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Escalate : Economics and Business Journal
Published by PT. Takaza Innovatix Labs
ISSN : -     EISSN : 30254213     DOI : https://doi.org/10.61536/escalate
Core Subject : Economy,
Economics, Econometrics & Finance
Escalate invites both empirical and theoretical articles that explore micro and macro phenomena. The journals publication scope encompasses a wide array of domains, including macro and micro economics, business strategy and policy, entrepreneurship, finance and accounting studies, human resource management, marketing, organizational behavior, organizational theory, and research methods.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 129 Documents
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Analysis of Opportunities and Threats in Indonesia's International Trade: A Case Study of Indonesian and Malaysian Plantation Commodities Intan Mahrani J Gumohung
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.538

Abstract

This study aims to explore the possibilities and risks faced by Indonesia's foreign trade sector, particularly in plantation commodities, with an emphasis on comparisons with Malaysia in the APEC context. The approach applied in this study is a literature study, which includes the collection of secondary data from various sources, including journals, official government reports, and international publications. The analysis findings indicate that Indonesia has significant capabilities in developing plantation commodities, such as palm oil, coffee, and rubber, thanks to its vast land area and favorable climate conditions. However, there are several challenges such as competition with Malaysia, environmental sustainability issues, and fluctuations in international trade policies that pose a threat to Indonesia's competitiveness in the global market. This study is expected to provide guidance for policymakers and industry players to formulate effective strategies to improve the competitiveness of Indonesia's plantation commodity trade in the international market
AI Dominance and the Loss of Productive Labor: A Critical Review on the Replacement of Digital Workers in the Era of Technological Globalization Mohammad Fathi Zidan; Iffat Muafi; Rifma Ghulam Dzaljad
Escalate : Economics and Business Journal Vol. 4 No. 02 (2026): Escalate: Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i02.540

Abstract

The expansion of Artificial Intelligence (AI) in the digital work ecosystem cannot be separated from the logic of capital accumulation that drives global technology corporations to replace human labor with automated systems. This study aims to critically analyze the phenomenon of the replacement of productive digital workers by AI using the globalization perspective of Anthony Giddens and the critical social theory of the Frankfurt School, with a qualitative approach with a critical paradigm and case study methods through in-depth interviews, observation, documentation, literature studies, and secondary data analysis from the World Economic Forum, the International Labor Organization, Goldman Sachs Research, and the Central Bureau of Statistics. The findings reveal that AI-based automation is not just a technical change, but a systematic disembedding process that removes skills from workers and transfers them to corporate algorithmic systems, as confirmed by global data: projections of the replacement of up to 92 million jobs in 2025–2030 (WEF, 2025), exposure to automation equivalent to 300 million full-time jobs (Goldman Sachs, 2023), with direct implications for more than 145 million Indonesian workers (BPS, 2025). Workers in content writing, design, data analysis, and programming are experiencing a drastic depreciation in the value of their skills while the benefits of automation are concentrated in the hands of a handful of platform owners—a manifestation of instrumental rationality that subordinates human values ​​to the logic of capitalist efficiency, reinforced by a false consciousness that disguises technological dominance as universal progress. This research asserts that responding to AI dominance requires structural resistance: equitable labor regulation, redistribution of automation profits, and reconstruction of education systems that produce critical competencies irreplaceable by machines.
The Influence of Service Quality and Product Quality on Consumer Purchasing Decisions at HokBen Mall Bassura Siti Junaedah; Dhuha Safria; Mentari Pratami
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.542

Abstract

Competition in the fast food restaurant industry encourages companies to improve service quality and product quality to maintain consumer purchasing decisions. This study aims to analyze the influence of service quality and product quality on consumer purchasing decisions at HokBen Mall Bassura, both partially and simultaneously. The study uses a quantitative approach with a descriptive method. The study population is all consumers of HokBen Mall Bassura, while the sample is 110 respondents selected using accidental sampling techniques. Data were collected through Likert-scale questionnaires, observation, and documentation. Data analysis was carried out using SPSS through validity tests, reliability tests, classical assumptions, multiple linear regression, t-tests, F-tests, and coefficients of determination. The results show that service quality has a positive and significant effect on purchasing decisions with a t-value of 4.867 and a significance of 0.000, while product quality has a positive and significant effect with a t-value of 7.937 and a significance of 0.000. Simultaneously, both variables have a significant effect on purchasing decisions with an F-value of 34.709 and are able to explain 38.2% of the variation in purchasing decisions. This study concludes that consistently improving service quality and product quality can improve consumer purchasing decisions, with product quality having a more dominant influence than service quality
The Role of Impulse Buying in Mediating the Influence of Self-Reward on Financial Behavior in Generation Z Firmansyah; Amalia Ilyas; Tri Ratnawati; Hwihanus
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.543

