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Cross-Border Journal of Business Management
Published by Institut Agama Islam Sultan Muhammad Syafiuddin Sambas
ISSN : 2775538X     EISSN : 28291344     DOI : https://doi.org/10.37567/
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Cross-Border Journal of Business Management Focuses in any related disciplines of research on Business Management science. The scopes are Human Resource Management, Marketing Management, Financial Management, Production/Operational Management, Strategic Management, Islamic Business Management, Halal Industry Management, Hajj and Umro Management, Zakat and Waqf/ Islamic Philanthropy Management, Tourism Management, Banking Management, Industrial Management, Agribusiness Management, Business Administration.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 86 Documents
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PENGARUH MOTIVASI DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PADA CV RISHA DESA GUGAH SEJAHTERA KECAMATAN PEMANGKAT KABUPATEN SAMBAS Fitriana; Wahab; Marina
Cross-Border Journal of Business Management Vol. 6 No. 1 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

The success of an organization is influenced by many factors, one of which is employee performance. Meanwhile, employee performance is influenced by motivation and work discipline. Problems with motivation and work discipline will impact employee performance. This study aims to examine and determine the partial and simultaneous influence of motivation and work discipline on employee performance at CV Risha, Gugah Sejahtera Village, Pemangkat District, Sambas Regency. This research is an associative study with a quantitative approach. It was conducted at CV Risha, Gugah Sejahtera Village, Pemangkat District, Sambas Regency. This study used primary data collected using a questionnaire. The researchers employed quantitative analysis using multiple linear regression and coefficient of determination analysis using SPSS 27. The population was all 41 employees of CV Risha Pemangkat, using a nonprobability sampling technique with a saturated sampling method. The results showed that motivation positively impacted employee performance, with a significance value of 0.004 < 0.05 and a calculated t-value of 3.101 > t-table of 2.024. Work discipline positively impacted employee performance, with a significance value of 0.016 < 0.05 and a calculated t-value of 2.526 > 2.024. Simultaneously, motivation and work discipline significantly impacted employee performance, with a significance value of 0.001 < 0.05. The coefficient of determination value in this study was 41.2% and the remaining 58.8% was influenced by other variables not used in this study.
PENGARUH KEPEMIMPINAN DAN KARAKTER INDIVIDU TERHADAP PRODUKTIVITAS GABUNGAN KELOMPOK TANI (GAPOKTAN) SEMANGAT BARU DESA ARUNG MEDANG: Pengaruh kepemimpinan dan karakter individu terhadap produktivitas gabungan kelompok tani (gapoktan) semangat baru desa arung medang Depi Sri Rahayu; Wulan Purnamasari; Vera Ayu Oktoviasari
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

