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Contact Name
Nuraeni
Contact Email
nuraeni.mesy@gmail.com
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nuraeni.mesy@gmail.com
Editorial Address
Jl. Raya Cipacing No.22, Cipacing, Jatinangor, Kabupaten Sumedang, Jawa Barat 45363
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INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
Published by Universitas Masoem
ISSN : 25973665     EISSN : 26852837     DOI : 10.32627
Core Subject : Economy, Education,
Jurnal Maps (Manajemen Perbankan Syariah) is a scholarly journal published by the Islamic Banking Study Program, Masoem University Bandung. This journal is a forum for publication of scientific works in the form of writings by academics, researchers and practitioners on pure and applied research in the fields of Management, Islamic Banking, Islamic Accounting and Islamic Economics. Maps are published twice a year, namely in March and September. This journal has been accredited by SINTA 5. In 2021, Jurnal Maps (Manajemen Perbankan Syariah) will be merged and recorded in the Masoem University journal. In addition, the DOI prefix of STIBANKS Al Masoem, which was originally 10.32483, became 10.32627 and then the DOI is affiliation was changed to become Masoem University. The journal at STIBANKS Al Masoem has changed its form to a journal at Masoem University.
Articles 8 Documents
Search results for , issue "Vol. 7 No. 2 (2024)" : 8 Documents clear
Tingkat Kesehatan Bank Umum Syariah (Studi Kasus Bank Swasta Nasional) musadat, Irfan Achmad
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.860

Abstract

This research aims to analyze the health level of Sharia commercial banks in Indonesia. The research method utilizes financial ratio indicators established by Bank Indonesia Regulations (PBI No. 9/1/PBI/2007) and Financial Services Authority Regulations (Number 8/POJK.03/2014). Various indicators of the health level of Islamic banks are analyzed, including financial ratios such as CAR (Capital Adequacy Ratio), ROA (Return on Assets), NPM (Net Profit Margin), BOPO (Operating Costs to Operating Income), NPF net (Non-Performing Financing net), and FDR (Financing to Deposit Ratio). This research focuses on evaluating the results of bank health level assessments as a benchmark for Sharia bank performance during the 2020 COVID-19 pandemic. The research object involves Sharia commercial banks in Indonesia. The required data is obtained from Islamic bank financial reports, and data analysis is carried out using the CAMEL method established by Bank Indonesia. It is hoped that the results of this research can provide important information for economic actors to understand and evaluate the health level of Sharia commercial banks in Indonesia during the 2020 COVID-19 pandemic. This information can be the basis for better economic decisions amidst uncertain economic conditions.
Pengaruh Lingkungan Kerja dan Burnout terhadap Motivasi serta Implikasinya pada Kinerja Pegawai BAPPEDA Jawa Barat Maulana, Faizal Akbar; Suwandi, Yudi W.
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.883

Abstract

When employees experience fatigue or boredom at work due to conditions that can't be predicteed in advance, this will disrupt the psychological condition known as burnout, and if it can't be control, it will affect work motivation. The work environment and burnout feel by employees affect work motivation, and if they can't be overcome, they will affect performance. The aim of this research is to determine the influence of the work environment and burnout on motivation and its implications for the performance of West Java BAPPEDA employees. Descriptive quantitative research method, research sample of 147 permanent employees (ASN) BAPPEDA West Java.  The research results found that simultaneously, the work environment and burnout had a significant effect on the motivation of West Java BAPEDDA employees. Meanwhile, partially motivated employees have a significant effect on the performance of West Java BAPEDDA employees.
Pemberdayaan Ekonomi Umat Melalui Pengelolaan Dana Zakat Produktif Sumarni, Sumarni; Jumasrah, Jumasrah; Rahayu, Irma; Qalbi, Nurul
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.884

Abstract

National Amil Zakat Agency (BAZNAS)  is one of the government institutions that formally has the right and obligation to manage zakat funds in order to create effectiveness in zakat fund management services and can also increase the benefits of zakat for humanity in order to improve economic prosperity. BAZNAS Kolaka Regency with the qardhul hasan financing program cannot be said to be successful because of the problem of many mustahik who are delinquent and do not return the qardhul hasan funds caused by the absence of collateral on qardhul hasan financing. This type of research is descriptive, that is, with this method it is hoped that it can identify why and how a phenomenon occurs. The results of this research show that economic empowerment of the people through productive zakat fund management has been realized quite well, and namely the ZMart program (Zakat Mart), the utilization of productive zakat funds can be said to be successful in increasing economic empowerment.
Analisis Kinerja Reksa Dana Saham Syariah di Indonesia Ningrum, Retno Widya; Musadat, Irfan Achmad; Pramayuda, Agung
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.903

Abstract

During the Covid-19 pandemic, the JCI produced higher returns compared to the Sharia Stock Mutual Fund Index with quite a large difference in figures. IHSG produced a return of 51.83% while the Sharia Stock Mutual Fund Index only produced a return of 12.85%. This research aims to provide an overview of the mutual fund performance assessment process and analysis of this assessment. There are several methods for assessing investments in portfolio form, including Sharpe Ratio, Treynor Ratio, Jensen's Alpha and Information Ratio. The results showed that in March - December 2020, it was discovered that Panin Dana Syariah Saham  received the highest performance score using two methods, namely the Sharpe ratio and Treynor ratio. In 2021, Panin Dana Syariah Saham received the highest performance score using three methods, namely Sharpe ratio, Jensen's alpha and Information ratio. In 2022, HPAM Ekuitas Syariah Berkah received the highest performance score using three methods, namely Sharpe ratio, Jensen's alpha and Information ratio. In January – June 2023, the Batavia Dana Saham Syariah received the highest performance score using two methods, namely the Sharpe ratio and the Information ratio. However, if you look at the mutual fund that received the highest performance scores during the Covid-19 pandemic, it was Panin Dana Syariah Saham.
Kritik Ekonomi Islam terhadap Ajaran Marxisme tentang Sistem Kepemilikan dalam Sosial Kemasyarakatan Jalaluddin, Jalaluddin
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.908

