cover
Contact Name
Sularno
Contact Email
soelarno@unidha.ac.id
Phone
+6288270875130
Journal Mail Official
jurnal.ittc@gmail.com
Editorial Address
Jurnal Ekonomi Dan Bisnis Digital CV.ITTC INDONESIA Jl. Veteran dalam no.24d, Kota Padang, Sumatera Barat 25112
Location
Unknown,
Unknown
INDONESIA
JEBD
Published by CV ITTC Indonesia
ISSN : -     EISSN : 30256429     DOI : doi.org/10.47233/jebd
Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the increasing flow of interdisciplinary research cutting across business, management, finance, information system, accounting, Entrepreneurship, Business ethics, Sustainability, Knowledge Management, Learning Organization and economics disciplines. It is an essential reading for academics, graduate students, policy makers and business practitioners.
Articles 706 Documents
Pengaruh Kurs, Keterbukaan Perdagangan, Produktivitas, Kredit Domestik Terhadap Volume Ekspor di Negara ASEAN Teresia Icha Oktaviana; Imam Awaluddin; Mega Mariska
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The ASEAN region has experienced rapid trade growth, but differences in export performance persist among member countries. These differences are related to variations in exchange rate stability, trade openness, labor productivity, and access to domestic financing. This study aims to analyze the effects of exchange rates, trade openness indices, productivity, and domestic credit on export volume in eight ASEAN countries: Indonesia, Malaysia, Thailand, Singapore, the Philippines, Vietnam, Cambodia, and Brunei Darussalam, over the period 2010–2024, using quarterly data. The method used is the Panel Autoregressive Distributed Lag (Panel ARDL) model with the Pooled Mean Group (PMG) approach to identify short-run and long-run relationships. The analysis steps include stationarity tests, cointegration tests, and long-run coefficient estimation and adjustment mechanisms. The results indicate a long-run relationship between the variables. Overall, the trade openness index, productivity, and domestic credit have a positive effect on export volume, while the exchange rate has a negative effect in the long run. In the short run, trade openness has a positive effect, while the exchange rate, productivity, and domestic credit have a negative effect. These results confirm that increased production competitiveness and domestic financial support are crucial factors in strengthening regional export performance. These findings are expected to serve as considerations for relevant parties for further development and learning. The ASEAN region has experienced rapid trade growth, but differences in export performance persist among member countries. These differences are related to variations in exchange rate stability, trade openness, labor productivity, and access to domestic financing. This study aims to analyze the effects of exchange rates, trade openness indices, productivity, and domestic credit on export volume in eight ASEAN countries: Indonesia, Malaysia, Thailand, Singapore, the Philippines, Vietnam, Cambodia, and Brunei Darussalam, over the period 2010–2024, using quarterly data. The method used is the Panel Autoregressive Distributed Lag (Panel ARDL) model with the Pooled Mean Group (PMG) approach to identify short-run and long-run relationships. The analysis steps include stationarity tests, cointegration tests, and long-run coefficient estimation and adjustment mechanisms. The results indicate a long-run relationship between the variables. Overall, the trade openness index, productivity, and domestic credit have a positive effect on export volume, while the exchange rate has a negative effect in the long run. In the short run, trade openness has a positive effect, while the exchange rate, productivity, and domestic credit have a negative effect. These results confirm that increased production competitiveness and domestic financial support are crucial factors in strengthening regional export performance. These findings are expected to serve as considerations for relevant parties for further development and learning.
Pengaruh Kemudahan Akses Terhadap Loyalitas Nasabah Pengguna Aplikasi Byond By BSI Dengan Kepuasan Nasabah Sebagai Variabel Mediasi (Studi Kasus Bank Syariah Indonesia KCP Padang UPI YPTK) Rifa Ramadhani; Yofina Mulyati
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of ease of access on customer loyalty among users of the Byond by BSI application, with customer satisfaction as a mediating variable at Bank Syariah Indonesia KCP Padang UPI YPTK. The population of this study consists of all customers who use the Byond by BSI application at BSI KCP Padang UPI YPTK, with a sample size of 100 respondents. The sampling technique in this study user purposive sampling technique, This research employs a quantitative method using the Structural Equation Modeling–Partial Least Square (SEM-PLS) approach. The results indicate that Ease of access has a positive but insignificant effect on customer loyalty; Ease of access has a positive and significant effect on customer satisfaction; Customer satisfaction has a positive and significant effect on customer loyalty; and Ease of access has a positive and significant effect on customer loyalty mediated by customer satisfaction.   
