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Ibrahim Tijjani Sabiu
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admin@adpebi.com
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Jl Tuanku Tambusai Komplek Puri Nangka Sari Lt. II No.C7 Pekanbaru, Riau Province Indonesia 28144
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INDONESIA
International Journal of Indonesian Business Review
ISSN : -     EISSN : 28279018     DOI : https://doi.org/10.54099/ijibr
Core Subject : Economy, Science,
International Journal of Indonesian Business Review (IJIBR) is is a peer-reviewed economic journal serving as a forum for Business Economics Scholars concerning to area of Accounting, Banking, Economics, Entrepreneurship, Finance, Human Resources Management, and Management. This open accessed Journal publishes original research and review papers. This journal encompasses original research articles including: 1. Banking and Financial Institution 2. Behavioral Economics 3. Development Economics 4. Environmental Economics 5. International Economics 6. Accounting 7. Bussiness and Entrepreneurship 8. Human Resources Management 9. Monetary Economics 10. Public Finance 11. Political Economy 12. Bussiness Management 13. Urban and Rural Economics
Articles 67 Documents
Bank Credit and Loan Repayment Rates During Covid-19 In Kabale District: A Case of Lyamujungu Sacco Moses, Agaba; Byamukama Dicky
International Journal of Indonesian Business Review Vol. 3 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i1.703

Abstract

The objective of the study was to investigate the impact of bank credit on loan repayment rates in the Kabale region using Lyamujungu SACCO as the case study. Loan repayment performance at Lyamujungu SACCO has rapidly declined. The loan manager said the situation was getting worse and there was almost no ability to repay the loan. This has to do with the borrower's personality, solvency, and credit history. Members will flee from SACCO if the situation persists. The objectives of the study are:To establish the effect of borrower characteristics on loan repayment during COVID-19 in Lyamujungu SACCO, Examine the impact of borrower's loan solvency on repayment during the COVID-19 pandemic in Lyamujungu SACCO and Determining the effect of borrower's credit term on repayment during the COVID-19 pandemic at Lyamujungu SACCO. This study used a cross-sectional survey method to examine, characterize and compare bank credit and loan repayment in Kabale district, using Lyamujungu SACCO as the case study. The sample size for each subject type was determined using the table of Krejcie and Morgan (1970) cited in Amin (2005). Out of 150 samples, a sample of 108 people was selected for the study. The researcher used both purported sampling and simple random sampling to select members/clients of SACCO. The simple stochastic method is suitable for large numbers like SACCO customers. Based on the results in the table, the null hypothesis for all three variables is rejected, with a significance level of (p = <.000, p = <.040, and p = <.001) for " The average score of the borrower's character during the repayment period", "The average score of the borrower's capacity during the repayment period" and "The average score of the borrower's credit periods during the repayment period debt" respectively. This means that there is evidence that the distribution of mean scores for each of the three variables is not the same depending on the borrower's ability to repay. The study concluded that labor productivity growth decreased and therefore income decreased, investment decreased and affected the borrower's ability to repay loans during the covid-19 pandemic in lyamujungu SACCO. The study recommends that SACCOs conduct a pre-customer assessment before granting a loan and an ongoing review process before and during loan repayment. This way, the bank will be able to know the exact trajectory of the borrower's performance in terms of repayment. This should be reinforced by effective customer relationship management, where the bank acts as more than just a source of credit
Good Corporate Governance Principles act as Mediators of The Influence of Organizational Commitment, Leadership, and Organizational Culture on Employee Performance Syahnur, Ogi F.; Elmi, Farida
International Journal of Indonesian Business Review Vol. 2 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v2i2.720

Abstract

Purpose – This study aimed to determine the influence of good corporate governance principles as an intervening variable on organizational commitment, leadership, and organizational culture on employee performance.Methodology/approach – The population includes all employees of one of Pertamina's subsidiaries, namely PT Pertamina Training and Consulting, located at DKI Jakarta. Probabilistic sampling technique with simple random sampling was used, obtaining a sample of 162 employees. The method of data analysis used is the partial least squares structural equation (SEM-PLS).Findings – The research results show that the variables of organizational commitment, leadership and organizational culture have a positive and significant impact on employee performance and on good corporate governance principles. In addition, good corporate governance principles partially mitigated the significant positive effects of organizational commitment, leadership, and organizational culture on employee performance.Novelty/value – Companies should increase employee commitment to the business by focusing on employee results, enhancing professionalism in corporate governance and implementing employee promotion programs. The relationships in the concepts of this study and potential avenues for further development in future research may involve exploring associations with employee performance and looking at variables related to behavior, attitudes, or other factors that affect employee performance.
The Influence of Service Quality and Product Price on Purchasing Decisions Santoso, Teguh Iman; Lennysha, Lennysha
International Journal of Indonesian Business Review Vol. 3 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i1.829