Abstract

The purpose of this article is to criticize Marxist teachings about the ownership system in social society. This research is a type of library research; namely, the data and study materials used come from library sources, in the form of books, journals, magazines, newspaper articles, papers and previous research results that support the writing theme. The form of this research is descriptive-comparative-analytic. The results showed that Islam provides criticism of Karl Marx's views on the abolition of private property. the elimination of private property as a source of alienation and exploitation is contrary to human nature. Every human being born is given the right and preference to own property. Therefore, it is very unfair when these rights and preferences are abolished. In the Islamic economic system, legal ownership in asset management is divided into three groups, namely private ownership, social ownership and state ownership.
Pengaruh Halal Awareness dan Potongan Harga terhadap Perilaku Konsumen Makanan dan Minuman Cepat Saji Sari, Mega Permata; Rahmat Setia, Mochamad Nur; Mintarsih, Mimin
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.912

Abstract

Fast food has become a staple choice for people, especially Muslim millennials. Food halalness is an important consideration for consumers, given the many food options available. Office workers tend to be more consumerist than millennials over the age of 30. However, when shopping, millennials focus on discounts. More than 66% of millennials will switch brands if offered at least a 30% discount, and only a third of them still consider brands to consider trends or product updates to get a discount. This study aims to test whether halal awareness and discounts can affect the behavior of Muslim millennial office worker fast food consumers in Bandung City. This study uses a sample of Muslim millennials who work in Bandung City. The methods used in this study are descriptive and verification methods. The research data was analyzed using data analysis techniques with Frequency Distribution Table, Linear Regression Analysis, Multiple Regression Calculation, Correlation Coefficient Calculation, determination, T Test and F Test. Based on the results of data analysis and hypothesis testing, it was found that Halal Awareness and Discounts have a significant influence on the Behavior of Fast Food Consumers and Drinks on Muslim Millennials in Office Sectors throughout Bandung City.
Penerapan Metode Analisis Return, Repayment, dan Risk Bearing Ability dalam Penilaian Kelayakan Kredit Pensiun di PT Bank Mandiri Taspen KCP Ujung Berung Rakhman, Faisal; Aziz, Anisa Silvana
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.913

Abstract

Based on the preliminary study results, that the background of this research is the number of pension credit customers who have decreased, especially in 2021 and 2022, this is suspected at the time of the assessment there are customers who do not meet the conditions such as prospective customers who have the same credit at other banks, there is lack of documents such as KTP, SK, and other documents. This study aims to find out how the application of return, repayment, and risk bearing ability analysis methods in assessing pension creditworthiness at PT Bank Mandiri Taspen KCP Ujung Berung. The object of this research is to assess the creditworthiness of pensioners at PT Bank Mandiri Taspen KCP Ujung Berung. The type of research is descriptive qualitative with primary data types and uses data collection techniques in the form of observation, interviews, literature study, and documentation. While the data analysis techniques are data collection, reduction, data presentation, and conclusions. The results showed that the application of return, repayment and risk bearing ability has been carried out quite well, this is based on the number of problematic credit customers who are quite healthy. Qualitative data analysis techniques that use the Miles and Huberman, there are three things that become the basis for applying the return analysis method in assessing the feasibility of pension credit, there are four things that become the application of the repayment analysis method in assessing the feasibility of pension credit, and there are two things that become the application of the risk bearing ability analysis method in assessing the feasibility of pension credit at PT Bank Mandiri Taspen KCP Ujung Berung.
Pengaruh Harga, Promosi, Lokasi dan Kualitas Pelayanan terhadap Keputusan Rahin Memilih Gadai Emas di PT Bank BJB Syariah KCP Arcamanik Bandung Rahayu, Wina; Rapida, Ida Rapida
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 2 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i2.946

Abstract

Based on the results of initial research, that the background of this study is the fluctuation in the number of rahin. This is thought to have something to do with price, promotion, location and quality of service to rahin's decision. This study aims to determine how the influence of price, promotion, location and service quality on rahin's decision to choose a gold pawn at PT Bank BJB Syariah KCP Arcamanik Bandung, both partially and simultaneously. The object of research is rahin at PT Bank BJB Syariah KCP Arcamanik Bandung. Research is quantitative associative. Population rahin 125 people, determination of samples with the Slovin formula amounted to 56 people. Data collection techniques include observation, interviews, literature studies and questionnaires. The questionnaire was distributed through google form, then data analysis using the help of SPSS. The results showed that each variable either partially or simultaneously had an influence on the decision of rahin to have a gold pawn at PT Bank BJB Syariah KCP Arcamanik Bandung. Partially the price variable has an effect 20,3%, promotion has an effect 10,8. %, location has an influence 54,4 %, service quality matters 83,5% against the decision of the trahin. While simultaneously the independent variables affect 32,8% on the variability of rahin decision.

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