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Katon Abdul Fatah
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INDONESIA
FINANCE : International Journal Of Management Finance
ISSN : 30266734     EISSN : 30266742     DOI : https://doi.org/10.62017/finance
Core Subject : Economy,
FINANCE : International Journal Of Management Finance: We are rummaging around the web for progressive and clairvoyant minds for this exponential journal to focus upon various components of management, accounting, trade, marketing, finance, economy, and behavioral study. This search can reach a culmination only with authors’ as well as readers’ cooperation at large. This is precisely meant to be an exploratory analysis over the given topics to stimulate the budding genius into aspiring eminent management personalities and present an international platform for interactive pleasure and argumentative progression.. This journal is published 4 (four) times a year, namely in March, June, September, and December.
Articles 82 Documents
ANALYSIS THE IMPACT OF SILVIA APPLICATION IMPLEMENTATION ON THE EFFICIENCY AND EFFECTIVENESS OF PNBP CONTRIBUTIONS IN BPH MIGAS Hidayat, Irvan Rizaldi; Katiya Nahda
Finance : International Journal of Management Finance Vol. 2 No. 2 (2024): December
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i2.64

Abstract

This study aims to examine the impact of the SILVIA application implementation on the efficiency and effectiveness of Non-Tax State Revenue (PNBP) fee management within the Downstream Oil and Gas Regulatory Agency (BPH Migas). The research utilizes a qualitative approach through in-depth interviews and direct observations conducted during an internship program. The SILVIA application is designed to streamline PNBP management processes, encompassing payments, reconciliation, document creation (such as billing letters and minutes of meetings), and financial reporting.  The results indicate that the SILVIA application significantly enhances the efficiency and effectiveness of PNBP management. In terms of effectiveness, the program's success is demonstrated by several indicators, including achieving program objectives, user satisfaction, and increased output relative to input. Processes that were previously manual are now automated through the application, expediting the creation of essential documents and increasing the number of business entities successfully reconciled within a given period. Moreover, user satisfaction levels were positive, despite some technical challenges that still need to be addressed. In conclusion, the SILVIA application has a substantial impact on supporting the management of PNBP fees in BPH Migas. These findings are expected to broaden the understanding of the importance of digital innovation in improving the efficiency and effectiveness of government agency operations and provide input for the development of more optimal systems in the future.
Analysis Of The Determinants Of Electrical Energy Consumption In The Period Of 2017 – 2023 (Case Study Of Provinces In Indonesia) Siti Naeni Nur Khaeni; Hastarini Dwi Atmanti
Finance : International Journal of Management Finance Vol. 2 No. 2 (2024): December
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i2.65

Abstract

The purpose of this study is to examine the variables influencing Indonesia's electrical energy consumption from 2017 to 2023. Utilising secondary data from Central Bureau of Statistics of Indonesia and State Electricity Company (PLN) for the years 2017– 2023, quantitative research using a regression analysis approach is the study methodology employed. The population, income per capita, information technology development index, and human development index are the independent variables in this study. The population, human development index, and per capita income all had a significant impact on the amount of electrical energy used, according to the findings. In the meanwhile, there is a slight but negative impact from the information technology development index. Together, the independent factors can account for 88.6% of the fluctuation in Indonesia's electrical energy usage. According to the study's findings, increasing electrical energy.
PURCHASING DECISION ON B2B BUSINESS MODEL PT P Syuhada, Muhammad Khalief; Alldila Nadhira Ayu Setyaning
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.66

Abstract

This study aims to identify and analyze the factors influencing purchasing decisions in the B2B (Business to Business) business model at PT P, particularly in the oil, gas, and petrochemical sectors. Through a five-month internship program, the author was directly involved in marketing activities and client relationship management. The research methods employed include in-depth interviews with relevant informants and field observations. The findings indicate that several key factors affect purchasing decisions, including the identification and approach to potential clients, the influence of price and product quality, as well as the company's capabilities. The study also highlights the importance of lead time management, technical evaluation of offers, and product guarantees as competitive advantages for PT P. These findings are expected to provide insights for the company in formulating more effective marketing strategies to win project tenders in the B2B market.
ANALYSIS OF THE OPTIMIZATION OF CAPITAL STRUCTURE AND CAPITAL BUDGETING AT PT PP SEMARANG DEMAK Rohmat, Fatur; Nahda, Katiya
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.68

Abstract

PT PP Semarang Demak is a company engaged in the construction and management of toll roads on the Semarang-Demak section with a length of 26.40 KM. The investment made according to the capital expenditure value is 5,9 trillion with a capital structure composition of 70% debt and 30% equity. This study aims to identify the optimization of determining the composition of the capital structure towards creating corporate value. The method used is a qualitative approach, conducting direct observation during the internship and interviews with 5 selected respondents. The result showed that the determination of capital structure uses several methods to determine investment feasibility, namely Net Present Value (NPV), Internal Rate of Return (IRR), Weighted Average Cost of Capital (WACC), and Payback Period. At the beginning of determining the composition of the capital structure, it was found that the NPV value was 2.196.701 (in million), IRR 11,6%, WACC 10,54%, and Payback Period 10 – 15 years. It proves the investment project is feasible to continue because the NPV is positive and provides profit, IRR more than WACC. However, there are obstacle in the Semarang-Demak section 1 toll road construction project that pose a challenge for PT PP Semarang Demak in not maximizing revenue which has an impact on the ability to fulfill its debt. This can be followed up by the company to reconsider the portion of debt and equity with several strategies, one of which is to reduce the debt and improve the equity portion.
The Effect of Profitability, Leverage, and Digital Transformation on Environmental, Social, and Governance (ESG) Performance in Manufacturing Companies Putri, Haurelia Syahnifa; Mulyantini, Sri
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.69