Pengaruh Risiko Likuiditas dan Risiko Kredit serta Efisiensi Bank Terhadap Stabilitas Keuangan Bank pada Bank Konvensional di Indonesia ., Jumriana; Wardhani, Wirasmi
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of liquidity risk, credit risk, dan bank efficiency on the financial stablitiy of conventional banks in Indonesia. Financial stability of banks is an important aspect in maintaining the sustainability of the financial system and economic growth. This research uses secondary data obtained from the financial statements of conventional bank in Indonesia during the period 2020-2024. The analytical method used in this study is panel data regression with the help of Eviews 12 software. Liquidity risk is measured by Liquidity to Total Assets (LTA), credit risk is measured by Non-Performing Loans (NPL), bank efficiency is measured by the Operating Expense to Operating Income Ratio (BOPO, while financial stability is proxied by the Z-Score. The result show that liquidity risk has a negative and insignificant effect in bank financial stability. Credit risk has a positive but insignificant effect on bank financial stability. Simultaneously, liquidity risk, credit risk, and bank efficiency significantly affect the financial stability of banks. These findings indicate that operational effeciency is an important factor in maintaining bank financial stability. Therefore, bank need to improve operational efficiency and manage liquidity and credit risk more effectively in order to maintain the stability of the financial system.
Pengaruh Promosi Dan Kepercayaan Konsumen Terhadap Keputusan Pembelian dengan Minat Beli Sebagai Variabel Intervening(Studi Kasus Mahasiswa Universitas Putra Indonesia “YPTK” Padang Khusus Manajemen) Syawalni, Mutia Riski; Salim, Emil; Pondrinal, Muhammad
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jebd.v3i3.4211

Abstract

This study aims to analyze the effect of promotion and consumer trust on purchasing decisions with buying interest as an intervening variable on the Shopee e-commerce platform. The rapid growth of digital commerce in Indonesia has intensified competition among e-commerce platforms, requiring companies to implement effective promotional strategies and build strong consumer trust. This research employed a quantitative approach with a causal associative design. The population consisted of Management students of Universitas Putra Indonesia YPTK Padang class of 2022 who actively use Shopee. A purposive sampling technique was applied, resulting in 100 respondents. Data were collected using questionnaires and analyzed through Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS. The results indicate that promotion and consumer trust have a positive and significant effect on buying interest. Furthermore, promotion, consumer trust, and buying interest significantly influence purchasing decisions. Buying interest is also proven to mediate the effect of promotion and consumer trust on purchasing decisions. These findings suggest that strengthening promotional programs and maintaining consumer trust can increase buying interest and ultimately encourage purchasing decisions on Shopee.
Analisis Penerapan Cash Management System (CMS) sebagai Upaya Pencegahan Fraud dalam Sistem Pembayaran BPPKAD Wonosobo Shandy Ramadhani Okta Kharisma; Yulida Army Nurcahya
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The implementation of non-cash payment systems in regional financial management aims to enhance transparency, accountability, and efficiency in government financial transactions. One of the systems utilized is the Cash Management System (CMS), which uses banking technology to facilitate electronic financial transactions. This study aims to analyze the implementation of CMS as an effort to prevent fraud in the payment system at the Regional Revenue, Financial and Asset Management Agency (BPPKAD) of Wonosobo Regency in 2026. The study employs a qualitative approach with a case study method. Data were collected through observation, interviews, and documentation, and then analyzed using a SWOT analysis approach. The results indicate that the implementation of CMS improves transparency and transaction efficiency while strengthening internal control, thereby minimizing the potential occurrence of fraud.
Strategi Manajemen Agribisnis: Pemanfaatan Limbah Pertanian untuk Produksi Pupuk Organik Tanaman Hortikultura Harahap, Lokot Muda; Chelsy Nainggolan; Dian Putri Islami Br Sebayang; Jhonatan Fidei Lafau; Nabila Al Zahra Ginting; Tesya Lola Otovia
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze agribusiness management strategies for utilizing agricultural waste to produce organic fertilizer for horticultural crops. This research used a qualitative approach with a literature review method. Data were obtained from various sources, such as books, scientific journals, and research articles related to agribusiness, agricultural waste management, organic fertilizer, and horticultural crop cultivation. The results indicate that agricultural waste, such as rice straw, plant stems, dried leaves, and harvest residues, has significant potential for use as raw materials for organic fertilizer because it contains essential plant nutrients. Utilizing organic fertilizer from agricultural waste can improve soil fertility, increase the growth and productivity of horticultural crops, and reduce dependence on chemical fertilizers. Furthermore, processing agricultural waste into organic fertilizer also provides economic benefits for farmers by reducing production costs and opening up new business opportunities. Therefore, implementing appropriate agribusiness management strategies for agricultural waste management is crucial to support a more efficient and sustainable agricultural system.
