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Ikhtiyar Jurnal Ekonomi Syari'ah
Published by Sekolah Tinggi Islam Kendal
ISSN : -     EISSN : 29865921     DOI : https://doi.org/10.69776
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Social Sciences
https://jurnal.stik-kendal.ac.id/index.php/ikhtiyar/about Jurnal Ikhtiyar adalah jurnal yang mempublikasikan karya ilmiah dengan rumpun ekonomi syariah Jurnal ini menjadikan ajang media publikasi yang inklusif, bukan hanya dari kalangan civitas akademik Prodi Ekonomi Syariah STIK Kendal, tetapi diperuntukkan bagi semua lapisan akademisi dan praktisi yang akan mempublikasikan karya ilmiah atau hasil risetnya.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 33 Documents
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Edisi 1 Vol 2 September 2023 MEMBANGUN UMAT DENGAN ZAKAT: LEMBAGA SOSIAL KEAGAMAAN SEBAGAI MUSTAHIK ZAKAT DALAM PERSPEKTIF YUSUF QORDOWI Rifatul Muna
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 1 No 2 (2023): MEMBANGUN UMAT DENGAN ZAKAT
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v1i2.38

Abstract

Salah satu kelompok yang berhak menerima zakat adalah fi sabilillah yaitu mereka yang berperang dengan mengangkat senjata melawan orang-orang kafir. Namun seiring dengan perkembangan zaman sekarang ini lembaga-lembaga sosial, seperti lembaga pendidikan Islam, perpustakaan Islam, rumah sakit Islam, serta lembaga kebajikan lainnya dapat dikategorikan sebagai jihad fi sabilillah yang berhak menerima zakat. Pokok permasalahan yang diangkat dalam penelitian ini adalah bagaimana pendapat Yusuf Qardhawi tentang lembaga sosial keagamaan seperti lembaga-lembaga pendidikan Islam, perpustakaan Islam, rumah sakit Islam, serta lembaga kebajikan lainnya sebagai mustahik zakat dari golongan sabilillah? Bagaimana pula Istinbath hukum yang digunakan Yusuf Qardhawi dalam hal ini? Metode yang dipakai dalam penelitian tersebut adalah library reseach. Data primer yang digunakan adalah kitab Fiqhu al- Zakat karya Yusuf Qardhawi, Hasil penelitian menunjukkan bahwa pendapat Yusuf Qardhawi tentang diperbolehkannya lembaga sosial keagamaan sebagai mustahik zakat dari golongan sabilillah merupakan pendapat yang dapat diterima. Menurut Yusuf Qardhawi mendirikan lembaga sosial keagamaan seperti mendirikan lembaga-lembaga pendidikan, rumah sakit Islam, perpustakaaan Islam, atau pusat kegiatan Islam lainnya merupakan media jihad pada zaman sekarang yang memberikan pengaruh besar kepada masyarakat sebagai alat propaganda penyiaran Islam.
Edisi 1 Vol 2 September 2023 MEMBANGUN UMAT DENGAN ZAKAT: PENGELOLAAN ZAKAT PADA ERA NABI DAN KHULAFAURRASYIDIN fina mazidatul
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 1 No 2 (2023): MEMBANGUN UMAT DENGAN ZAKAT
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v1i2.39

Abstract

Zakat in history is refferd to the first social institution in Islam. Its management also changes from time to time along with the development of the times. Starting from the period of the prophet when in Mecca, Medina and during the khulafaurrashiddin. By reopening at the dynamic management of zakat in the past, we can take lessons so that the management of zakat in Indonesia over time also makes progress so that the goals and functions of zakat are achieved.
vol 2 no 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: Konsep Ekonomi Kerakyatan dalam Meningkatkan Kesejahteraan Masyarakat rifatul muna
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.79

Abstract

The concept of people's economy is one of the instruments of the economic system in Indonesia. The birth of this concept was motivated by the economic downturn at that time. During the 1997 monetary crisis in Indonesia, many economic collapses occurred. However, the concept of people's economics is still able to stand tall with the principle of mutual cooperation in developing the economy. Likewise, the concept of sharia cooperatives is currently continuing to increase by prioritizing the concept of family. The library research research approach is used to make it easier to describe research results. This is obtained through books, journals, articles and other documents relevant to the discussion theme. The results of this research show that the concept of people's economics is able to provide solutions in the development of sharia cooperatives in Indonesia. By prioritizing the principle of mutual help (at-ta'awun), people will have more confidence in transactions in sharia cooperatives. There are at least three basic components of a people's economy in developing a sharia economy, namely, the principle of togetherness, power belonging to the people and prioritizing the people at large.
Vol 2 No 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: STRATEGI PENDISTRIBUSIAN DAN PENDAYAGUNAAN ZAKAT PRODUKTIF PADA BADAN AMIL ZAKAT NASIONAL (BAZNAS) KABUPATEN KENDAL Ahmad Solekhan
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.82

