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<![CDATA[Pengaruh Promosi Cashback Pada Shopee Dan Harga Terhadap Perilaku Konsumen ]]>
<![CDATA[Volyn Visya Handini]]>;
<![CDATA[Nur Fadhila Maulana Akhyar]]>;
<![CDATA[Lulu Lusy Irawati]]>;
<![CDATA[Nadya Lailatunnajwa]]>;
<![CDATA[Arifudin Arifudin]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.567
<![CDATA[This article aims to understand whether cashback and price promotions can influence consumer behavior centered on students of the Sharia Economics Study Program, Faculty of Economics and Islamic Business, UIN Siber Syekh Nurjati Cirebon. This issue is focused on whether there is a change in the behavior of consumers who make purchases using Shopee. The cashback referred to in this study is a form of Shopee coins which can then be used to repurchase clothing products, household appliances, order food and other needs. The form of research used is associative quantitative research. The sample in this study were students of the Faculty of Economics and Islamic Business UIN Sheikh Nurjati Cirebon Sharia Economics Study Program. The sample in this study amounted to 70 respondents. The data was collected through distributing questionnaires which were then processed with multiple regression analysis techniques using the IBM SPSS Statictics 25 application. This study concludes that based on the results of the hypothesis test, the Cashback promotion variable has a positive and significant effect at a value of 3.535 on consumer behavior and the Price variable has a positive and significant effect at a value of 6.515 on consumer behavior. The simultaneous test shows that cashback promotion and price have a positive and significant effect with an fcount value of 45.569 and the test value of the coefficient of determination on the independent variable of 57.7% on the dependent variable. With the regression equation obtained 5.451 + 0.268X1 + 0.461X2.]]>
<![CDATA[Pengaruh Pengangguran Dan Kemiskinan Terhadap Kekerasan Di Indonesia ]]>
<![CDATA[Arifudin Arifudin]]>;
<![CDATA[Lasya Safara Nabilla]]>;
<![CDATA[Rahma Khoerunnisa]]>;
<![CDATA[Jessica Rahman]]>;
<![CDATA[Dani Danii]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.570
<![CDATA[Unemployment is a group of people who enter the workplace but do not find work or are actively looking for work. Poverty is the state of an individual or group of individuals lacking the ability to meet basic needs to maintain and improve a stable way of life. Violence is the behavior of a person or group of people that causes other people loss, or causes other people physical pain or damage to something. This research aims to understand the impact of unemployment and poverty on violence in Indonesia. The study's findings show that poverty and poverty have a negative impact on violence in Indonesia. This type of research is quantitative research with a population in Indonesia. The method used in the analysis is the Normality Test and Multiple Linear Regression Test. From reports measured at the Central Statistics Agency for 2015-2021, the data used is secondary data. From the research produced or the results of data taken from the Central Statistics Agency, it is clear that there is a lot of unemployment, poverty and violence in Indonesia]]>
<![CDATA[Dampak Globalisasi Ekonomi Terhadap Stabilitas Lembaga Keuangan Perbankan: Studi Kasus Pada Negara Berkembang ]]>
<![CDATA[Windi Octaviani]]>;
<![CDATA[Theresia Sihombing]]>;
<![CDATA[Joan Agus Sirait]]>;
<![CDATA[Radja Marihat Batu Bara]]>;
<![CDATA[Hasyim Hasyim]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.584
<![CDATA[Economic globalization has become one of the main distinctive features in the development of the world economy today. This phenomenon has a significant impact on various aspects of economic life, including the stability of banking financial institutions in developing countries. This study aims to investigate the impact of economic globalization on the stability of banking financial institutions using a case study approach in specific developing countries. Through in-depth analysis, this study will examine the factors affecting the stability of banking financial institutions in the face of economic globalization, as well as their implications for economic and financial policies. The results of this study are expected to provide valuable insights into the impact of economic globalization on the stability of banking financial institutions in developing countries. The practical implications of the research findings will be discussed in the context of economic and financial policy, with the aim of strengthening the financial system and increasing resilience to global market fluctuations]]>
<![CDATA[Analisis Perbedaan Antara Pembiayaan Bank Syariah Dengan Kredit Bank Konvensional : Analisis Variabel Utama Pembiayaan ]]>
<![CDATA[Ina Andriyani]]>;
<![CDATA[M. Fuad Hadziq]]>;
<![CDATA[Rini Febrianti]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.585
<![CDATA[This paper discusses the differences between Islamic bank financing and conventional bank credit. This research method is descriptive qualitative by analyzing the basic theory of the fundamental differences between Islamic bank financing and credit at conventional banks. The data was collected using literature studies from scientific journals and basic sharia economics books. Meanwhile, data analysis uses tabulation, coding, editing and verification or conclusion methods. Conventional banks prioritize and prioritize the complete guarantee aspect, whereas in sharia banks it only focuses on the character aspect of the customer itself, meaning that it can be said that the sharia bank believes that the customer will have good intentions when providing credit or financing within a certain agreed period of time.]]>
<![CDATA[Pengaruh Arus Kas Bebas dan Efektivitas Komite Audit Terhadap Kualitas Audit ]]>
<![CDATA[Ratu Gita Handayani]]>;
<![CDATA[Cris kuntandi]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.590
