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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
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Analysis of Fishermen’s Unwelfare Problems in the City of Tanjungbalai Based on the Maqashid Sharia Approach (Case Study of Fishermen in Tanjungbalai) Iman Purdani; Imsar Imsar; Rahmat Daim Harahap
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3890

Abstract

This study aims to analyze the factors that cause fishermen’s welfare in the city of Tanjung Balai, as well as provide solutions that can be implemented by the government and society in improving the welfare of fishermen based on the Maqashid Sharia approach. This research was conducted through a qualitative approach with data collection techniques through interviews and document studies. The results showed that the factors causing the welfare of fishermen in Tanjung Balai include the lack of government policy support in managing fishery resources, the low level of education and skills of fishermen, the problem of limited market access, and environmental conditions that are not conducive to the sustainability of fisheries. The Maqashid Sharia approach is used to analyze this problem by taking into account the objectives of Islamic Sharia. In the context of fishermen in Tanjung Balai, the Maqashid Sharia approach can provide holistic and sustainable solutions by taking into account the welfare of fishermen in the physical, social, economic, and spiritual aspects. This research shows that the welfare of fishermen in Tanjung Balai is a complex problem and requires a holistic and integrated solution. Therefore, efforts from the government and society are needed to improve the welfare of fishermen by taking into account the objectives of Maqashid Sharia. Implementation of this approach is expected to have a positive impact on the welfare of fishermen and society in general.
The Influence of Workload, Work Stress, Organizational Culture, and Work Environment on Job Performance at Employees of PT. Bank Sumut Syariah Deli Serdang Area Ridho Pratama; Nurlaila Nurlaila; Muhammad Lathief Ilhamy Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3891

Abstract

This study aims to examine the effect of workload, work stress, organizational culture and work environment on job performance. This research was conducted at the sub-branch office of the Bank Sumut Syariah which is located in the Deli Serdang area, namely in Lubuk Pakam, Limau Manis, and Hamparan Perak. Researchers took the entire population with a total of 35 people as research respondents. This research method uses quantitative research using an associative approach, data collection techniques using a questionnaire. The data obtained were analyzed using the multiple linear regression method. The results showed that workload had a positive and significant effect on job performance. It can be seen from the results of data processing the Workload variable tvalue 2.374 > ttable 2.042. As for the variables Work Stress,­ 2.042, Organizational Culture variable value of 1.069 < t­table 2.042, t value the Work Environment variable is 0.783 < ttable 2.042. The results of the simultaneous test hypothesis show that Workload, Work Stress, Organizational Culture and Work Environment simultaneously affect Job Performance. This can be seen from the calculated Fvalue of 3.908 > Ftable 2.68.
The Influence of Brand Image, Price, Quality on Compulsive Buying Disorder of Imported Used Clothing Among Generation Z in the Perspective of Sharia Economics Chuzaimah Batubara; Inayatul Widad Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3893

Abstract

This study aims to analyze price, quality, and brand image on compulsive buying disorder because fast-changing fashion trends among consumers tend to make consumers become exaggerated and use various ways to follow trends, especially buying imported used clothes. Formulation of the problem is What is the phenomenon of Generation Z in choosing to buy imported used clothing, what are the causes of Generation Z committing compulsive buying disorder in choosing imported used clothing, Does imported used clothing have a positive or negative effect on the survival of Generation Z. While the purpose of the research is to answer the problem formulated above. This research method is associative quantitative. The population in this study is Generation Z who are in the UIN North Sumatra environment, namely Islamic Economics Students in 2022 totaling 100 students. The analytical method used is Moderated Regression Analysis (MRA) with the SPSS 25 application and the results are obtained: The t-test results for the variable X1 t count are less t table (1.164 <1.984.), and a significance value is 0.247> 0.05. The results of the t-test for the price variable mean that individually the price does not have a significant effect on compulsive buying disorder. X2 The value of tcount exceeds ttable (-0.755 > 1.984.), and a significance value of 0.452 > 0.05. shows that product quality does not affect compulsive buying disorder behavior. X3 Individual Brand Image has a significant effect on compulsive buying disorder. The t count value exceeds t table (78.410 > 1.984.), and a significance value of 0.000 <0.05.
Mengidentifikasi Faktor-faktor yang Mempengaruhi Wakaf Uang di Kota Palembang Ichsan Hamidi; Hamira Hamira; Dwi Darma Puspita Sari; Abdul Bashir
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3895

