IIJSE
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Articles
2,520 Documents
<![CDATA[Analysis of Compensation and Job Satisfaction on Honorary Employee Performance at RSUD Pringadi Medan ]]>
<![CDATA[Muhammad Anshari Hutasuhut]]>;
<![CDATA[Nur Ahmadi Bi Rahmani]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3852
<![CDATA[One of the human resources who must have good performance is an honorary employee. In order to realize good employee performance, it is necessary to have supporting factors, namely compensation and job satisfaction. Compensation and job satisfaction will be received by honorary employees, which will encourage these employees to better comply with or obey the rules and norms that apply in the government system. So that compensation and job satisfaction are closely related to the realization of human resources that support employee performance. Unfair compensation can have an adverse effect or impact on employee performance, someone generally needs justice, especially workers or companies in an agency or company, where an employee expects appropriate rewards for the services or work, he has done. When the rewards or wages given are not suitable and cannot meet the needs of employees or employees, it will have an impact on their performance and will cause a problem in the company or agency which will ultimately harm the company or agency. The study aims to see how big the role of compensation and job satisfactionis is in supporting the performance of Honorary employees. This study uses the quantitative method with purposive sampling techniques and obtained sampling with the Slovin formula as many as 75 respondents will be distributed questionnaires to employees of Pringadi Hospital Medan. The results of this study indicate that there is a positive and significant influence between compensation and job satisfaction on the performance of honorary employees at Pringadi Hospital.]]>
<![CDATA[The Effect of Good Corporate Governance on Company Value with Financial Performance as a Moderation Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange) ]]>
<![CDATA[Ardhia Meianti]]>;
<![CDATA[Imsar Imsar]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3853
<![CDATA[In Indonesia, service companies, especially insurance companies, are among the growing companies because they have a fairly good growth rate. Insurance companies are financial institution companies that collect funds in the form of premiums from the public. Therefore, the company’s premium income must be utilized, one of which is by going public, namely by issuing securities offerings in the form of shares in the capital market. This study aims to determine the effect of Good Corporate Governance (GCG) proxied by the Board of Commissioners, Independent Commissioners, and the Audit Committee on Company Value with Financial Performance as a Moderating Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange for the 2018-2022 Period). The population of this study is insurance companies listed on the Indonesia Stock Exchange for the 2018-2022 period. This study uses secondary quantitative data methods and the terms of sample selection are 10 companies for 5 years with 50 samples. The method of data analysis in this study is purposive sampling and Moderate Regression Analysis (MRA) using SPSS 22.0. The results of this study indicate that Good Corporate Governance (GCG) before and after being moderated by financial performance simultaneously has a significant effect on firm value. This means that with an increase in the mechanism of Good Corporate Governance (GCG) and financial performance, investor confidence will emerge so that it can increase the value of the company.]]>
<![CDATA[Policy Analysis of Bank Indonesia Concerning Finance to Value (FTV) to Minimize Problem Financing of Sharia Home Ownership Loans (KPR ]]>
<![CDATA[Nadira Paramita]]>;
<![CDATA[Sugianto Suggianto]]>;
<![CDATA[Nurul Jannah]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i2.3854
<![CDATA[The Financing to Value (FTV) policy is a macroprudential policy issued by Bank Indonesia to determine the total ratio between the value of credit that can be provided by a bank to the value of collateral in the form of property at the time of initial lending to customers. This research aims to be able to know how the procedures for implementing risk management in Sharia Home Ownership Loans (KPR) financing and knowing FTV policies can minimize problem financing on Sharia KPR products at Bank Muamalat Branch Office (KC) Medan City Hall. In this study, the authors used qualitative research with a case study approach. Data collection techniques used interviews and documentation. From the results of the research conducted, it was found that Bank Muamalat KC Medan City Hall has fully implemented Bank Indonesia’s policy regarding Finance to Value (FTV) in KPR financing products. However, this implementation is not fully in accordance with existing policies and the application of these policies has not fully minimized the NPF of Sharia KPR. In addition, the implementation of Sharia Home Ownership Loans (KPRS) distribution carried out by Bank Muamalat KC Medan City Hall did not go well due to several things that caused problematic financing, including non-performing loans. Problematic credit financing at Bank Muamalat KC Medan City Hall is caused by two things, namely debtors and creditors. To prevent and overcome problem financing loans that have been carried out by Bank Muamalat KC Medan City Hall, namely by providing understanding to debtors and providing concessions to ongoing credit problems.]]>
<![CDATA[Local Economy-Based Ecotourism Development Strategy in Mandailing Natal Community Empowerment Using QSPM ]]>
<![CDATA[Hilma Kholilah Lubis]]>;
<![CDATA[Annio Indah Lestari Nasution]]>;
