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Muhammad Ilham
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Editorial Office: Program Studi Manajemen Keuangan Syariah Sekolah Tinggi Agama Islam Negeri Bengkalis Jl. Lembaga, Senggoro, Kec. Bengkalis, Kabupaten Bengkalis, Riau Kode Pos: 28714. - INDONESIA Website: http://mksy.kampusmelayu.ac.id Email of Journal: mbisku.stainbengkalis@gmail.com
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INDONESIA
Jurnal Manajemen Bisnis dan Keuangan
Published by Sekolah Tinggi Agama Islam Negeri Bengkalis
ISSN : -     EISSN : 30474914     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
MBisKu : Jurnal Manajemen Bisnis dan Keuangan is a scientific journal focused on topics related to Financial Management, Sharia Financial Management, Sharia Capital Markets, Sharia Business, Marketing Management, Human Resource Management, Entrepreneurship, Operational management, Business Digital, Accounting management, Risk Management, Sharia Risk Management, Public Finance, MBISKu publishes articles twice a year, in Januari and July.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol. 2 No. 1 (2025): MBisKu, January 2025" : 7 Documents clear
PENGARUH KEPUASAN KERJA TERHADAP ORGANIZATIONAL CITIZENSHIP BEHAVIORS (OCB) PADA CV. MULIA ABADI Herman; Armansyah, Armansyah
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.790

Abstract

The purpose of this study was to determine the effect of Job Satisfaction on Organizational Citizenship Behavior (OCB) at CV. Mulia Abadi. The method used in this study is a quantitative method. The population in this study were 35 employees and were also used as samples, with a sample technique of saturated samples. The method in this study is quantitative. Based on the results of the research conducted, the following conclusions can be drawn: Job satisfaction has a good effect on Organizational Citizenship Behavior. This means that employee satisfaction as seen from satisfaction with opportunities for promotion, satisfaction with organizational policies, satisfaction with superior performance, satisfaction with the work environment, satisfaction with communication within the organization can have an effect on Organizational Citizenship Behavior. Employee satisfaction partially affects Organizational Citizenship Behavior. This means that employee satisfaction can have an effect on Organizational Citizenship Behavior.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENGGUNAKAN LAYANAN BANK DIGITAL (Studi pada masyarakat kabupaten bone) Anthi, Dina Hadry; Andi Patimbangi; Muh. Hasbi Ash Shiddiq
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.943

Abstract

The rapid development of information technology in the current digital era has influenced human behavior patterns in accessing various information and various service features, especially in digital banking. The purpose of this study is to analyze the factors that influence the interest of the Bone Regency community in using digital banking services with the Technology Acceptance Model (TAM) approach. This study analyzed 50 respondents using quantitative methods. The data collection technique was the distribution of questionnaires via Google Form, then the data analysis technique used multiple regression tests. The results of this study indicate that there is a positive and significant influence of the variables of perceived ease and perceived benefits on people's interest in using digital banking services.
PENGARUH PEMANFAATAN DIGITAL MARKETING DAN CELEBRITY ENDORSEMENT TERHADAP MINAT MENABUNG NASABAH PADA BANK SYARIAH (Studi Pada Nasabah Bank BSI Kabupaten Bone) Sinta Sahara; Abd.Hafid; Sitti Nikmah Marzuki
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.944

