cover
Contact Name
ANANTO TRIWIBOWO
Contact Email
ananto112793@gmail.com
Phone
+6282324796094
Journal Mail Official
ananto112793@gmail.com
Editorial Address
Desa Banjarrejo Dusun Cempaka RT/RW 020/001
Location
Kota metro,
Lampung
INDONESIA
International Journal of Islamic Economics (IJIE)
ISSN : 26862131     EISSN : 26862166     DOI : https://doi.org/10.32332/ijie.v6i01
Core Subject : Economy,
International Journal of Islamic Economics accepts manuscripts whose topics are in range of economic fields and employs standard economics analysis tools focusing on issues pertaining to Philosophy of Islamic Economics, Islamic Economic Thought, Islamic Economics and Contemporary Issues and Islamic philanthropy (zakat, waqf, sadaqah, and infaq). The topics might be an observation of current economic phenomena that highlights the problem of conventional economic system.
Articles 101 Documents
Profit-Sharing Wages and Income Equity in the Informal Barbershop Sector: An Islamic Economics Perspective Abustan Nur; Ulil Albab
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13233

Abstract

Objective: This study examines the implementation of a profit-sharing wage system in informal barbershop businesses in Watampone City and analyzes its implications for income equity and labor relations from an Islamic economics perspective. Method: This research uses a qualitative case study approach. Data were collected through in-depth interviews, participant observation, and document analysis, then analyzed descriptively using the framework of Islamic economics and distributive justice. Result: The findings show that profit-sharing wages are considered relatively fair because income is distributed proportionally according to workers’ contributions and business performance. The system enhances work motivation and strengthens partnership-based labor relations. However, income instability and the absence of written contracts remain important challenges. Although the principles of tarāḍī (mutual consent) and transparency are generally upheld, the lack of formal akad documentation reduces contractual clarity. It increases the potential for gharar, indicating that Sharia compliance is not yet fully achieved in procedural terms.  Implication: This study suggests that profit-sharing wage systems can serve as an alternative mechanism to promote distributive justice, flexibility, and harmonious labor relations in the informal sector. It also highlights the importance of strengthening contractual documentation to improve Sharia compliance. Originality or Novelty: This study contributes to Islamic economics literature by providing empirical evidence from the informal personal service sector, particularly barbershop businesses, and by proposing a contextual model that integrates Sharia principles with practical wage arrangements.
Beyond Religiosity: Unpacking the Drivers of Cash Waqf Decisions in Indonesia Ahmad Agus Hidayat; Andriani Samsuri; Mustofa Mustofa; Nurhayati Nurhayati; Muhammad Rizki Ashari
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13237

Abstract

Objective: This study investigates the determinants of cash waqf decisions among Muslim donors (wakif) in Surabaya, Indonesia, by examining the roles of waqf literacy, income, institutional trust, and altruistic attitudes. Furthermore, it assesses whether religiosity strengthens the relationship between these factors and cash waqf decisions. Method: A quantitative research design was employed using a survey of 350 cash waqf donors in Surabaya. Data were analysed using Structural Equation Modelling–Partial Least Squares (SEM-PLS) to evaluate both direct and moderating effects among the proposed variables. Result: The findings reveal that waqf literacy and institutional trust have a positive and significant influence on cash waqf decisions. In contrast, income and altruistic attitudes do not significantly affect the decision to participate in cash waqf. The results also indicate that religiosity does not moderate the relationships between waqf literacy, income, institutional trust, altruistic attitudes, and cash waqf decisions. Implication: The study highlights the importance of strengthening waqf literacy programs and improving institutional professionalism, transparency, and accountability to enhance public participation in cash waqf. Waqf institutions should prioritise trust-building mechanisms rather than relying solely on religious appeals in fundraising strategies. Originality or Novelty: This study extends the application of the Theory of Planned Behaviour (TPB) to Islamic social finance by examining actual cash waqf decisions rather than behavioural intentions. It also contributes to the literature by testing religiosity as a moderating variable and providing empirical evidence from Surabaya, a newly designated waqf city in Indonesia.
Bridging Sustainability and Spirituality: Halal Eco-Tourism Practices in Indonesia Kuat Ismanto; Hendri Hermawan Adinugraha; Moses Adeolu Agoi
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13449

