IIJSE
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Articles
2,568 Documents
Factors Affecting Online Impulse Buying Behavior of Fashion Products on Live: Instagram Vs Tiktok
Kristi, Gabriella Olivia;
Tumpal H. Aruan, Daniel
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i3.3157
This study analyses the influence of these factors and their underlying motivations. This research model is based on the stimulus organism response framework (S-O-R) to explore consumer reactions and behavior after certain stimulus factors. A measurement model was created based on valid responses from online questionnaires with the help of Structural Equation Modelling (SEM) using Smart-PLS. This study uses quantitative methods. The sampling technique used in this study was purposive sampling with the aim of ensuring that the respondents met the study's criteria. so that the number of samples in this study was 400 Instagram or TikTok users. The research results show that Attractiveness and expertise affect perceived enjoyment in buying online fashion products on live Instagram and TikTok positively and significantly. Product usefulness, purchase convenience, and product price affect perceived usefulness in buying online fashion products on live Instagram and TikTok positively and significantly. usefulness positively and significantly affected perceived enjoyment in buying online fashion products on live Instagram and TikTok. Perceived enjoyment and perceived usefulness mediate the urge to buy impulsively in buying online fashion products on live Instagram and TikTok positively and significantly. Trustworthiness is proven to have no positive or significant effect on the perceived enjoyment of buying online fashion products on live Instagram and TikTok.
How Does Perceived Value Impact the Continuance Intention of Co-Branded Streetwear Fashion Goods in Indonesia
Purwanto, Haryo Prabowo Sigit
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i2.3158
This paper aims to provide more insight into the streetwear fashion industry, specifically the effects of perceived value towards co-brand equity, co-brand preference, and continuance intention in Indonesia’s streetwear fashion context. This study can serve as a guideline for South East Asian fashion entrepreneurs who plans to use a co-branding strategy in their streetwear business. This research used a purposive random sample of 197 co-branded fashion streetwear consumers was surveyed. Structural Equation Modelling (SEM) was employed to analyze the data through SPSS and SmartPLS software. The result shows that perceived value has significant and positive effects on the continuance intention of co-branded streetwear fashion goods in Indonesia. Co-brand equity and co-brand preference also play a pivotal role in consumers’ continuance intention of co-branded streetwear fashion goods in Indonesia. There are currently a low number of studies exploring the streetwear fashion industry.
Concepts and Implementation in Multiple Business Systems: Study in Village Unit Cooperatives, Pangkalan Tiga, Central Kalimantan
Akbar, Wahyu;
Frasetia, Anggi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v7i1.3221
The study’s goal is to map out the complex commercial infrastructure of KUD Tani Subur, as well as to learn how the multi-business system in KUD Tani Fertile has affected the well-being of its members and the Pangkalan Tiga village community. This research uses a qualitative, descriptive methodology in the field. Cooperative leaders, cooperative members, and the residents of Pangkalan Tiga served as participants in this study. Selective sampling strategies for identifying study subjects. Sources of information for this study were interviews, observations, and written records. The data were examined descriptively, taking into account system theory and welfare in the framework of Sharia economics. This research leads us to the conclusion that KUD Tani Subur operates on an Islamic economic profit-sharing paradigm, in which 30% of business profits are used to fund the growth of KUD Tani Subur, and 70% are distributed among members, social funds, and other charitable organizations. Members and the surrounding community of Pangkalan Tiga village welfare monetarily and spiritually from the all-business structure.
