cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Azka Amalia Jihad
Contact Email
azka.jihad@ar-raniry.ac.id
Phone
+6285362117576
Journal Mail Official
almudharabah@ar-raniry.ac.id
Editorial Address
JOURNAL SECRETARIAT: Building A, Sharia Economic Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry Banda Aceh, Indonesia. Jl. Syeikh Abul Rauf Kopelma Darussalam Banda Aceh, Indonesia, Postal Code 23111 E-mail: almudharabah@ar-raniry.ac.id | website: https://journal.ar-raniry.ac.id/index.php/mudharabah MAPS: https://maps.app.goo.gl/HE1rr2qDD8gdRMSY9
Location
Kota banda aceh,
Aceh
INDONESIA
Al-Mudharabah
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 26550547     EISSN : 28293665     DOI : http://doi.org/10.22373
Core Subject : Religion, Humanities, Social,
Religion Humanities Social Sciences
Mudharabah: Journal of Sharia Economics and Finance is professionally managed and published by the Sharia Economic Law Study Programme, Faculty of Sharia and Law, UIN Ar-Raniry in helping academics, researchers and practitioners to disseminate their research results. Al-Mudharabah: Journal of Islamic Economics and Finance is a blind peer-reviewed journal dedicated to the publication of quality research results related to the field of Islamic Economics and Finance. All publications in Al-Mudharabah journal are open access allowing articles to be freely available without any subscription. THE SCOPE OF AL-MUDHARABAH: Jurnal Ekonomi dan Keuangan Syariah includes all the areas of research activities in all fields of Economics as theoritical and practical, Islamic Business Economics, Business Law, Economic Management, Microeconomics, Macroeconomics, International economics, International Trade, Experimental economics, Fiscal policy, Health Economics, Economics of Innovation and Entrepreneurship, Industrial Economics, Labour Economics, Inflation and monetary policy, Information economics, Environmental economics, and Agricultural economics etc and Finance as Public Finance, Personal finance, Securities and Investment Analysis, Institutional Finance, International Finance, Financial Management, Managerial finance, Corporate finance, Financial planner, Behavioral finance, Financial mathematics, Financial economics, Monetory, etc.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 259 Documents
 22   23   24   25   26 
PERLINDUNGAN KONSUMEN TERHADAP PRODUK SKINCARE OVERCLAIM DALAM JUAL BELI MELALUI E-COMMERCE MENURUT PERSPEKTIF HUKUM EKONOMI SYARIAH Nuzumi Kailani; Nurul Fitria
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i2.9176

Abstract

This article discusses consumer protection against overclaim skincare products marketed through e-commerce in Indonesia and examines overclaim practices from the perspective of Islamic economic law. Normatively, producers are expected to provide honest, transparent, and fair information regarding product ingredients in accordance with Law Number 8 of 1999 on Consumer Protection as well as the principles of Islamic economic law, which emphasize honesty (ṣidq), transparency (tablīgh), and justice (‘adālah). However, empirically, overclaim practices are still widespread, where the content of active ingredients such as niacinamide and retinol is significantly lower than what is claimed on the label. This condition causes real harm to consumers in the form of financial losses, skin health problems, and psychological stress that affects self-confidence. Therefore, this study emphasizes the importance of strengthening regulations, ensuring consistent law enforcement, and tightening supervision of products marketed online. In addition, consumer education through social media, universities, and beauty communities is essential to improve product literacy, enabling consumers to be more critical and discerning in evaluating product claims and making appropriate purchasing decisions.
APPLICATION OF THE SHIRKAH 'ABDĀN CONTRACT IN THE MANAGEMENT OF GARDENIA AND SAIJO HOMESTAYS IN BINTANG ACEH TENGAH DISTRICT Weta Rusma Rihlana; Abdullah, Arifin
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i2.9177

