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Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Published by Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 181 Documents
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Analisis Kontekstual BMT Al-Istiqomah Maleber Ciamis: Pengaruh Peningkatan Pendapatan BMT Melalui Pembiayaan Mudharabah Dan Musyarakah Lutpi Alpauzi; Nila Nurochani; Mulia Amirullah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.373

Abstract

Objectives and targets that can be achieved for each study. There are objectives to be achieved, including: To determine the effect of mudharabah financing to boost BMT Al-Istiqomah Maleber Ciamis income, To determine the effect of musyarakah financing on increasing BMT Al-Istiqomah Maleber Ciamis income, and to determine the effect of Mudharabah and musyarakah financing on increasing income of BMT Al-Istiqamah Maleber Ciamis. The scientific approach to obtaining data for a specific purpose is the research method. Quantitative statistical methods are used in this study. The results of this study This study shows that (1) revenue growth is significantly and positively affected by Mudharabah financing. It can even be said that the higher the mudharab support, the higher the compensation for BMT Al-Istiqamah Maleber Ciamis. (2) The consequences of the review show that the musyarakah monetary variable influences salary development. As a result, musyarakah funds can be said to increase the income of BMT Al-Istiqamah Maleber Ciamis. (3) Mudharabah and musyaraq financing simultaneously have a significant positive impact on income.
Strategi pemasaran BRILink dalam meningkatkan pendapatan Agen Hero Desyantama; Senna Enzovani
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.382

Abstract

The rapid growth of technology and economic growth is the result of modernization. It is getting easier for people to carry out financial transactions by providing high-quality services as the level of competition between them increases. Banks will make money by providing banking services. Revenue is derived from service-based fees and product revenue. It is hoped that banking services will be able to increase the income of BRILink agents.
Pengaruh Pengetahuan Keuangan, Sikap Keuangan Dan Perilaku Keuangan Terhadap Kinerja Nuraeni Nuraeni; Ahmad Faisol Ghofiri; Khoirul Huda
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.384

Abstract

The purpose of this study was to analyze: (1) the effect of financial knowledge on MSME performance (2) the effect of financial attitudes on MSME performance (3) the effect of financial behavior on MSME performance (4) The effect of financial knowledge, financial attitudes and financial behavior on MSME performance. The type of research conducted by this researcher is a questionnaire research. The sampling technique was carried out using a non-probability sampling technique with a purposive sampling technique with a population of 100 respondents. With the criteria that UMKM have been operating for at least 3-2 years, transactions have used internet banking such as (Ovo, Go-Pay, Funds, Shopee-pay) in Pasuruan Regency. While the analysis technique used is multiple linear regression analysis with the calculation analysis tool using SPSS 24. The results of this study indicate that: 1. the financial knowledge variable has no positive and insignificant effect on MSME performance 2. The financial attitude variable has a positive and significant effect on MSME performance. 3. The financial behavior variable has no positive and significant effect on MSME performance. 4. The financial knowledge, financial attitude and financial behavior variables have a positive and significant effect on MSME performance.
Kinerja Lembaga Keuangan Syariah Terhadap Pelaku UMKM Untuk Pertumbuhan Ekonomi Imsar Imsar; Rizky Febrian Saragih
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.385

Abstract

Islamic financial institutions provide facilities that can be used by the community in the business sector to open up opportunities to build UMKM. UMKM are the main productive and competitive actors in the national economy. For this reason, the development of micro, small and medium enterprises needs to be the main priority of national economic development. This study aims to describe the role of Islamic financial institutions for UMKM in realizing economic development. This type of research is a literature review research with data sources obtained through a search on google schoolar with a number of predetermined variable keys. The results of this study include the role of financial institutions in the economy including the transfer of assets, transactions, liquidity and efficiency. Islamic financial institutions were established with the aim of promoting and developing the application of Islamic principles, sharia and their traditions into financial and banking transactions and related businesses.
Implementasi Pengelolaan Keuangan Syariah Pada Pondok Pesantren Azzakariyah Di Desa Muaro Panco Kec. Renah Pembarap Kab. Merangin Nurul Ardilah; Rafidah Rafidah; Maulana Hamzah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.410