The Mediating Role of E-Trust in the Relationship of E-Rating, E-Review, and Cash on Delivery System on Customer Purchasing Decisions: Evidence from Tiktok Shop Platform in Rantauprapat
Utami, Nur Izzati Presty;
Siregar, Zulkifli Musannip Efendi;
Rafika, Mulya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i3.3240
This study aims to determine the effect of e-rating, e-review, and the cash-on-delivery (COD) system on e-trust and also on online purchasing decisions on the TikTok shop platform in Rantauprapat. The population in this study are consumers who own the TikTok application and use the TikTok shop platform in Rantauprapat, whose number is not known with certainty. The number of samples used in this study was 100 people with certain predetermined criteria. Sampling using non-probability sampling technique with the purposive sampling method. The data used in this research is primary data. The data analysis tool used is SEM analysis with Smart PLS software tools. The results obtained from this study indicate that e-rating has no significant effect on purchasing decisions, e-rating has no significant effect on e-trust, e-review has no significant effect on purchasing decisions, e-review has a positive and significant effect on e-trust, cod payment system has no significant effect on purchasing decisions, the COD payment system has a positive and significant effect on e-trust, and e-trust has a positive and significant effect on purchasing decisions.
The Influence of Price, Product Quality, and Service Quality on Customer Satisfaction at Home Smart Rantauprapat
Safitri, Lia;
Siregar, Zulkifli Musannip Efendi;
Rafika, Mulya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i3.3241
Consumer satisfaction is an important element that must be created by all types of businesses. Researchers also agree that consumer satisfaction is a prerequisite for gaining loyalty from consumers, consumer loyalty that can make consumers come to buy products sold by sellers. The purpose of this study was to examine the effect of independent variables consisting of price, product quality, and service quality on consumer satisfaction who have shopped at Home Smart Rantauprapat. This study uses a quantitative approach, collecting data using a purposive sampling method, which means that researchers apply specific criteria in determining which respondents can be sampled in this study. The number of samples used in this study was 100 people with the specified criteria being consumers who had shopped at Home Smart Rantauprapat and were 18 years and over, which aims to get valid answers. The results of this study indicate that price has a positive and significant effect on customer satisfaction at Home Smart Rantauprapat, product quality is proven to have a positive effect on customer satisfaction at Home Smart Rantauprapat and the last variable, namely service quality, is also found to have a positive and significant effect on customer satisfaction that has been shopping at Home Smart Rantauprapat.
The Effect of Segmentation, Targeting, Positioning on Purchasing Decisions of Baperchips Brownies Chips MSMEs Products
Sari, Windi;
Tanjung, Ahmad Albar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i3.3248
The purpose of this study was to find out whether there is an effect of Segmentation, Targeting, and Positioning on purchasing decisions at Baperchips MSMEs Products. The sample in this study was 100 people. The method used in this study was a quantitative method. This study used primary data, primary data in this study were obtained from respondents’ answers through interviews, observation, and questionnaires. The power analysis used in this study is the Structural Equation Model with Smart PLS. The results of this study indicate that partial Segmentation has a positive but not significant effect on purchasing decisions, Targeting has a positive and significant effect on purchasing decisions, and Positioning has a positive and significant effect on purchasing decisions.
The Influence of Agent Competence and Trust on Customer Loyalty to Sharia Life Insurance (Study at PT. Prudential Life Assurance Binjai Branch
Ayuni, Putri;
Ahmadi Bi Rahmani, Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i2.3325
The purpose of writing this article is to examine influence agent competency and trust have on customer loyalty for Sharia life insurance (Case Study of PT Prudential Life assurance branch of Binjai). This study applies a quantitative descriptive method with multiple linear regression analysis. This study applies data processing according to statistical mechanisms and then interpreted in the form of numbers obtained from the instrument in the form of a questionnaire. This study has subjects in the form of customers from PT Prudential Life assurance Binjai branch and objects in the form of the influence of agent competence and trust on consumer loyalty. The population of this study is a number of 80 Sharia life insurance customers and applies a sampling technique in the form of a saturated sample. This is because the population is under 100 people so that all of them are drawn as research samples. Based on the results of data processing obtained through the t test obtained a count of 3.798 and a significance of 0.000. So the interpretation is tcount>ttable (3.798>1.29). The first hypothesis is accepted so that competence has a positive and significant effect on customer royalties of PT Prudential Life assurance Binjai branch. Then the results of subsequent tests on the trust variable obtained t count of -2.295 and a Sig value of 0.024. So it is interpreted that tcount
