 < 0.05. Fourth, the variables of knowledge, location and work environment simultaneously become obstacles for OG hospital employees to save at Islamic banks with a calculated F value of 28.062 > F table 2.95 with a significance value of 0.000 < 0.05.
Pengaruh Usia, Pendidikan, Keahlian Terhadap Penyerapan Tenaga Kerja Di Kota Medan Menurut Perspektif Islam Ryan Arianda; Waizul Qarni; Purnama Ramadhani Silalahi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.598

Abstract

This research aims to indetify the influence of age (X1), education (X2), skills (X3) on labor absorption in the city of medan according to an Islamic perspective. The type of research carried out is quantitative, the data source is primary. The methode used to collect data was by distributing questionnaire statements to the people of Medan city using a purposive sampling technique with the criteria of respondents aged 15-64 years, with a sample size of 100 respondents. Then the data obtained was processed using SPSS. The data analysis technique used in this research is instrument testing, classical assumption testing. The results of this research state that the t test shows that age has a significant effect on labor absorption, skills have a significant effect on labor absorption.

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