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Contact Name
Nuraeni
Contact Email
nuraeni.mesy@gmail.com
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nuraeni.mesy@gmail.com
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Jl. Raya Cipacing No.22, Cipacing, Jatinangor, Kabupaten Sumedang, Jawa Barat 45363
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Jawa barat
INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
Published by Universitas Masoem
ISSN : 25973665     EISSN : 26852837     DOI : 10.32627
Core Subject : Economy, Education,
Jurnal Maps (Manajemen Perbankan Syariah) is a scholarly journal published by the Islamic Banking Study Program, Masoem University Bandung. This journal is a forum for publication of scientific works in the form of writings by academics, researchers and practitioners on pure and applied research in the fields of Management, Islamic Banking, Islamic Accounting and Islamic Economics. Maps are published twice a year, namely in March and September. This journal has been accredited by SINTA 5. In 2021, Jurnal Maps (Manajemen Perbankan Syariah) will be merged and recorded in the Masoem University journal. In addition, the DOI prefix of STIBANKS Al Masoem, which was originally 10.32483, became 10.32627 and then the DOI is affiliation was changed to become Masoem University. The journal at STIBANKS Al Masoem has changed its form to a journal at Masoem University.
Articles 121 Documents
Analisis Peer to Peer Lending dan CrowdFunding pada Fintech Syariah Ditinjau dari Fatwa DSN MUI dan Pendekatan Maqashid Syariah Ika Rarawahyuni; Via Rismaya
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 2 (2022)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v5i2.466

Abstract

Peer to peer lending and crowdfunding is a type of fintech used by sharia fintechs that utilize technology services. The purpose of this study (1) Analyzing the suitability of peer to peer lending and crowdfunding mechanisms in sharia fintech with the provisions of the Fatwa DSN MUI No: 117 / DSN-MUI / II / 2018 concerning information technology-based financing services based on sharia principles (2) Analyzing peer to mechanism peer lending and crowdfunding with maqashid sharia approach. The method used in this research is a qualitative library with 3 stages of orientation, exploration and focused study. The results of this study indicate that the mechanism used by peer to peer lending in sharia fintech is in accordance with Fatwa DSN MUI No: 117 / DSN-MUI / II / 2018 about information technology-based financing services based on sharia principles and if it is appropriate then maqashid is achieved so that it is achieved prosperous life in the world and the hereafter. For crowdfunding researchers did not find a mechanism on fintech registered with OJK, the researchers found a mechanism that can be used corwdfunding on sharia fintech, after analysis is in accordance with the Fatwa DSN MUI. However, there is one financing model that does not comply with the Fatwa DSN MUI because it still determines the margin determined unilaterally.
Analisis Prediksi Kebangkrutan Bank Syariah Dan Bank Konvensional Dengan Metode Altman Z-Score Modifikasi Hasbi Assidiki Mauluddi; Sarah Fitri Fauziah
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

The presence of COVID-19 in Indonesia impacts the performance of the CAR, FDR/LDR, and NPF/NPL ratios. If the bank does not improve its performance, the bank will threaten with financial distress, which is the initial stage of bankruptcy. This condition has happened to PT. Bank Muamalat Indonesia and PT. Bank Maybank Indonesia. The bankruptcy prediction model used in this study is the Altman Z-Score Modification to compare bankruptcy scores and the effect of the CAR, FDR/LDR, and NPF/NPL ratios on the Z-Score value of BUS and BUK Non-BUMN with the results of CAR values. BUS Non-BUMN has a positive and significant effect, while the CAR value of BUK Non-BUMN has a positive and insignificant effect. The value of FDR/LDR has a positive and not significant effect. The NPF value has a negative and negligible effect, while the NPL value has a positive and significant impact.
Pengaruh Indikator Makroekonomi dan Karakteristik Perusahaan Terhadap Harga Saham Syariah Sektor Industri Barang Konsumsi Kristianingsih Kristianingsih; Fifi Afiyanti Tripuspitorini; Sekar Putri Yuandra
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

This study aims to determine the effect of macroeconomic factors which include inflation, interest rates, rupiah exchange rates, and company characteristics consisting of ROE, CR and company size on sharia share prices in the consumer goods industry sector on the Indonesian Sharia Stock Index (ISSI) for the period 2014-2014. 2020. The research method used is descriptive quantitative method using multiple linear regression analysis techniques. This study uses secondary data from the official website of the Indonesia Stock Exchange (IDX), the Central Statistics Agency (BPS), the Financial Services Authority (OJK), Bank Indonesia (BI). The number of samples used as many as 25 companies that meet the research criteria by using purposive sampling technique. Hypothesis testing is done by using a path diagram. The results of this study indicate that macroeconomic factors consisting of inflation, interest rates, and the rupiah exchange rate partially have no effect on stock prices. Company characteristic factors consisting of firm size, and CR have a positive influence on stock prices, while ROE has a negative effect on Islamic stock prices.
Pengaruh Promosi Jabatan Terhadap Kinerja Karyawan (Penelitian Lapangan di Lembaga Amil Zakat Infaq dan Sedekah PUI) Yasir Muharram Fauzi
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

