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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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Majapahit Journal of Islamic Finance dan Management
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 27980170     DOI : https://doi.org/10.31538/mjifm
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Majapahit Journal of Islamic Finance and Management (MJIFM) (E-ISSN 2798-0170) is a journal published by Universitas KH. Abdul Chalim Mojokerto Indonesia four times a year (March, June, September and December). As the name implies, the journal brings two major themes, namely Islamic Finance and Business Management. The journal invites scholars, practitioners, and researchers to submit articles to the management team. Articles submitted will be published after being verified and modified to suit the standard international journals. MJIFM limits only the article publication related to two major themes having been mentioned.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 298 Documents
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The Implementation of Word Square Media in Increasing the Learning Interest of Ninth Grade Students on the Topic of Digital Economic Development at MTsN 1 Jember Saputri, Dini Diah; Ulfa, Noviana Mariatul; Kurniawan, Moh. Usman
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.620

Abstract

This study was conducted to address the low learning interest of ninth-grade students in digital economic development material at MTsN 1 Jember, where traditional lecture-based teaching methods limited engagement and participation. The research aimed to enhance students’ learning interest by applying the Word Square learning medium, which combines educational games with cognitive challenges to promote active and enjoyable learning. Using a qualitative Classroom Action Research (CAR) design following Kemmis and McTaggart’s model, the study was implemented in two cycles involving stages of planning, action, observation, and reflection. Data were collected through observation, interviews, and documentation, focusing on indicators such as attention, participation, and willingness to learn. The findings revealed a significant improvement in students’ learning interest from 49% in the first cycle to 87% in the second indicating that Word Square media effectively fostered enthusiasm, focus, and interaction during lessons. It is concluded that Word Square serves as an effective alternative learning strategy to increase students’ learning interest in digital economic topics and is recommended for broader application across other subjects.
Contribution of Profitability and Company Size to Company Value (A Study of Agricultural Sector Issuers Listed on the Indonesia Stock Exchange in 2019-2023) Amran, Nanda Pratiwi; Rasjid, Herlina; Selvi
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.621

Abstract

This study was conducted to analyze the effect of profitability and company size on company value in the agricultural sector listed on the Indonesia Stock Exchange (IDX) for the 2019–2023 period. The background of this study is based on fluctuations in agricultural sector stock performance that reflect the dynamics of company value due to changes in profitability and company size. The purpose of this study is to determine the extent of the influence of profitability variables as measured by Net Profit Margin (NPM) and company size as measured by Ln total assets on company value proxied by Tobin's Q. This study uses a quantitative approach with secondary data obtained from the annual financial reports of 12 agricultural companies over five years of observation, with a total of 60 observation data. The analysis was carried out using multiple linear regression with the help of SPSS software version 22. The results show that profitability has a positive and significant effect on company value, while company size has a negative and significant effect on company value. Simultaneously, profitability and company size have a significant effect on company value. These findings indicate that increasing profits has an important role in building investor confidence, while the size of assets does not always reflect the efficiency of company management and performance. The resulting policy implication is the need for company management to focus on increasing profitability to strengthen the company's value in the capital market.
The Influence of Parenting Patterns and Parents’ Socioeconomic Status on the Interest of Coastal Children in Pursuing Higher Education Hasanah, Uswatun; Neviyani; Kurniawan, Moh. Usman
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.622

Abstract

This study was conducted to determine the influence of parenting styles and parents’ socioeconomic status on children’s interest in pursuing higher education in the southern coastal region of Jember. The research was motivated by the low participation of coastal children in higher education, largely influenced by limited economic conditions and family upbringing patterns. Using a quantitative survey approach, data were collected from 82 respondents across four coastal districts Ambulu, Wuluhan, Puger, and Kencong through questionnaires and analyzed using descriptive and multiple linear regression techniques. The findings indicate that parenting style has a significant influence on children’s educational interest, while socioeconomic status does not show a significant effect. Democratic parenting, which provides support, freedom, and motivation, enhances children’s desire to continue their studies, whereas authoritarian and neglectful styles tend to lower it. The study concludes that although economic limitations remain an obstacle, parental support and awareness play a more decisive role in shaping educational motivation. Therefore, it is recommended that parents, schools, and local governments collaborate to strengthen educational values and create programs that encourage coastal children to pursue higher education.
Implementing Conditional Cash Transfers: a Qualitative Analysis of Facilitators and Barriers Rosadi, M. Imron; Budi Helpiastuti, Selfi; Kuswandi, Aos
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.629