Abstract

Purpose – The researcher conducted this study to analyze the effect on service quality variables (X1) and product price variables (X2) on the variable purchase results (Y) at PT Lunindo in Batam City. This research uses quantitative methods and distributes data by distributing questionnaires. Methodology/approach – The population in this study were 149 people. Using data collection techniques with sampling techniques with non probability sampling techniques in Purposive sampling technique. The sampling method uses the Slovin formula at a significant level of 0.05 because respondents was 109 people, then the questionnaire will be distributed to 109 respondents. The next set, data collected through Assistance multiple regression of analysis and with program SPSS. Findings – The results of this study indicate the service quality variable (X1) and product price variable (X2) which have a positive and significant effect on the outcome variable purchase (Y) at PT Lunindo in Batam City. Service quality variable (X1) with positive and significant consideration of purchasing decisions (Y), and product price variables (X2) are fully understood positively and significantly towards purchasing decisions (Y). Simultaneously service quality (X1) and product price (X2) have a positive and significant effect on purchasing decisions (Y) at PT Lunindo in Batam City Novelty/value – Delve into the specific industry or sector that PT Lunindo operates within. Research could emphasize how service quality and product pricing impact purchasing decisions uniquely within that industry, potentially uncovering sector-specific patterns.
The Influence of Leader Member Exchange and Perceived Organizational Support on Organizational Citizenship Behavior Ramadhan, Aditya; Riyanto, Setyo
International Journal of Indonesian Business Review Vol. 3 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i1.868

Abstract

Objective -The aim of the research is to analyze Leader Member Exchange and Perceived Organizational Support towards Organizational Citizenship Behavior mediated by Employee Engagement at the BPJS Health Head Office. Methodology/approach –Using quantitative methods and conducting surveys on employees, after that SEM analysis is used to model causal relationships between complex variables and test existing theories or hypotheses. Meanwhile, researchers used the Partial Least Square (smart-PLS) application version 3.2.9 PLS to process the data.  results found that Leader Member Exchange had a significant positive effect on Employee Engagement and Organizational Citizenship Behavior. Perceived Organizational Support has a significant positive effect on Employee Engagement and Organizational Citizenship Behavior. Leader Member Exchange and Perceived Organizational Support also have a significant effect on Organizational Citizenship Behavior through Employee Engagement as a Mediating Variable.
Development of Green Bonds in Indonesia Mutia Wahyuningsih; Utami, Wiwik; Endri, Endri; Kurniasih, Augustina
International Journal of Indonesian Business Review Vol. 3 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i1.876

Abstract

Purpose –This paper explains the development of Green Bonds in Indonesia by providing information regarding the characteristics of green bonds and macroeconomics during the 2018 – 2023 period.Methodology/approach –Research that provides information regarding the characteristics of green bonds and macroeconomics by collecting data on 29 green bonds issued in the 2018 - 2023 period. Findings –It was found that from the results of descriptive statistics the research variables in the form of Maturity, Rating, Coupon, BI Rate, Inflation and Exchange Rate can explain the development of Green Bonds in Indonesia from the 2018 - 2023 period.Novelty/value –Because green bonds were only issued in 2018, it is very important to understand the development of Green Bonds in Indonesia by looking at the characteristic variables of green bonds along with macroeconomic variables on the first date of green bond issuance.
Mediating Effect of Consumer Attitude Variables on the Influence of Store Atmosphere, Brand Awareness, and Product Variety on Purchase Intentions Taufik, Muhamad; Asih, Daru
International Journal of Indonesian Business Review Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i2.844

Abstract

Purpose –This research aims to determine and explain the influence of store atmosphere, brand awareness, product variety on purchase intentions with consumer attitudes as a mediating variable. Methodology/approach –This research is a quantitative research with Lawson shop consumers as the population. The sampling technique was purposive sampling with 150 consumers of the Lawson South Meruya branch as samples. Research hypothesis testing was carried out using a Structural Equation Model (SEM) approach based on Partial Least Square (PLS) using SmartPLS 3.2.9 software Findings – ItThe research results show that independently, the variables of store atmosphere, brand awareness, and product variety have a positive influence on consumers' purchasing intentions at the South Meruya branch of the Lawson store. The consumer attitude variable also has a positive and significant influence on purchasing intentions. The three independent variables mediated by consumer attitudes also have a positive and significant influence on purchase intentions.
Analysis of The Influence of Automotive Brand Purchasing Intentions In Batam City Tjoa, Kevin; Saputra, Suyono
International Journal of Indonesian Business Review Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i2.860

