cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Muhammad Majdy Amiruddin
Contact Email
sipakainge@iainpare.ac.id
Phone
+6281241778806
Journal Mail Official
sipakainge@iainpare.ac.id
Editorial Address
Jalan Amal Bakti No. 08 Soreang Kota Parepare
Location
Kota pare pare,
Sulawesi selatan
INDONESIA
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Published by Institut Agama Islam Negeri Parepare
ISSN : -     EISSN : 30312426     DOI : https://doi.org/10.35905/sipakainge
Core Subject : Religion, Economy, Humanities, Education,
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan merupakan jurnal mahasiswa yang diproduksi oleh Institut Agama Islam Negeri Parepare. Ruang lingkup jurnal ini adalah sains Islam (Islamic Science). Pembahasan mengenai sains Islam bisa meliputi berbagai macam aspek, seperti Pendidikan Islam, Ekonomi Islam, Ilmu hukum Islam, Ushuluddin, adab dan dakwah Islamiyah, Perkembangan sains dan teknologi dalam peradaban Islam, serta Konsep, filsafat, dan metodologi sains yang dapat diimplementasikan ke dalam peradaban Islam.
Arjuna Subject : Umum - Umum
Articles 204 Documents
 17   18   19   20   21 
Academic Integrity Crisis on the Quality of Islamic Economics and Islamic Banking Research in the Open Access Era Wildana, Syahratu
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 12 (2025): Edisi Khusus Perbankan (Desember)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i1.14580

Abstract

Penelitian ini bertujuan untuk menganalisis krisis integritas akademik dalam penelitian ekonomi Islam dan perbankan syariah di era open access, serta dampaknya terhadap mutu dan kredibilitas keilmuan. Menggunakan metode Systematic Literature Review (SLR), studi inimenelaah 42 artikel ilmiah yang relevan dari berbagai basis data terindeks seperti Scopus, DOAJ, Google Scholar, dan SINTA. Hasil penelitian menunjukkan bahwa pelanggaran etika akademik—termasukplagiarisme, publikasi di jurnal predator, manipulasi data, dan salami publication—terjadi secara meluas dan sistemik. Faktor pendorongutama krisis ini antara lain tekanan institusional untuk publikasi, rendahnya literasi akademik, lemahnya regulasi jurnal open access, dan belum terinternalisasinya etika Islam dalam budaya akademik. Krisis ini berimplikasi serius terhadap mutu penelitian, reputasi institusi, serta posisi keilmuan ekonomi Islam di tingkat global. Studi ini merekomendasikan reformasi sistem insentif publikasi, penguatan pelatihan etika penelitian, serta kolaborasi antar lembaga untuk meningkatkan pengawasan terhadap praktik publikasi yang tidak etis. Pemulihan integritas akademik menjadi langkah kunci dalam membangun masa depan keilmuan ekonomi Islam yang bermutu, etis, dan berkelanjutan.
COMPARATIVE ANALYSIS OF PROFITABILITY OF SYARIAH AND CONVENTIONAL BANKS IN THE GLOBAL FINANCIAL TRANSFORMATION TREND afifah, zahra
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 11 (2025): Sipakainge Edisi Khusus:Perbankan (November)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i4.14587

