cover
Contact Name
Humaidi
Contact Email
tafakkursaatan@gmail.com
Phone
+6285856528798
Journal Mail Official
jurnaljeir@gmail.com
Editorial Address
Jl. Raya Martajesah Kelurahan Martajesah Kec. Bangkalan Kab. Bangkalan
Location
Kab. bangkalan,
Jawa timur
INDONESIA
Journal of Economic and Islamic Research
Core Subject : Religion, Economy,
Journal of Economic and Islamic Research: merupakan jurnal yang diterbitkan oleh Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan bekerjasama dengan Konsorsium Ekonomi Islam. Jurnal ini dirancang untuk memberikan wadah bagi para peneliti/akademisi dan juga praktisi yang tertarik pada pengetahuan dan mendiskusikan ide, isu, dan tantangan di bidang ekonomi Islam, keuangan, perbankan, dan akuntansi. Selain itu, jurnal ini dapat menerima hasil penelitian keislaman. Ruang lingkup atau cakupan jurnal ini mencakup ekonomi syariah, perbankan syariah, pasar modal syariah, manajemen kekayaan syariah, masalah penerapan/praktik syariah perbankan syariah, zakat dan wakaf, takaful, perusahaan syariah. dan ilmu keislaman, isu-isu keislam, kajian keisalaman.
Articles 57 Documents
Pengaruh Kualitas Relationship Marketing Terhadap Peningkatan Jumlah Nasabah pada Bank BSI di Bondowoso Nur Muhammad; M Munir
Journal of Economic and Islamic Research Vol. 2 No. 1 (2023): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i1.80

Abstract

Penelitian ini membahas tentang pentingnya pemasaran relasional yang berkualitas dalam meningkatkan jumlah nasabah Bank BSI di Bondowoso. Era globalisasi dan persaingan bisnis yang semakin ketat menyebabkan perubahan signifikan dalam pendekatan pemasaran industri perbankan. Bank BSI di Bondowoso menyadari perlunya mempertahankan dan meningkatkan jumlah nasabah demi pertumbuhan dan keberlanjutan usahanya. Oleh karena itu, mereka mengadopsi strategi kunci berupa pemasaran relasional yang berkualitas. Pemasaran relasional adalah pendekatan pemasaran yang berfokus pada pengembangan, pemeliharaan, dan pengembangan hubungan jangka panjang antara perusahaan dan pelanggan. Di Bank BSI Bondowoso, pemasaran relasional yang berkualitas meliputi layanan nasabah yang unggul, komunikasi yang efektif, kepercayaan yang kuat, kesesuaian produk dan layanan, serta penanganan keluhan dan permasalahan yang cepat dan efisien. Bank BSI di Bondowoso berkomitmen memberikan layanan nasabah yang unggul dengan memberikan pelayanan yang ramah, cepat, dan efisien. Selain itu, mereka menyadari pentingnya komunikasi yang efektif dengan pelanggan melalui berbagai saluran komunikasi. Kepercayaan yang kuat juga menjadi fokus utama mereka, dengan menjaga kerahasiaan informasi pelanggan dan menjamin keamanan transaksi. Bank juga mengutamakan kesesuaian produk dan layanan dengan kebutuhan nasabah melalui riset dan analisis pasar yang mendalam. Terakhir, penanganan keluhan dan masalah dengan cepat dan efisien juga merupakan faktor penting dalam meningkatkan kualitas pemasaran relasional. Penelitian ini menggunakan pendekatan penelitian kuantitatif dengan melibatkan nasabah Bank BSI Bondowoso sebagai populasi penelitian. Data dikumpulkan melalui kuesioner yang dirancang berdasarkan variabel-variabel yang berkaitan dengan kualitas pemasaran relasional. Data dianalisis menggunakan teknik statistik deskriptif dan analisis regresi. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan antara kualitas pemasaran relasional terhadap peningkatan jumlah nasabah Bank BSI di Bondowoso. Penelitian ini memberikan wawasan berharga bagi Bank BSI Bondowoso dalam mengembangkan strategi pemasaran yang efektif untuk meningkatkan jumlah nasabah. Implikasi dan rekomendasi praktis juga dibahas untuk memperkuat kualitas pemasaran relasional mereka
Manajemen ZIS dalam Peningkatan Perkonomian Masyarakat : (Kajian Perspektif Yusuf Qardhawi pada BAZNAS Kabupaten Bangkalan) Irdlon Sahil; Luluk Illiyah
Journal of Economic and Islamic Research Vol. 2 No. 1 (2023): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i1.82

