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ANANTO TRIWIBOWO
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International Journal of Islamic Economics (IJIE)
Published by Institut Agama Islam Negeri Metro Lampung
ISSN : 26862131     EISSN : 26862166     DOI : https://doi.org/10.32332/ijie.v6i01
Core Subject : Economy,
Economics, Econometrics & Finance
International Journal of Islamic Economics accepts manuscripts whose topics are in range of economic fields and employs standard economics analysis tools focusing on issues pertaining to Philosophy of Islamic Economics, Islamic Economic Thought, Islamic Economics and Contemporary Issues and Islamic philanthropy (zakat, waqf, sadaqah, and infaq). The topics might be an observation of current economic phenomena that highlights the problem of conventional economic system.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 85 Documents
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Comparison of Islamic Economic Institutions in UAE and Russia for Indonesia’s Sustainable Development Pamungkas Putra, Bayu Euro; Naufal Luthfi Alifa
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.11807

Abstract

Introduction: Islamic economics emerges as an alternative system emphasizing justice, ethics, and sustainability amid global economic challenges. The United Arab Emirates (UAE) and Russia represent two contrasting contexts, with the UAE as a Muslim-majority nation and Russia as a non-Muslim state, yet both demonstrate significant institutional development of Islamic economics. Objective: This study aims to compare the institutional dynamics of Islamic economic systems in the UAE and Russia and analyze their implications for strengthening sustainable Islamic economic development in Indonesia. Method: The study uses a qualitative method with a comparative case study approach. Data were obtained from government policies, official financial reports, and reputable academic journals discussing Islamic finance development in both countries. Analysis was conducted descriptively and comparatively through data reduction, presentation, and conclusion drawing. Result: The UAE has successfully institutionalized Islamic finance through strong regulatory frameworks, integrated governance, and technological innovation, positioning Dubai as a global hub for Islamic finance. Meanwhile, Russia has adopted an adaptive and educational approach by developing Islamic finance in regions such as Tatarstan within a hybrid legal system and through international collaboration, despite operating under a secular framework. Implication: The study concludes that Indonesia can integrate the UAE’s regulatory strength and Russia’s social inclusivity to build an ethical, inclusive, and sustainable Islamic economic institution aligned with maqasid al-shariah and the Sustainable Development Goals (SDGs).
Financial Technology in Islamic Finance: Conceptual Foundations, Opportunities and Challenges Ambarwati, Diana; Astri Yusniarti
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.11844

Abstract

Introduction: Almost every aspect of life can be addressed through technology, including the business and financial sectors. Financial technology (fintech) has emerged as a transformative innovation in Indonesia, presenting both opportunities and challenges. Sharia-based fintech, in particular, has attracted attention for its efforts to align financial innovation with Islamic principles. Objective: This article aims to outline the conceptions, opportunities, and challenges of fintech in the Indonesian context, with a particular focus on sharia fintech Method: A descriptive method is used. The descriptive approach is used to systematically describe facts, characteristics, and relationships within the fintech ecosystem without manipulating variables. Data are obtained from literature reviews, official regulations, and reports from relevant authorities, including Bank Indonesia, OJK, and DSN-MUI. Result: The Development of fintech in Indonesia presents a significant opportunity to encourage technology-based businesses, but also poses serious management challenges. Islamic fintech has received regulatory support from Bank Indonesia, DSN-MUI, and OJK to strengthen financial inclusion and smooth payment systems. However, obstacles such as DPS access, the length of the licensing process, and minimum capital requirements remain the primary barriers. Therefore, collaboration among all stakeholders is necessary to create a healthy and sustainable ecosystem for Islamic fintech.  Implication: The Development of Sharia fintech in Indonesia has the potential to strengthen financial inclusion and technology-based financial services. However, overcoming regulatory and economic challenges is essential to ensure the sustainability and growth of the sharia fintech ecosystem.
Integrating Halal Awareness and Islamic Economic Values: A Conceptual Framework for Muslim Students' Consumption Behavior Mayang, Sekar; Putri Puspita Sari, Anugrah Mustika
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12102