<![CDATA[Good audit quality is an important factor in ensuring the integrity and reliability of an entity's financial reports. This research aims to examine the influence of free cash flow and audit committee effectiveness on audit quality. Free cash flow reflects the availability of financial resources for a company to finance operational and audit activities. Meanwhile, an effective audit committee can ensure adequate oversight of the financial reporting and audit processes. This research uses panel data which includes companies listed on the Indonesia Stock Exchange during the 2018-2022 period. Free cash flow is measured using the ratio of operating cash flow to total assets, while audit committee effectiveness is measured using a composite score that includes the audit committee's independence, expertise and activities. Audit quality is assessed based on proxies such as the size of the public accounting firm, auditor industry specialization, and audit fees. The research results show that free cash flow and audit committee effectiveness have a significant positive influence on audit quality. Companies with high free cash flow tend to have adequate resources to pay higher audit fees, thereby encouraging auditors to carry out a more in-depth and quality audit process. In addition, an effective audit committee can ensure good oversight of the financial reporting and audit process, thereby improving audit quality. These findings provide important implications for companies and regulators in improving audit quality through managing free cash flow and establishing effective audit committees. Future research can explore other factors that influence audit quality and include relevant control variables.]]>
<![CDATA[Sinergitas Pendampingan Ekonomi Usaha Mikro Di Lembaga Amil Zakat Dārut Tauhīd Provinsi Jambi ]]>
<![CDATA[Muhammad Absor]]>;
<![CDATA[Ahmad Syukri]]>;
<![CDATA[Bahrul Ma’ani]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.593
<![CDATA[This research aims to examine the management of micro business assistance at the national zakat institution (LAZNAS) Dārut Tauhīd, Jambi province, and what inhibiting and supporting factors are faced by mentors and micro business beneficiaries, as well as what efforts have been carried out by the Darut Amil Zakat institution Monotheism in mentoring. The use of this research is to provide an evaluation of the program that has been carried out so far by the national amil zakat institution (LAZNAS) Dārut Tauhīd caring for Jambi as well as as input and suggestions so that the implementation of assistance in the future will be even better. This research is qualitative research with a method using a descriptive approach, where data is collected using interview, observation and documentation techniques]]>
<![CDATA[Implementasi Strategi Customer Relationship Management (CRM) Pada PT PLN (Persero) UP3 Surabaya Barat ]]>
<![CDATA[Regita Bintari Prameswari]]>;
<![CDATA[Jojok Dwiridotjahjono]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.594
<![CDATA[Customer Relationship Management (CRM) is a crucial strategy in strengthening relationships with customers and improving service quality. This research examines the implementation of CRM at PT PLN (Persero) UP3 West Surabaya, which aims to improve the efficiency of collecting and analyzing customer data through the use of application technology and websites. By understanding customer characteristics, behavior, and needs through effective profiling, PT PLN (Persero) UP3 West Surabaya can develop a more personalized and responsive CRM strategy, and improve ongoing interaction with customers. This research uses observation method and qualitative approach with literature review method to examine CRM implementation at PT PLN (Persero) UP3 West Surabaya. The results showed that the use of a customer profiling database can help PT PLN in creating a better customer experience and increasing customer loyalty. Successful CRM implementation requires careful planning, adequate technology, and support from all parties in the organization.]]>
<![CDATA[Pengaruh Profitabilitas, Solvabilitas dan Audit Tenure Terhadap Audit Delay ]]>
<![CDATA[Farida Asfiah]]>;
<![CDATA[Ajeng Dwi Rahayu]]>;
<![CDATA[Cris Kuntadi]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.595
<![CDATA[This study aims to determine the effect of Profitability, Solvency, and Audit Tenure on Audit Delay. The purpose of writing scientific articles is to find out the hypothesis of influence between variables, which can be used in future research. This research uses qualitative descriptive methods and library research accessed through Google Scholar, e-books, and other online media. The result of writing this literature review article is: Profitability and Solvency have a positive insignificant effect on Audit Delay, Audit Tenure has a significant effect on Audit Delay.]]>
<![CDATA[Perkembangan Bank Sentral : Status, Kedudukan, dan Tugas dari Bank Sentral ]]>
<![CDATA[Rini Puji Astuti]]>;
<![CDATA[Lisa Maretha Wulandari]]>;
<![CDATA[Desi Duwi Safitri]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.600
<![CDATA[The role and function of Bank Indonesia as the central bank is crucial to revitalize the goal of maintaining and preserving the value of the rupiah, which is an important part of sustainable economic growth that will improve people's welfare. This goal is part of the economic recovery and reform policy that will help Indonesia get out of the middle economic crisis. The purpose of this study is to determine the development of the status, position, and duties of the central bank. This research uses the literature method. In 1968, Bank Indonesia's functions and responsibilities as the central bank began to diminish. In 1999, it was again responsible for safeguarding and maintaining the value of the rupiah. Its central bank work consists of three main pillars: setting and implementing monetary policy, maintaining a smooth payment system, and maintaining the stability of the national financial system. To improve people's quality of life, Bank Indonesia is also responsible for acting as a development agent.]]>
<![CDATA[Konsep Transformasi Struktural Pada Sektor Industri ]]>
<![CDATA[Eki Indriyanti]]>;
<![CDATA[Melkior Keleka Hayon]]>;
<![CDATA[Muhammad Yasin]]>
<![CDATA[ SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam ]]>
Publisher : <![CDATA[Asosiasi Riset Ekonomi dan Akuntansi Indonesia ]]>
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DOI: 10.61132/santri.v2i3.602
<![CDATA[Structural transformation is a process of transition from traditional economic system to modern economic system. Structural transformation is characterized by a shift in labor and investment from the primary sector to the secondary sector and the latter to the tertiary sector. Economic growth accompanied by structural transformation can be achieved by: (1) increasing productivity in each sector and (2) shifting labor from low-productivity to high-productivity sectors. One of the primary sectors in Indonesia is agriculture. Agriculture is an important sector for Indonesia. Indonesia is a country that is undergoing structural transformation the structural transformation of the economy generally from traditional agriculture to the agro-industrial sector and the non-agricultural sector (agribusiness) that creates higher added value (BPS, 2015)]]>