Abstract

Poverty in Indonesia is still a problem that is difficult to solve, and poverty continues to increase day by day. In fact, until now we have not yet found the right strategy to become a win solution to minimize the low poverty rate in Indonesia. Moreover, in East Java, namely in Bangkalan Regency, the poverty rate is increasing in 2020. The Bangkalan Regency National Zakat Agency (BAZNAS) in 2019 has realized the distribution of Zakat, Infaq and Alms (ZIS) funds amounting to IDR. 611,295,400 while the funds collected that year amounted to Rp. 887. 417.162. The statement made by the Chairman of the East Java National Zakat Amil Agency stated that Bangkalan Regency has 1.8 billion zakat potential. If this is the case, the percentage of funds realized is 48%. So from this it is necessary to make better efforts than before so that the funds distributed by ZIS to mustahik can be distributed evenly. The aim of this research is to analyze the management of BAZNAS Bangkalan social funds from the perspective of Yusuf Qardhawi. This research uses qualitative methods with case studies to investigate phenomena in real life. The results of this research are that the implementation of zakat, infaq and alms management carried out by BAZNAS Bangkalan Regency is in accordance with Law 23 of 2011 concerning zakat management. In improving the economy of the people of Bangkalan, BAZNAS Bangkalan has done this by providing productive business capital loans for micro business actors who cannot meet their living needs. Yusuf Qardhawi's view regarding the Bangkalan Regency ZIS BAZNAS management analysis has been implemented well and appropriately.
Prinsip Keadilan dalam Pemberian Kompensasi pada Karyawan Home Konveksi Ilmia Rofi; Hanif Noer Kholis; Rudy Haryanto
Journal of Economic and Islamic Research Vol. 2 No. 2 (2024): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i2.84

Abstract

This study aims to explore the principle of justice in compensating employees of home convection. This research was conducted at home convection in Paterongan village. The type of research in this study uses descriptive qualitative methods based on the results of observations and interviews using Sugiyono's analysis techniques. The results showed that home convection in compensating employees there are two forms of compensation, namely direct compensation and indirect compensation. Direct compensation is given in the form of salaries and bonuses. While indirect compensation in the form of allowances including lunch allowances and holiday allowances. The basis of the principle of fairness in compensation is explained in Mondy's theory, the Qur'an and Hadith, and raises Dessler's opinion. The provision of home convection compensation in Paterongan village applies the principle of justice as evidenced by the payment of wages in accordance with the agreement and employee responsibilities, not delaying payment and providing allowances and bonuses with the aim of improving employee performance and as a form of responsibility of business owners to employee rights.
Islamisasi Asketisme Barat Perspektif Teori Ismail Raji Al-Faruqi Moh Ali Ghafir
Journal of Economic and Islamic Research Vol. 2 No. 1 (2023): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i1.86

Abstract

The practice of asceticism according to Antonius (250/356) was that monks lived alone in the desert to maintain silence so they could live closer to God. According to Antonius ascese is a way of total rejection of the work of the flesh and insisting on the work of the spirit. With ascese, a monk frees himself from worldly things that disturb the soul. Basilius considered ascese as a principle aspect. For him, asceticism is a medium to free the soul from worldly attachments and lead people to unity with God. In this article we will focus on the Islamization of knowledge according to Al Faruqi's concept which is related to the concept of unnatural asceticism which is often practiced by clergy. In this writing, we use a qualitative method by narrating about unnatural or extreme asceticism and will be Islamized in accordance with the concept of Al Faruqi. The materials in the analysis and formation of the narrative in this article come from several books and journals related to Western asceticism and Islamic asceticism. After the Islamization of Western asceticism, three things can be concluded. Firstly, asceticism carried out by monks violates the principle of the unity of life. According to Al Faruqi, the unity of life consists of trust, caliphate and completeness. Both violate the concept of the unity of truth and knowledge. The actism carried out by monks violates the unity of truth. Al Faruqi's principle of Islamization recognizes that truth comes from the revelation revealed by Allah SWT to the Prophet Muhammad. The third violates the principle of the unity of life and the concept of the unity of truth. Monastic asceticism tends towards self-harm. Because one of the attitudes of monks or clergy who practice asceticism is that they dare to cause harm to themselves, so that their dreams of becoming someone close to God can be successful.
Kolerasi Intuisi Syaikhona Muhammad Kholil Al-Bangkalani dengan Epistemologi Islam Perspektif Muhammad Abid Al-Jabiri Moh Ali Ghafir
Journal of Economic and Islamic Research Vol. 1 No. 01 (2022): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v1i01.87