Abstract

The productive zakat distribution strategy by BAZNAS is an effort to channel wealth from muzzaki to mustahik and then hopefully increase business income and economic welfare for the community. Therefore, Muslims need to know that the productive zakat distribution strategy is carried out by BAZNAS Kendal Regency. It is hoped that this can increase the business capital they have been working on so far, so that in the future they will not only fulfill their daily needs, but also increase their business. If BAZNAS manages productive zakat well, it will have an impact on economic welfare so that the mustahik's standard of living will increase. In channeling business capital to mustahik, of course, looking at the existing budget, the more muzzaki who give zakat infaq shodakoh, the greater the amount of business capital they will receive, this hope and reality is what zakat institutions and mustahik want. This research was conducted using qualitative methods and using qualitative descriptive analysis tools. Test the validity of the data using triangulation. Then data collection techniques using interviews, observation and documentation. The source sample was determined purposively, namely the Kendal Regency BAZNAS Utilization and Distribution division as well as staff and mustahik recipients of productive zakat fund empowerment assistance. The results of the research show that the distribution of productive zakat on mustahik economic empowerment carried out by BAZNAS Kendal Regency was poured into several programs which then formed 4 types of pentasharufan or productive zakat utilization, namely: 1) Providing individual business capital assistance 2) Job skills training 3) assistance group capital 4) Assistance with business facilities and infrastructure. The zakat distribution strategy in the BAZNAS program is analysis through planning, organizing, implementing, monitoring, as well as accuracy of program targets, program socialization, program objectives, program monitoring, as well as integrating organizational goals and formulating them into missions.
Vol 2 No 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: PERANAN KOPERASI DALAM MENINGKATKAN EKONOMI KERAKYATAN Misbahun nidhom
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.83

Abstract

Cooperatives as business entities that are owned and utilized by members, are confirmed in Law number 25 of 1992. The boundaries of cooperatives in this law have a stricter and clearer meaning than the old boundaries, in Law no. 12 of 1967, which allowed the creation of dual thinking about cooperatives. Law number 25 of 1992 accommodates changes at the instrumental level, such as the regulation of "Managers" or managers in managing cooperatives. Cooperatives, like other business entities, have freedom of movement in carrying out business as long as they do not violate existing statutory provisions and normative ideology. Business is a rational process that ultimately leads to the creation of profits, the accumulated profits are used to serve members' needs.
Vol 2 No 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: PENGELOLAAN BUMDESA DALAM PRESPEKTIF EKONOMI SYARIAH (STUDI PADA BUMDES BANGUN KARYA DESA BANGUNREJO KECAMATAN PATEBON KAB. KENDAL) Masruri Masruri
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.84

Abstract

Village Autonomy is a regional autonomy policy given to village governments to further optimize their potential so as to maximize village income for development and community welfare. Law Number 6 of 2014 concerning Villages explains that Village Government is the administration of government affairs and the interests of local communities in the government system of the Unitary State of the Republic of Indonesia. In improving the economy of the community, the Village Government establishing BUMDesa is the right step for the realization of the welfare of the village community. BUMDes are economic institutions established based on deliberations between the Village Government and the Village community based on the needs and potential of the Village. The management of BUMDesa is carried out by the village community. The role of a good Village Government in the management of BUMDesa will determine the success of BUMDesa. The type of research used in this study is descriptive qualitative. The data sources used in this study are primary data and secondary data. The sample in this study amounted to 8 people from a population of 964 households with a sampling technique, namely Nonprobability Sample by means of sample determination, namely purposive sampling. The data collection methods used by researchers consist of observation methods, interview methods and documentation methods. The data analysis technique goes through three stages, namely the data education stage, the data presentation stage (data display) and the data verification stage. The results showed that the Village Government in the management of BUMDesa Bangun Karya plays quite a role in terms of establishing and planning business units but in terms of advisory and supervision of BUMDesa performance, the Bangunejo Village Government has not played a full role in the management of BUMDesa Bangun Karya. The role of BUMDesa Bangun Karya in improving community welfare is the fulfillment of daily needs / types of trading businesses. Based on the principles of leaders in Islam, the Bangunrejo Village Government has not fully implemented the principles of leaders, due to the lack of transparency in the management of BUMDesa. The role of BUMDesa in improving community welfare according to the perspective of Sharia economics has played a perceived role in terms of meeting the needs of al-hajiyat and al-tahsiniyyat . However, to meet the needs of ad-dharuriyyat BUMDesa Bangun Karya has not played a role in improving the welfare of the community.
Vol 2 No 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: PENGELOLAAN AIR MINUM PAMSIMAS DALAM PERSPEKTIF BISNIS SYARI’AH ( STUDI KASUS PAMSIMAS DESA TURUN REJO BRANGSONG KABUPATEN KENDAL nur muh annuroin
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.85