Abstract

The purpose of this study is to determine the factors that influence cash waqf in Palembang City. This research was conducted in Palembang City with an unknown population, so we used Lemeshow formula to decide the respondents who did a cash waqf and were obtained by distributing questionnaires. Multiple linear regression is used in this study. Based on the results of data analysis, it shows that simultaneously all independent variables such as income, education, technology or media information, and religiosity have a positive and significant effect on cash waqf. Partially income, technology or media information, and religiosity have a positive and significant effect on cash waqf, while education has a positive but not significant effect. The results of this study are expected to encourage the potential of cash waqf to increase economic growth. Although cash waqf is not an obligation, special regulations in the form of cash waqf recommendations, especially for workers, are expected to encourage someone’s interest in doing cash waqf.
The Influence of Digital Marketing, Brand Image, and Service Facilities on Customers’ Saving Interest Decisions (A Case Study of BSI Branch Office Gajah Mada) Fairuz Firjatullah; Nur Ahmadi Bi Rahmani; Muhammad Latief Ilhamy NST
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3896

Abstract

In this study, the aim was to determine the effect of digital marketing, brand image, and service facilities on customer interest, and retention (a case study of BSI Branch Office (KC) Gajah Mada). The type of research used in this research is quantitative research. The object of this research was carried out at BSI KC Gajah Mada. The population used in this study were 3,415 BSI KC Gajah Mada customers who saved at the bank in 2020- 2023. While the sample data was taken using the Slovin formula as many as 97 respondents. The authors’ data analysis technique uses Validity and Reliability tests, as well as multiple classical assumption tests such as normality, multicollinearity tests, heteroscedasticity tests, and autocorrelation tests. Based on the results of research conducted partially, shows that digital marketing, brand image, and service facilities have a significantly positive effect on customer interest in deposits at BSI KC Gajah Mada. The calculation of the F test shows that the Fcount value is 51.223 with a significant value of 0.000. Because the significance value (α) <0.05, namely 0.000 <0.05, and for the value of Fcount > Ftable, namely 46.904 > 2.70. So, it means that it can be stated that simultaneously all the independent variables have a significant positive effect on the dependent variable interest in making customers (Y). 05 and for the value of Fcount > Ftable, namely 46.904 > 2.70.
Analysis of the Influence of External Factors of Sharia Bank on Non-Performing Financing (NPF) of Indonesian Sharia Commercial Banks Imamah Khairiyah; Fauzi Arif Lubis; M. Lathief Ilhamy Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3899

Abstract

Islamic banking in Indonesia has grown rapidly in recent years. However, along with its development, Islamic banking also faces various risks, one of which is credit risk which can result in Non-Performing Financing (NPF) or non-performing loans. NPF is an important indicator that can affect banking stability. Therefore, it is important to control the factors that can affect the level of NPF in Islamic banks. This study aims to examine the effect of inflation, BI Rate, and exchange rates on Non-Performing Financing (NPF) in Islamic banking in Indonesia. NPF is an important indicator that can affect banking stability and inflation control, the BI Rate, and the exchange rate is the factors that can affect the level of NPF in Islamic banks. This study uses a method with a quantitative approach and with a sample of 264 and removes outliers to 141 observational samples using multiple linear regression analysis techniques. The partial and simultaneous results of the research on inflation, the BI Rate, and the exchange rate on Non-Performing Financing (NPF) have a significant influence. The importance of controlling inflation, the BI Rate, and the exchange rate in managing credit risk and preventing NPFs. Inflation has an inverse effect on NPF, meaning that when inflation rises, NPF tends to fall. The BI Rate has a significant impact on a bank’s ability to manage credit and credit risk, the higher the BI Rate, the greater the possibility of an NPF. Furthermore, changes in the exchange rate can affect the credit risk that must be borne by banks in managing credit, the lower the exchange rate, the greater the possibility of an NPF.
Determinants of Human Development Index Using Asy Syatibi’s Maqashid Sharia Approach in North Sumatra Province Syafira Sardini; Muhammad Lathief Ilhamy Nasution; Rahmat Daim Harahap
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3904

