cover
Contact Name
Humaidi
Contact Email
tafakkursaatan@gmail.com
Phone
+6285856528798
Journal Mail Official
jurnaljeir@gmail.com
Editorial Address
Jl. Raya Martajesah Kelurahan Martajesah Kec. Bangkalan Kab. Bangkalan
Location
Kab. bangkalan,
Jawa timur
INDONESIA
Journal of Economic and Islamic Research
Core Subject : Religion, Economy,
Journal of Economic and Islamic Research: merupakan jurnal yang diterbitkan oleh Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan bekerjasama dengan Konsorsium Ekonomi Islam. Jurnal ini dirancang untuk memberikan wadah bagi para peneliti/akademisi dan juga praktisi yang tertarik pada pengetahuan dan mendiskusikan ide, isu, dan tantangan di bidang ekonomi Islam, keuangan, perbankan, dan akuntansi. Selain itu, jurnal ini dapat menerima hasil penelitian keislaman. Ruang lingkup atau cakupan jurnal ini mencakup ekonomi syariah, perbankan syariah, pasar modal syariah, manajemen kekayaan syariah, masalah penerapan/praktik syariah perbankan syariah, zakat dan wakaf, takaful, perusahaan syariah. dan ilmu keislaman, isu-isu keislam, kajian keisalaman.
Articles 57 Documents
Fiqh Kontemporer dalam Pengaturan Etika Media Sosial Bagi Umat Muslim Sahil, Irdlon
Journal of Economic and Islamic Research Vol. 3 No. 1 (2024): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i1.141

Abstract

The digital era has transformed human interaction and communication, with social media emerging as a primary platform for sharing information and fostering global dialogue. However, social media presents ethical challenges, particularly for Muslims striving to adhere to Islamic principles. This study examines the role of contemporary fiqh in establishing ethical guidelines for social media usage among Muslims. Utilizing a qualitative approach, data were collected through literature reviews, interviews with Islamic scholars and social media users, and participatory observations. The findings highlight key fiqh principles—truthfulness, justice, privacy preservation, and avoidance of slander and gossip—as essential for responsible social media engagement. Challenges identified include the spread of misinformation, hate speech, and privacy violations. Fatwas from institutions like the Indonesian Ulema Council provide practical guidelines, emphasizing ethical communication and respect for others' rights. The study underscores the importance of education on digital ethics rooted in Islamic values to address the evolving ethical dilemmas of the digital age. Recommendations include broader dissemination of fiqh-based ethical frameworks to promote responsible and value-driven social media usage among Muslim communities.
Analisis Determinan Pembatalan Setoran Haji Pada Bank Muamalat KCP Sumenep Miranda, Miranda; Rahman, Holilur
Journal of Economic and Islamic Research Vol. 3 No. 1 (2024): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i1.142

Abstract

This studi aims to analyze the determinants that cause customers to cancel pilgrimage deposits. This research was examined using a type of descriptive qualitative research in the field (field research). The instrument for collecting data used field observation techniques by going directly to see field conditions and followed by structured interview techniques. The results of this study explain that there are two factors that cause customers to cancel hajj deposits, namely internal factors originating from customers such as health problems and urgent needs. While external factors originating from outside the scope of the customer, namely the long waiting period for hajj departure, old age, issues that cannot be confirmed, such as the inability to depart for prospective pilgrims aged 60 years and over and issues regarding sudsidy policies being abolished, there is hajj furoda program and died.
Penerapan Down Payment dalam Akad Ijarah pada Delima Decoration di Desa Planggiran Kecamatan Tanjung Bumi Kabupaten Bangkalan Rahmat, Rahmat; Nasiha, Dhurrotun
Journal of Economic and Islamic Research Vol. 3 No. 1 (2024): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i1.144

Abstract

Abstrak Penelitian ini memiliki dua rumusan masalah, pertama, penerapan down payment pada Delima Decoration di desa Planggiran kecamatan Tanjung Bumi kabupaten Bangkalan dan penerapan down payment dalam akad ijarah pada Delima Decoration di desa Planggiran kecamatan Tanjung Bumi kabupaten Bangkalan. Tujuan dari penelitian ini adalah untuk mengetahui penerapan down payment pada Delima Decoration di desa Planggiran, kecamatan Tanjung Bumi, kabupaten Bangkalan, serta untuk mengetahui bagaimana penerapan down payment dalam akad ijarah pada Delima Decoration di desa tersebut. Desain penelitian ini adalah penelitian kualitatif dengan metode deskriptif. Hasil penelitian menunjukkan bahwa penerapan uang muka di Delima Decoration, desa Planggiran, kecamatan Tanjung Bumi, kabupaten Bangkalan memungkinkan konsumen untuk memesan langsung atau secara online melalui media sosial. Jika konsumen setuju untuk menyewa, mereka harus membayar uang muka (down payment) terlebih dahulu sebagai modal awal penyewaan. Namun, jika konsumen membatalkan pemesanan, uang muka (down payment) yang sudah dibayarkan tidak dapat dikembalikan sesuai dengan perjanjian awal. Sisa pembayaran uang muka dapat dibayarkan setelah acara selesai atau setelah masa penyewaan berakhir. Penerapan uang muka (down payment) dalam akad ijarah ini sudah sesuai dengan prinsip ekonomi syariah dan merupakan akad ijarah Mutlaqah.
Hubungan Content Marketing Affilate dan Online Review Platform E-Commerce Shopee Terhadap Keputusan Pembelian Mahasiswa Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan Paramithasari, Indri; Mubarrok, Solahuddin
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.150