<![CDATA[Rahmat Daim Harahap]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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<![CDATA[Mandailing Natal is an area blessed with abundant natural wealth which is also a source of livelihood for the community. empowering nature tourism (ecotourism) as part of a strategy to take advantage of natural wealth in the Mandailing Natal area without damaging the environment is one of the right steps. By utilizing natural resources which are a tourist attraction in the Mandailing Natal district. The purpose of this research is to identify the conditions of ecotourism in Mandailing Natal based on an analysis of Strengths, Weaknesses, Opportunities, and Threat (SWOT) and to find out the best marketing strategy based on alternative marketing strategies that have been obtained using Quantitative Strategic Planning Matrix (QSPM). The research method used is to use the SWOT and QSPM method. The results of the study show that the Ecotourism Conditions in Mandailing Natal based on an analysis of Strengths, Weaknesses, Opportunities, and Threats (SWOT) have great strengths. This is illustrated by the results of the IFAS and EFAS matrix analysis which describe the position of tourist attractions in Mandailing Natal in quadrant 1-2 positions in the SWOT matrix. Quadrant 2 describes Strategic Diversification, namely Tourism Objects in a stable condition but facing a number of tough challenges. Tourist attractions in Mandailing Natal can carry out several strategies to face the big challenges towards goodness, including (1) increasing the facility of cleanliness, (2) prioritizing traders so that the prices offered are with complete police and sizes, (3) utilizing large areas of land for complete the lacking facilities as well as add new innovations supported by the regional government or the tourism office.]]>
<![CDATA[The Challenges of Digital Banking in Today’s Banking Industry ]]>
<![CDATA[Didi Haryono]]>;
<![CDATA[A. Hanief Saha Ghafur]]>;
<![CDATA[Gumilar Rusliwa Somantri]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3857
<![CDATA[Nowadays, the development of technology is very rapid. Technology is used in almost every area of life. The same applies to the banking industry. The digital era has changed the pattern of the banking business. The ease of use of this technology is expected to bring convenience and speed to transactions called digital banking. Digital banking is a banking service that creates a digital economy that is pursued by many new products issued by banks through technology that utilizes digital technology to meet customer needs and facilitate transactions with customers. The research method is with a Qualitative Descriptive approach and the data used in the survey is using literature, documents, news magazines, interviews, and direct observation of what is happening in the rapidly growing financial technology, taking into account the laws and regulations. Namely Bank Indonesia and the Financial Services Authority. The banking industry is facing increasing challenges in the digital world and progress in the coming years is unstoppable. This is because banks not only have to compete with other banks but also with other financial technology companies that provide security and convenience to their users in the digital economy era. The public needs to be educated about digital banking services. As a tech-savvy society, there is no need to hesitate to make technological advances, but also need to be careful not to sacrifice technological advances. The public needs to be educated about digital banking services.]]>
<![CDATA[Determination of Poverty through Unemployment in North Sumatra ]]>
<![CDATA[Piter Andrean]]>;
<![CDATA[Marliyah Marliyah]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i2.3859
<![CDATA[This study aims to analyze the effect of the unemployment rate, Gross Regional Domestic Product (GRDP), investment, and The Human Development Index (HDI) which are relevant in influencing poverty in North Sumatra Province. This study uses secondary data in the form of North Sumatra Cross Section data from 2015-2021. The analytical method used in this study is a mixed method with Path Analysis and Descriptive Qualitative approaches. The results showed that GRDP had a significant effect on the poverty rate, Investment had a significant effect on poverty, HDI had a significant effect on poverty, GRDP had a significant effect on unemployment, Investment had a significant effect on unemployment, HDI had a significant effect on unemployment, and unemployment has no significant effect on poverty in North Sumatra. Unemployment does not function as an intervening variable between GRDP and poverty, unemployment functions as an intervening variable between investment and poverty, and unemployment does not function as an intervening variable between HDI and poverty.]]>
<![CDATA[Analysis of Understanding of Ta’awun Principles and Its Influence on the Interest of Online Ojek Drivers to Become Sharia Insurance Participants ]]>
<![CDATA[Rifka Fachrina]]>;
<![CDATA[Marliyah Marliyah]]>;
<![CDATA[Rahmi Syahriza]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3861
<![CDATA[Online transportation companies have provided insurance facilities for the profession of online motorcycle taxi drivers, but there are still many online motorcycle taxi drivers who do not have self-protection in the form of insurance, even though drivers have a level of work risk that has the potential to endanger their health and safety. The purpose of this research is to find out the online motorcycle taxi drivers' understanding of the ta’awun principle and the online motorcycle taxi drivers’ interest in sharia insurance. This study uses qualitative methods with data collection techniques through interviews. Data processing was carried out using the Miles & Huberman analysis technique which consisted of three stages, namely data reduction, data presentation, and conclusions. Based on data analysis it was concluded that as many as 29% of informants understood the ta’awun principle in sharia insurance. 43% of informants are interested in becoming participants in sharia insurance 67% of them understand the principle of ta’awun while 33% of other people do not understand the principle of ta’awun, 34% of informants are not interested in participating in conventional insurance or sharia insurance as much as 62% of informants admit to knowing the principle of ta’awun awun while 38% of people said they did not understand the principle of ta’awun. 23%, namely 25% of people understand the principle of ta’awun, while 75% of other people do not understand the principle of ta’awun, this percentage explains that the informant is still in doubt about taking Islamic insurance.]]>
