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Journal of Business Improvement
Published by Institut Agama Islam Al-Fatimah Bojonegoro
ISSN : -     EISSN : 30634768     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Journal of Business Improvement focused on primary studies at Islamic Economics, Finance and Business (Management. Business, Accounting, Banking, Finance, Marketing, and Entrepreneur) from Islamic Perspective for initiating the development of global economic advantages. JoBI is dedicated to provide an intellectual space of scholarly discussion on how the Islamic economics are able to create the new global formation of Islamic economics, business and similar issues.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 22 Documents
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Green Products in the Implementation of a Green Economy: An Analysis of Their Impact on Consumption Expenditure Sindy Marchelia Putri; Muh. Syaukin Muttaqin; Susilowati Susilowati; Ubaid Aisyul Hana; Agam Anantama
Journal of Business Improvement Vol 1 No 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The purpose of this study is to analyze the impact of implementing a green economy through the use of green products, focusing on their effect on consumption expenditure. The respondents consist of 12 informants who are members of the Bumi Ijo group. The study shows that the implementation of a green economy through the use of green products aligns with the objectives of a green economy, as users consciously choose green products to protect the environment and reduce issues related to plastic waste, as well as because green products are more durable. The impact of green products on expenditure is positive, as they serve as alternatives to conventional or factory-made products that can be reused multiple times, despite the higher initial cost
An Analysis of the Influence of Abbasid Dynasty Economic Practices on Indonesia's Economic Development Putri, Sindy Marchelia; Muttaqin, Muh. Syaukin; Nurlailah, Nurlailah; Susilowati, Susilowati
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The Abbasid Dynasty is regarded as one of the most prosperous dynasties in history due to significant advancements across various sectors. One of the most prominent was the rapid development of the economic sector, driven by the policies enacted by the reigning caliphs, which brought the Abbasid economy to its peak. Indonesia, which shares similarities in human resources and its vast territory, has the potential to improve its economy amidst the current challenges. This research aims to examine which economic policies from the Abbasid era could be adapted to the contemporary Indonesian economy. The results of this study suggest that the economic policies from the Abbasid period, particularly in agriculture, mining, trade, and taxation, could serve as a reference for addressing Indonesia's current economic challenges. Indonesia possesses similar potential to the Abbasid Dynasty, with both having vast territories and diverse natural resources, as well as relying on taxation as a primary source of state revenue. However, these policies must be adapted to the modern era, considering that Indonesia has a different constitutional foundation than the Abbasid Dynasty
The Role of Instagram in Developing Halal Fashion Business: A Literature Review Anisatul Maghfiroh; Sirajul Arifin
Journal of Business Improvement Vol 1 No 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study examines the role of Instagram in the development of halal fashion businesses using a descriptive analysis approach. By systematically reviewing relevant literature, the research identifies effective marketing strategies used by halal fashion brands on Instagram and evaluates their impact on brand awareness, consumer engagement, and purchasing decisions. The analysis includes case studies of successful halal fashion brands that utilize Instagram as their primary marketing platform. The findings reveal that Instagram significantly enhances brand visibility and consumer engagement, particularly through credible influencer marketing and compelling visual storytelling. Interactive features: comments, likes, and stories have been shown to strengthen the relationship between brands and consumers, while collaborations with influencers aligned with Islamic values positively influence purchasing decisions. This study contributes to the existing literature by providing practical guidelines for halal fashion businesses to leverage Instagram while effectively maintaining adherence to Shariah principles. It underscores the potential of integrating modern marketing techniques with Islamic ethics to expand reach and strengthen brand equity in the halal fashion industry
The Influence of Brand Awareness and Brand Image on the Purchase Decision of Mie Gacoan Muhyidin, Muhyidin; Mukhbir , Muhammad; Sholahuddin, Muhammad