Abstract

The rapid growth of the tourism industry in Central Aceh, particularly in Bintang District, has stimulated the emergence of alternative accommodation businesses such as homestays. Homestay Gardenia and Saijo exemplify the application of the syirkah 'abdān partnership system, a cooperative arrangement in which the parties contribute labour and expertise ('amal) rather than financial (māl). This study aims to analyze the implementation of the syirkah 'abdān contract in the management of Homestay Gardenia and Saijo, focusing on the form of cooperation, the profit-sharing mechanism, and its conformity with Islamic economic law principles. Using a qualitative method with a normative-empirical approach, the data were collected through interviews with homestay owners and managers, supported by a review of relevant Fiqh literature and previous research. The findings indicate that the cooperation practices at Homestay Gardenia and Saijo resemble the syirkah 'abdān contracts, where both parties contribute their respective expertise and effort to achieve shared benefits. Although the agreements are valid in principle, the absence of written contracts poses potential risks of gharar (uncertainty) and unequal accountability. Therefore, formalizing the agreement in written form is recommended to ensure transparency, fairness, and compliance with sharia principles. Overall, the implementation of syirkah 'abdān in homestay management demonstrates the relevance of Islamic partnership ethics in fostering community-based tourism enterprises that promote justice, sustainability, and mutual prosperity.
ANALISIS BAHASA HUKUM TERHADAP KRITIKAN DAN HINAAN MENURUT UNDANG UNDANG INFORMASI DAN TRANSAKSI PADA INSTAGRAM @aniesbaswedan Diski Adlani; Kamaruzzaman Bustamam Ahmad; Novi Heryanti; Rispalman
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i2.9438

Abstract

This study analyzes the differences between criticism and insults in the comments section of the Instagram account @aniesbaswedan and their application under the Electronic Information and Transactions Law (UU ITE), specifically Articles 27(3) and 28(2). The background of this study is reviewed in light of the increase in hate speech and impolite language on social media, which often blurs the line between freedom of expression and violations of the law. The method used in this study is a descriptive, qualitative, normative juridical approach, using the technique of observing and recording netizens’ comments on several posts by the @aniesbaswedan account. Data analysis was carried out using the interactive model Miles and Huberm, which includes data collection, reduction, presentation, and conclusion. The results of the study show that many comments contain insulting elements, such as harsh language, sarcasm, and personal accusations. In contrast, rational arguments characterize legitimate criticism and do not attack individual honor. This study emphasizes the importance of digital language ethics and public legal awareness in the expression of opinions politely and responsibly.
SISTEM BAGI HASIL PADA PENGELOLAAN BISNIS SOCCER ANTARA OWNER DENGAN PENGELOLANYA DI FOURGEE MINI SOCCER & BEZZIE MINI SOCCER MENURUT AKAD MUDHARABAH Fajar Ramadhansyah; Dedy Sumardi; Husni bin Abdul Jalil
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i2.9503

Abstract

This study aims to analyse the profit-sharing system between owners and managers at Fourgee Mini Soccer and Bezzie Mini Soccer, and to assess its compliance with the provisions of the mudharabah contract under Islamic economic law. This study uses a normative empirical method, with both a legislative and a case approach. Normative data was obtained from Law Number 21 of 2008 concerning Islamic Banking, the Compilation of Sharia Economic Law, and the DSN-MUI Fatwa concerning Mudharabah, while empirical data was obtained through interviews with the owners and managers of both businesses. The results of the study show that the profit-sharing system at Fourgee Mini Soccer uses fixed nominal payments to managers, so that legally it is more accurately classified as an ijarah contract and does not meet the provisions of a mudharabah contract. Meanwhile, Bezzie Mini Soccer applies profit sharing based on a percentage, but this method is not supported by clear financial records and a written contract, so the applied mudharabah contract is not yet perfect (fasid). This study concludes that the profit-sharing systems in both businesses are not yet entirely consistent with the principles of mudharabah contracts as regulated under Islamic economic law and thus require improvements to the contract structure and recording mechanisms to achieve fair and transparent business cooperation.
EFFECTIVENESS OF THE AUTHORITY TO ENFORCE CUSTOMARY LAW THROUGH REUSAM GAMPONG PEURADA NO 1 OF 2019 CONCERNING THE RULES OF HOUSE RENTAL Kiran Maidian; Sulfanwandi; Muslim Abdullah
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v6i2.9551

