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Rojai Zhofir
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Sharia Economic and Management Business Journal (SEMBJ)
Published by Yayasan Darussalam Bengkulu
ISSN : 27742679     EISSN : 27742679     DOI : https://doi.org/10.62159/sembj.vxxx
Core Subject : Religion, Economy, Science, Education, Agriculture,
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other
SEMB-J, sharia economic and management business journal is peer-reviewed journal published by Yayasan Darussalam Bengkulu. SEMB-J focus on the research of sharia economic and management business. The aim of this journal is to explore and develop economic management related to islamic and business. The focus of this journal is an effort to publish scientific works related to thoughts or studies in the field of sharia accounting and banking as well as actualizing and adding to the treasures of a better understanding of sharia accounting and banking through publishing articles and research reports. SEMB-J Journal of Sharia Economic and Management Business accepts original works which are the results of research, including: Accountancy; Sharia Accounting; Banking; Sharia Banking; Sharia Banking Information Systems; Sharia Banking Audit; Sharia Banking; Management; Sharia Banking Liquidity Management; Sharia Banking Ethics; Marketing Management of Sharia Banking; Finance; Sharia Finance; Cash Waqf;
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 75 Documents
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Sistem Bagi Hasil Sawah Di Desa Limus Ditinjau Dari Ekonomi Islam Herlisya, Luvia; Mursalin, Supardi; Setiawan, Adi
Sharia Economic and Management Business Journal (SEMBJ) Vol. 3 No. 3 (2022): October
Publisher : Yayasan Darussalam Bengkulu

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Abstract

Tujuan penelitian ini adalah untuk mengetahui bagaimana hasil kerjasama sistem bagi hasil padi di Desa Limus Kecamatan Kedurang Ilir Kabupaten Bengkulu Selatan dan untuk mengetahui prinsip-prinsip ekonomi Islam tentang sistem bagi hasil antara petani penggarap dan pemilik di Desa Limus Kecamatan Kedurang Ilir. Penelitian ini menggunakan pendekatan deskriptif kualitatif. Informan dalam penelitian 15 orang. Teknik pengumpulan data menggunakan observasi, wawancara dan dokumentasi. Teknik analisis data menggunakan reduksi data, penyajian data serta penarikan kesimpulan. Dari hasil penelitian dan pembahasan disimpulkan bahwa pembagian dari hasil yaitu dua bagian untuk penggarap dan satu bagian untuk pemilik, dalam pembagian hasil panen belum bisa dikatakan adil apabila mengalami gagal panen yang disebabkan oleh hama dan cuaca, pembagianhasil panen dilakukan pada saat gabah kering sampai dirumah, bentuk pembagian hasil panen berupa gabah kering, berakhirnya perjanjian bagi hasil tidak ditentukan selama pemilik sawah mengizinkan dan tidak menjual sawahnya maka bagi hasil tetap berlanjut. Prinsip- Prinsip Ekonomi Islam tentang sistem bagi hasil yaitu tauhid (keimanan), „adl (keadilan), Nubuwah (kenabian), khalifah (pemerintah) dan ma‟ad (hasil). Namun belum bisa dikatakan dengan sepenuhnya adil apabila mengalami gagal panen yang disebabkan oleh hama dan cuaca.
Dampak Pencemaran Limbah Pabrik Tahu Terhadap Kondisi Sosial Ekonomi Masyarakat Kelurahan Sukarami dan Kelurahan Betungan Kota Bengkulu Ditinaju Dari Ekonomi Islam Yunisyah, Nur; Isnaini, Desi; Elwardah, Khairiah
Sharia Economic and Management Business Journal (SEMBJ) Vol. 3 No. 3 (2022): October
Publisher : Yayasan Darussalam Bengkulu

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Abstract

Tujuan penelitian ini adalah untuk mengetahui dampak pencemaran limbah pabrik tahu terhadap kondisi sosial ekonomi masyarakat Kelurahan Sukarami dan Kelurahan Betungan Kota Bengkulu Ditinjau dari Ekonomi Islam. Penelitian ini merupakan jenis penelitian lapangan (field research) dengan pendekatan metode kualitatif. Hasil penelitian disimpulkan bahwa dampak positif limbah ampas pabrik tahu yang berupa kulit kedelai masih dapat dimanfaatkan sebagai pakan ternak serta pencampuran pupuk organic.Sedangkan dampak negatif dari limbah pabrik tahu yaitu terjadinya pencemaran yang menyebabkan air sungai berubah warna dan berbuih putih, serta menimbulkan bau yang tidak sedap sehingga mengganggu masyarakat yang tinggal di sekitar pabrik tersebut.
Analisis Hadis Tentang Nusyuz Untuk Membina Keharmonisan Keluarga Suryani, Suryani
Sharia Economic and Management Business Journal (SEMBJ) Vol. 3 No. 3 (2022): October
Publisher : Yayasan Darussalam Bengkulu