Abstract

Generation Z grew up in a digital ecosystem that normalizes self-reward practices as a way to manage academic and work pressures, but this practice risks encouraging impulse buying that ultimately disrupts personal financial management. This study aims to analyze the role of impulse buying as a mediating variable in the relationship between self-reward and financial behavior in Generation Z. The study used a quantitative approach with a survey design of 127 Generation Z respondents aged 18–28 years selected through purposive sampling. Data were collected using a 1–5 Likert scale questionnaire that measures three variables: self-reward, impulse buying, and financial behavior, then analyzed using Structural Equation Modeling techniques based on Partial Least Squares (SEM-PLS), including evaluation of the measurement model (outer model), structural model (inner model), and mediation testing through a bootstrapping procedure of 5,000 resamples. The results showed that self-reward has a significant positive effect on impulse buying (β = 0.348; p < 0.001), and impulse buying has a significant negative effect on financial behavior (β = -0.465; p < 0.001). The direct effect of self-reward on financial behavior was insignificant after controlling for impulse buying (β = 0.122; p = 0.304), as was the total effect before the mediator was included (β = -0.040; p = 0.769), while the indirect effect proved significant (α × b = -0.162; 95% CI bootstrap bias-corrected [-0.254, -0.041]; p = 0.002). This pattern indicates full/indirect-only mediation, meaning the effect of self-reward on financial behavior in Generation Z only occurs when it operates through the impulse buying mechanism, not directly or in a zero-order manner. This study contributes to the financial behavior literature by positioning impulse buying as a crucial explanatory pathway, and offers practical implications for financial literacy education that targets consumption impulse management, rather than simply financial knowledge
Financial LiteracyAnd Leverage With Adoption of Financial Technology As a Moderating Influence on Financial Well-being Deanissa Setya Ananda; Alfiatul Maulida; Pristin Prima Sari
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.549

Abstract

This research is motivated by the gap between high digital financial inclusion and low financial literacy among urban communities, which triggers an increased risk of default due to debt burden (leverage). This study aims to analyze the influence of financial literacy and leverage on the financial well-being of urban communities in Yogyakarta, as well as to examine the moderating role of financial technology adoption. The research method used a quantitative explanatory approach through the distribution of structured questionnaires to 100 respondents who actively use fintech in Yogyakarta, which were then analyzed using Partial Least Squares - Structural Equation Modeling (PLS-SEM). The main findings indicate that financial literacy has a positive and significant effect on financial well-being, while leverage has a negative and significant effect. Furthermore, the adoption of financial technology has been shown to strengthen the positive influence of financial literacy on financial well-being, but lacks the moderating capability to reduce the negative impact of leverage. In conclusion, financial well-being is determined by wise cognitive fund management skills, not simply technology adoption. The implication is that urban communities must be disciplined in controlling consumptive digital debt, while regulators such as the Financial Services Authority (OJK) and Bank Indonesia need to tighten regulations on fintech platforms and expand digital literacy education in a targeted manner
The Influence of Motivation and Work Discipline on Employee Performance at PT Artindo Pratama Sejahtera, Serang Branch Amelia Rahmadani; Teguh Kurniyanto
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.553

Abstract

Employee performance is a crucial factor in determining an organization's success in achieving its goals. The decline in work motivation and work discipline at PT Artindo Pratama Sejahtera Serang Branch indicates problems that may reduce productivity and work effectiveness. This study aims to analyze the effect of work motivation and work discipline on employee performance, both partially and simultaneously. This research employed a quantitative approach with a descriptive-associative design. The population consisted of 142 employees, while 59 respondents were selected as the sample using the Slovin formula with a non-probability sampling technique. Data were collected through observation, questionnaires, and literature review, and were analyzed using multiple linear regression with IBM SPSS software. The results revealed that work motivation had a positive and significant effect on employee performance (t = 2.784; p = 0.007). Likewise, work discipline also had a positive and significant effect on employee performance (t = 2.765; p = 0.008). Simultaneously, work motivation and work discipline significantly influenced employee performance (F = 13.139; p = 0.000), with a coefficient of determination of 31.9%. It can be concluded that improving work motivation and work discipline plays an important role in enhancing employee performance. Therefore, companies should strengthen human resource management policies to improve productivity and support the achievement of organizational objectives.
Community-Based Tourism Potential Development Strategy in Banjarmasin City: SWOT Analysis in Supporting Sustainable Tourism Ayu Rizky Amanda; Muhammad Efendi; Rosalina Kumalawati; Rusdiansyah
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.559