Abstract

This study uses Asy-Syatibi’s Maqashid Sharia approach to identify the factors that influence the Human Development Index in North Sumatra Province. This research is quantitative research with the type of time series data in which the data is arranged in a time series. During the observation period from 2013 to 2022, thus the study uses 10 years of observation time. The data analysis technique uses the classical assumption test and multiple linear regression using the Eviews application as its processing. The results of this study indicate that the Hifdzu Nafs and Hifdzu Nasl variables have a significant and positive effect on the Human Development Index in North Sumatra. Meanwhile, the Human Development Index in North Sumatra Province is not affected by Hifdzu’ Aql and Hifdzu Maal.
Correction of Sharia Value Added Concept: Considering Theoretical Basic Concepts of Accounting Financial Reports Wasih Latuh Rahmi; Yenni Samri Juliati Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3908

Abstract

Sharia value added involves high ethical principles in business, such as not being involved in usury (interest), gambling, or other illicit activities. This can provide trust and satisfaction to consumers who value the moral aspects of business transactions. This study aims to find out how Sharia accounting principles underlie sharia added value, the distribution of welfare for limited groups, and efforts to improve and correct the concept of sharia added value. This study uses a qualitative research method that describes data using a series of sentences. The method used in this research is the descriptive method. The descriptive method is a method whose data sources are words, pictures, and data from books, journals, and other scientific works. The results of this study are that there are several principles of Sharia accounting that underlie Sharia value added including the principle of justice (adl), the principle of justice, the principle of responsibility, then the principle of transparency, and the principle of togetherness, and the principle of prohibition of usury (qardh). Efforts to improve the correction of the concept of Sharia value-added can be done by clarifying the weaknesses and challenges that exist in the concept of Sharia value-added, perfecting performance indicators by evaluating and improving the performance indicators used in measuring Sharia value-added, training, and industry collaboration with Islamic financial institutions, companies, and supervisory institutions to develop better standards, guidelines, or frameworks.
The Effect of Intellectual Capital and Literacy of Sharia Bank on the Decision to Be a Customer of BSI KCP Aek Kanopan Mutiara Sari; Zuhrinal M. Nawawi; Nurul Inayah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to determine the effect of Islamic competence and intellectual capital on customer decisions. This study uses quantitative methods to determine the relationship and influence between variables. The population used in this study were 223 customers of Bank BSI KCP Aek Kanopani and the number of samples was selected from the Slovin formula. The data collection technique for this study used a questionnaire or distributed questionnaires to determine the effect of intellectual capital and Islamic banking knowledge on the decision to become a customer of BSI KCP Aek Kanopan. During data analysis, variable calculations were performed using SPSS version 23.0. The results of this study indicate that the intellectual capital variable has no effect on customer decisions, the literacy variable has a significant effect on customer decisions.
The Effect of Person Organizational Fit (PO-Fit) and Organizational Commitment on Employee Performance through Organizational Citizenship Behavior (OCB) as Intervening Variable (Case Study Of Bank BSI KCP Stabat Proklamasi) Noprillia Ramadhani Saragih; Muhammad Lathief Ilhamy; Muhammad Ikhsan Harahap
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3913

Abstract

Based on the background of the problem formulation and research differences and phenomena that have emerged, this study aims to find out what is related between individual values ​​and organizational values ​​(Person Organization Fit) that have an impact on Organizational Citizenship Behavior (OCB) on employee performance and organizational commitment (organizational commitment) as intervening variables, by taking the research object at Bank BSI KCP Stabat Proklamasi. The population used in this study were all employees at Bank BSI KCP Stabat Proklamasi totaling 30 respondents based on this study using primary data so the data collection was carried out using descriptive analysis and regression analysis and MRA. The results of this study indicate that production on productivity is negative and significant for Bank BSI KCP Stabat Proklamasi for 30 respondents who are the object of this study. The research method used in this study is a quantitative research method and the research data was obtained using the census questionnaire technique, by using an open-ended questionnaire to the respondents directly.

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