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Abstract

Penelitian ini bertujuan untuk mengkaji hadits tematik tentang nusyuz agar dapat memberikan pemahaman tentang hadits tersebut mulai dari pengertian, sampai pada pemahaman dari hadits yang dibahas dengan didukung oleh ayat-ayat al-Qur‟an, hadits, pendapat Imam mazhab dan pendapat para ulama lainnya sehingga didapatkan pemahaman yang utuh. Metode penelitian ini menggunakan penelitian kepustakaan, yang didapat dari data primer dan data sekunder, kemudian diuraikan secara deskriptif. Hadits tentang nusyuz selalu berkaitan dengan hak dan kewajiban suami-istri sebagaimana di jelaskan dalam Hadits Shahih Riwayat Bukhari:4794, Hadits Shahih Riwayat Abu Daud:1829, Hadits Hasan Riwayat Ibnu Majah:1841, Hadits Shahih Riwayat Abu Daud:1832. Nusyuz secara bahasa berasal dari kata nazyaya-yansyuzu- nasyazan wa nusyuzan, yang berarti meninggi, menonjol, durhaka, menentang, atau bertindak kasar. Nusyuz ada 2 macam yaitu nusyuz istri terhadap suami dan nusyuz suami terhadap suami. Nusyuznya seorang istri lebih menonjol ketika enggan diajak suaminya untuk berhubungan seksual. Nusyuz suami terhadap istri yaitu ketika suaminya yang kurang mengindahkannya, atau isteri kurang diperhatikan oleh suaminya atau suami tidak mengacuhkan istrinya.
The Influence of Brand Ambassadors on Tokopedia Buyer Interest in View from the Islamic Economic Consumption Theory Hertina, Yelpi; Wifqo Arova Syams
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1050

Abstract

The aim of this research is first, to find out the influence of the Tokopedia brand ambassador among Bengkulu Kpopers. Second, find out buyers' interest in the Tokopedia application. This research is associative quantitative research, namely research that explains the influence of Brand Ambassadors on Tokopedia buyer interest in terms of Islamic Economic consumption theory. Based on the research results, it was concluded that the influence of Brand Ambassadors on Tokopedia buyer interest was reviewed from the Islamic Economics consumption theory. The results of hypothesis testing obtained a significance figure of 0.063. This shows that there is a significant relationship in this hypothesis test because the significance number is > 0.05 so that Ha which states that the use of Brand Ambassador has a positive effect on the interest of Tokopedia buyers in terms of Islamic economic consumption theory is accepted and H0 is rejected, meaning there is no influence on the use of the Brand. Ambassador (X) regarding the interest of Tokopedia buyers in terms of Islamic economic consumption theory (Y).
The Role of Financial Literacy on Student Investment Choices Wahyunita Sari, Sherly; Putri Pebrianti, Dini; Threy Wahyu, Agung; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1120

Abstract

The purpose of this study was to determine and measure the impact of the level of financial literacy on the investment choices of students. This study is qualitative descriptive or describes the results of interviews into valid data, data collected based on the results of observation, questionnaires, and direct interviews with students of the faculty of economics and islamic business, uin fatmawati sokarno bengkulu. The results of this study indicate that financial literacy has a significant impact on student investment decisions. The higher the financial literacy possessed by students, the better the investment decisions that will be taken by students.
Development of Digital MSMEs in Facing the Era of Digitalization in the Bengkulu City Area Hakim, Lukman; Puspa Wulandari, Jenny; Khadafi, M. Prayudha; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 3 (2023): October
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1130