Abstract

This paper analyzes the effectiveness of Indonesia’s conditional cash transfer flagship programme, the Family Hope Program (PKH), in local level implementation. By examining the Bantaran District in Probolinggo Regency, it examines how communication, resources, implementer attitudes, and bureaucratic formalism affect programme performance. A qualitative case study: in‐depth interviews with 17 purposively sampled informants, programme facilitators, community leaders, and beneficiary families. In addition, field observations were made and programme reports, as well as local rules, were analysed. The results also show a strong implementation gap: while the PKH is institutionally embedded, there are clear constraints to its transformative potential. Crucial bottlenecks include a lack of facilitator capacity, problems with the communication process that cause beneficiaries to misunderstand conditionality, and very instrumental (rather than substantive) beneficiary compliance. A highly centralized bureaucracy and ongoing targeting inaccuracies also undermine the programme's credibility. An innovation of the study is to combine several strands of evidence to examine CCT implementation at the sub-district level, suggesting that, as Edwards (1998) observed, his variables are interactive and ecosystemic in nature. It points to an “implementation paradox” in which operational viability reinforces marginal developmental effects. The study provides evidence-based recommendations for re-jigging implementation systems and an analytical lens suitable for other social protection programmes in developing countries.
The Influence of Market Orientation and Product Innovation on Marketing Performance Through Competitive Advantage as an Intervening Variable in the Snack Household Industry in Sukabumi Regency Gemina, Dwi; Palahudin; Mustika, Siti Juwita Nurastri
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.634

Abstract

This study aims to analyze the influence of market orientation, product innovation on marketing performance through competitive advantage as an intervening variable in the snack household industry in Sukabumi Regency. This research method uses a quantitative approach with primary data obtained through a questionnaire with the Likert scale. The population in this study is snack business actors in Sukabumi Regency with sampling techniques using purposiv sampling. The number of samples used in this study was 250 business actors. Data analysis was carried out using the Statistical Product and Service Solution (SPSS) method. The results of the study show that market orientation and product innovation have a positive and significant effect on marketing performance, market orientation and product innovation have a positive and significant effect on marketing performance through competitive advantage.
Analysis of Human Resources Competence in State Asset Management (BMN) Through Siman and Sakti Applications Based on Technology Accepted Model (TAM) at KPKNL Kisaran Simamora, Loven Xaverius; Hendrian; Patiro, Shine Pintor Siolemba
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.641

Abstract

The importance of human resource capabilities in managing state assets effectively and accountably through digital systems, along with the technological transformation in the state financial management bureaucracy. Although the implementation of the SIMAN and SAKTI applications has been ongoing, variations in the level of competence and user acceptance still impact the effectiveness of BMN management. This study aims to analyze the competence of human resources (HR) in managing State Assets (BMN) through the SIMAN and SAKTI applications using the Technology Acceptance Model (TAM) approach. The method used in this study is qualitative; the analysis is carried out based on the Technology Acceptance Model (TAM) framework that assesses the perception of ease of use (perceived ease of use), perception of usefulness (perceived usefulness), and acceptance of technology to improve HR competency. The results of the study indicate that the HR of the Kisaran KPKNL has a fairly good level of competence in using the SIMAN and SAKTI applications to implement BMN management, especially the process of inputting and reporting state assets. HR competence and technology acceptance are key elements in the success of the digital transformation of BMN management. Improving digital competency through adaptive training, organizational support, and strengthening individual motivation are strategic steps to support transparent, efficient, and accountable governance of state assets in the digital era.
The Effect of Financial Literacy and Financial Technology on the Sustainability of Micro and Small Enterprises in the Madura Region Through Financial Behavior as a Mediating Variable Ariyanti S, Ririn; Kurniawan, Moh. Zaki
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.642