Abstract

This article aims to comparatively analyze the profitability between Islamic banks and conventional banks in the context of global financial transformation, which is increasingly driven by digitalization and technological innovation. This study employs the Systematic Literature Review (SLR) method by reviewing 30 scientific articles indexed in SINTA and published between 2015 and 2024. The main focus of this literature review is on financial indicators such as ROA (Return on Assets), ROE (Return on Equity), BOPO (Operating Expenses to Operating Income Ratio), FDR (Financing to Deposit Ratio), and operational efficiency, as well as a comparison of the structure and working principles of the two banking systems. The results of the study show that there are significant differences in profitability between Islamic and conventional banks. The profitability of Islamic banks tends to be influenced by operational efficiency and compliance with Sharia principles, while conventional banks are more responsive to capital structure and leverage. Digital transformation has a positive impact on the profitability of both types of banks; however, its implementation is more complex in Islamic banks due to their adherence to Sharia principles. This article provides recommendations for banking industry players to accelerate inclusive technology adoption and suggests that regulators support a legal framework that facilitates digital transformation in line with Sharia principles. Practically, these findings serve as a reference for banks in developing strategies to improve financial performance. Theoretically, this article enriches the literature on comparative banking systems in the era of financial transformation. Artikel ini bertujuan untuk menganalisis secara komparatif profitabilitas antara bank syariah dan bank konvensional dalam konteks transformasi keuangan global yang semakin didorong oleh digitalisasi dan inovasi teknologi. Penelitian ini menggunakan metode Systematic Literature Review (SLR) dengan mengkaji 30 artikel ilmiah yang terindeks SINTA dan diterbitkan antara tahun 2015 hingga 2024. Fokus utama telaah literatur ini adalah pada indikator keuangan seperti ROA, ROE, BOPO, FDR, dan efisiensi operasional, serta perbandingan struktur dan prinsip kerja kedua sistem perbankan. Hasil studi menunjukkan bahwa terdapat perbedaan signifikan dalam profitabilitas antara bank syariah dan konvensional, di mana profitabilitas bank syariah cenderung dipengaruhi oleh efisiensi operasional dan prinsip syariah, sementara bank konvensional lebih responsif terhadap struktur modal dan leverage. Transformasi digital memberikan dampak positif terhadap profitabilitas kedua jenis bank, namun implementasinya lebih kompleks pada bank syariah karena keterikatan terhadap prinsip syariah. Artikel ini memberikan rekomendasi bagi pelaku industri perbankan untuk mempercepat adopsi teknologi secara inklusif serta menyarankan agar regulator mendukung kerangka hukum yang memfasilitasi transformasi digital sesuai prinsip syariah. Secara praktis, temuan ini berguna sebagai acuan bagi bank dalam mengembangkan strategi peningkatan kinerja keuangan. Secara teoritis, artikel ini memperkaya literatur mengenai perbandingan sistem perbankan di era transformasi keuangan
THE ROLE OF FINTECH IN IMPROVING ISLAMIC FINANCIAL INCLUSION IN THE ERA OF FINANCIAL DIGITALIZATION ramadhan, Muh.fitra
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 8 (2025): Edisi Khusus Perbankan (Agustus)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i8.14601

Abstract

This article aims to analyze the contribution of fintech in promoting Islamic financial inclusion in the digitalization era through a Systematic Literature Review (SLR) approach. By reviewing 30 relevant scholarly articles from 2016 to 2024, this study maps the role of fintech in expanding access to Sharia-based financial services, particularly for vulnerable groups such as MSMEs, Islamic boarding schools (pesantren), and rural communities. The literature search strategy employed thematic keywords and Boolean operators, while the article selection process followed PRISMA and CASP guidelines to ensure the validity of the findings. The results indicate that fintech holds significant potential in bridging the gap in access to Islamic finance through the digitalization of services, although challenges such as regulatory limitations, digital literacy, and infrastructure remain major obstacles. Practically, this article recommends the need for synergy among industry players, regulators, and Islamic financial institutions in creating an inclusive digital ecosystem that aligns with Sharia principles. Theoretically, this study enriches the understanding of the integration between fintech, digitalization, and financial inclusion within the framework of modern Islamic economics.
profit-sharing scheme, mudharabah, musyarakah, digitalization, effectiveness, Islamic banking. Anti, Sarianti
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 6 (2025): Edisi Khusus Perbankan (Juni)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i1.14605