This research is motivated by problems that occur in the field where organizational dynamics according to the initial hypothesis have problems regarding polarization and optimization of the ability to empower Human Resources, especially in terms of promotions that must be able to build and improve employee performance. In this case the author examines the effect of promotion on employee performance at Lazis PUI. The purpose of this research is to find out how big the influence of job promotion on employee performance at Lazis PUI. The research method used in this study is to use quantitative associative methods. The data of this study were obtained from primary data by distributing questionnaires and then processed using the SPSS application. The results showed that the variable of job promotion showed an influence on employee performance at Lazis PUI, it can be concluded that the effect of job promotion on employee performance at Lazis PUI was 0.059 or 5.90% and the t value = 1.627 < t table value = 2.021 with the significance of 0.111 > 0.05 does not significantly affect employee performance. The predictive ability of these variables on the level of employee performance in this study was 0.202 or 20.2% and t count = 3.258 > t table = 2.021 with a significance of 0.002 < 0.05. While the rest is influenced by other factors that are not included in the study.
Telaah Tafsir Surat Al-Imran Ayat 92 dalam Kajian Wakaf Uang Sebagai Instrumen Penguat Filantropi Ekonomi Islam Huzni Farhany; Nina Nurkomalasari
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

Waqf is a form of surrender of assets that we can fully return to the Giver of Property, namely Allah SWT by distributing it to people in need either for the sake of worship or for the welfare of the people. The wealth given is the best treasure we have. Philanthropy is defined as an activity of giving or in Islam commonly called ta'awun, because one of the obligations of a Muslim individual is to help others who are in need, with all the things he has, both material and embodied in an act. In Islam, there are many types of philanthropic activities, as we are discussing now, namely waqf, and others such as infaq, alms, and zakat. All of these activities become instruments in increasing philanthropy as a manifestation of prosperity and economic equity. This article discusses the utilization of cash waqf to achieve economic equality for the Indonesian people. Through a library research study with a descriptive-analytical approach, it can be concluded that the utilization of cash waqf aims to achieve economic equity in various sectors, ranging from the micro business sector, Islamic capital market to the education sector. In Indonesia, the distribution of cash waqf has begun to grow. Based on data from the Indonesian Waqf Agency (BWI), the potential for Indonesian cash waqf reaches 180 trillion per year.
Pengaruh Penyerapan Tenaga Kerja Terhadap Tingkat Kemiskinan di Kabupaten Purwakarta Periode 2011 – 2020 Erika Yustitia; Arief Mulyawan Thoriq; Hamdan Ardiansyah
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

Labor absorption in Purwakarta Regency is still fluctuating, though it is increasing. This has the potential to affect the level of poverty in Purwakarta Regency. The poverty rate in Purwakarta Regency varies, but it tends to decrease year after year. As a result, the purpose of this study is to determine the correlational relationship between labor absorption variables and poverty variables over a period of ten years. The Zamrowi theory was used for the employment variable, while the Central Statistics Agency theory was used for the poverty variable. This study employs a quantitative approach with secondary data from 2011 to 2020. The information used was obtained from BPS, Bappelitbangda, and the Manpower and Transmigration Office. Statistical analysis is the data analysis technique used in this study. A simple linear regression test was performed. Data testing is done with the help of SPSS software when processing data. According to the test results, employment has a significant impact on the level of poverty in Purwakarta Regency. This demonstrates that labor absorption can help to alleviate poverty. The poverty rate will fall as employment rises. Thus, one method of alleviating poverty is to increase labor absorption by expanding employment opportunities.
Pengaruh Word Of Mouth (WOM) dan Customer Experience Terhadap Keputusan Pembelian Produk UMKM Yoghurt di Bandung Timur Pada Masa Pandemi Covid 19 Elan Rusnendar; Giana Salma
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

