cover
Contact Name
Abrista Devi
Contact Email
abristasmart@gmail.com
Phone
+628128740430
Journal Mail Official
alinfaq@uika-bogor.ac.id
Editorial Address
Jl. K. H. Sholeh Iskandar Km. 2 Kedung Badak Tanah Sareal · Bogor - Jawa Barat - Indonesia · Telp. 0251-8349529
Location
Kota bogor,
Jawa barat
INDONESIA
Al-Infaq: Jurnal Ekonomi Islam
ISSN : 20872178     EISSN : 25796453     DOI : -
Core Subject : Economy,
FOCUS This journal focused on Islamic Economics, Business, and Finance and present developments through the publication of articles. A Specifically, the journal will deal with topics: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, and Waqaf), Econometrics, Halal Industry, Finance and Islamic Business and Marketing, and Current Issues in Islamic Economy, Banking, finance, etc. SCOPE Al-Infaq : Jurnal Ekonomi Islam specializes in Islamic Economics, Business and Finance and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. Specifically, the journal will deal with topics, including but not limited to: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, and Waqaf), Econometrics, Halal Industry, Finance and Islamic Business and Marketing, and Current Issues in Islamic Economy, Banking, finance, etc.
Articles 194 Documents
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PEMBIAYAAN AKAD MURABAHAH Fairuz Madinah; Ikhwan Hamdani; Hilman Hakiem
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 14, No. 1 (2023)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v14i1.1955

Abstract

This study aims to determine the effect of service, promotion, and location on customer interest in choosing murabahah contract financing at BTN Syariah Kcps. Cibinong. The method used is descriptive quantitative. Data collection in this study used a questionnaire in the form of a questionnaire distributed to BTN Syariah Kcps customers. Cibinong which uses murabaha financing. The number of respondents in this study were 40 respondents. The data analysis method used is Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach. The results of this study indicate that 4 (25%) indicators fall into the very good perception category, and 12 (75%) indicators fall into the good perception category. It was also found that service and location factors had a positive but not significant effect on customer interest in choosing murabahah contract financing as evidenced by looking at the significance value <0.05 (0.783>0.05) for the service factor and 0.451>0.05 for the location factor, while Promotional factors have a positive and significant effect on customer interest in choosing murabahah contract financing as evidenced by a significance value <0.05 (0.039<0.05).
IMPLICATION OF CASH WAQF IN THE SOCIETY Rininta Nurrachmi
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 3 No. 2 (2012)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v3i2.352

Abstract

This paper discusses the concept and process of waqf. It attempts to elaborate the real implication of cash waqf in the society, and also define the issue and challenge arises in managing waqf fund
E-COMMERCE AS AN EDUSYIARPRENEUR STRATEGY FOR UMKM PRODUCTS DURING THE PANDEMIC IN BOGOR CITY (Gonjleng Rice-Trash Can-Drill Technique) Rusmana, Indriya; Ranawigena, Ghaitsa; Rahmanissa, Kintan Melati; Syadad, Roki
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 15, No. 1 (2024)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v1i1.1734

Abstract

This study aims to discuss the creative economy business development strategy for UMKM products, namely the Drill Technique -Rice Gonjleng-Trash Can in Bogor City with an e-commerce platform. This was done considering the rapid development of technology and the pandemic period, which made all economic activities mostly carried out online. With so many types of UMKN businesses in the city of Bogor, creative businesses are needed to continue to survive and better adapt to technological developments. The research method uses SWOT analysis by conducting field surveys and interviews in collecting product data in terms of strengths, weaknesses, opportunities and threats. The results obtained from this study are; First, on the Drill Engineering product, we carry out an e-commerce strategy by developing the web and also content on the Instagram platform. In the future, it will expand with studies on promotion-based drilling on YouTube. Second, the Rice Gonjleng product, whose marketing system still uses traditional methods, namely word of mouth. Sellers have not been able to market it more broadly with an e-commerce platform, so that during this pandemic the income from the sale of Rice Gonjleng was assessed to have decreased. Third, the trash can product has adopted an e-commerce strategy on the Bukalapak platform; however, it still requires updating in terms of product specifications and promotions. Edusyiarpreneur is a concept of education and communication through da'wah and culture, as well as entrepreneurial value. So, the product produced must also contain education, da'wah apart from having economic value.
ANALISIS PENGARUH KOMITMEN AKAD TERHADAP PENGEMBALIAN PEMBIAYAAN PADA BANK SYARIAH (Studi Kasus Bank Syariah di Kota Bogor) Martha Kirana
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 9, No. 2, (2018)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v9i2.453