Abstract

The development of Islamic banking in the digital era presents both opportunities and challenges. Mudharabah and musyarakah contracts, which are based on profit and loss sharing, are ideal representations of Islamic economic principles such as justice, partnership, and transparency. However, their implementation has declined due to issues of trust, information asymmetry, and limited digital support. This study uses a Systematic Literature Review (SLR) approach to analyze 30 scientific articles published between 2013 and 2024 that discuss the effectiveness of profit-sharing schemes in Islamic banking amid digital transformation. The results show that while digitalization offers potential to improve transparency and efficiency through innovations like digital financial reporting and Sharia-compliant smart contracts, implementation remains limited due to infrastructure gaps, regulatory constraints, and low financial-digital literacy. Therefore, a collaborative effort is required among financial institutions, regulators, and users to integrate Sharia values into digital systems, enhance trust, and optimize the role of profit-sharing schemes in supporting inclusive Islamic finance.
Bahasa Inggris Elma, nur
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 8 (2025): Edisi Khusus Perbankan (Agustus)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i8.14610

Abstract

ABSTRACT The increasingly dynamic development of Islamic economics demands innovation in Islamic banking products that remain based on Islamic principles. In the innovation process, fatwas have a very important position as normative and legal references for every product that will be launched by Islamic financial institutions. Therefore, the preparation of fatwas should not be done carelessly, but must prioritize the principles of legal ethics, namely a combination of compliance with Islamic law (sharia), positive law (national legislation), and professional scientific ethics. Legal ethics in this context includes the moral and legal responsibilities of scholars and Islamic financial authorities in ensuring that the products issued fatwas are not only halal according to fiqh, but also fair, transparent, and do not harm the community. This study aims to examine how legal ethics are applied in the process of preparing fatwas on Islamic banking products, as well as how the dynamics of Islamic economics influence the process. Using a descriptive qualitative approach and literature review, it was found that the existence of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) as an authoritative institution has an important role in balancing the idealism of Islamic law and the reality of contemporary economic needs. However, challenges remain, especially in facing market pressures, industry interests, and the development of digital financial technology that demands a quick response. The results of the study show that the preparation of fatwas that are carried out carefully, accountably, and based on the principles of maqashid sharia and positive law can strengthen the legitimacy of Islamic banking products. Thus, legal ethics not only function as normative safeguards, but also as a bridge between the transcendental values ​​of Islam and the pragmatic needs of modern society. Awareness of the importance of this legal ethics is very crucial in maintaining public trust and the sustainability of the Islamic economic system on a national and global scale.
COMPARISON OF REGULATION AND LEGAL COMPLIANCE IN ISLAMIC BANKING AMIDST THE TREND OF FINANCIAL GLOBALIZATION hidayat, Rahmat
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 8 (2025): Edisi Khusus Perbankan (Agustus)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i8.14612