Analisis Peran Literasi Keuangan, Perilaku Keuangan Serta Financial Technology Dalam Meningkatkan Kinerja Keuangan UMKM (Survei pada Pedagang Pasar Jungke Karanganyar) Mawarni Butar Butar; Dorothea Ririn Indriastuti
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the contribution of financial literacy, financial behavior, and financial technology to the financial performance of MSMEs among traders at Jungke Market, Karanganyar. Using a quantitative methodology, data were collected through questionnaires from 90 respondents selected using proportional cluster random sampling. Through multiple linear regression analysis, it was found that all three independent variables have significance values below 0.05, indicating a positive and significant effect on financial performance partially (t-test). The coefficient of determination (R²) of 52.3% shows that these variables are able to explain the variation in financial performance, while the remaining percentage is influenced by external factors. This study concludes that strengthening financial literacy, financial behavior, and financial technology is a key factor in improving the financial performance of business actors.
Analisis Kesesuaian Implementasi Psak 109 Pada Laporan Keuangan Badan Amil Zakat Nasional (Baznas) Kabupaten Magelang Mei Anggi Sergina; Muhamad Wahyudi
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 4 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the suitability of the Statement of Financial Accounting Standards (PSAK) 109 regarding Zakat and Infaq/Alms Accounting at the National Board of Zakat (BAZNAS) of Magelang Regency. The research method employed is qualitative research with a case study approach. The research data consist of information related to accounting recording techniques obtained through in-depth interviews with the staff of Division III and document analysis of the BAZNAS Magelang Regency Financial Statements. The research results regarding recognition, measurement, reporting, and disclosure indicate that the implementation of PSAK 109 has been carried out effectively, supported by a competent digital information system. This study provides recommendations to continuously maintain synchronization between internal policies and national sharia accounting standards to strengthen public transparency.
Studi Peningkatan Peluang Bisnis Clean Handband Dalam Upaya Penjangkauan Pasar Yang Lebih Luas Di Universitas Negeri Medan 2026 Mahlum Binnio Simanungkalit; Azka Tria Fatikah Siregar; Grace Romauli Sihotang; Ridho Pramana Putra Sinambela; Surya Cakra Manggala; Daffa Satria Nasution; Nadilla Sahnaz; Agustin Sastrawan Harahap; Nur Kholilah Harahap
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 4 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In an era of increasing emphasis on practicality and hygiene, the need for effective and easily accessible hand sanitizer continues to grow. However, the use of cloth and clothing towels and body wipes is often considered impractical, easily left behind, requiring large storage space, or lacking aesthetic appeal. This business opportunity presents Clean Handband, an innovative wristband product integrated with a safe and hygienic hand sanitizer storage and dispensing system. This product combines the dual function of being a stylish fashion accessory and a functional hygiene protection tool. Clean Handband is designed with comfortable, water-absorbent material and comes in a variety of designs that can be adapted to market trends, from casual to formal styles. The target market includes a wide range of people, from style-conscious young people and professional workers to families who prioritize simple and practical hygiene. Market analysis indicates significant growth potential as this product fills the gap between health needs and modern lifestyles. Clean Handband's competitive advantages lie in its practicality (easy to carry anywhere), attractive design, and affordable price. The marketing strategy will focus on digital platforms and collaborations with influencers, as well as custom product offerings for corporate promotions or specific events. With relatively measurable production capital and promising profit margins, the Clean Handband business is projected to have bright and sustainable prospects in the health and lifestyle products industry.
Strategi Bisnis Produk Kopi Fresh Tas Sebagai Peluang Wirausaha Di Lingkungan Olahraga Alya Andini; Chaeris sinaga; Ijon Mulasius Purba; Zen Lugo Manurung; Nehemia sinambela; Richard Paulus sinaga; Agustin Sastrawan Harahap; Nur Kholilah Harahap
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 4 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the business strategy of “kopi fresh tas” as an entrepreneurial opportunity in the sports environment. The research employed a quantitative approach using a survey method involving 100 respondents who actively engage in sports activities. Data were collected through questionnaires and analyzed using descriptive statistics and simple linear regression.The results indicate that business strategies, including product innovation, packaging, pricing, and promotion, have a positive effect on consumers’ purchase intention. Kopi fresh tas is perceived as practical, portable, and suitable for active lifestyles. In addition, marketing through social media and sports communities has proven effective in increasing product attractiveness. In conclusion, kopi fresh tas has strong potential as an innovative business that supports a healthy lifestyle and offers promising market opportunities.