Keberhasilan suatu organisasi dipengaruhi oleh banyak faktor, salah satunya terletak pada produktivitas. Sementara itu, produktivitas gabungan kelompok tani dipengaruhi oleh kepemimpinan dan karakter individu. Penelitian ini bertujuan untuk menguji dan mengetahui pengaruh kepemimpinan dan karakter individu secara parsial dan simultan terhadap produktivitas Gapoktan di Desa Arung Medang Kecamatan Tangaran Kabupaten Sambas dalam perspektif manajemen bisnis syariah. Jenis data dalam penelitian ini adalah kuantitaif dengan analisis data statistik deskriptif menggunakan data primer dan data sekunder. Jumlah sampel pada penelitian ini adalah 99 responden dengan teknik purposive sampling. Teknik yang digunakan pada analisis data adalah SEMPLS terdiri dari outer model (convergent validity, descriminant validity, dan composite reliability), inner model (R-square dan F-square ), dan bootstraping. Berdasarkan hasil analisis dengan bantuan software SmartPLS 4 diketahui bahwa variabel kepemimpinan tidak berpengaruh signifikan terhadap produktivitas, dari hasil uji hipotesis nilai T-statistik sebesar 0,812 dan < 1, 96 dan dapat dilihat pada P values 0,417 yang sig > 0,05. Variabel karakter individu berpengaruh secara signifikan terhadap produktivitas, dari hasil uji hipotesis nilai T-statistik sebesar 29,145 dan > 1,96 dan dapat dilihat pada P values 0,000 yang sig < 0,05. Secara simultan variabel kepemimpinan dan karakter individu berpengaruh signifikan terhadap produktivitas dengan nilai signifikan T-statistik sebesar 2,013 dan > 1,96 dan dapat dilihat pada P values 0,044 yang < 0,05.
STRATEGI WANPRESTASI DALAM PEMBIAYAAN KEPEMILIKAN RUMAH PADA AKAD MUSYRAKAH MUTANAQISAH DI BANK KALBAR CABANG SYARIAH SAMBAS Sri Devi; Sulastri
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This research aims to analyze the default handling strategy and the factors causing defaults in home ownership financing using the Musyarakah Mutanaqisah contract at Bank Kalbar Sambas Sharia Branch. This research employs a qualitative approach with a descriptive research type and a case study design. Data collection was carried out through in-depth interviews with bank management and staff, customers experiencing defaults, direct observation at the research site, and official bank documentation. The results show that the implemented default handling strategy is carried out in stages, starting with a persuasive approach and customer guidance according to collectibility levels, followed by restructuring in the form of rescheduling, reconditioning, and voluntary collateral execution without increasing the customer’s principal obligation burden. Factors causing defaults include unstable economic conditions and income, limited location access and payment facilities, poor character and financial management skills of customers, and family problems. The implemented strategy is aligned with sharia principles, yet improvements are still needed in the initial verification stage for prospective customers and expansion of payment service coverage.
ANALISIS ECONOMIC VALUE ADDED (EVA) SEBAGAI ALAT PENGUKUR KINERJA KEUANGAN PADA PT INDOFOOD SUKSES MAKMUR TBK PERIODE 2020-2022 I'zaz Saumi; Sumar'in; Maskupah
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This research focuses on using the EVA method to measure the company's financial performance to see the company's economic added value. This study aims to analyze the company's financial performance by using the EVA (Economic Value Added) method in PT Indofood Sukses Makmur Tbk for the 2020-2022 financial report period. This research is a type of descriptive statistical type research with a quantitative approach. Where the population used is all the company income report of PT. Indofood Sukses Makmur Tbk and the sample taken from the company, namely the financial statements of PT. Indofood Suukses Makmur Tbk for the 2020-2022 period. The data collection uses secondary data, while the data analysis technique uses quantitative analysis with descriptive statistical properties and the Economic Value Added (EVA) method as a tool to measure financial performance at PT. Indofood Sukses Makmur Tbk for the 2020-2022 Period with the formula EVA = NOPAT – Capital Charges. Based on the results of the calculation of the EVA method in measuring financial performance at Indofood Sukses Makmur, Indofood had a diverse financial performance during the period. In 2020-2022, a positive EVA score indicates that the company has been able to provide economic added value, so that financial performance can be considered good. Using the EVA method, this study shows that PT Indofood Sukses Makmur Tbk. has a diverse financial performance during the period 2020-2022. A positive EVA score in 2020-2022 indicates good financial performance, This proves that EVA can be used as an effective tool to measure a company's financial performance.
STRATEGI PENINGKATAN PRODUKTIVITAS PENENUN PADA GALERI TENUN LUNGGI PAUMIATI DI DESA TENGGULI KECAMATAN SAJAD KABUPATEN SAMBAS Baknopi; Budiman
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This study aims to analyze the strategy for increasing weavers' productivity at the Lunggi Paumiati Weaving Gallery in Tengguli Village, Sajad Sub-district, Sambas Regency, as well as to identify supporting and inhibiting factors in the effort to improve productivity. The background shows that although demand for Lunggi woven fabrics is relatively high, the utilization and development of human resources as artisans remain suboptimal, resulting in weavers' productivity not reaching its full potential. This research employs a qualitative research method with a descriptive approach. Data collection techniques include in-depth interviews, direct observation, and documentation studies. The results indicate that the applied productivity improvement strategy has not yet run optimally. Weavers' training and skill development remain minimal and unstructured; recruitment occurs upon the weavers' own initiative; performance appraisal is conducted simply through direct communication; while welfare improvements have been made through wage adjustments, they have not been accompanied by comprehensive improvements to the work environment and conditions. Weavers' productivity varies depending on individual ability, yarn type, and consumer demand. Work efficiency is influenced by yarn quality and equipment readiness, whereas innovation and creativity remain limited because weavers fully follow the owner's directions. The main supporting factors are weavers' commitment and consumer satisfaction, while the greatest obstacles are intense price competition, limited skills in the songket motif technique, and the lack of space for weavers to innovate. Applicable solutions include developing simple training programs, providing written work standards, improving raw material and equipment quality, granting weavers space for creativity, and paying attention to occupational health and safety.
STRATEGI RETENSI KARYAWAN DALAM MENINGKATKAN EMPLOYEE ENGAGEMENT PADA BANK KALBAR SYARIAH CABANG SAMBAS Damayanti; Oscar Hutagaluh; Sulastri
Cross-Border Journal of Business Management Vol. 6 No. 2 (2026): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This study aims to analyze employee retention strategies in improving employee engagement at Bank Kalbar Syariah Sambas Branch. Employee retention is an important aspect of human resource management because an organization's ability to retain qualified employees can support organizational sustainability and the achievement of its objectives. This study employed a qualitative descriptive approach using field research. Data were collected through interviews and documentation, while informants were selected purposively based on their involvement and knowledge of employee management at Bank Kalbar Syariah Sambas Branch. Data were analyzed interactively through data reduction, data presentation, and conclusion drawing, supported by source triangulation. The findings indicate that employee retention strategies are implemented through compensation, rewards, and career development opportunities. These strategies contribute to employee engagement by creating a sense of appreciation, motivation, opportunities for professional growth, and willingness to remain part of the organization. Employee engagement is also supported by seven main aspects: work environment, leadership, coworker relationships, training and career development, compensation, organizational policies/procedures/structure/systems, and workplace well-being. The study demonstrates that comprehensive employee retention strategies can create a conducive work environment, enhance employee loyalty and motivation, and encourage employees to become more actively engaged in achieving organizational goals. Therefore, strengthening retention strategies should be carried out continuously by considering employee needs while maintaining sharia values in human resource management.

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