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi tingkat kepatuhan nasabah pembiayaan (komitmen) terhadap akad pembiayaan di bank syariah kota Bogor, dan bagaimana pengaruh penerapan komitmen akad terhadap pengembalian pembiayaan di bank syariah kota Bogor. Data yang digunakan addalah data primer dan sekunder, instrumen yang digunakan adalah angket dengan pengukuran skala likert. Metode pada penelitian ini menggunakan analisis regresi linear sederhana dengan alat batu SPSS (Statistical Package for the Social Sciences). Hasil penelitian ini adalah H0 ditolak dan H1 diterima. karena konstan pada penelitian ini adalah sebesar -0.752 yang berarti bahwa pengembalian pembiayaan (Y) memiliki angka -0.752 apabila nilai X (komitmen akad) adalah sama dengan 0. Koefisien regresi X (komitmen akad) menunjukkan angka 0,939 yang berarti bahwa setiap kenaikan 1 persen komitmen akad maka akan meningkatkan pengembalian pembiayaan sebesar 0.939 persen dengan tingkat signifikansi sebesar 15.204 (t hitung) > 2.052 (t tabel) ang berarti bahwa terdapat pengaruh positif dan signifikan komitmen akad terhadap pengembalian pembiayaan.
IMPLEMENTASI ZAKAT CORE PRINCIPLES DALAM PENDISTRIBUSIAN ZAKAT DI BAITUL MAL KOTA BANDA ACEH Safinal Safinal; Muhammad Haris Riyaldi
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 12 No. 1 (2021)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v12i1.950

Abstract

This study aims to investigate the implementation of the Zakat Core Principles (ZCP) in the distribution of zakat at Baitul Mal Kota (BMK) Banda Aceh, which includes; determining the distribution to mustahik, determining the distribution area of zakat, and the performance of zakat distribution based on ratio indicators and disbursement time. This research is a qualitative descriptive study using interviews and documents/archives related to the implementation of zakat distribution. The results showed that Baitul Mal Kota Banda Aceh has implemented the Zakat Core Principles in determining the distribution of zakat to mustahik, and determining the area of zakat distribution. The performance of zakat distribution is based on the calculation of the Zakat Core Principles, the average disbursement of zakat funds through the Disbursement to Collection Ratio (DCR) showed a value exceeding 90% (included in the very effective category), the disbursement of zakat funds for consumptive programs is carried out once every quarter (including in the good category), while for productive programs every 12 months or once a year (included in the good category). It is hoped that the Zakat Core Principles will be implemented comprehensively at Baitul Mal Kota Banda Aceh in the future.
PENGARUH FINANCIAL TECHNOLOGY DALAM MENINGKATKAN LITERASI KEUANGAN UMKM PRODUK HALAL KOTA CILEGON Sev Rahmiyanti
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 13 No. 2 (2022)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v13i2.1660

Abstract

This study analyzes the role of Financial Technology (FinTech) in increasing the financial literacy of MSMEs halal products in Jombang District, Cilegon City. The study used a data collection technique of 50 responses that randomly selected from entrepreneurs of MSMEs halal products in Jombang District, Cilegon City. This study uses data collection techniques using primary data and secondary data. The aim is to determine the effect of fintech variables in increasing financial literacy on halal products of MSMEs in Jombang District, Cilegon City. Results of the study stated that the financial literacy variable had no significant effect and there was a positive relationship to the Financial Technology (FinTech) variable. That is because the T-statistic value obtained by the financial behavior variable is 1.212, which is smaller than 1.960, and the P-value is 0.226, which is greater than 0.05.
EKONOMI ISLAM SEBAGAI RAHMATAN LIL-ALAMIN Hamli Syaifullah
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 4, No. 1 (2013)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v4i1.343

Abstract

Islamic economic revival is to prove that the teachings of Islam as a comprehensive teaching concept, gives rahmatan lil-alamin for all beings in this world. Rahmatan lil-alamin in Islamic economics is a fundamental essence transformed into justice. Where justice created in Islamic economics seeks to reduce social disparities present in everyday life. Social disparity has created a gap between the haves and the haves not, so that socio-economic conflicts arose among the people, which led to divisions among the people. To obtain the data, facts, information that will reveal and explain the problem, use descriptive method with qualitative approach, the research methodology literature (library research), which conducted a study of books and other information related to the issues discussed in order to gain a clear and field research (field research), which the author conducted a study to go directly to the object of research. The purpose of this study is to know exactly how significant the impact of the implementastiom of Islamic economic to reduce disparity of the economy, which emphasizes the value of equity in it. Based on the results of this study can be seen that assistance contained in the Islamic economy by providing equal opportunity in the form of capital, either through equity business (mudharabaha and musharaka) or social capital (zakah, infak, sadaqa, wakaf, hibah) have a significant impact improved livelihoods of the people.
THE ROLE OF PBV AS MODERATION OF CAGR, ROE, AND DER ON SHARE PRICE (Case of Islamic Banking Sector Companies Listed on the IDX) Fachrozi, Fachrozi; Khotmi, Herawati; Savira, Anisa
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 14 No.2 (2023)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v14i2.2454