Abstract

Based on research that has been conducted regarding Tirto Asri's Community-Based Drinking Water and Sanitation Management (PAMSIMAS) in Turunrejo Village, there are several conclusions put forward by researchers, namely as follows:Financial management at KP SPAMS Tirto Asih, Turunrejo Village, Kendal Regency using BOPO ratio analysis shows that financial management performance is less efficient. Because operational costs are incurred for the development of PAMSIMAS and the construction of healthy latrines for village communities who do not yet have latrines.Financial management at KP SPAMS Tirto Asih according to the Islamic Economics perspective is in accordance with the Islamic Economics perspective seen from the work ethic that has been implemented by KP SPAMS. However, when carrying out transactions or loans, they still collaborate with conventional banks.PAMSIMAS Tirto Asih has had a positive impact that has been felt bythe people of Turunrejo Village, starting from the health, socio-cultural and economic aspects. From a health perspective, people get decent and clean drinking water and minimize diarrheal diseases. Meanwhile, from a socio-cultural perspective, by building healthy latrines in every house, it has become a culture of the village community to no longer defecate in the open (BABS) and live a healthier life. Apart from that, the most important thing is from an economic perspective, if village people live healthily, it will increase family productivity, which in turn will increase the community's economic capacity.
Vol 2 no 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: PERAN BUMDES DALAM MENINGKATKAN EKONOMI MASYARAKAT DALAM PRESPEKTIF EKONOMI SYARI’AH (STUDI KASUS BUMDES LENTERA NEGERI DESA BRANGSONG KECAMATAN BRANGSONG KABUPATEN KENDAL) umi hani
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.88

Abstract

This research is motivated by the existence of economic activities that are growing every year, thus making researchers interested in these economic activities. Economic activities are very important and beneficial for the community because they can increase income and improve the community's economy so that they can meet the needs of life. To implement economic activities, the community needs to work and try, with this work can change people's lives for the better and is expected to be able to shape individuals and the public into humans who are useful for the community and the state. This research is a qualitative field research with data collection methods using observation, interview, and documentation methods. As for the validity test of the data, the author uses the extension of participation, diligence of observation and detailed description, for data analysis the author uses qualitative descriptive analysis, which is in the form of data using Lexy J. Moeloeng's theory, namely data reduction, data presentation and conclusion drawing with verification.The result of the analysis in writing this thesis is the implementation mechanism including economic activities, implementation, and supporting and inhibiting factors.
Vol 2 no 1 EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH: SISTEM PENGELOLAAN DANA DESA DALAM PERSPEKTIF EKONOMI SYARIAH (Studi Kasus di Desa Kebondalem Kecamatan Bejen Kabupaten Temanggung) SULAEMAN KURDI
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 1 (2024): EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i1.89

Abstract

Dana Desa is a fund sourced from the State Budget intended for villages that is transferred through the District or City Regional Revenue and Expenditure Budget which is rolled out for villages to finance governance, development implementation, community development and empowerment. This study aims to find out how to plan, implement and manage Dana Desa. In addition, this study aims to determine the efforts made by the village government in improving community empowerment. Furthermore, to find out how the implementation, reporting and accountability of Dana Desa are viewed from the perspective of sharia economics. This research is a qualitative research with the main aim to descriptive or describe in detail and in depth the process of implementing Dana Desa so that they can provide roles / contributions as expected by the central government. The data collection techniques used are free guided interview methods, observation and documentation. After the researcher collects the data, the next step is data analysis. The analysis that researchers do uses two ways, namely processing the initial data and classifying it and the next stage of the data to be analyzed The management of Dana Desa in Kebondalem village is in accordance with the regulations contained in Perbub No. 72 of 2021 concerning Village Development Planning Guidelines. However, if viewed from the perspective of Sharia Economics, it is not fully appropriate, it can be seen that there are still activities that are funded every year with Dana Desa but only a few people feel the benefits
Edisi 2 Vol 2 September 2024 HALAL CERTIFICATION AS THE DEVELOPMENT AND PROTECTION OF INAGIRI GAPLEK BREAD UMKM IN WONOGIRI REGENCY Amirudin, Choirul
IKHTIYAR JURNAL EKONOMI SYARI'AH Vol 2 No 2 (2024): KEBIJAKAN-KEBIJAKAN PUBLIK DALAM KAJIAN EKONOMI SYARIAH
Publisher : PRODI ES SEKOLAH TINGGI ISLAM KENDAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69776/ikhtiyar.v2i2.118

Abstract

This study aims to determine the impact of halal certification on the development of business and consumer protection efforts in Indonesia, which is predominantly Muslim. This research is a field research with a qualitative approach. Data collection techniques are interviews, observations, and literature studies. The results of this study show that halal certification is an important part in improving and developing business products because it increases public interest and trust. This Inagiri Gaplek Bread product is a food product that comes from halal food ingredients. Therefore, this product can get a halal certificate as a guarantee of product halalness. The management of this halal certification is easy. Business owners can submit an application to BPJPH which will eventually issue a halal certificate if the product submitted meets the requirements. Halal certification itself is also part of consumer protection efforts considering that the majority of the population in Indonesia is Muslim.

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