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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 96 Documents
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Search results for , issue "Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 96 Documents clear
Analisis Faktor Penghambat Usaha Mikro dan Kecil pada Industri Fashion Hijab di Kota Bandung Silmi Izdihar; Siska Noviaristanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.4853

Abstract

The fashion creative industry is the 2nd largest business unit in Indonesia, especially the fashion business category in clothing including hijab, which experienced a minimal increase in 2019-2021. Business competition can have an impact on business bankruptcy. So, it is important to create a long-term business strategy for businesses to minimize obstacles when running a business in order to avoid business bankruptcy. The purpose of this study is to determine what are the most dominant or frequent inhibiting factors in the development of micro and small businesses in the hijab fashion industry in Bandung City. This research method utilizes quantitative methods. The data collection technique used a questionnaire given to 105 respondents in Bandung City. The results of this study resulted in five factors inhibiting the development of micro and small businesses in the hijab fashion industry in Bandung City, namely Capital Limitations, Internet Mastery, Management Quality, Human Resource Limitations, and Marketing Difficulties. Limited human resources is the dominant or frequent inhibiting factor in business development. So it is recommended to involve training and continuing education to improve HR skills in the hijab fashion industry, through workshops, partnerships with educational institutions, and joining communities or business associations.
Pemanfaatan Website sebagai Platform Promosi Digital Untuk Meningkatkan Minat Pariwisata Desa Bumiwangi Dessy Pratama Aliyanti; Riska Apriliana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.4854

Abstract

Bumiwangi Village is one of the tourist villages located in Ciparay District, Bandung Regency, West Java. This tourist village offers a different tourist experience from other villages, namely enjoying the beauty of nature through hang gliding or paragliding sports from the top of Bukit Cula. However, Bumiwangi Village is still not widely recognized by the general public as a tourist destination. This happens because its tourism development still faces obstacles, namely the promotional strategy carried out is still traditional so that Bumiwangi village as a tourist village does not yet have an active promotion that shows the difference between Bumiwangi tourist village and other tourist villages. Even information about Bumiwangi village is still little found on digital platforms. In this study using qualitative research methods. The research approach taken is a qualitative approach with a descriptive type of research supported by observation and interviews with sources. This research aims to produce an in-depth understanding of the process of creating a website to promote and develop tourist villages. It is hoped that this research can provide important directions and insights for the development of Bumiwangi Tourism Village in terms of effective digital promotion and utilization of tourist interest information to improve the experience and attractiveness of tourist destinations.
Pentingnya Kualitas Pelayanan dan Kepercayaan Konsumen Terhadap Loyalitas Pelanggan di CV Putra Timur Farm Rama Yudana; Choerul Umam; Tri Esti Rahayuningtyas; Widyatmoko
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.4969

Abstract

In the constantly shifting and challenging market landscape, one notable phenomenon is the surge in new businesses. This study focuses on examining the impact of service quality and consumer trust on customer loyalty at CV Putra Timur Farm. In the commodity business, where prices frequently fluctuate, maintaining customer loyalty is essential for business sustainability. Data for this research was collected through observations and questionnaires and analyzed using the Structural Equation Modeling (SEM) Partial Least Squares (PLS) method. The results of the analysis indicate that excellent service quality and high levels of consumer trust have a positive and significant effect on customer loyalty. The findings highlight the critical importance of improving service quality and building strong consumer trust to maintain and enhance customer loyalty, especially amid unpredictable price fluctuations in commodity markets. This research underscores the need for businesses to focus on service excellence and trust-building strategies to ensure long-term customer retention and overall business success
Perilaku Keuangan Menabung Mahasiswa Rantau Fakultas Ekonomi dan Bisnis UPN “Veteran” Jawa Timur Astimeyra, Dhea Nanda; Nur, Dhani Ichsanuddin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5048