Abstract

This study uses a qualitative descriptive research method, which means research whose research strategy emphasizes the decomposition of meaning, significance, concepts, characteristics, symptoms, symbols and descriptions, focus and diversity, natural and broad phenomena by prioritizing the quality of information and presenting it narratively. This research uses a phenomenological approach that seeks to capture various problems in society and reveal the meaning contained therein. The goal of qualitative research is to find out the social reality of those involved. Participants are people who have been interviewed, observed and asked for information, views and opinions. 1. This study uses a qualitative descriptive research method, which means a research whose research strategy emphasizes the decomposition of meaning, significance, concepts, characteristics, symptoms, symbols and descriptions, focus and diversity, natural and broad phenomena by prioritizing the quality of information and presenting it narratively. 2. This research uses a phenomenological approach that seeks to capture various problems in society and reveal the meaning contained therein. The goal of qualitative research is to find out the social reality of those involved. Participants are people who have been interviewed, observed and asked for information, views and opinions.
Pengaruh Penanaman Modal Dalam Negeri, Tenaga Kerja, Ekspor Dan Pengeluaran Pemerintah Terhadap Pertumbuhan Ekonomi Di Indonesia Fitri Ani Lubis; Nurjannah Nurjannah; Salman Salman
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.413

Abstract

The aim of this research is to determine the influence of Domestic Investment, Labor, Exports and Government Expenditures on Economic Growth in Indonesia. This research explains the influence of Domestic Investment (X1), Labor (X2), Exports (X3), and Government Expenditures (X4) on Economic Growth (Y) in Indonesia. The data used is time series data and was obtained from the Indonesian Central Bureau of Statistics (BPS) for 2006-2020. The data analysis method uses multiple linear regression analysis using eviews 10 software. The research results show that partially domestic investment has a positive and significant effect on economic growth in Indonesia. Partially, labor has a positive and insignificant effect on economic growth in Indonesia. Simultaneously domestic investment, labor, exports and government spending have a positive and significant effect on economic growth in Indonesia.
Analisis Mekanisme Penetapan Harga Jual Dalam Perspektif Prinsip-Prinsip Ekonomi Syariah (Di Toko Berkah Jl. Depati Parbo Jambi) Suci Putri Utami; Titin Agustin Nengsih; Muthmainnah Muthmainnah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.418

Abstract

Price fixing is a price fixation that has been determined by the party entitled to determine the price. In setting the price, an item must be agreed upon and generally applicable. However, there are still buying and selling that contain elements of injustice between one buyer and another. There are several things that motivate the author to conduct research on the selling price setting process at the Berkah shop because it is classified as unique, to find out whether the price setting at the Berkah shop is in accordance with the perspective of the Sharia Economy. The results of the study show that the Islamic economic review in pricing at the Berkah Shop is in accordance with Islamic law, the price set is still relatively fair. With this price setting, it can meet the needs of the community, meet the needs of households, and meet the needs of the community, especially those on Jl. Depati Parbo Jambi city in the long term. Pricing at Toko Berkah can also create a sense of mutual assistance, because pricing at Toko Berkah includes an element of mutual help.
Pengaruh Kompensasi Dan Disiplin Kerja Terhadap Kinerja Karyawan Pada Lembaga Perlindungan Konsumen Republik Indonesia Cabang Kediri Mochammad Sulistiyanda; Iing Sri Hardiningrum; Anita Sumelvia Dewi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.420