Abstract

This article aims to evaluate and compare regulations and legal compliance in Islamic banking across jurisdictions amid the trend of financial globalization. The primary focus of this study is to identify common patterns, research gaps, and policy dynamics that affect the competitiveness and integrity of the global Islamic banking system. The methodology employed is a Systematic Literature Review (SLR), analyzing 30 relevant scholarly articles published between 2010 and 2024. The literature was selected based on strict inclusion and exclusion criteria and was analyzed using narrative and thematic techniques.The findings reveal significant variations in regulatory frameworks among countries, which directly influence the effectiveness of legal compliance and the implementation of Shariah principles. Key discoveries include differences in approaches to legal and Shariah compliance, as well as the challenges of regulatory harmonization under global pressures. Moreover, the roles of international institutions such as AAOIFI and IFSB are assessed as not yet fully effective in promoting global Shariah legal convergence.This study recommends the development of adaptive and collaborative regulatory frameworks among countries, along with stronger synergy between domestic authorities and global institutions to enhance compliance and stability in Islamic banking. The practical implications of these findings are particularly relevant for policymakers, regulators, and Islamic banking practitioners in designing competitive legal frameworks. Theoretically, this article contributes to the literature on legal harmonization and the development of global Islamic financial governance. The study also acknowledges its limitations, particularly regarding its reliance on secondary data and restricted access to certain literature sources, thus opening avenues for further field-based exploration.
PENGARUH LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI PADA GENERASI MUDA DI KELURAHAN BENJALA KECAMATAN BONTOBAHARI KABUPATEN BULUKUMBA Nur, Sulistiwati; Anwar, Anwar; Aslam, Annisa Paramaswary
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 1 (2025): Sipakainge
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of financial literacy on investment decisions among young people in Benjala Village, Bontobahari District, Bulukumba Regency. Financial literacy in this study includes basic financial knowledge, income and expenditure management, risk understanding, and the use of financial technology. Investment decisions cover understanding investment products, readiness to face risks, and the suitability of investment decisions with personal financial goals.This research uses a quantitative method with an associative approach. Data were obtained through questionnaires distributed to 360 young respondents in Benjala Village, using purposive sampling technique. The data were analyzed using descriptive analysis and simple linear regression to determine the influence of financial literacy on investment decisions.The results show that the financial literacy of young people in Benjala Village is relatively good. Most respondents have adequate understanding of personal financial management and risk, although some still lack in utilizing financial technology and investment planning. Investment decisions also show positive development, but there is still room for improvement in risk preparedness and alignment with personal financial goals. The results of the simple linear regression analysis show that financial literacy has a positive and significant effect on investment decisions among young people in Benjala Village.Based on these findings, it is recommended that young people improve their financial literacy, relevant institutions provide financial education programs, and future researchers expand the research scope to obtain deeper understanding of young people's investment behavior.
Pengaruh Literasi Keuangan terhadap Keputusan Investasi pada Generasi Muda Nur, Sulistiwati; Anwar, Anwar; Aslam, Annisa Paramaswary
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 1 (2025): Sipakainge
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i1.13696

Abstract

This study examines the effect of financial literacy on investment decision-making among young individuals in Benjala Village, Bontobahari District, Bulukumba Regency, Indonesia. Financial literacy is conceptualized across four dimensions: fundamental financial knowledge, income and expenditure management, risk comprehension, and the adoption of financial technology. Investment decisions are assessed based on participants’ understanding of financial products, readiness to face risk, and the alignment of investment actions with personal financial goals. Employing a quantitative research design, the study surveyed 360 purposively selected respondents using a structured questionnaire. Data were analyzed using descriptive statistics and simple linear regression. The findings indicate that financial literacy has a statistically significant and positive impact on investment decision-making. While respondents demonstrated adequate understanding of basic financial management and risk, notable gaps were observed in the use of financial technology and long-term investment planning. These results highlight the importance of strengthening financial literacy, particularly in its practical applications, to support more informed, rational, and goal-oriented investment behavior among youth. The study underscores the need for targeted financial education initiatives and suggests avenues for future research in broader and more diverse population settings.
Pantangan dan Larangan dalam Kehidupan Masyrakat Kajang: Analisis Etnografi terhadap Nilai Budaya Sarna Pasawin
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 1 (2025): Sipakainge
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i1.13698

Abstract

This study investigates the system of customary taboos and prohibitions within the Kajang indigenous community in South Sulawesi, exploring its function in maintaining social order and cultural identity amid modernization. Employing a descriptive qualitative approach grounded in ethnographic methods, data were collected through participant observation, in-depth interviews, and document analysis conducted in Tana Toa, the cultural heart of Kajang. The findings reveal that customary restrictions extend beyond normative control; they embody core philosophical values such as simplicity (kamase-mase), egalitarianism, and ecological harmony. These taboos function as effective social instruments for conflict prevention, environmental conservation, and the reinforcement of communal solidarity, supported by traditional sanctions and multigenerational value transmission. The central role of the Ammatoa—a spiritual and customary authority—in interpreting and preserving Pasang ri Kajang (ancestral teachings) is vital to the continuity of this indigenous regulatory system. This study demonstrates that local wisdom, expressed through the taboo system, offers a resilient and adaptive framework for sustaining cultural identity and social cohesion. Furthermore, the findings provide an alternative perspective for developing culturally grounded policies in environmental conservation and indigenous community empowerment.
Pola Mata Pencaharian Tradisional dalam Masyarakat Kajang Studi Etnografi tentang Kesejahteraan Ekonomi Haniifah Nabilah
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 1 (2025): Sipakainge
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i1.13701