Abstract

The ability to manage finances effectively is crucial for students living away from home, as they must manage their own budgets while meeting various academic and personal needs. This study aims to analyze the relationship between financial literacy, lifestyle, and financial attitudes toward saving behavior among students of the Faculty of Economics and Business at UPN "Veteran" Jawa Timur who live away from home. The research employs a quantitative approach with variable measurement using a Likert scale. The sampling technique used is purposive sampling, involving 98 respondents. Hypotheses were tested using SmartPLS software. The results show that financial literacy contributes to saving behavior decisions among students of the Faculty of Economics and Business at UPN "Veteran" Jawa Timur, lifestyle contributes to saving behavior decisions, and financial attitudes also contribute to saving behavior decisions among these students.
Pengaruh Perceived Overqualification dan Work Stress Dengan Moderasi Transformational Leadership Terhadap Innovative Work Behavior dan Turnover Intention Rahmadhini Dwi Hadiyanti; Abdul Haeba Ramli
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5056

Abstract

This research aims to analyze and explore the influence of two key factors, namely Perceived Overqualification and Work Stress, on employee Innovative Work Behavior and Turnover Intention in the context of logistics companies. In addition, this research considers the moderating role of Transformational Leadership in the relationship between Perceived Overqualification and Work Stress with Innovative Work Behavior and Turnover Intention. This research involved a survey of employees at a logistics company using a questionnaire, then the data collected was analyzed using quantitative methods with the population in this study involving 180 employees at a multinational logistics company that provides warehousing and distribution services in the Bekasi Regency area. The research results show that Perceived Overqualification and Work Stress have an influence on Turnover Intention. Apart from that, Transformational Leadership has been proven to moderate the relationship between Perceived Overqualification and Innovative Work Behavior. These results indicate that human resource management in logistics companies must consider Perceived Overqualification and Work Stress as important factors in promoting innovative work behavior that can reduce employee turnover intentions. This research has practical implications for logistics companies in developing more effective and efficient human resource management policies. Apart from that, this research also provides theoretical contributions in understanding the relationship between Perceived Overqualification, Work Stress, Transformational Leadership, Innovative Work Behavior and Turnover Intention in the context of logistics companies.
Pengaruh Inovasi Produk terhadap Keunggulan Bersaing: Studi Kasus Toko Sinar Abadi Mutiara, Kota Mataram Salsabila Aurellia; Eka Yuliana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.5090

Abstract

Indonesia is the fifth largest pearl exporting country in the world. One of the locations in Indonesia that produces pearls is the island of Lombok, which is already famous for the beauty of its pearls that attract the interest of the global export market. The pearl handicraft industry in Lombok, such as Toko Sinar Abadi Mutiara, is faced with a problem in the form of increased competition reinforced by the large number of physical and online stores selling pearl handicrafts with the presence of the MotoGP circuit in Mandalika. Despite the increased competition, the store has not utilized the e-commerce platform and has not fully adapted in terms of product innovation to changing consumer preferences, characterized by the release of new products only at the end of the year. The purpose of this study is to analyze how much influence product innovation simultaneously and the dimensions of product innovation on competitive advantage at Toko Sinar Abadi Mutiara. The quantitative approach was used in this study with questionnaires distributed through Google Form as a primary data source and analyzed using IBM SPSS 23 software. The results of this study indicate that product innovation simultaneously and the 4 dimensions of product innovation have a positive influence on competitive advantage at Toko Sinar Abadi Mutiara, Mataram City.
Analisis Return on Investment (ROI) Digital pada UMKM: Sebuah Pendekatan Metodologis Riezky Amalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5115