Abstract

This study aims to measure the influence of affiliate content marketing and online reviews on the Shopee platform on purchasing decisions of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan. This study uses a quantitative approach and uses Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan as the object of research. The number of samples used in this study was 66 respondents. Data collection techniques using questionnaires and data processing and hypothesis testing using IBM SPSS Statistics 25. In this study, the X1 variable obtained a t-count result of 81.203> t table which has a value of 1,670 obtaining a significance value of 0.000 <0.05, it can be concluded that the content marketing affiliate variable partially has a significant effect on purchasing decisions, and the X2 variable obtained a t-count result of 78.945> from the t table which has a value of 1,670 obtaining a significance value of 0.000 <0.05, it can be concluded that the online review variable partially has a significant effect on purchasing decisions, while simultaneously content marketing affiliates and online reviews both have a significant effect as evidenced by the results of the f-count value of 14.780> f table 3.14 producing a significance value <0.05 which is 0.000. The R square value of 0.319 means that the variables of content marketing affiliate and online customer review contribute significantly together or simultaneously to the purchasing decision variable of 31.9% and the remaining 68.1% is influenced by other variables outside this study. Due to time constraints, the researcher only took the object of research on the 2020 batch of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan, and only on users of the Shopee platform application. This can be used as a suggestion for further researchers. The novelty in this study combines the variables of content marketing affiliate and online review on purchasing decisions made by the 2020 batch of Islamic economics students at STAI Syaichona Moh. Cholil Bangkalan who are users of the Shopee platform application.
Analisis Pendapatan Jual Beli Terhadap Profitabilitas dengan BOPO Sebagai Variabel Moderating : (Studi Bank Umum Syari’ah Indonesia) Hanifah Hanifah; Haryadi, Bambang
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.155

Abstract

This research aims to determine the effect of sales/buying and selling income on profitability at Islamic commercial banks in Indonesia which is moderated by operational costs on operational income (BOPO). This research uses secondary data with a quantitative descriptive analysis method, which uses purposive sampling to determine the sample. Data collection methods through observation and documentation. The research results show that there is an influence of sales/buying and selling income on profitability (ROE) both before interacting with the moderating variable and after interacting. The difference is, before BOPO and the predictor variables interact, the effect is significantly positive, but after interacting the effect is significantly negative.
Akselerasi Filantropi Islam Melalui UMKM terhadap Pertumbuhan Ekonomi Makro di Indonesia Sa'adah, Nurus
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.157

Abstract

Penelitian ini membahas tentang peran filantropi isIam (zakat, infaq, sedekah dan wakaf) dalam pertumbuhan ekonomi makro di Indonesia melalui UMKM. Penulis menjelaskan pentingnya ZISWAF dalam memberdayakan masayarakat kecil khususnya yang berada pada posisi rendah. Dana ZISWAF dapat dialokasikan untuk mendukung dan memberdayakan UMKM berupa memberikan modal usaha serta menyelenggarakan pelatihan dan pendampingan untuk meningkatkan keterampilan dan kapasitas masyarakat mikro. Metode penelitian yang digunakan adalah metode literatur atau kajian pustaka yang difokuskan pada analisis dan sintesis karya tulis dan data yang relevan dengan pembahasan penelitian, hasil penelitian menunjukkan bahwa akselerasi filantropi isIam melalui UMKM terhadap pertumbuhan ekonomi makro di Indonesia memiliki dampak positif pada kehidupan sosial keagamaan, pemerataan pembangunan, pengentasan kemiskinan, mengurangi angka pengangguran, dan pertumbuhan ekonomi. Jika dikelola dengan maksimal keberadaan ZISWAF akan memberikan dampak positif berupa dorongan yang signifikan pada pertumbuhan ekonomi. Maka dari itulah yang harus ditekankan bahwa pemerintah harus memberikan dukungan yang lebih besar dalam memanfaatkan potensi instrumen ZISWAF di Indonesia.
Strategi Manajemen Sumber Daya Manusia Berbasis Syariah pada UMKM Batik Madura Akh. Fawaid; Holis, Moh; Sayyidi Sayyidi
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.214