Abstract

Purpose – This research aims to identify the influence of brand trust attitudes, brand image, risk perception, word of mouth promotion, brand awareness, and brand trust on automotive brand purchase intentions. Methodology/approach – This research aims to test hypotheses using quantitative research methods based on the philosophy of positivism. Data was collected from automotive brand buyers in Batam City using questionnaires as the main data collection tool, as well as literature studies to support relevant information. Findings – Attitude does not significantly influence purchase intentions when purchasing automotive brands (p-value > 0.05), but plays an important role in increasing trust (p-value=0.000). Brand awareness and brand image have a significant positive impact on purchase intention (p-value=0.000), indicating that good brand recognition and image increase purchase intention. In contrast, perceived risk does not influence purchase intention. Even though trust has no effect, word of mouth has a significant positive impact on purchase intentions, indicating that brand reputation in society influences consumers' purchase intentions. Novelty/value – This research significantly contributes to the understanding of the factors that influence consumer purchasing decisions in the context of automotive brands. The conclusion shows that attitude has a key role in building consumer trust in automotive brands, while brand awareness and brand image have a significant positive impact on purchase intentions. The research results also highlight the importance of word of mouth in shaping purchase intentions, with perceived risk not playing a significant role in consumers' purchase decisions. The practical implications of these findings can help automotive companies design more effective marketing strategies.
Factors Affecting Profit Quality in Non-Bank Financial Sector Companies Alfina, Alfina Maharani; Wiwik, Wiwik Utami
International Journal of Indonesian Business Review Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i2.946

Abstract

Purpose –PeThis study aims to analyze the effect of profit growth, capital structure, investment opportunity set, and audit committee on profit quality in non-bank financial sector companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2021. Methodology/approach –This research is a causal research with a quantitative approach. Secondary data in this study were obtained from the Indonesia Stock Exchange (IDX) or the company's official website. The sampling method used the purposive sampling method and obtained 45 companies with 3 years of research. The analysis technique used is multiple linear regression analysis with the IBM SPSS version 25 application. Findings –The results of this study indicate that profit growth has no effect on profit quality, capital structure has a significant positive effect on profit quality, investment opportunity set has a significant negative effect on profit quality, and the audit committee has no effect on profit quality. Novelty/value –This study proves that the investment opportunity set is a factor that drives an increase in the quality of company profits as proxied by the Market to Book Value of Assets Ratio.
Local Support Practices Contribute into Strengthening Entrepreneurs Capacity: Enterprise Resilience Chongbang, Nirmal; Bhandari, Manoj
International Journal of Indonesian Business Review Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i2.1050

Abstract

The pandemic severely affected local and small enterprises. During the lockdown, local entrepreneurs suffered due to low earnings and savings, weak informal support practices, inadequate risk transfer measures, and insufficient state recovery policies and budgets. This paper investigates the primary self-supporting practices of entrepreneurs during the pandemic, assesses how available informal support contributed to building resilience, and examines how local entrepreneurs sustained themselves during the crisis. It explores whether local practices such as self-saving, community support, and state assistance were adequate for resilience building. The study employed convenience sampling of over forty-one micro, small, and medium entrepreneurs across various districts in Nepal. Research methods included closed-ended questionnaires, phone interviews, and in-person discussions. Data analysis involved qualitative and quantitative methods, revealing that self-saving was crucial for resilience, followed by risk transfer practices. The study concludes that local self-saving capacities, coupled with community support, significantly enhance resilience among entrepreneurs. However, informal support practices and state policies for pandemic recovery fell short of expectations.
Analysis of Banking Risks According to IFRS 7 and its Impacts of Financial Failure Forecasting in Iraqi Private Banks Ghdhaib, Mohanad
International Journal of Indonesian Business Review Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibr.v3i2.1075

Abstract

Understanding the relationship between financial risks and the likelihood of financial failure is crucial for both practitioners and academics. A proper comprehension of these issues helps the banking sector avoid the consequences of failure and enhances risk management practices. The purpose of the current paper is to determine the impact of financial risk analysis according to IFRS 7 in predicting financial failure. A sample of six well-established Iraqi banks was selected, and their financial statements were analyzed for the period from 2019 to 2023. Using a quantitative approach, financial risks were measured through a set of appropriate financial ratios and methods. Financial failure was assessed using the Sherrod model. The results indicated that the financial risks associated with the operations of Iraqi banks ranged from moderate to high, and that risk management practices varied significantly between banks. The findings revealed that the surveyed banks fell within the zone of non-failure indicators. Additionally, the results showed a positive impact of the three types of risks in contributing to financial failure within the sector's banks.