Abstract

Objective: This research aims to examine the integration of halal ecotourism and sustainable tourism practices, and to explore how ecotourism grounded in Islamic ethical values contributes to environmental, economic, and socio-cultural sustainability. Method: This research employs a qualitative case-based approach. Researchers have conducted observations in tourist destinations and interviewed 10 informants. Data were analysed by analysing community-managed nature-based tourism destinations across mountainous, riverine, and coastal areas in Pekalongan Regency, Central Java, Indonesia. Result: The findings show that local communities manage most tourism destinations and implicitly apply halal principles, including environmental stewardship, provision of halal facilities, social ethics, and active community participation, which collectively reflect the three pillars of sustainable tourism and align with the maqasid al-shariah framework. Implication: This suggests that combining planning, implementation, and evaluation in a community-based halal eco-tourism framework can strengthen sustainable tourism development by integrating ecological conservation, local economic empowerment, and socio-cultural well-being. Originality or Novelty: This study offers a novel integrative model of halal eco-tourism as a value-driven approach to sustainable tourism, positioning it beyond a niche religious market and contributing to an alternative paradigm for future tourism development.
Education and Enterprise Empowerment: The Mediating Role of Digital Skills among Indonesian Micro- Small Entrepreneurs Afif Zaerofi; Aminah Nuriyah; Shofi Arofatul Marits; Abdullah Haidar
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13279

Abstract

Objective: Education and digital skills are increasingly recognized as key resources for strengthening entrepreneurial capacity and business sustainability. This study examines the influence of education on Micro- Small Entrepreneurs empowerment and investigates the mediating role of digital skills among micro-small entrepreneurs in Indonesia. Method: This study employed a quantitative approach using Structural Equation Modelling Partial Least Squares (SEM-PLS). Data were collected from 108 valid micro-small entrepreneurs operating in the food, fashion, and retail sectors across West Java Province, Indonesia. The proposed model assessed the relationships among education, digital skills, and Micro- Small Entrepreneurs empowerment. Results: The results indicate that education has a positive and significant effect on digital skills and Micro- Small Entrepreneurs empowerment. Digital skills also significantly enhance Micro- Small Entrepreneurs' empowerment. Furthermore, digital skills partially mediate the relationship between education and Micro- Small Entrepreneurs empowerment, suggesting that educational attainment contributes to entrepreneurial empowerment both directly and indirectly through improved digital capabilities. Implications: The findings highlight the importance of strengthening entrepreneurship education and digital literacy programs to foster inclusive and sustainable Micro- Small Entrepreneurs development. Policymakers, educational institutions, and development agencies should prioritize initiatives that simultaneously enhance educational attainment and digital competencies among micro-entrepreneurs. Originality or Novelty: This study extends the Micro- Small Entrepreneurs empowerment literature by integrating education and digital skills within a single analytical framework and empirically demonstrating the mediating role of digital skills in explaining how education translates into entrepreneurial empowerment among Indonesian micro-small enterprises.
Strategic Communication for Artificial Intelligence Adoption in Islamic Finance: Governance, Ethics, and Public Trust Alan Munandar; Rino Febrianno Boer; Sarah Yunizka
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13284

Abstract

Objective: This study aims to examine how strategic communication can support the responsible adoption of Artificial Intelligence in Islamic financial institutions, ensuring that technological innovation remains ethically grounded, socially legitimate, and publicly trusted.  Method: This study employs a structured qualitative literature review with thematic analysis by synthesizing scholarship on Artificial Intelligence in Islamic finance, Islamic banking transparency, shariah governance disclosure, explainable Artificial Intelligence, fintech trust, and Islamic ethical perspectives.  Result: The findings show that Artificial Intelligence creates opportunities for compliance support, service modernization, institutional efficiency, and digital innovation, but also generates communication risks when institutions fail to explain how Artificial Intelligence systems operate, how decisions are reviewed, and how accountability is maintained.  Implication: This study contributes to the literature by positioning strategic communication as a constitutive component of Artificial Intelligence governance across the planning, implementation, and evaluation stages of technological adoption in Islamic financial institutions. Originality or Novelty: This study provides a distinct theoretical contribution by shifting the focus of Artificial Intelligence adoption from purely technical capabilities to a communication-centered governance paradigm, conceptualizing strategic communication not as a post-hoc promotional activity but as an active structural mechanism that directly operationalizes Maqasid al-Shariah values throughout the technology deployment lifecycle.
Determinants of Islamic Banking Competitiveness in Indonesia, Malaysia, and Brunei Darussalam Nurma Sari; Lutpi Sahal; Zaki Zaini; Asmak Binti Ab Rahman
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13354

