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Sharia Economic and Management Business Journal (SEMBJ)
Published by Yayasan Darussalam Bengkulu
ISSN : 27742679     EISSN : 27742679     DOI : https://doi.org/10.62159/sembj.vxxx
Core Subject : Religion, Economy, Science, Education, Agriculture,
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other
SEMB-J, sharia economic and management business journal is peer-reviewed journal published by Yayasan Darussalam Bengkulu. SEMB-J focus on the research of sharia economic and management business. The aim of this journal is to explore and develop economic management related to islamic and business. The focus of this journal is an effort to publish scientific works related to thoughts or studies in the field of sharia accounting and banking as well as actualizing and adding to the treasures of a better understanding of sharia accounting and banking through publishing articles and research reports. SEMB-J Journal of Sharia Economic and Management Business accepts original works which are the results of research, including: Accountancy; Sharia Accounting; Banking; Sharia Banking; Sharia Banking Information Systems; Sharia Banking Audit; Sharia Banking; Management; Sharia Banking Liquidity Management; Sharia Banking Ethics; Marketing Management of Sharia Banking; Finance; Sharia Finance; Cash Waqf;
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 75 Documents
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Konsep The concept of BMT from the perspective of QS Al-Baqarah verse 188 Anisa Gustriani; Gustiya Sunarti
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 1 (2025): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i1.1585

Abstract

This research aims to understand the concept of BMT (Baitul Maal wa Tamwil) from the perspective of Q.S. Al-Baqarah verse 188. This verse prohibits the acquisition of another's wealth unjustly or through unfair legal means. This research uses a qualitative approach with a hermeneutic method to interpret the verse's meaning and apply it to BMT practices.
Analysis of the Effect of Work Ethic and Assistance on Mustahik Welfare in the Productive Zakat Program at Bengkulu Province Baznas Novaldi Arya Pratama
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 2 (2025): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i2.1745

Abstract

Economic development aims to improve the standard of living and welfare of its community. The welfare of mustahik is when an individual or group of zakat recipients (mustahik) can achieve a standard of living better than before. This research aims to determine whether work ethic influences the welfare of mustahik, to find out whether mentorship impacts the welfare of mustahik, to analyze how work ethic and mentorship together influence the welfare of mustahik in productive zakat programs, to identify the most dominant factors affecting the welfare of mustahik in productive zakat programs, and to understand the extent of the influence of work ethic and mentorship on the welfare of mustahik in productive zakat programs. This research employs a quantitative research method, utilizing the Partial Least Square (PLS) technique, specifically Outer Loading Test and Inner Loading Test. The sample in this study consisted of 30 beneficiaries, and the data collection method used a questionnaire. The results of this study found that: First, work ethic has a direct impact on the well-being of beneficiaries. Second, mentoring does not have an impact on the well-being of beneficiaries. Third, work ethic (X1) and mentoring (X2) do not influence the well-being of beneficiaries (Y). Fourth, business mentoring does not have a significant impact on the well-being of beneficiaries, but work ethic does provide a significant impact. Fifth, a high work ethic is an important component in improving the well-being of beneficiaries. However, some types of mentoring do not have a significant impact on the well-being of beneficiaries. The estimated influence of work ethic is around 35%, while for mentoring it is < 5%, and the remaining 60% is influenced by variables outside the study
Perceptions of Non-Muslim Chinese Ethnic Communities towards Islamic Banking (Study of the Chinese Village Community in Bengkulu City) Faishal Rifqi Maycelino
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 2 (2025): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i2.1747

Abstract

Abstract. This study aims to determine the perception of non-Muslim Chinese ethnic communities towards Islamic banking, especially the community in Kampung Cina, Bengkulu City. The method used is a descriptive qualitative approach with in-depth interview techniques with ten informants. The results of the study indicate that the majority of the community is aware of the existence of Islamic banking and understand that the service is open to all groups. However, their level of understanding of the principles and systems of Islamic banking is still low. This low level of understanding is caused by minimal socialization and limited facilities and services. In addition, most people feel that their financial needs have been met by conventional banks. This study recommends increasing socialization and expanding services to increase the inclusiveness of Islamic banking
The introduction of islamic sharia bonds on an investment instruments (Increasing the capacity of devotion to the community) Evan Stiawan; Faisal Muttaqin
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 2 (2025): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i2.1750

Abstract

The growth of Sukuk in Indonesia is still quite low compared to other countries with a majority Muslim population. It is still urgent for the academy to analyze the growth of sukuk in regions in Indonesia and to find out what strategies are for developing sukuk in the future. Meanwhile, the development of sharia investment in Bengkulu province in 2019 has increasingly shown its development. The main source of income for the people of Kaur Regency comes from coffee, palm oil, rubber, and rice field plantations. The investments that have been made so far are only investments in deposits, house purchases, and plantation land. Meanwhile, investment through sukuk is still unfamiliar among the people of Kaur Regency. The objectives to be achieved from the introduction of this sukuk are to find out how the people of Bengkulu City understand the sukuk instruments in the sharia capital market. To analyze whether sukuk instruments can act as an investment vehicle that can help the government build the country, especially Bengkulu province. The research approach used in this study is the PAR method or Participatory Action Research. Participatory Action Research is a research model that seeks something to connect the research process to the process of social change. The purpose of the sharia investment teaching program or State Sharia Securities in Rural Communities is that the Indonesian people will benefit from sukuk issued by the Indonesian government, produce reference materials for teaching materials, as a means to redevelop investment with sukuk instruments as a means to build the country and as input and consideration for the government in developing sharia investment in sukuk instruments in communities in the regions
The Influence Of Knowledge, Benefits, And Security On The Decision Of Islamic Banking Students Uinfas Bengkulu To Use M-Banking Bank Syariah Indonesia Eka, Eka Sri Wahyuni; Sofi, Sofi Silvira; Rahmat, Rahmat Putra Ahmad Hasibuan
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 2 (2025): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i2.1751

Abstract

The purpose of this study was to determine the effect of knowledge, benefits, and security on the decision of Uinfas Bengkulu Islamic Banking Students to use Bank Syariah Indonesia M-Banking. The research method used is quantitative with primary data collection techniques in the form of questionnaires distributed to 84 respondents. The data analysis technique was carried out using the Partial Least Square (PLS) method with the help of the SmartPLS 4.1.1.2 application. The results showed that simultaneously, based on the bootstrapping results and the coefficient of determination (R²) value, it can be concluded that the independent variables in the model as a whole have a significant influence on the dependent variable. Two of the independent variables make a significant contribution, while one other variable has no significant effect. With an R² value of 0.657, the model is able to explain 65.7% of the variation in the dependent variable, so this model is good enough and feasible to proceed to the partial testing stage and further analysis. The knowledge variable partially has a positive and significant effect on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 2.126> from the t table of 1.96, it can be concluded that there is an influence between the knowledge variable on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking, which is proven significant. The benefit variable partially has no effect on the decision of UINFAS Bengkulu Islamic Banking students to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 1.920 < from the t table of 1.96, it can be concluded that there is no influence between the benefit variable on the decision of Islamic Banking students to use Bank Syariah Indonesia m-banking, which is proven to be insignificant. The security variable partially has a positive and significant effect on the decision of Islamic Banking students at UINFAS Bengkulu to use Bank Syariah Indonesia m-banking. This is indicated by the tcount value of 3.633> from the t table of 1.96, it can be concluded that there is an influence between the security variable on the decision of Islamic Banking students to use Bank Syariah Indonesia m-banking which is proven to be significant.

Page 8 of 8 | Total Record : 75

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