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Journal of Business Improvement
Published by Institut Agama Islam Al-Fatimah Bojonegoro
ISSN : -     EISSN : 30634768     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Journal of Business Improvement focused on primary studies at Islamic Economics, Finance and Business (Management. Business, Accounting, Banking, Finance, Marketing, and Entrepreneur) from Islamic Perspective for initiating the development of global economic advantages. JoBI is dedicated to provide an intellectual space of scholarly discussion on how the Islamic economics are able to create the new global formation of Islamic economics, business and similar issues.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 22 Documents
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Internet Banking Anti-Cybercrime Nanang Setiawan
Journal of Business Improvement Vol 1 No 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This paper aims to explain the reality of cybercrime cases in Internet banking and provide alternative prevention to minimize the occurrence of cyber crimes in Internet banking in Indonesia. This article uses a descriptive qualitative method with a literature study approach. Cybercrime is a white-collar crime, the perpetrators are educated people who have a great curiosity about computer technology and who see the opportunity for negligence from computer users (especially access to banking) and also a weak network security system and rationalization get a large benefit with low risk. Preventive actions to avoid cyber-crime are to constantly increase knowledge of the modus of cyber-crime and how to deal with it, to be extra careful in every transaction and access to banking either through cellular or computers, be extra careful with every data, passwords, PINs and other banking codes and make changes regularly, and not easily tempted from irresponsible people
Developing Entrepreneurship in Islamic Economics at Ipah Pusakajaya Wholesale Store Iah Saniah; Lutfi Maulana; Nurlailiyah Aidatus Sholihah
Journal of Business Improvement Vol 1 No 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This paper aims to explain how to build entrepreneurship in the perspective of Sharia economics at Toko Ipah Grosir Pusakajaya. The method used in this writing is a qualitative research approach. The primary data sources used are from literature studies related to entrepreneurship, and secondary data interview searches of previous articles related to entrepreneurship information. The collection technique is in the form of the results of searching journals for research articles related to entrepreneurship. Data analysis techniques are descriptive. Building an entrepreneurship is an obligation that must be done by someone. The cause of a person's obligation to do entrepreneurship is to be able to help fellow humans in building a low economy. The nature of discipline, honesty, realism, and productivity, is one of the improvements of entrepreneurship in building good character. The purpose of entrepreneurship to be balanced between the world, and the hereafter, is to pay attention to gratitude for the blessings given in a business, provide benefits for fellow humans, and not harm others. That way an entrepreneur can be said to be successful if it can provide benefits both for the world and the hereafter
Analysis of the Implementation of Marketing Strategies to Increase Sales of Siswakoe Insurance Products (Case Study of PT. Asuransi Umum Bumiputera Muda 1967 Syariah Division, Bandung Unit) Dei Ralegioctve; Karyono
Journal of Business Improvement Vol 1 No 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze marketing strategies in student insurance products, business competition has become the company's task to improve marketing strategies. Creative and innovative marketing strategies can provide profit potential for the company. One of the marketing strategies carried out at PT. Asuransi uses an agent system. The use of this research method is in the form of qualitative research, primary data sources are obtained from interviews, and secondary data sources are obtained from student product marketing documents. The type of data used is qualitative data, data collection techniques are carried out through searching documents related to marketing strategies for student insurance products, and interviews. Data analysis techniques are descriptive. Based on research conducted, it shows that marketing strategies in increasing sales of student insurance products include using an agent system by distributing brochures person to person or through coordination by sending brochure proposals. As for Ichsan Nurul Hasan, he explained that the principle in sharia insurance is to prioritize the form of mutual assistance and seek halal benefits by using the tabarru fund system, where the contract has the characteristics of voluntary giving or called a grant contract
Islamic Economic Politics in Alleviating Poverty in Indonesia Azwar Cholili; Imam Muslih; Anisatul Maghfiroh; Muh. Syaukin Muttaqin; Ali Arifin
Journal of Business Improvement Vol 1 No 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Poverty alleviation has been a major problem in Indonesia for a long time. This happened because the number of poverty increased by more than a quarter after the crisis that occurred in 1998 and 2008. Meanwhile, Indonesia has experienced extraordinary changes, namely transformation in the social and political fields in line with the development of democracy, with the decentralization of government, and there is also greater transparency in the field of financial management which is much improved compared to what we had in the past. The government's commitment to poverty alleviation has been outlined in the 2005-2009 Medium Term Development Plan (RPJM) which is based on the National Poverty Reduction Strategy (SNPK). However, the poverty rate is still high regardless of any factor. This article focuses on discussing poverty which continues to reduce various poverty alleviation programs that have been launched by the government. The author has analyzed the phenomenon of absolute poverty based on political views, where these variables are related to economic growth since basic economic activity can influence poverty levels
The Prospects of Islamic Economics in the Era of Prabowo-Gibran Leadership Basri, Achmad Hasan; Maghfiroh, Anisatul; Muslih, Imam; Cholili, Azwar; Muttaqin, Muh. Syaukin; Arifin, Ali