Abstract

This study examines the effectiveness of customary law enforcement through Reusam Gampong Peurada Number 01 of 2019 on rental housing regulations. The main problem lies in the suboptimal implementation of customary law at the village level. This study is qualitative, specifically an empirical juridical study. Primary data were obtained through interviews with community members and officials of Peurada village. Primary legal materials were obtained from laws, Qanun Jinayat, and Qanun Reusam Gampong Peurada. There were two findings from this study. First, the enforcement of customary law in cases of Reusam Gampong Peurada violations shows synergy between preventive and curative approaches. Reusam is used for social guidance through warnings and night patrols. At the same time, serious violations, such as khalwat, are referred to Wilāyah Al-Ḥisbah (WH) for processing under the Qanun Jinayat Aceh. This reflects the simultaneous use of two legal channels. Second, Reusam Gampong Peurada has clear rules and adequate supporting facilities, but the effectiveness of its enforcement is not yet optimal. Weaknesses are evident in the lack of a monitoring system, low community participation, and a weak legal culture. Therefore, it is necessary to strengthen social and institutional aspects to support the successful implementation of Reusam.
ANALYSIS OF CONTRACT AGREEMENTS THROUGH VERBAL AND ITS CONSEQUENCES ON WAGES ACCORDING TO THE THEORY OF IJARAH AL-‘AMAL: A Case Study at a Brick Factory in Gampong Miruek Taman, Aceh Besar, Indonesia Sariyul Fatan; Riadhus Sholihin
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the validity of employment agreements based on verbal agreements from the perspective of ijarah al- ‘amal, a form of employment contract in Islamic law. In the informal sector, employment relationships are often established verbally, based on trust and community customs, even though this raises legal issues regarding the proof and clarity of the parties’ rights and obligations. This study uses a normative juridical method, with a conceptual approach, drawing on a review of classical and contemporary fiqh literature, the Qur’an, hadith, and labour laws and regulations. The results of the study show that Islam permits verbal employment agreements provided the contract meets the following conditions: the existence of the contracting parties, a clear object of work, a known reward, and the willingness of both parties. However, verbal agreements that contain elements of gharar (uncertainty) or zulm (injustice) may render the contract invalid under both moral and legal principles. The hadith of the Prophet Muhammad SAW, which prohibits sales and purchases that contain gharar, emphasises the importance of clarity in every contract. In the contemporary context, although verbal agreements remain valid under the principle of ijarah al-'amal, written records are highly recommended to prevent disputes and protect workers’ rights. Thus, the concept of ijarah al-'amal provides legal legitimacy to verbal agreements and emphasises the importance of justice, trustworthiness, and transparency in modern employment relationships.
THE SYSTEM OF IMPOSING FINES AND ITS EFFECTIVENESS IN REDUCING FRAUD IN PERUM PEGADAIAN PRODUCTS IN THE CONTEXT OF TA’WIDH Mujahid Muthahhari; Jamhuri; Nahara Eriyanti
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v7i1.9645

Abstract

The penalty system and its effectiveness in reducing fraud in Perum Pegadaian products are examined through the lens of ta’widh. Ta’widh is a form of compensation imposed on customers due to negligence or delay in fulfilling contractual obligations, intended to cover the actual losses suffered by Islamic financial institutions, not as a means of profit-seeking. This study focuses on the mechanism for imposing fines at Perum Pegadaian, their effectiveness in preventing fraud and customer default, and their conformity with the principle of ta’widh as defined in sharia provisions. This study uses a normative empirical method with a descriptive qualitative approach. Data were obtained through interviews with Pegadaian Syari’ah employees and analysis of relevant documents. The results show that the penalty system at Perum Pegadaian serves a preventive function, improving payment discipline and reducing the potential for fraud through deliberate late payments and contract misuse. However, in practice, penalties are still imposed on a standard basis and are included in the contract, so they may not fully reflect the actual losses as required by the principle of ta’widh. This study suggests that the penalty system at Perum Pegadaian is functionally effective in reducing fraud but needs improvement to better align with the principles of justice and Sharia compliance, particularly in determining the amount of ta’widh based on actual losses.
THE LEGAL PROTECTION FOR CONSUMERS IN THE PURCHASE OF BAKERY PRODUCTS BASED ON THE CONCEPT OF MAQĀṢID SYARI’AH: A Case Study in Banda Aceh, Indonesia T. Habibi; Mahdalena Nasrun; Zaiyad Zubaidi
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v7i1.9651