Abstract

As productive economic enterprises owned by individuals or individual business entities, MSMEs are faced with the reality where digital technology is developing increasingly rapidly, which forces them to immediately carry out digital transformation to achieve business growth and sustainability. Investments in digital technology, from digital marketing to the use of e-commerce platforms, have become important to maintain the competitiveness of MSMEs in an increasingly competitive market. In carrying out digital transformation, MSMEs need to measure and assess the performance of digital investments by comparing the profits obtained from the investment against the costs incurred in the process of digitizing their business. This is the main challenge faced by MSMEs in measuring the effectiveness of their digital investments. This is where the concept of Return on Investment (ROI) becomes very relevant. In this research, it was found that calculating digital ROI requires careful planning and continuous evaluation so that MSMEs can make the right decisions regarding the technology they invest in, both short-term and long-term calculations. Increasing ROI requires a strategic approach that involves reducing costs, increasing revenue, monitoring performance, and utilizing technology and automation that is appropriate to the business being run, through a combination of digitalization strategies, product innovation, good customer service, operational efficiency, and creative marketing. By optimizing every element in investment, it is ensured that every rupiah invested provides maximum returns. By implementing these strategies, MSMEs can increase their competitiveness in the market, strengthen relationships with customers, to increase the competitiveness and sustainability of their business.
Analisis Pengaruh Kemiskinan dan Indeks Pembangunan Manusia Terhadap Stunting di 34 Provinsi di Indonesia Sari, Meilan Anja; Rumbia, Wali Aya; Asizah, Nur
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5135

Abstract

This study aims to analyze the effect of poverty and the human development index (HDI) on stunting in Indonesia. This study is a quantitative descriptive study using secondary data sourced from the Indonesian Nutritional Status Survey Report and the Indonesian Central Statistics Agency. The objects of this study were 34 provinces in Indonesia with observations during 2019 - 2022. The analysis method used was panel data regression analysis with the Fixed Effect Model (FEM) using the Eviews 12 analysis tool. The results of the study showed that there was no effect of poverty on stunting and conversely there was an effect of the Human Development Index (HDI) on stunting in 34 provinces in Indonesia..
Peran Penentuan Tipe Kapal dan Kargo dalam Memediasi Pengaruh Kepemimpinan dan Komitmen Organisasi terhadap Kinerja Bongkar Muat: Studi Empiris di Perusahaan Pelayaran Wilayah Banten Dana Rizky Kurniawan; Tata Rustandi; Udin Suadma
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5164

Abstract

The purpose of this study is to examine and analyze the role of determining the type of ship and cargo in mediating the influence of leadership and organizational commitment on loading and unloading performance. This study uses primary data obtained from the results of distributing questionnaires via google form to 106 operators at Banten Port. Data is processed using SmartPLS 3.2.9. The results of the study indicate that leadership has a positive and significant effect on loading and unloading performance, organizational commitment has a positive and significant effect on loading and unloading performance, leadership has a positive and significant effect on ship and cargo type, organizational commitment has a positive and significant effect on ship and cargo type, ship and cargo type has a positive and significant effect on loading and unloading performance, ship and cargo type is able to mediate positively and significantly the influence of leadership on loading and unloading performance, ship and cargo type is able to mediate positively and significantly the influence of organizational commitment on loading and unloading performance.
Pengaruh J-Klik (Jujur, Korsa, Loyal, Inisiatif, Korektif) Terhadap Kinerja Pegawai di Lingkungan Kantor Wilayah Direktorat Jenderal Bea dan Cukai Sumatera Bagian Timur Brata Rama Firdaus; Tien Yustini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.5169

Abstract

The aim of the research is to discover whether the Integrity, Esprit de Corps, Loyalty, Initiative, Corrective influence employee performance at Regional Office of the Directorate General of Customs and Excise for Eastern Sumatra. The type of the research is quantitative. Total population is 195 people from 4 work unit under subordinate of Regional Office of the Directorate General of Customs and Excise for Eastern Sumatra. The data analysis techniques used include descriptive statistical tests, instrument quality tests, classic assumption tests, multiple linear regression analysis, and hypothesis testing. The research findings indicate that integrity does not influence employee performance, while team spirit, loyalty, initiative, and corrective attitude do influence employee performance at the Regional Office of the Directorate General of Customs and Excise for Eastern Sumatra. Collectively, integrity, team spirit, loyalty, initiative, and corrective attitude influence employee performance at the Regional Office of the Directorate General of Customs and Excise for Eastern Sumatra

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