<![CDATA[Analysis of Implementation of Reputation Risk Management in Employees of Sharia Bank (Case Study of Bank Sumut Sub-Branch Office Sharia Simpang Kayu Besar Tanjung Morawa) ]]>
<![CDATA[Wiwin Khairany Simanjuntak]]>;
<![CDATA[Muhammad Lathief Ilhamy Nasution]]>;
<![CDATA[Nurul Jannah]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3862
<![CDATA[The future of banking is largely determined by the management capabilities of Islamic banking and facing the rapid changes that are happening at this time. The rapid pace of information and technology as well as financial innovation has made the financial sector where Islamic banking takes shelter increasingly complex, dynamic, and competitive. This condition has the potential to increase risks to Islamic banking where all these risks absolutely must be managed. Islamic banks should start to manage such risks as reputation risk, for example. Reputation risk is the risk due to decreased stakeholder trust originating from negative perceptions of the bank. The impact of reputation risk events generally causes non-financial losses for the bank. The purpose of this study was to determine the analysis of the implementation of reputation risk management of Islamic banks on employees. The research method of this journal is a descriptive qualitative method with a case study approach from the data using collected three methods, namely, direct interview observation, and documentation. The results of the study show that the role of implementing risk management in North Sumatra companies or banks is very important because in reputation risk there must be control in the company by increasing compliance with applicable regulations in order to control reputation risk. Companies must also anticipate complaints from customers and lawsuits.]]>
<![CDATA[The Effect of Innovation Ability and Human Resource Capability on Competitive Advantage to Improve Company Performance in Post-Pandemic Covid-19 (Empirical Study of Coffee Shop Companies in Semarang) ]]>
<![CDATA[Gofita Dharana Zenaislamey Novadhiyavast]]>;
<![CDATA[Retno Hidayati]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3869
<![CDATA[This study aims to develop a conceptual model based on Innovation Capability, Human Resource Capability, and Competitive Advantage which is expected to improve coffee shop business performance. Overall, there are 200 coffee shop owners and managers involved in this research activity. The structural Equation Modelling (SEM) method was adopted as software to assist in testing models and hypotheses. Structural Equation Modelling (SEM) analyzed 200 questionnaires. The findings from this study are that good coffee shop company performance can be achieved through innovation capabilities, human resource capabilities, and competitive advantage. So, this can be used as input for related company managers to be able to get their best performance in the post-pandemic period. The results of the Goodness of fit full model SEM test still show a marginal value, namely the AGFI value (0.884) which is < the cut-off value. This study also provides several suggestions for future research development. The findings contribute to practical managerial implications by providing practitioners with some insights regarding innovation capability, human resource capability, competitive advantage, and company performance. This study explains the effect of Innovation Capability and Human Resource Capability on Company Performance both directly and through an intervening variable, namely Competitive Advantage. The conceptual model of this research was tested on coffee shop samples in Semarang.]]>
<![CDATA[The Influence of Innovation Strategy and Company Efficiency on Competitive Advantage and Its Influence on the Performance of Residential Developer Companies in Central Java ]]>
<![CDATA[Dewanda Maulana]]>;
<![CDATA[Retno Hidayati]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023 ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v6i3.3870
<![CDATA[Problems in the performance of housing developer companies in Central Java, especially during the post-pandemic period. There are companies that have been affected by the consequences of the ongoing economic crisis, especially housing developer companies in the property sector in Central Java. Researching a sample of housing developer companies in Central Java that are members of the REI, which as a whole has 350 members. The structural Equation Modeling (SEM) method was adopted as software to assist in testing models and hypotheses. Structural Equation Modeling (SEM) analyzes 200 questionnaires that have been filled in by the top managers of the companies concerned. In this study there are findings that in achieving the performance of housing developer companies in Central Java can be achieved by increasing the company’s innovation and efficiency strategies both directly and through the company’s competitive advantage, then these results can be a consideration for housing developer businesses in Central Java in improving their performance. This study only uses indicators of efficient operational costs, efficient use of manpower, efficient use of work equipment, and efficient use of raw materials in the company efficiency variable. Meanwhile, efficiency indicators in terms of financial data and company assets cannot be accessed because some companies do not wish to provide confidential data. Future research is expected to use better-supporting data. There are managerial implications that can be utilized and studied by housing developer businesses. The study explains the influence of the company's innovation strategy and efficiency on company performance both directly and through competitive advantage. The conceptual model of this research was tested on a sample of housing developer companies in Central Java that are members of the Central Java REI association.]]>