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a vital component of Indonesia's economic development. MSMEs not only drive economic growth but also absorb a large portion of the workforce. This study aims to examine the influence of Financial Literacy and Financial Technology on the sustainability of enterprises in the Madura region, with Financial Behavior as a mediating variable. MSMEs in Madura face challenges in financial management due to low Financial Literacy and limited access to Financial Technology, making business sustainability highly dependent on the Financial Behavior of entrepreneurs. This research employs a quantitative approach using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS), with data collected through purposive sampling from MSME actors in Madura. The results indicate that Financial Literacy and Financial Technology significantly affect Financial Behavior, which in turn has a positive impact on business sustainability. These findings suggest that improving literacy and utilizing Financial Technology are crucial for enhancing the Financial Behavior of MSME actors to support the sustainability of their businesses.
The Influence of Financial Technology and Financial Literacy on MSME Performance in the Madura Region with Financial Inclusion as a Mediating Variable Hasanah, Hasanah; Kurniawan, Moh. Zaki
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.643

Abstract

This study investigates the influence of Financial Technology (FinTech) and Financial Literacy on Micro and Small Enterprise (MSE) Performance in Sampang Regency, Madura, with Financial Inclusion as a mediating variable. The research was conducted to address the limited understanding of how FinTech adoption and financial literacy interact to enhance MSME competitiveness in developing regions. Using a quantitative approach and survey method, data were collected from 99 respondents selected through purposive sampling among MSEs actively using digital financial services. Data analysis employed path analysis to examine direct and indirect relationships among Financial Technology (X1), Financial Literacy (X2), Financial Inclusion (Z), and MSME Performance (Y). The results revealed that FinTech does not have a significant positive effect on Financial Inclusion, while Financial Literacy significantly improves it. FinTech positively and significantly affects MSME Performance, whereas Financial Literacy does not. Furthermore, Financial Inclusion significantly influences MSME Performance but only mediates the relationship between Financial Literacy and Performance not between FinTech and Performance. These findings underscore the importance of improving financial literacy and optimizing FinTech utilization to strengthen MSME competitiveness and foster inclusive regional economic development.
The Influence of Customer Experience, Product Bundling, and Product Variety on the Interest in Buying Back Coffee Memories in Bandar Lampung in the Perspective of Islamic Business Metia, Elta; Fachri, Adib; Kurniawan, Agus
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.645

Abstract

The increasing competition in Indonesia’s coffee beverage industry requires businesses to maintain customer loyalty, including Kopi Kenangan Ruko Ahmad Yani Branch in Bandar Lampung, which experienced a sales decline in 2021–2022. This study aims to analyze the influence of customer experience, product bundling, and product variety on consumers’ repurchase intention from an Islamic business perspective. A quantitative approach was used with purposive sampling involving 200 respondents who had made at least two purchases. Data were collected using a five-point Likert scale questionnaire and analyzed using SmartPLS 4 to test validity, reliability, and the relationships between variables. The results indicate that all independent variables positively and significantly affect repurchase intention, implying that customer experience, bundling offers, and product variations play an important role in shaping customer loyalty. This study provides strategic implications for implementing marketing practices aligned with Islamic principles, such as honesty, product halalness, and fair service, to support business sustainability in an increasingly competitive market environment.
Implementation of Integrated Marketing Communication in Enhancing the Competitiveness of the Cicil Emas Product Based on Maqashid Syariah at BSI KCP Medan AH. Nasution Putri, Kennadem Kurnia; Nasution, Muhammad Syukri Albani; Anggraini, Tuti
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.646

Abstract

This study examines the implementation of Integrated Marketing Communication (IMC) in enhancing the competitiveness of the Cicil Emas (Gold Installment) product at Bank Syariah Indonesia (BSI) KCP Medan AH. Nasution, based on the values of maqashid syariah. Using a qualitative case study approach, data were collected through interviews, observations, and document analysis to explore how IMC strategies support the bank’s efforts in promoting sharia-based products. The findings indicate that IMC plays a strategic role in strengthening BSI’s market position through the integration of advertising, public relations, literacy education, and digital marketing. The study also reveals that aligning IMC with maqashid syariah, particularly hifz al-maal (protection of wealth) and al-‘adl (justice), helps ensure that every marketing message reflects ethical and spiritual values. Despite challenges such as fluctuating gold prices and limited public literacy, the synergy between IMC and maqashid principles has enhanced customer trust and increased product participation. This research emphasizes that sharia-based IMC is not merely a marketing tool but a means of Islamic economic da’wah, fostering sustainable competitiveness grounded in transparency, justice, and blessings.  

Page 29 of 30 | Total Record : 298

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