Abstract

Introduction: The growing complexity of halal consumer behavior in contemporary Muslim societies underscores the need for a more integrated theoretical framework that integrates the cognitive, ethical, and behavioral dimensions. Objective: This research aims to conceptualize halal awareness as a multidimensional construct encompassing knowledge and ethical sensitivity. And concern in Muslim consumer behaviour. Method: This study employs a qualitative conceptual research design. The study employs an integrative literature review supported by thematic analysis to synthesize insights from peer-reviewed journals, classical and modern Islamic economics literature, and reports from the halal industry. Result: The findings show that halal awareness is multidimensional, encompassing knowledge, ethical sensitivity, and concern, while Islamic economic values introduce deeper moral principles such as maslahah, ʿadl, halalan tayyiban, iḥtiyāth, and moderation. Implication: This suggests that combining planning, implementation, and evaluation in a foundational framework that can guide future empirical research, inform policy in halal governance, and support the Development of educational and industry strategies that promote ethical, value-based halal consumption.
Integrating Islamic Ethical Values Into Service Quality: Impact on Customer Satisfaction in the Halal Herbal Industry Febrila, Lilia Gina; Aqidah, Nurul; Afrianty, Nonie
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12136

Abstract

Introduction: The rapid growth of the halal industry has intensified competition, requiring companies to focus not only on product quality but also on service quality. Customers evaluate services based on functionality, ethical standards, transparency, and compliance with Islamic values. Objective: This study examines the effect of Islamic service quality on customer satisfaction at Alfatih Business Center II of PT Herba Penawar Alwahida Indonesia (HPAI) in Bengkulu. Methods: An associative quantitative survey was conducted with 83 respondents selected via accidental sampling. Data were collected using a validated and reliable questionnaire (r > 0.2159; Cronbach's Alpha > 0.60) and analyzed using simple linear regression, t-tests, F-tests, and the coefficient of determination (R²). Results: Islamic service quality positively and significantly influences customer satisfaction, with the regression equation Y = 13.563 + 0.350X. The correlation coefficient (R = 0.696) indicates a strong relationship, and R² = 0.485 indicates that 48.5% of the variance in customer satisfaction is explained by service quality. Both t-test and F-test significance values were 0.000 (< 0.05), confirming statistical significance. Implications: Integrating Islamic ethics, transparency, and responsive service enhances customer satisfaction. In practice, improving employees' competencies in product communication, information clarity, and responsiveness to inquiries and complaints is essential for fostering customer loyalty in the halal herbal industry.
Implementation of Agricultural Zakat Practices Among Rice Farmers in Rural Bengkulu, Indonesia: A Qualitative Field Study Bahril, Muthi' 'Adilah; Oktika; Merliana
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12137

Abstract

Introduction: Agricultural zakat plays an important role in supporting social welfare, yet many rural farmers in Indonesia still lack an understanding of its rules and obligations. In Coko Betung Village, most rice farmers harvest yields that exceed the nishab, but their zakat practices remain informal and guided by tradition rather than Islamic jurisprudence. Objective: This study aims to examine how rice farmers understand, calculate, and implement agricultural zakat, and to identify the factors influencing compliance and non-compliance. Method: Using a qualitative field research approach, data were collected through observations, interviews with 10 purposively selected farmers, and documentation, and were then analyzed using data reduction, data display, and conclusion drawing. Result: The findings show that although most farmers distribute portions of their harvest to neighbors or the local mosque, only a few correctly recognize these acts as obligatory zakat and apply the prescribed rate of 5%–10%. Limited zakat literacy, strong cultural norms, and minimal institutional presence contribute to these gaps. Implication: This suggests the need for targeted zakat literacy programs, enhanced institutional outreach, and community-based strategies to improve agricultural zakat compliance and enhance its socioeconomic impact.

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