Abstract

This study aims to determine the scientific basis of knowledge experienced by Syaikhona Muhammad Kholil Al Bangkalani in the form of experiences beyond reason. If there are proofs through scientific studies, then that knowledge becomes scientifically authoritative knowledge. Because Syaikhona Muhammad Kholil is a role model for many people and they already consider his knowledge to be authoritative knowledge without a scientific basis. It is a philosopher Muhammad Abid Al Jabiri who initiated the trilogy of Islamic epistemology consisting of bayani, burhani and irfani epistemology that can answer this problem. With the concept of irfani epistemology conceptualized by Al Jabiri, Syaikhona Muhammad Kholil's intuition knowledge becomes scientifically authoritative. This research uses a leatherative approach by collecting data from various library sources such as books, manuscripts of Syaikhona Muhammad Kholil, journals, historical stories and so on. All data collected is formed into a narrative so that it becomes a finding according to the goal.
Program Bedah Rumah Sebagai Pendistribusian Dana ZIZ (Zakat Infak Dan Sedekah) di Lembaga Amil Zakat Sidogiri Cabang Bangkalan Mutmainah Mutmainah; Moh Ali Ghafir; Dianatul Akmalia
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.88

Abstract

The distribution of ZIS funds is an activity to regulate the proper management function. Distribute ZIS funds received by muzakki to mustahiq parties so that organizational goals can be achieved effectively. The system of distributing ZIS funds has changed. Zakat, infak, and shadaqa funds are more for consumption activities. However, there are also institutions that distribute ZIS funds to provide decent housing to mustahiq. This study aimed to determine the house renovation program as a distribution of ZIS funds at the Sidogiri amil zakat institution Bangkalan branch in 2019-2021. The method of this research is qualitative research with a case study approach. The study subjects were the LAZ Sidogiri Bangkalan branch head, LAZ Sidogiri Bangkalan branch staff, muzakki, and mustahiq. The data collection method is carried out by in-depth interviews with primary sources, the data analysis uses qualitative descriptive. The distribution of ZIS funds has changed from time to time. At the beginning of the establishment of LAZ Sidogiri the distribution was mostly channeled for consumptive activities, but lately, many ZIS funds have been used in LAZ Sidogiri Bangkalan Branch for productive activities or even providing decent housing. The Sidogiri amil zakat institution distributes zakat, infaq, and shadaqa funds through a house renovation program allocated from 2019 to 2021 still in the Bangkalan Regency area. The problems discussed in this paper are two things: 1) The house renovation program is a distribution of ZIS funds at the Sidogiri branch of Amil Zakat institution. This program can be carried out because it is taken from donations that have been collected. 2) What are the constraints of the home renovation program as the distribution of ZIS funds at the Bangkalan branch of the Sidogiri amil zakat institution. The obstacle to distributing ZIS funds through the house renovation program by the Bangkalan branch of LAZ Sidogiri in its implementation is only due to the lack of donors so the Bangkalan branch of the LAZ Sidogiri program is only one or two houses a year. Even though the target of the house renovation program of LAZ Sidogiri Bangkalan branch is at least five houses a year.
Keuangan Syariah: Model dan Bentuk Lembaga Keuangan di Indonesia A Taufiq Buhari
Journal of Economic and Islamic Research Vol. 2 No. 2 (2024): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i2.90

Abstract

Sharia financial institutions are company activities including planning, analysis and control of financial activities related to obtaining funds, using funds, and managing assets in accordance with the company's goals and objectives to achieve goals by paying attention to their conformity with sharia principles. The legal basis for sharia financial institutions can be classified into 2 legal bases, namely the legal basis based on juridical and the legal basis based on philosophy, while the model and form of sharia financial institutions are a. Bank financial institutions: Sharia commercial banks and Sharia people's financing banks  b. Non-bank financial institutions: Capital markets, money markets, insurance companies, pension funds, venture capital companies, financing institutions (leasing institutions, factoring companies, plastic card companies, consumer financing, pawnshop companies), micro sharia financial institutions ( zakat management institutions, waqf management institutions, BMT)
Analisis Manajemen Pelayanan Hotel Syariah Perspektif Standar Pariwisata Halal : (Studi pada Hotel Syariah Bangkalan) Galuh Mustika Argarini
Journal of Economic and Islamic Research Vol. 2 No. 2 (2024): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i2.98