Abstract

This study was motivated by the rapid development of the bakery industry in Banda Aceh, which has not been fully accompanied by the fulfillment of the obligation to provide product information to consumers. Problems arise when bakery products still lack important information, such as ingredient composition, expiry date, and a halal label, thereby potentially posing health risks, harming consumers, and contradicting the principles of consumer protection. This study examines the practice of providing bakery product information to consumers in Kuta Alam District, Banda Aceh, the forms of consumer protection implemented by business actors, and their conformity with the concept of maqāṣid al-syarī‘ah. This study uses a qualitative method with field research. Primary data was obtained through interviews with business actors and bakery employees. In contrast, secondary data was sourced from the Consumer Protection Law, sharia economic law literature, scientific journals, and other written sources relevant to the concept of maqāṣid al-syarī‘ah. The results show that most bakery business actors have not met the standards of information transparency and food safety, resulting in information asymmetry between producers and consumers. These practices are not in line with the principles of maqāṣid al-syarī‘ah, particularly in the aspects of ḥifẓ al-nafs, ḥifẓ al-‘aql, and ḥifẓ al-māl. This study concludes that consumer protection for bakery products in Kuta Alam Subdistrict remains suboptimal, requiring increased awareness among business actors, strengthened government supervision, and the internalisation of Islamic business ethics to realise food safety, honesty, and public welfare.
LEGAL PROTECTION FOR LOCAL PRODUCTS IN ASEAN MARKET LIBERALISM: A Legal Analysis and Fiqh Muamalah Perspective Rozatul Fadilla Azza; Chairul Fahmi; Riza Afrian Mustaqim
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v7i1.9675

Abstract

Market liberalisation in Southeast Asia through the ASEAN Economic Community (AEC) has created a new economic paradigm that emphasises the free flow of goods, services, and investment. However, this integration poses significant challenges to the sustainability of local products, especially those produced by Micro, Small, and Medium Enterprises (MSMEs). This journal aims to analyse in depth the legal protection mechanisms for local products in Indonesia within the framework of ASEAN liberalism and review them from the perspective of Fiqh Muamalah. Using a normative juridical approach, this study examines the synchronisation of Indonesian positive law, such as the Trade Law and the Job Creation Law, with sharia principles such as justice (‘adl), benefit (maslahah), and protection (himayah). The analysis shows that although national legal instruments have sought to protect through non-tariff measures and the empowerment of MSMEs, structural imbalances and regulatory ambiguities continue to harm local producers. The Fiqh Muamalah perspective offers a reconstruction of policy through the state’s role as murabbī (guide) to ensure market balance and economic sovereignty for the people.

Page 26 of 26 | Total Record : 259

 22   23   24   25   26 

Filter by Year

2020 2026


Reset
Filter By Issues
All Issue Vol. 7 No. 2 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah [Forthcoming December 2026] Vol. 7 No. 1 (2026): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 6 No. 1 (2025): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 2 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 4 No 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2023): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol 4 No 1 (2023): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol 3 No 2 (2022): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2022): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2022): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol 3 No 1 (2022): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2021): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol 2 No 2 (2021): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah Vol 2 No 1 (2021): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah Vol. 2 No. 1 (2021): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah Vol. 1 No. 2 (2020): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah Vol 1 No 2 (2020): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah Vol 1 No 1 (2020): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2020): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah More Issue