This study aims to find out how big the description and influence of Word Of Mouth and Customer Experience on the Purchase Decision of MSME Yogurt products in East Bandung during the Covid-19 pandemic. This study uses quantitative methods with descriptive and verification research approaches, with classical assumption testing, coefficients linear regression, correlation coefficient, hypothesis determination coefficient, t test and f test. The sample selection in this study was carried out based on non-probability sampling, using a purposive sampling technique with 100 respondents. The results of the data processing that the author did on the coefficient of determination test resulted in a contribution of 0.757 / 75.7% to purchasing decisions and the remaining 24.3% (100%-75.7%) are influenced by other variables. The results of the multiple correlation coefficient between Word Of Mouth and Customer Experience to Purchase Decisions is 0.870 or 87.0%. This shows that Word Of Mouth and Customer Experience have a relationship with Purchase Decisions, the results of research from respondents' overall responses regarding the effect of Word Of Mouth on purchasing decisions stated that respondents felt the need to tell others and Customer Experience on purchasing decisions stated that the more The better the Customer Experience, the higher the purchase decision will be.
Pengaruh Efektivitas Penyaluran Bantuan Pangan Non Tunai (BPNT) Terhadap Upaya Penanggulangan Masyarakat Prasejahtera di Desa Salem Rinda Mayang Sari; Arief Mulyawan Thoriq; Adriansyah Adriansyah
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

This research was conducted in areas that have been designated as beneficiaries of the Non-Cash Food Assistance program, namely in Salem Village, Pondoksalam District, Purwakarta Regency. The aims of this study were 1) To determine the effectiveness of the distribution of Non-Cash Food Assistance (BPNT) in Salem Village, Pondoksalam District, Purwakarta Regency, 2) To determine efforts to overcome the underprivileged community in Salem Village, 3) To determine the effect of the effectiveness of the distribution of Non-Cash Food Assistance on efforts to overcome underprivileged communities in Salem Village. This study uses quantitative methods with Simple Linear Regression analysis. The data collection technique used a questionnaire or questionnaire method and obtained 63 respondents from BPNT recipients. It was analyzed using a statistical tool, namely SPSS version 25. Based on the results of data processing from the distribution of the questionnaire, there was a significant effect on the effectiveness of the distribution of non-cash food assistance on efforts to overcome the underprivileged community in Salem Village, Pondoksalam District, Purwakarta Regency. This can be seen from the results of the R Squer of 0.0841 or 84.1% and from the results of the regression analysis obtained a significance value of 0.000 <0.05 so it can be concluded that there is a significant influence between the effectiveness of the distribution of Non-Cash Food Assistance (BPNT) on efforts to overcome underprivileged communities in Salem Village.
Pengaruh Keamanan, Kepuasan, Kemudahan dan Kepercayaan terhadap Loyalitas Pengguna BSI Net Banking di Bank Syariah Indonesia KCP Suropaticore Bandung Fitria Mella Adestyan; Ida Rapida
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

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Abstract

The background of the research is the fluctuating number of customers using BSI Net Banking at BSI KCP Suropaticore in the last five years. This prompted the authors to examine the aspects of security, satisfaction, convenience and trust associated with loyalty of BSI Net Banking users at BSI KCP Suropaticore. Associative quantitative research type, primary data obtained through questionnaires and secondary data through observation, interviews, and literature study. The population of 673 using the Slovin formula obtained a sample of 87 people. Data analysis used SPSS 25 for validity test, reliability test, data normalization test, correlation and regression analysis, coefficient of determination analysis, t test, and F test. The results partially show that the variables of security, satisfaction, convenience, and trust have a significant effect on loyalty. Simultaneously these four variables also significantly influence loyalty.
Dampak Pandemi Covid-19 terhadap Peningkatan Partisipasi Santri dan Penjualan Produk Koperasi Pondok Pesantren Al-Basyariyah Bandung Anne Lasminingrat; Rakhmia Nalibratawati
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 2 (2023)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v6i2.623

Abstract

The Al-Basyariyah Islamic Boarding School Cooperative based in the city of Bandung, has also been affected by the Covid-19 pandemic, but in a positive aspect. In the form of a consumption cooperative, engaged in the sector of fulfilling the daily needs of students, from clothing, food, educational needs, to laundry, plus the closure of students' access to the outside environment and vice versa, making the Kopontren the only means of meeting daily needs, both for students, teachers, and those who are part of the Al-Basyariyah Islamic Boarding School environment. This study aims to explain the impact of the Covid-19 pandemic on the participation of students as service users and its effect on the sale of cooperative products in the Al-Basyariyah Islamic Boarding School environment. The research technique uses a survey method with the determination of respondents using the Slovin formula and an estimated number of respondents of 230 respondents. The analytical design used was a paired t-test or paired t-test, namely to test member participation and product sales before and after the Covid-19 pandemic.

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