The Role of Insurance Agents in Improving Public Understanding of Fire Insurance Products (Case Study at PT Asuransi Askrida Syariah)
Sembiring, Gita Kurnia Sari;
Arif Lubis, Fauzi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i2.3326
This study discusses the role of agents in increasing public understanding of fire insurance products at PT. Askrida Syariah Insurance. This research uses descriptive qualitative research methods, using primary data obtained through interviews and secondary data from important documents and previous research. The method of data collection is done by interviewing the administrative staff at PT Asuransi Askrida Syariah. Then the author collects some previous research related to the author's research, which is usually called documentation. The method of analysis that the author uses in this research is descriptive, that is, by reducing the data or summarizing important data in the research, displaying the data and concluding the research results. The result of this research is that the method used by the agent at PT. Askrida Syariah in educating the public regarding fire insurance products is by creating events, seminars and promotions from social media. Then the obstacles faced by agents are the lack of public knowledge regarding fire insurance products, and many people think that insurance is not important. The large number of competitors from other insurance companies is also an obstacle in marketing fire insurance products. However, the development of PT Askrida Syariah is very good. It can be seen from 2019 to 2021 that there will be an increase in the number of premiums and also customers.
The Role of Waqf and Overcoming the Economy due to the Covid-19 Pandemic Social in Indonesia
Nawawi, Nawawi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i2.3343
The research has found that one of the principles of waqf in Indonesia is to hold back the capital and give the results to people in need. Consequently, waqf has productive potential that needs to be developed dynamically. This is where the development of waqf financial technology is needed to facilitate the liquidity of online market players according to Sharia by bringing together demand and supply during the lockdown due to the pandemic. In Islamic law, saving Micro, small and Medium enterprises (MSMEs) that are threatened with bankruptcy due to the Covid-19 pandemic can be categorized as waqf recipients (mauquf 'alaih). The Indonesia government can optimize waqf both cash waqf schemes, productive and waqf linked sukut (record) to build waqf-based infrastructure such as Waqf Hospital (WH) specifically for Covid-19 victims, waqf Personal Protective Equipment (PPE), waqf masks, waqf polyclinics, Waqf Isolation Houses (WIH), procurement of waqf ventilators, waqf universities and others.
Analysis of the Claim Process Mechanism for Kafalah Financing Products in Mortgage Housing Liquidity Facilities (FLPP) at PT. Jamkrindo Sharia Medan Branch
Syahputri, Rima Rizki;
Yafiz, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v6i2.3356
KPR Sejahtera in the form of a Housing Financing Liquidity Facility or FLPP is one of the KPRs provided by banks. FLPP is a form of joint ownership of credit between public housing that has low interest rates and small monthly payments over the credit term. Here a third party is needed to provide guarantees for the security and protection of the house that has been credited, namely insurance, one of which is PT Jamkrindo Syariah. Kafalah Financing Prosperous Houses with Housing Finance Liquidity Facility (FLPP) is one of the products provided by PT. Guarantee Jamkrindo Syariah. The mechanism by which the Bank sends guarantee claims to Jamsyar is a matter that needs to be discussed. The purpose of this research is to find out how to submit a bank financing guarantee claim to Jamsyar. This research is a descriptive qualitative research using interview and documentation data collection methods. Sources of data received through literature studies and interviews. Based on the results of research at the Medan branch of PT Jamkrindo Syariah, the procedures that must be carried out by the Bank before submitting a claim are as follows: First, the bank conducts an analysis to determine whether the customer's financing is included in collectibility 4 or the category is doubtful. Second, the claim submission letter and supporting documents must be sent by the Bank to Jamsyar no later than 2 (two) months after the claim right is realized. Third, Jamsyar will review the claim submission file after receiving all the data or documents needed to submit a claim and ensure that all requirements are met, if the risk of loss of financing that occurs is included in the guaranteed risk, the guarantor must give approval and carry out claim payments.