Abstract

This research aims to identify and analyze the traditional livelihood patterns of the Kajang community in relation to the concept of local wisdom-based economic welfare. The Kajang people, particularly the Ammatoa group, are known for their consistency in maintaining customary values that influence their economic, social and ecological systems. Using an ethnography-based qualitative approach, this study describes economic practices based on agriculture, forest products, and handicrafts, as well as the principle of simple living (kamase-mase) that is the foundation of collective welfare. The results show that these livelihood patterns serve not only as a survival strategy, but also as a form of resistance to modernization that potentially threatens local social and ecological structures. The findings make an important contribution to understanding traditional economic systems as contextualized models of sustainable development rooted in the culture of local communities.

Page 20 of 21 | Total Record : 204

 17   18   19   20   21 

Filter by Year

2023 2025


Reset
Filter By Issues
All Issue Vol 3 No 12 (2025): Edisi Khusus Perbankan (Desember) Vol 3 No 11 (2025): Sipakainge Edisi Khusus:Perbankan (November) Vol 3 No 10 (2025): Sipakainge Edisi Khusus:Perbankan (Oktober) Vol 3 No 9 (2025): Sipakainge Edisi Khusus: Pendidikan (September) Vol 3 No 8 (2025): Edisi Khusus Perbankan (Agustus) Vol 3 No 7 (2025): Edisi Khusus Perbankan (Juli) Vol 3 No 6 (2025): Edisi Khusus Perbankan (Juni) Vol 3 No 3 (2025): Edisi Khusus Perbankan (Maret) Vol 3 No 2 (2025): Sipakainge Edisi Desember Vol 3 No 2 (2025): Sipakainge Edisi Khusus Perbankan (Februari) Vol 3 No 1 (2025): Sipakainge Edisi Khusus: Pendidikan Vol 3 No 1 (2025): Sipakainge Edisi Khusus: Pendidikan dan Bahasa Vol 3 No 1 (2025): Sipakainge Vol 2 No 10 (2024): Special Issue: Multidipliner 2 Vol 2 No 11 (2024): Special Issue: Economy Vol 2 No 9 (2024): Special Issue: Islamic Legal Maxim on Islamic Finance Vol 2 No 8 (2024): Special Issue: Islamic Economics Vol 2 No 7 (2024): Special Issue: Islamic Contemporary Transaction Vol 2 No 6 (2024): Special Issue: Islamic Economics Vol 2 No 5 (2024): Special Issue: Language Education Vol 2 No 4 (2024): Special Issue: Education Vol 2 No 3 (2024): Sipakainge Special Issue: Multidisipliner Vol 2 No 2 (2024): Inovasi Penelitian, Karya Ilmiah, dan Pengembangan Vol 2 No 2 (2024): Special Issue: Economy Vol 2 No 1 (2024): Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan Vol 1 No 2 (2023): Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan Vol 1 No 1 (2023): Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan No 10 (2023): Sipakainge Special Issue: Financial Technology No 9 (2023): Sipakainge Special Issue: Strategic Management No 8 (2023): Sipakainge Special Issue: Learning Media No 7 (2023): Sipakainge Special Issue: Islamic Family Law No 6 (2023): Sipakainge Special Issue: Islamic Economic (Zakah & Auditing) No 5 (2023): Sipakainge Special Issue: Sharia Tourism and Entrepreneurship No 4 (2023): Sipakainge Special Issue: Islamic Education No 3 (2023): Sipakainge Special Issue: Islamic Counselling No 2 (2023): Sipakainge Special Issue: Islamic Communication No 1 (2023): Sipakainge Special Issue: Contemporary Transaction More Issue