Abstract

This study aims to examine the relationship between Profitability, Leverage and Digital Transformation on ESG Performance in manufacturing companies. The writer used 42 samples of manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2021-2023 which had passed the purposive sample criteria. This Research Method using logistic regression analysis testing and Eviews 13 data processing application. The results showed that Profitability has an effect on ESG performance while Leverage and digital transformation have no effect on ESG performance.
THE INFLUENCE OF WORK FAMILY CONFLICT, JOB STRESS, AND WORK ENVIRONMENT ON TURNOVER INTENTION AMONG GARMENT EMPLOYEES AT PT APAC INTI CORPORA Audy Ulinnuha; Muhammad Bakr Muhlison
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.70

Abstract

This research was conducted alongside an internship program as part of the academic curriculum at Universitas Islam Indonesia from February 20, 2024, to June 20, 2024. This study aims to examine the influence of work-family conflict, job stress, and work environment on turnover intention. The focus of this research is employees working in the garment division of PT Apac Inti Corpora. The research data were obtained through the distribution of questionnaires to 98 respondents, which were then analyzed using SPSS version 30. The results of the study show that work-family conflict has a positive and significant influence on turnover intention. Job stress also has a positive and significant influence on turnover intention. However, the work environment has a negative and insignificant influence on turnover intention.
Analysis of Medan Selayang Village Service Information System in Optimizing Local Tax Revenue Dwi Salsabila Ilham; Oktarini Khamilah Siregar
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.71

Abstract

This think about points to decide the arrive and building charge collection framework on the territorial wage of Medan Selayang. Arrive and Building Charge (PBB) in Indonesia may be a central charge since its administration is fully submitted to the Central Government, in spite of the fact that the ultimate result within the shape of income is returned to the locale with a expansive rate. This investigate employments clear examination which is utilized in clarifying arrive and building assess on neighborhood income in Medan Selayang. The information utilized is essential information within the frame of interviews with staffing pioneers with respect to the common depiction of the investigate area. The comes about of the charge income are isolated between the Central Government and the Rule / City Government and the Common Government, but most of the charge income is given to the Rule / City Government as the significant territorial salary. The comes about of the consider found that the usage framework of arrive and building charge collection at the Medan Selayang Town Head Office was thought to be compelling and effective.
Enhancing Profitability in Retail Companies: An Analysis of Turnover, Sales Growth, and Capital Structure Setiawan, Bagas; Zaretta, Bara; Yovita, Lenni; Setyahuni, Suhita Whini
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.72

Abstract

This research seeks to unveil the influence of cash turnover, inventory turnover, receivables turnover, sales growth, and capital structure on the profitability of retail trade sub-sector companies listed on the Indonesia Stock Exchange during the 2019-2023 period. The study was conducted to determine how retail operations generate profitability. The total sample of this study is 21 retail sub-sector companies through purposive sampling, with a 5-year observation period from 2019-2023. So, there are 105 sample financial performances used in this research. The analysis tool is E-views 12 with the panel data approach. Random Effect Model is selected because it meets the criteria for BLUE test panel data. Cash (CTO) and inventory turnover (ITO) are two variables that cannot meet the effect on profitability, meanwhile the receivable turnover (RTO), sales growth (SGR) and capital structure proxied by DER can affect profitability partially. The simultaneous testing shows that cash turnover, inventory turnover, receivables turnover, sales growth, and capital structure have a significant effect on profitability.
THE INFLUENCE OF PRICE, PERCEPTION OF PRODUCT QUALITY, AND SERVICE QUALITY ON CONSUMER BUYING INTEREST Widya Avila Kristiati; Sengguruh Nilowardono
Finance : International Journal of Management Finance Vol. 2 No. 4 (2025): June
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i4.73

Abstract

This study aims to analyze the influence of   perception of product quality and service quality on consumer buying interest. Product quality perception reflects consumers' assessment of product excellence and competitiveness, while service quality includes responsiveness, reliability, and empathy from service providers. Buying interest is an early indicator that reflects the likelihood of consumers to make a purchase. The research method used is quantitative with a survey approach, using questionnaires as a data collection tool. The research sample consisted of a number of respondents who had interacted with the products and services studied. The results of the analysis show that both the perception of product quality and service quality have a positive and significant influence on buying interest, both partially and simultaneously. These findings confirm the importance of improving product and service quality in marketing strategies to increase the purchasing potential of consumers.
The Effect of Capital Adequacy Ratio (CAR), Operating Income Operating Costs (BOPO), and Non-Performing Financing (NPF) on Return On Asset (ROA) at Indonesia-Malaysia Sharia Commercial Banks in 2019-2023 Rizky Witanty; Agus Sukoco
Finance : International Journal of Management Finance Vol. 2 No. 4 (2025): June
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i4.74

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Income Operating Costs (BOPO), and Non-Performing Financing (NPF) on Return On Asset (ROA) in Islamic commercial banks in Indonesia and Malaysia for the 2019-2023 period. The quantitative approach is used with purposive sampling techniques, involving Islamic banks that meet certain criteria. The data analyzed comes from the annual financial statements published by the Financial Services Authority (OJK) and Bank Negara Malaysia. Multiple linear regression analysis was performed after meeting classical assumption tests, including normality, multicollinearity, heteroscedasticity, and autocorrelation. The results showed that CAR and NPF had a positive influence on ROA, while BOPO had a negative influence. The coefficient of determination shows that the regression model is able to explain most of the variation in ROA. These findings confirm the importance of managing operational efficiency and financing risks to increase the profitability of Islamic banks. This research provides implications for Islamic bank management in improving financial performance and supporting economic growth based on sharia principles in Indonesia and Malaysia.