Abstract

Digital transformation is essential for today's growing business world because it can shorten time, money, and reduce funds. However, it can also be a challenge if businesses do not adapt to change. To overcome this, it is important to take an optimistic and proactive stance. Bengkulu City, one of the major cities in Indonesia, has considerable potential for the development of MSMEs (Municipal Unit). However, there are still many MSMEs that have not utilized digital technology optimally, posing a threat to both the local government and MSME players. Factors that influence digitalization include the ease of conducting business transactions online, the need for business expertise, and profitability. To overcome these problems, the business world needs to adapt to the digital era by utilizing information and telecommunications technology in carrying out its business activities. The transition to rapid digitalization requires businesses to adapt and adjust to change. For MSMEs, the digitalization process requires many steps to encourage digitalization and make it easier for them to adapt. The increasing use of digital and the internet is a big challenge for MSMEs if they want to succeed in the business world. Strategies to overcome this include increasing digital literacy among MSME users, promoting digital literacy among MSME users, and promoting digital literacy among MSME users.
The Role of Financial Literacy in Students in Increasing Interest in Using Mobile Banking Ihwani Harahap, Ade; Tri Oktavianti, Laila; Fikri, Muhammad; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1163

Abstract

This study aims to analyze the extent to which the level of financial literacy in college students affects students' interest in using mobile banking. With a better understanding of the factors that influence students' interest in using mobile banking, it can help develop more effective educational and promotional strategies to increase financial literacy and the use of mobile banking among college students. The data in this study were generated from interviews with several students at the Faculty of Economics and Islamic Business, Fatmawati Sukarno State Islamic University Bengkulu. The number of respondents in this study were 20, namely 10 sharia economics study program students, and 10 sharia banking study program students. From the interviews that researchers have conducted, 90% of respondents have used mobile banking in conducting daily transactions. This mobile banking service is also very easy to access using only a cellphone. In addition, the features available in mobile banking also provide comfort and convenience, such as quick access to balances, transferring funds without having to go to the bank, transaction notifications so that users can see funds in or out of the account, and additional security from two-step verification. The ease of use of the features contained in mobile banking is also one of the reasons that many students are interested in using the mobile banking service, because the mobile banking service can be accessed anytime and anywhere.
Implementation of Istishna Akad in Online Sale and Purchase Transactions Tio Sopa, Aula; Mutiara Umi, Olga; Mirabai Bhhana
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1181

Abstract

This study analyzes the use of istishna contracts in online buying and selling transactions. Then the method used in making this journal is a qualitative research method and in collecting data using secondary data, namely by collecting data through websites, journals, and books. In using the istishna contract in online buying and selling transactions, it already follows the provisions or pillars of the istishna contract. The istishna contract can also end based on several things, one of which is the non-fulfillment of formal obligations by the parties involved. Online buying and selling transactions that are growing rapidly, in an Islamic perspective, fall into the category of business or commerce. In Islam, there are rules governing sellers and buyers in buying and selling transactions. This research explores the pillars and conditions for conducting online buying and selling transactions and the implementation of Istishna contracts in online buying and selling transactions. The results of this study determine the sale and purchase transactions in Islam with an istishna contract and what form the transaction takes.
Application of Islamic Financial Governance in Sharia Banking in Indonesia Mahyudin; Yolanda, Pebi; Stephen Pwani
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1182

Abstract

This research suggests a connection between Sharia banking and Sharia governance, particularly in Indonesia. The qualitative data for the study were gathered using the library approach. In this study, secondary data from books and articles on the subject that were gathered from reputable research publications were utilized. The necessity for Sharia banking services as well as the expanding diversity of products are what are driving the growth of the Sharia banking business. The findings of the literature research indicate that the Islamic banking sector must understand how popular it is becoming. All organizations under oppression need Islamic governance because it promotes and upholds Islamic banking and finance. The findings of this study suggest that Bank Indonesia laws control the application of Islamic Sharia in Indonesia. Indonesian Sharia banking must comply with Sharia principles and is governed by several laws and regulations about the conduct of transactions. However, Indonesian Islamic banks have not yet been able to incorporate Islamic governance into their day-to-day activities.
The Politics of Sharia Economic Law in the Development of Islamic Financial Institutions in Indonesia Anggreini, Reika; Sarjoni, Boni
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1183

Abstract

Sharia economy has grown rapidly in indonesia. This is indicated by the increasing number of bank and non-bank that use sharia principles. One of the alleged supporters of this development is the political economy of sharia law conducted by the government. The problem is on the role of law politic between the sharia financial institutions regulation and the sharia financial institutions development. This research aims to privide an objective picture as well as a recommendation for the strengthening of islamic politic of law and sharia regulations. This research used normative method, which is a study on regulation, research result, journal, data and other reference, that will be analyzed by qualita tive descriptive method. The results of the study found that the politic of laws and regulations of sharia economy have contributed and established facilities for the development of islamic financial institutions in indonesia. The unity of law Politic and sharia economic regulation has established public trust and provides opportunities and protection for community, bussiness people, customers and sharia financial institutions.

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