Abstract

This study aims to determine the effect of the use of digital marketing and the influence of celebrity endorsement on customer savings interest at the BSI bank, Bone branch. The variables used in this study are the dependent variables whether digital marketing and celebrity influence customer savings interest. This study uses a quantitative research method. The data for this study uses primary data by distributing questionnaires to 70 BSI customer respondents in Bone Regency. The sampling technique uses simple random sampling. The data processing for this study uses SPSS software version 29. The results of this study indicate that (1) Utilization of Digital Marketing has a positive and significant effect on Customer Saving Interest. (2) Utilization of Celebrity Endorsement has a positive and significant effect on Customer Saving Interest (3) The value of the coefficient of determination shows that the variables digital marketing and Celebrity Endorsement have an influence of 31.1% while the remaining 68.9% is influenced by other variables not used in this study
THE INFLUENCE OF FINANCIAL KNOWLEDGE AND FINANCIAL ATTITUDES ON THE FINANCIAL MANAGEMENT BEHAVIOR OF WEAVER UMKM PEOPLE IN BENGKALIS VALUE FROM A SHARIA ECONOMIC PERSPECTIVE Rizuan, Syahrul; Aji Purwanto, Muhamad; Saifullah
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is motivated by the rapid development of the Micro, Small and Medium Enterprises (UMKM) sector in Indonesia, which is supported by government policies as stated in Law Number 20 of 2008. Even though UMKM contribute significantly to the economy, there are still challenges in financial management. faced by business actors, especially in weaving craft centers in Bengkalis. This research aims to analyze the influence of financial knowledge and financial attitudes on financial management behavior among weaving UMKM in Bengkalis from a sharia economic perspective. The method used is a quantitative descriptive study with primary data collection through closed questionnaires which are analyzed using statistical techniques. The research results show that financial knowledge and financial attitudes have a positive and significant influence on the financial management behavior of weaving craftsmen. Financial knowledge shows tcount 6.827 (significance 0.000), financial attitude tcount 2.636 (significance 0.011), and the combination of both F count 37.356 (significance 0.000). The R Square value of 0.624 shows that 62.4% of financial management behavior is influenced by financial knowledge and attitudes, the remaining 37.6% by other factors. The sharia economic perspective also emphasizes the importance of transparent and accountable financial management, so that UMKM can contribute more optimally to economic development
PERAN BAITUL MAAL SEBAGAI LEMBAGA KEUANGAN MIKRO SYARIAH DALAM MENDUKUNG KEBUTUHAN PEREKONOMIAN MASYARAKAT INDONESIA Efendi, Erizal Candra; Ahmad Wira
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.987

Abstract

This study analyzes the role of Baitul Maal as a sharia microfinance institution in meeting the economic needs of the community, especially in providing access to financing in accordance with sharia principles. Using qualitative methods, this study found that Baitul Maal plays an important role in improving the economic and social welfare of the community. Baitul Maal not only provides financing solutions for micro, small and medium enterprises (MSMEs) that are not reached by conventional financial institutions, but also contributes to poverty alleviation and the achievement of sustainable development goals (SDGs). However, the study also identified several challenges in program management, such as limited resources and lack of synergy with other Islamic financial institutions. This research recommends strengthening strategic partnerships and innovations in financial products and services to increase the effectiveness of Baitul Maal's role in the future.
ANALYSIS OF THE IMPLEMENTATION OF FINANCIAL ACCOUNTING STANDARDS FOR MICRO, SMALL AND MEDIUM ENTITIES (SAK EMKM) IN BENGKALIS SUBDISTRICT Sasmita, Ayu; Asiam, Siti
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.1013

Abstract

Indonesia as a developing country prioritizes its economic growth because of the many jobs created, the Micro, Small, and Medium Enterprises (MSMEs) sector is important for the Indonesian economy. Along with the progress of MSMEs in compiling financial reports, Financial Accounting Standards for Micro, Small, and Medium Entities (SAK EMKM) have been introduced. SAK EMKM, which is regulated by the Indonesian Institute of Accountants (IAI) and has been effectively enforced since January 1, 2018. This is intended to enable MSMEs to prepare and audit their own financial reports. Although simple, the standard does not significantly change the principles that are generally applied today. This study focuses on 1) how the implementation of SAK EMKM is at MSME Ilham Market, and 2) what are the obstacles in the implementation of SAK at MSME Ilham Market. The purpose of this study is to determine the implementation of SAK EMKM at MSME Ilham Market and to determine the obstacles in the implementation of SAK EMKM at MSME Ilham Market. The research method uses a qualitative approach with field studies through observation, interviews, and documentation, as well as data analysis with data reduction, data presentation, and verification. Data validity is obtained through source triangulation. The results of the study indicate that the financial reports that have been carried out by Toko Ilham Market have not been implemented in accordance with the provisions of the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM). The obstacles experienced by Toko Ilham Market in implementing the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM) include the lack of human resources who have knowledge of SAK EMKM and the absence of socialization and training of SAK EMKM in MSMEs..
ANALISIS PEMBIAYAAN GRIYA TAKE OVER DAN DAMPAKNYA DENGAN AKAD MURABAHAH (Studi Pada BSI Cabang Bone) Sari, Mirna; Haslindah; Shadriyah
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

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Abstract

This study aims to determine how the takeover mechanism (debt transfer) in an effort to overcome problematic credit and to determine the impact of Customers taking over (debt transfer) at BSI KC Bone. Based on the objectives of the study, this study uses a qualitative research method using observation, documentation and interview techniques as data collection techniques. Based on the results of the study, the takeover mechanism (debt transfer) is that customers submit an application, complete the completeness of the documents, the bank verifies the data, there is approval for takeover financing (debt transfer), then binding, finally disbursement. The impact for BSI is to increase the BSI bank margin, while for customers it is to get additional funds, can extend the installment period, a solution when finances are unhealthy, can transact according to sharia.

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