Abstract

Employee performance is the main factor to help the company achieve its goals. One of the efforts to improve employee performance is the provision of compensation and work discipline. The indicators of this compensation are incentives and salary. While the indicators of work discipline are punctuality, high responsibility, obedience to office rules. By knowing this relationship, the LPK-RI Kediri can estimate how the employee's response regarding the compensation and work discipline provided, so as to have maximum employee performance results.This research is a descriptive quantitative research that aims to produce a discovery obtained through statistical procedures. The sample in this study used a saturated sample with 50 employees as respondents. The data in this study were obtained through observation, interviews, questionnaires and literature study. From the results of the analysis that has been done. The results of the study show that compensation and work discipline have an effect on employee performance. This is evidenced by the results of the R Square value of 0.694 or 69.4% while the remaining 30.6% is influenced by other variables.
Persaingan Antar Pedagang Dalam Perspektif Etika Bisnis Islam : Studi Pasar Tradisional Keramat Tinggi Kecamatan Muara Bulian Siraj Aiqan Zhorifi; Agustina Mutia; Agusriandi Agusriandi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.421

Abstract

In today's digital era, the economy is a very important aspect for every human life in order to meet every need such as clothing, food and shelter. In Islam, every human being is encouraged to compete in trying, but Islam underlines that the intended effort should be in terms of goodness not the other way around which can plunge people into satanic acts. In this study the method used is a qualitative method. The informants in this study were eight traders and three buyers. The type of data used is primary data with data collection techniques in the form of observation, interviews and documentation. Checking the validity of the data is done by testing the internal validity (credibility), preparing a triangulation plan, identifying informants and participants. Based on the results of this study indicate that the competition between traders in the Keramat Tinggi Market, Muara Bulian District includes five principles, namely unity (unity), balance (fairness), free will, responsibility, and truth. Of the five principles, most of the business competition activities carried out by traders are in accordance with Islamic business ethics, although there are some traders who carry out unfair business competition and conflict with Islamic business ethics, namely traders with large capital, setting prices below the prices of other traders and there are Merchants who report that the quality is not in accordance with their merchandise with the aim of turning off other traders and can harm the buyer. In implementing the five principles of Islamic business ethics there are obstacles to the principle of responsibility because there are some traders who actually provide insurance or compensation to the buyer if there is a defect in the goods and also some do not provide insurance to the buyer if there is a defect in the goods. But this happens not for the sole reason of making a profit, but to minimize the losses that occur.
Peran Home Industry Dalam Meningkatkan Pendapatan Rumah Tangga: Studi Pada Home Industry Keripik Kentang Di Kecamatan Paal Merah Kota Jambi Muhammad Hisyam; Miftah Miftah; Ahmad Syahrizal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.424

Abstract

This study aims to determine the role of the home industry in increasing household income (a study on the potato chip home industry in Paal Merah District, Jambi City). This research is qualitative in nature. Qualitative research is research that tends to use analysis with an inductive approach and is descriptive or explanatory in nature. This research focuses more on facts that occur in the field. The subjects of this study were home industry owners in the Paal Merah sub-district, Jambi city, employees who worked and providers of raw materials for the home industry. The data obtained comes from observations, interviews and documentation. The results showed that: First, the home industry in Paal Merah sub-district, Jambi city, has a positive impact on improving the household economy where welfare indicators can be seen from the role, income, and welfare of owners, raw material providers and employees who can set aside income from the results of work so that they can send their children to a better education, besides being used to meet daily needs can also help the head of the household in meeting other daily needs, Second, the existence of a home industry in Paal Merah sub-district, Jambi city, also plays a role in assisting the government in reducing poverty and reducing the number of unemployed in society, with the absorption of labor, especially housewives who are around to make the best use of their time, of course. will be able to help generate income for households, and in carrying out business activities food needs can be fulfilled properly and in accordance with Islamic teachings, then all business activities are protected and cared for during production activities, and can be used to meet needs in the future. Third, with the results of this research, it is hoped that the regional government, especially the province of Jambi, which is related to the development of Small and Medium Enterprises, will pay more attention to the existence of home industries in the Paal Merah sub-district, Jambi City, their business can increase and be able to compete in the market, of course it will also prosper the economy. small society.

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