Abstract

The Banua Anyar area is one of the unique river-based culinary tourism icons in Banjarmasin, offering the experience of enjoying local traditional cuisine along the riverside, which reflects the cultural identity of the local community. This potential makes Banua Anyar an attractive destination for local-based tourism development. This study aims to identify the potential and formulate development strategies for community-based culinary tourism in the Banua Anyar area, Banjarmasin City. The area offers distinctive appeal through the diversity of traditional Banjar culinary products, supported by its strategic location along the Martapura River, making it a promising tourist destination. As a rapidly developing area, Banua Anyar holds strategic urgency to be developed as a new tourism icon of Banjarmasin City, not only to enhance regional competitiveness but also to strengthen local identity rooted in river-based culture. The results indicate that Banua Anyar has a dominant strength in the uniqueness of Banjar traditional cuisine integrated with the river environment, supported by its strategic location, which creates an authentic tourism experience and serves as the main attraction for visitors. However, the area still faces several weaknesses, particularly in terms of limited digital promotion, suboptimal spatial arrangement, and inadequate supporting facilities. Based on the SWOT analysis, the most appropriate strategy is the Growth Oriented Strategy (SO Strategy), which focuses on utilizing strengths to capture opportunities through strengthening destination branding, enhancing digital promotion, and developing community-based facilities. By implementing this strategy, Banua Anyar is expected to develop into a sustainable community-based culinary tourism destination and contribute to improving the economic welfare of the local community.
The Role of Customer Satisfaction in Mediating the Relationship Between Product Quality and Service Quality on Customer Loyalty at Fore Coffee in Batam Ellyn Tan; Suhardi
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.546

Abstract

This research is motivated by the increasing competition in the modern coffee shop industry, which demands companies to improve product and service quality to create customer satisfaction and loyalty. This study aims to analyze the influence of Product Quality and Service Quality on Customer Satisfaction and Customer Loyalty, and to examine the role of Customer Satisfaction as a mediating variable among Fore Coffee customers in Batam City. The study uses a quantitative approach with a survey method. The study population is all Fore Coffee customers in Batam City, whose number is unknown, while a sample of 119 respondents was determined using the Lemeshow formula with a purposive sampling technique. Data were collected through a Likert-scale questionnaire and analyzed using validity tests, reliability tests, classical assumption tests, multiple linear regression, coefficient of determination, t-tests, F-tests, and Sobel tests. The results show that Product Quality, Service Quality, and Customer Satisfaction have a positive and significant effect on Customer Loyalty. In addition, Product Quality and Service Quality also have a positive effect on Customer Satisfaction, and Customer Satisfaction is proven to significantly mediate both relationships. This study concludes that increasing Fore Coffee customer loyalty is more effectively achieved through improving product and service quality that can increase customer satisfaction sustainably
Forms of Islamic Economics: Buying and Selling, Syirkah, Rahn, Classification of Contracts Danis Oktafiana Sari
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.548

Abstract

Islamic economics is an economic system based on the Qur'an and Sunnah that aims to realize justice, balance, and the benefit of individuals and society. In its implementation, every economic activity must be based on a valid contract in accordance with sharia principles, thereby avoiding practices containing elements of usury, gharar (uncertainty), and maisir (gambling). This article aims to examine various forms of transactions in Islamic economics, including buying and selling (al-bai'), syirkah, rahn, and the classification of contracts as a legal basis for muamalah activities. The article was written using a library research method by reviewing various sources, such as the Qur'an, hadith, Islamic economics books, fatwas of the National Sharia Council-Indonesian Ulema Council (DSN-MUI), and relevant scientific articles. The results of the study indicate that buying and selling is a form of transaction that is permitted as long as it meets the pillars and conditions stipulated by sharia. Syirkah is a form of business cooperation that applies the principles of profit sharing and fair risk sharing. Rahn serves as a debt collateral contract that provides protection for both parties without involving interest or usury. Meanwhile, the contract is a fundamental element that determines the validity of every Islamic economic transaction and can be classified based on its purpose, object, level of certainty of outcome, and legal validity. The application of various forms of Islamic economics is not only relevant in Islamic financial institutions, but also in modern business activities, digital commerce, and micro, small, and medium enterprises (MSMEs). Therefore, an understanding of the concepts of sale and purchase, syirkah, rahn, and the classification of contracts is expected to enhance the more effective application of Islamic economic principles in supporting fair, transparent, and sustainable economic development.
Determination of Poverty Levels in Jambi Province: A District/City Panel Data Approach Rika Meliana Syahputri; Erni Achmad; Putri Intan Suri
Escalate : Economics and Business Journal Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i3.558

Abstract

Poverty remains a major development challenge in Jambi Province due to persistent poverty disparities between districts and cities, although the overall percentage of the poor population shows a downward trend. This study aims to analyze the development of the Human Development Index (HDI), the Open Unemployment Rate (TPT), population growth, and the poverty rate, and to examine the influence of these three variables on the poverty rate in Jambi Province. The study uses a quantitative approach with a panel data regression method. The study population covers all 11 districts and cities in Jambi Province, while the sample is determined using census techniques so that the entire population is used as the unit of analysis for the period 2020 to 2024. The research instrument consists of secondary data documentation obtained from the Jambi Province Central Statistics Agency and related publications. Data analysis includes descriptive analysis, panel data regression model selection, classical assumption tests, and hypothesis testing. The results show that the HDI has a negative and significant effect on the poverty rate, population growth also has a negative and significant effect, while the Open Unemployment Rate has no significant effect. Simultaneously, all independent variables have a significant effect on the poverty rate. In conclusion, improving the quality of human development is a major factor in reducing poverty in Jambi Province, while poverty alleviation policies need to be integrated with equitable development and strengthening regional economic capacity

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