Abstract

Islamic hotels have become a trend, with many appearing in various cities emphasizing "syariah." However, a syariah hotel is not merely about the label; there needs to be clarity on its specifications and criteria to avoid it becoming solely a business commodity. Unlike Islamic financial institutions that have established operational standards, syariah hotels do not have universally defined operational standards set by Islamic bodies such as MUI (Indonesian Ulema Council) or the Department of Religious Affairs. This is a point of ongoing debate in society.   This research focuses on the application of halal tourism services in hotels visited by tourists, whether they adhere to syariah principles or not. The objectives of this study are: a) to analyze the management concept of syariah hotel services from the perspective of halal tourism standards at a syariah hotel in Bangkalan, and b) to analyze the supporting and inhibiting factors in the implementation of management standards for syariah hotel services from the perspective of halal tourism standards at a syariah hotel in Bangkalan.   This study employs a qualitative descriptive method with a case study approach. Data collection techniques include observation, interviews, and documentation. Data analysis follows Miles and Huberman's model with the following steps: data reduction, data display, and verification.   The research findings are as follows: a) The implementation of standardized halal tourism service management at the syariah hotel in Bangkalan complies with syariah principles in its services, as classified under the regulations, particularly Tourism and Creative Economy Regulation No. 12 of 2016 concerning Guidelines for the Operation of Syariah Hotels. The hotel has adjusted its operations since its establishment in anticipation of MUI certification. b) Supporting factors for the implementation of syariah hotel services in Bangkalan include its strategic location and adherence to syariah principles, reinforced by regulations or policies set by the Ministry of Tourism and Creative Economy No. 12 of 2016 regarding Guidelines for the Operation of Syariah Hotels. However, the inhibiting factor is that the syariah hotel in Bangkalan has not yet obtained MUI's syariah hotel business certificate due to ongoing procedures related to the Regulation of the Minister of Tourism and Creative Economy of the Republic of Indonesia No. 12 of 2016 concerning Guidelines for the Operation of Syariah Hotels.
Implementasi Akad Ijarah dalam Meningkatkan Pendapatan Mitra Ojek Online Abang Kurir Bangkalan Irdlon Sahil; Khoirun Nisa'
Journal of Economic and Islamic Research Vol. 2 No. 2 (2024): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i2.99

Abstract

This research is included in qualitative research using field research methods. The subjects of the study are the owners, employees/drivers, and consumers/business partners of Abang Courier Bangkalan (ABANK). Sampling uses the Snow Ball Sampling technique because it can expand the research subject. The purpose of this study is first, to find out how the implementation of the ijarah contract in online motorcycle taxis Abang Courier Bangkalan (ABANK). Second, to find out whether by joining as a partner of online motorcycle taxis bangkalan can increase income. This research was conducted at the Home Base Abang Courier Bangkalan (ABANK) located at Jl. Letnan Singosastro Gang 3 No 1 Kraton Bangkalan. Data collection techniques use observation, interviews, and documentation, while checking validity using source triangulation, technique triangulation, and time triangulation. So it come to the conclusion. first, the implementation of the ijarah contract at Abang Courier Bangkalan (ABANK) has fulfilled the pillars & conditions of ijarah, namely consumers rent services from Abang Courier Bangkalan (ABANK), and then pay wages/ujrah according to its provisions. Second, based on interview results partners who joined with online motorcycle taxis Abang Courier Bangkalan (ABANK) there are 45 stalls/shops, which are in the Bangkalan area. There are several advantages and disadvantages in joining as a partner of online motorcycle taxis Abang Courier Bangkalan (ABANK), which can facilitate the process of delivering orders and can promote goods online on delivery services and advertisements using social media, both whatsapps or instagram. While the disadvantages are not including a list of fares on ABANK Passenger services, not including a list of shipping costs on social media when ads are published, it become an anomaly in society about how much food is sold. In this case, there is  potential harm to consumers in terms of comfort and satisfaction, but there is no material loss. Because no party is harmed, and both parties are willing and ridho, then the ijarah contract that is carried out is legally valid. Apart from that, some of these shortcomings do not affect sales results, this is proven by the increasing number of partners joining the Abang Courier Bangkalan (ABANK) online motorcycle taxi and the increase in profits from these partners, so that partners are increasingly active in increasing the types of goods sold.
Pengaruh Sharia competence, Creativity Dan Motivasi Terhadap Kinerja Karyawan Koperasi Tunas Artha Mandiri Syariah Kabupaten Jombang Dwi Sri Devi Laila Mukaromah; Peni Haryanti
Journal of Economic and Islamic Research Vol. 2 No. 2 (2024): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v2i2.103

Abstract

Competition in the Islamic finance industry, including Islamic cooperatives, nowadays the increasingly tight high level of competition in the Islamic finance industry can be influenced by the sharia competence, creativity, and motivation of employees, therefore the quality of Islamic Human Resources (HR) needs to be improved, especially in the context of national economic institutions. Especially sharia cooperatives. This study aims to determine the extent of the influence both partially and simultaneously on the sharia competence, creativity, and motivation factors on the performance of employees of the Tunas Artha Mandiri Syariah Jombang cooperative. This study uses an associative method with a quantitative approach. The population used as the object in this study is the employees of the Tunas Artha Mandiri Syariah Jombang cooperative. The sample determination method uses a non-probability sampling technique with a saturated method where the entire number of respondents is taken in its entirety, with a total sample of 50 people in TAM cooperative employee. Furthermore, the respondents' data was analyzed using data analysis techniques including validity tests, reliability tests, classical assumption tests, and hypothesis tests. The results of the study showed that partially and simultaneously sharia competence, creativity and motivation had a positive and significant effect on the performance of employees of the Tunas Artha Mandiri Syariah Jombang cooperative.