Abstract

This study examines the factors affecting stock prices in Islamic banking sector companies listed on the IDX for 2021-2022, with Price Book Value (PBV) as a moderating variable. The research method used is quantitative, with a sample of 3 Islamic banks listed on the IDX, including PT Bank Syariah Indonesia Tbk, PT Bank BTPN Syariah Tbk, and PT Bank Panin Dubai Syariah Tbk. The results of the study state that CAGR (Compound Annual Growth Rate) has a positive effect on stock prices and DER (Debt to Equity Ratio) has a negative effect on stock prices, with the results of 0.035 (CAGR) and 0.001 (DER) <0.05. Meanwhile, ROE (Return on Equity) and PBV (Price to Book Value) do not affect stock prices, with a significance value of 0.401 (ROE) and 0.246 (PBV) > 0.05. All variables influence stock prices with a significance value of 0.000 <0.05. PBV as a moderator can only moderate DER with a p-value of 0.0081 <0.05. PBV does not moderate CAGR and ROE because their p-value is > 0.05.
THE ROLE OF SHARIAH SUPERVISORY BOARD IN ISLAMIC FINANCIAL INDUSTRY (CASE STUDY: IRAN, MALAYSIA, AND INDONESIA) Laily Dwi Arsyianti
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 1, No. 1 (2010)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v1i1.394

Abstract

The obligatory of indoctrinating Muslim society with Islamic norm is unequivocally a need itself. Since the demand and the progress of Islamic financial industry has been growth immensely, an independent body auditing the operation becomes indispensable from day to day. It is not only auditing for the accountability of the Islamic financial institution (IFI)’s operation but also an auditing for the operation to be Shariah compliance. The Shariah supervisory board (SSB), comprises high caliber scholars, is formed in order to assess whether the operations and the products offered by IFIs are complying Shariah rules, in general. This paper elaborates their responsibilities and the manner of SSB in conducting their role in order to achieve the good corporate governance. Since the methodology used by scholars in their interpretation may differ and the circumstances faced when drawing conclusions and interpretation may also differ, different resolution may actually arise among them. Hence, it may difficult to achieve consensus in every issue, not only among scholars but also among Shariah forums. This paper also discusses and compares the different structure applied by Iran, Indonesia, and Malaysia financial systems.
OVERVIEW THE LAW OF ZAKAT PAYMENT USES FINTECH IN ISLAMIC PERSPECTIVE Ruslan Abdul Ghofur; Afiful Ichwan
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 11 No. 2 (2020)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v11i2.644

Abstract

AbstractThe current development of technology 4.0 has made many major changes, especially in the transaction model. The presence of Financial Technology (Fintech) has transformed cash transactions into a non-cash transaction model that can be done without having to meet face to face. This gives people the convenience of making transactions. Not only in transactions of economic activity, but also non-cash payment through Fintech have been used in paying zakat. The purpose of this research is to find out how the laws of Fintech are used to pay zakat. In this study, the authors used a literature study research method, namely by searching for documents such as national and international journals, books, and websites related to research. The results of the analysis using the nine principles of Islamic law conclude that legal fintech itself is allowed as long as the transaction does not contradict sharia principles and does not contain elements of danger.  AbstrakPerkembangan teknologi 4.0 saat ini telah banyak membuat perubahan besar, terutama pada model transaksi. Hadirnya Financial Teknology (Fintech) merubah transaksi yang secara tunai ke model transaksi nontunai yang dapat dilakukan tanpa harus bertatap muka. Ini memberikan masyarakat kemudahan dalam melakukan transaksi. Tidak hanya dalam transaksi kegiatan perekonomian, namun juga pembayaran nontunai melalui Fintech telah digunakan dalam pembayaran zakat. Tujuan dari pada penelitian ini adalah untuk mengetahui bagaimana hukum penggunaan transaksi pada Fintech yang digunakan untuk membayar zakat. Dalam penelitian ini penulis menggunakan metode penelitian studi pustaka yaitu dengan mencari dokumen seperti Jurnal nasional dan internasional, buku, dan website yang berkaitan dengan penelitian. Hasil analisa menggunakan sembilan kaidah hukum Islam menyimpulkan bahwa Fintech hukum itu sendiri perbolehkan selama transaksi tidak bertentangan dengan prinsip syariah dan tidak mengandung unsur bahaya.