Abstract

Objective: Financial ratios play a crucial role in measuring the performance and competitive position of Islamic banking institutions. Indicators such as profitability, operational efficiency, asset quality, and liquidity reflect the ability of banks to sustain growth and maintain a competitive edge. Accordingly, this study investigates the factors affecting the competitiveness of Islamic banks across Indonesia, Malaysia, and Brunei Darussalam. Method: This competitiveness is measured using Islamic bank assets as the dependent variable, and net profit, ROA, ROE, CAR, and CIR as the independent variables. A quantitative descriptive research approach using panel data regression was used to determine the effect of Islamic bank profitability on competitiveness in peer countries. Data were collected through secondary data from all Islamic banks in peer countries (Indonesia, Malaysia, and Brunei Darussalam) from 2022 to 2025. Result: The results indicate that net profit, ROE, and ROA significantly enhance the competitiveness of Islamic banks, while CIR and CAR show no significant effect. This finding highlights the critical role of profitability-related indicators in driving competitive performance. In contrast, operational efficiency and capital adequacy appear to have a more limited contribution within the observed banking systems. Implication: This study demonstrates that profitability-based measures are more effective drivers of competitiveness than capital adequacy and cost-efficiency indicators. The results offer practical insights for policymakers and banking practitioners seeking to strengthen the resilience and market position of Islamic banks in the region. Originality or Novelty: The novelty of this study lies in its use of Islamic bank assets as a measure of competitiveness and its comparative analysis across three countries with well-developed Islamic banking sectors—Indonesia, Malaysia, and Brunei Darussalam. By applying panel data regression to cross-country banking data, this study extends existing research beyond single-country investigations. It provides new evidence on the determinants of competitiveness in Islamic banking
The Influence of Islamic Branding and the Image of Indonesian Sharia Bank (BSI) on Savings Interest Among Generasi Z in Kolaka Regency Kiki Reski Amelia Amelia; Muhammad Akbar; Abd. Rizal
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13469

Abstract

Objective: This study aims to examine and explain the influence of Islamic Branding and the image of Bank Syariah Indonesia, individually and jointly, on the savings interest of Generation Z in Kolaka Regency. Method: A quantitative research approach was used, with a sample of 110 randomly selected individuals. Data collection used a questionnaire that had undergone a series of tests: validity, reliability, factor analysis, convergent validity, discriminant validity, and composite reliability. Data analysis included a complete classical assumption feasibility test and multiple linear regression. Result: The results showed that Islamic Branding had a positive and significant effect on savings interest, and that bank image also had a positive and significant effect. Together, these two variables had a significant effect and explained 47.3% of the variation in changes in savings interest. These findings strengthen the evidence that applying Islamic values and building a strong institutional image are key strategies for attracting the younger generation to save with Islamic financial institutions. Implication: The study concludes that both Islamic Branding and the positive image of Bank Syariah Indonesia are crucial factors in encouraging Generation Z's interest in saving. These results suggest that strengthening Islamic values in branding and maintaining a positive corporate image are effective strategies to attract young customers in the digital era. Originality or Novelty: This study provides a new contribution by comprehensively examining the combined influence of Islamic Branding and Corporate Image on the savings interest of Generation Z, specifically in the relatively under-researched area of Kolaka Regency. Furthermore, this research strengthens empirical evidence that Islamic values and corporate reputation play significant roles in shaping the financial behavior of the younger generation.
Islamic Business Ethics In Culture-Based Economic Practice: A Study of the Chinese Muslim Community in Lampung Diana Ambarwati; M. Atho Mudzhar; Euis Amalia; Desmadi Saharudin
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13515