Journal of Business Improvement Vol 1 No 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze in depth the prospects of the Islamic economy in Indonesia during the Prabowo-Gibran leadership era, identify the opportunities and challenges faced, and formulate strategy recommendations to encourage comprehensive and sustainable Islamic economic growth. Using a qualitative approach through literature study, this study collects and analyzes various related literature sources, such as books, journals, research reports, and other relevant written sources. This research also examines Prabowo-Gibran's vision, mission, and work program related to the development of the Islamic economy in Indonesia. The results showed that the Prabowo-Gibran leadership era had great opportunities in the development of the Islamic banking and finance industry, the Islamic economic sector in the fields of trade, halal tourism, and MSMEs, as well as increasing public literacy and education about the Islamic economy. Supportive regulations and policies, financing, and Islamic economic diplomacy in the global arena are also important prospects in this era. However, the main challenges faced include the availability of competent human resources, competition with conventional economic systems, and harmonization of policies between the center and the regions. This research provides recommendations for strategies that can be applied by the Prabowo-Gibran administration to optimize opportunities and overcome challenges in the development of the Islamic economy in Indonesia
The Value of Maslahah in the Application of Istihsan and Its Implementation in Cash Waqf Linked Sukuk Cholili, Azwar; Maghfiroh, Anisatul; Muslih, Imam; Muttaqin, Muh. Syaukin; Arifin, Sirajul
Journal of Business Improvement Vol 1 No 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Modern economic and social developments brought Muslim societies into the context of increasingly complex transactions, including banking, etc. This challenge raises new problems that are not only solved by the sources of Qur'anic law and hadith. Istiḥsān is a method of establishing law that is postulated in Hanafi fiqh although its existence is still debated among fiqh scholars. This paper aims to examine the value of maslahah in the application of Istiḥsān. This research uses a desk-based research method, which includes searching relevant literature for data, compiling journal articles and books covering the subject matter of the research topic, and systematic analysis of the information obtained.  The results of research in this paper show that istihsan uses maslahah mursalah as a method to get to maqashid shari'ah
Supporting Factors, Inhibiting Factors, and Opportunities for Islamic Financial Institutions in the Global Economy Mujib, Muhamad; Faishol, Muhammad
Journal of Business Improvement Vol 1 No 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The establishment of various Sharia financial institutions and the issuance of Sharia-based financial instruments marked the development of the Sharia financial system. Shariah financial institutions were established to promote and develop Islamic principles. They have roles in the world economy, especially the economy of a country, which can help the community, such as providing financial services, promoting economic progress, carrying out social activities, well-being, and economic justice. To reach the expected conclusions and results, this study uses a type of descriptive qualitative research with data collection techniques using library studies. With a population of over 270 million, a Muslim majority, and Islamic economic potential, especially Shariah finance, Indonesia is still seen as a country with great potential for prosperity
Determinants of Success and Failure in Entrepreneurship: A Literature Review Nina Himawati
Journal of Business Improvement Vol 1 No 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Entrepreneurship is the equivalent of the word entrepreneurship in English. Meanwhile, in Indonesia, it is called entrepreneurship. The word entrepreneur comes from the French word entrepreneur which means adventurer, risk taker, contractor, businessman (a person who undertakes a particular job), and a creator who sells his creations. Business success is a company's ability to create and distribute wealth and its differentiation, which is usually related to innovation. A business is said to be successful if it makes a profit because profit is the goal of people doing business. Failure is a normal thing in business. Statistics prove that almost 50% of start-up businesses fail, especially in the first five years of turning the wheels of business. However, failure can be an early milestone on the way to success. To achieve success, a person needs management, or a sequence of actions as strategic steps so that the expected target is achieved
The Influence of Creativity and Product Innovation on MSME’s Business Sustainability: A Qualitative Study on Ummina Halal Food Bekasi Umi Maghfiroh; Nanang Setiawan
Journal of Business Improvement Vol 1 No 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to explore the impact of creativity and product innovation on business sustainability. It employs a descriptive qualitative method, focusing on the MSME Ummina Halal Food Bekasi. The research findings indicate that creativity and product innovation significantly influence the sustainability of Ummina Halal Food Bekasi. There has been a significant improvement in product sales and revenue following the creative and innovative launch of new products by Ummina Halal Food. The business of Ummina Halal Food has been well received by the local community, positively affecting the company's reputation, and customers are very enthusiastic about the product developments at Ummina Halal Food. Creativity and product innovation have a positive impact on business sustainability in the entrepreneurial context, leading to increased profitability for SMEs. This research contributes to theoretical development by enriching the literature on the role of creativity and innovation in business sustainability, especially in the context of MSMEs. Practically, this study provides insights for MSME entrepreneurs on the importance of innovation and product creativity in enhancing their business profitability and reputation
The Influence of Entrepreneurial Motivation on MSME Business Success: A Literature Review Ana Rahmawati; Nanang Setiawan
Journal of Business Improvement Vol 1 No 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The issues of poverty, unemployment, and income inequality pose serious challenges to governments across various countries, influenced not only by economic factors but also by sociocultural aspects and the availability of human resources. This research aims to explore the role of entrepreneurial motivation and its impact on the success of Micro, Small, and Medium Enterprises (MSMEs) through a comprehensive literature review. The study identifies four critical stages in the entrepreneurial process—preparation, implementation, maintenance, and business development. Each stage requires strong motivation and in-depth analysis of the conditions faced by MSMEs. By analyzing relevant literature, this research provides new insights for MSME entrepreneurs to manage their businesses more effectively in pursuit of economic sustainability. The primary contribution of this research is to highlight the importance of entrepreneurial motivation as a catalyst for MSME development and an effective strategy in supporting local and national economic growth. By enhancing understanding of the factors influencing MSME success, this study aims to provide a foundation for public policies that support sustainable development in the MSME sector

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