Abstract

This study aims to analyze the sharia-based human resource (HR) management strategy in batik Micro, Small, and Medium Enterprises (MSMEs) in Pamekasan Regency. Batik MSMEs are one of the leading sectors in the region that not only contribute to the local economy but also preserve Madurese cultural heritage. In HR management, there are still many MSME actors who have not implemented a structured management system, even though the integration of sharia values ??can be a solution to create a productive and ethical work climate. This study uses a descriptive qualitative approach with data collection techniques in the form of in-depth interviews, observations, and documentation on several batik MSME actors. The results of the study indicate that values ??such as honesty (?idq), amanah, justice, and deliberation have begun to be implemented, although they have not been fully integrated into the HR management system. The main inhibiting factors are limited understanding and the absence of practical guidelines on sharia-based HR management. Therefore, this study recommends the need for managerial and spiritual training for batik MSME actors to support more Islamic and professional HR management.
Integrasi Fintech dan Perbankan Syariah: Membangun Ekosistem Keuangan Digital yang Berkelanjutan Makki, Mustaqim; Hasan, Zaenol
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.215

Abstract

The development of digital technology has spurred the emergence of financial technology (fintech) capable of providing financial services quickly, efficiently, and inclusively.In the context of Islamic finance, Sharia fintech becomes a potential solution to support Sharia banking, especially in reaching communities that have not been optimally served.However, the integration between fintech and Islamic banking still faces several challenges, both in terms of regulation, Sharia compliance, and the readiness of infrastructure and digital literacy of the community.This research is a literature study aimed at examining the opportunities, challenges, and direction of integrating fintech and Islamic banking in building a sustainable digital financial ecosystem.The method used is qualitative analysis of current scientific sources and sharia financial policies.The study results indicate that the integration of fintech and Islamic banking can enhance financial inclusion, promote halal product innovation, and strengthen the economy of the community.However, strengthening governance, synergy between institutions, and Sharia supervision that is adaptive to technology are needed.This study recommends the development of an inclusive sharia digital financial ecosystem, based on sharia principles, and oriented towards sustainability.
Pengaruh Penggunaan Bahasa Inggris Terhadap Pemahaman Mahasiswa dalam Pembelajaran Akuntansi Syariah Nurul Kamaliah; Rahmati Rahmati; Mariana Mariana; Anhar Firdaus; Diana Diana; Teuku Mustakim
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.217

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh penggunaan Bahasa Inggris terhadap pemahaman mahasiswa dalam pembelajaran akuntansi syariah pada Jurusan Bisnis Politeknik Negeri Lhokseumawe. Dengan menggunakan pendekatan kuantitatif dan metode asosiatif, penelitian ini menguji hubungan sebab-akibat antara dua variabel: penggunaan Bahasa Inggris dalam pembelajaran (variabel X) dan pemahaman mahasiswa terhadap materi akuntansi syariah (variabel Y). Populasi penelitian adalah mahasiswa yang telah mengikuti mata kuliah akuntansi syariah dengan Bahasa Inggris sebagai bahasa pengantar, dan sampel diambil secara purposive sampling. Data dikumpulkan melalui kuesioner berbasis skala Likert, kemudian dianalisis menggunakan regresi linear sederhana dengan SPSS. Hasil penelitian ini diharapkan memberikan gambaran mengenai sejauh mana penggunaan Bahasa Inggris memengaruhi tingkat pemahaman mahasiswa terhadap materi akuntansi syariah, serta implikasinya terhadap efektivitas proses pembelajaran.
Tinjauan Ekonomi Syariah Tentang Pemberlakuan Tarif Ekspor Amerika Serikat Majid, Abdul; Mawardi, Imam
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.220

Abstract

The imposition of export tariffs by the United States on several of its trading partners has triggered significant global economic impacts. From the perspective of Islamic economics, such policies require in-depth analysis, as they may lead to injustice in international trade—contrary to the core principles of justice (al-‘adalah), balance (tawazun), and mutual benefit (maslahah) upheld in the Islamic economic system. This study aims to examine U.S. export tariff policies through a qualitative-descriptive approach based on Islamic economic principles. The findings indicate that excessive protectionism, such as high export tariffs, can distort markets, harm developing countries, and exacerbate global economic inequality. Within the framework of maqashid al-shariah, these policies may hinder the realization of public welfare (maslahah ‘ammah). Therefore, a more equitable and balanced approach to international trade is necessary—one that emphasizes ethical and moral principles rooted in Islam. This study recommends more inclusive international dialogue and the implementation of global trade policies aligned with the values of social and economic justice in Islam.