Abstract

Objective: This study aims to analyze Islamic business ethics in culture-based economic practices among the Chinese Muslim community in Lampung, focusing on how religious and cultural values are integrated in business activities. Method: This study uses a qualitative descriptive method with a phenomenological approach, collecting data from Chinese Muslim entrepreneurs in Lampung through observation, interviews, and documentation, and analyzing it via data reduction, display, and conclusion drawing. Result: The findings reveal that the business ethics of Chinese Muslims in Lampung are rooted in traditional Chinese values, influenced by universal Confucianism, demonstrating strong adaptability to other value systems. These values generally align with Islamic business ethics and even reinforce one another, except in aspects related to the halal concept and the belief in the divine presence in business activities. These gaps are addressed by incorporating Islamic principles, such as halal compliance and philanthropic practices. Furthermore, the study shows that Chinese Muslim entrepreneurs exhibit a minority cultural character that is open to acculturation with dominant Islamic values, resulting in a harmonious integration of both ethical systems.  Implication: This study offers concise theoretical and practical insights into integrating religious and cultural values in business, serving as a reference for ethical business models in multicultural societies. Originality or Novelty: This research introduces the concept of dual embeddedness, highlighting that economic behavior is simultaneously shaped by moral-religious values and socio-cultural structures, thereby extending Granovetter’s embeddedness theory into a religio-cultural context.
Visibility of Blockchain Technology Application in Zakat Institutions in Lampung Province Anggoro Sugeng; Carmidah; Aulia Ranny Priyatna
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13528

Abstract

Objective: This study aims to analyze the visibility of blockchain technology implementation in zakat institutions in Lampung Province by examining transparency, accountability, accessibility, and institutional readiness for blockchain adoption. Method: This research employs a qualitative descriptive-analytical approach. Data were collected through semi-structured interviews, observations, and document analysis involving zakat institution administrators, muzakki, and mustahiq from BAZNAS, LazisMU, LazisNU, and Baitul Maal Hidayatullah (BMH) in Bandar Lampung and Metro City. Data analysis was conducted through data reduction, data presentation, and conclusion drawing. Results: Zakat institutions in Lampung Province have demonstrated progress in improving transparency, accountability, and accessibility through digital platforms, institutional audits, and periodic reporting. However, blockchain technology has not yet been fully implemented, despite strong stakeholder interest and positive perceptions of its potential benefits. The main challenges identified include limited stakeholder understanding, inadequate digital infrastructure, and the absence of integrated implementation policies. Implications: The findings suggest that accelerating blockchain adoption through stakeholder education, institutional capacity building, and technological integration could significantly enhance public trust, operational efficiency, and the sustainability of Islamic philanthropic institutions. Originality or Novelty: The novelty of this study lies in the development of a blockchain visibility perspective in zakat management by integrating three dimensions of visibility: information availability, information-sharing consent, and third-party accessibility, within the context of Islamic philanthropic institutions at the regional level in Indonesia. This study also provides empirical evidence regarding the readiness and challenges of blockchain adoption in zakat institutions in Lampung Province.
The Absence of National Disaster Declaration in Sumatra Floods 2025: Maqasid Syariah Perspective and Economic Impact Andri Rivai; Fachri Rinaldy; Edy Saputra; Diah Mutiara Kartika
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13613

Abstract

Objective: This study examines the implications of the absence of a national disaster declaration during the 2025 Sumatra floods by analysing its juridical validity, governance consequences, and economic impacts through the lens of Maqasid Syariah. The study addresses a gap in disaster governance literature by investigating policy inaction as a determinant of welfare deficits and post-disaster economic vulnerability. Method: This research employs a qualitative socio-legal approach integrating normative legal analysis, disaster governance evaluation, and regional economic assessment. Data were collected from disaster management regulations, government reports, statistical publications, policy documents, and relevant academic literature. The data were analysed using content analysis and the Maqasid Syariah framework. Result: The findings indicate that the 2025 Sumatra floods substantively fulfilled the legal indicators for a national disaster declaration under Law No. 24 of 2007. However, the absence of such a declaration weakened coordination, delayed resource mobilisation, and reduced the effectiveness of humanitarian and recovery interventions. From a Maqasid Syariah perspective, this policy inaction generated deficits in the protection of life, wealth, intellect, lineage, religion, and the environment. Economically, it contributed to prolonged recovery, disrupted investment, and increased regional vulnerability. Implication: Integrating Maqasid Syariah into disaster governance can strengthen welfare-oriented policy evaluation, improve recovery effectiveness, and enhance socio-economic resilience. Originality or Novelty: This study conceptualises policy inaction as a form of disaster-governance failure and analyses its implications using an integrated framework linking Maqasid Syariah, disaster governance, and regional economic recovery.

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