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study examines the growing popularity of Mie Gacoan in Pasuruan. In the highly competitive culinary industry, strong brand awareness and a positive brand image are critical in capturing consumer attention. The research aims to investigate how these two factors influence consumer purchasing decisions in the region, offering strategic insights for brand development in a dynamic culinary market. The study employs a sample of 100 respondents selected using the accidental sampling technique. Data analysis includes descriptive analysis as well as simultaneous and partial tests conducted using IBM SPSS Statistics 25. The results reveal that both brand awareness and brand image have a positive and significant effect on purchasing decisions, both partially and simultaneously, with an F-value of 342.244 and a significance level of 0.000. These findings indicate that consumers with high brand awareness are more likely to choose Mie Gacoan over competing brands, while a positive brand image contributes to repeat purchasing decisions. This study recommends enhancing brand awareness through creative marketing campaigns and strengthening brand image through product innovation to sustain competitiveness in the culinary market
The Islamic Economic Perspective on Branchless Banking Fitria Asas; Muhyidin Muhyidin
Journal of Business Improvement Vol 1 No 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Bank Indonesia (BI) launched Branchless Banking, also known as Non-Branch Banking Services. In other words, Branchless Banking offers limited payment services not conducted at a bank's physical office. This study aims to enhance financial inclusion by reaching people living in remote areas or those without easy access to physical bank branches. Branchless Banking has great potential to improve financial inclusion and provides conventional banks broader access to the population, especially in remote regions. Branchless Banking can deliver financial services that are easy, fast, and effective, supporting the principles of justice, transparency, and mutual benefit, which are essential in every Islamic economic transaction
Strengthening Business Capital in Micro, Small, and Medium Enterprises (MSMEs) through Investment in Peer-to-Peer Lending Platforms Monica Resavita; Muhamad Mujib
Journal of Business Improvement Vol 1 No 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The purpose of this study is to elaborate on investment schemes within peer-to-peer lending platforms as a means of strengthening capital for Micro, Small, and Medium Enterprises (MSMEs). The research design and procedures employed a qualitative approach using literature review analysis techniques. The results revealed that public interest in investing through peer-to-peer lending platforms can increase the availability of capital for MSMEs, considering that not all MSMEs obtain financing from banks. Therefore, the availability of capital on peer-to-peer lending platforms can serve as an alternative funding option for MSMEs. The higher the public interest in investing on these platforms, the more capital becomes available. Five factors influence public interest in investing in peer-to-peer lending platforms: risk perception, financial literacy, ease of access, and attractive returns
Symptoms of Fraud and the Role of Internal Control in Fraud Detection in the Environment of Foundation X Leily Nur Indah Fitriana; Ria Rachmawati; Ismi Fitri Aulia
Journal of Business Improvement Vol 1 No 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze the symptoms of fraud and the role of internal control in detecting fraud within the environment of Foundation X. A qualitative approach was used in this research, with Vocational High School X, under Foundation X, as the study object. Informants in this study include individuals within the organization. The study results reveal potential symptoms of fraud in the environment of Foundation X, particularly a lack of internal control by the foundation’s chairman regarding the use of facilities, infrastructure, and fund accountability. Additional symptoms include accounting anomalies, such as poorly planned budgets and delayed fund disbursements, which could lead to fictitious transactions. Furthermore, an excessive lifestyle among certain superiors is an emerging indicator of fraud, as it can influence fund management in ways that increase the risk of fraudulent activities. While internal control mechanisms do play a role in fraud detection within Foundation X, their implementation is still weak. This underscores the need for regular fraud risk assessments to help eliminate fraud more effectively
Doughnut Economics: Guiding Visionary Youth Towards Sustainability Maghfiroh, Anisatul
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The convergence of economics and ecology is increasingly recognized as crucial in addressing global sustainability challenges. This paper conducts a comprehensive literature review to explore the role of Doughnut Economics as an innovative framework that could guide a new generation of visionary youth. The review analyzes existing studies on Doughnut Economics, focusing on its impact on sustainable development, educational integration, and youth engagement. The findings indicate that Doughnut Economics provides a robust conceptual foundation that aligns with the aspirations of young people, offering them a clear roadmap to contribute to a more just and sustainable world. Furthermore, the paper identifies key strategies for embedding Doughnut Economics into educational curricula and public policy, ensuring its principles are widely adopted and implemented across generations
Digital and Financial Technology as a Support for the Growth of the Pancong Lumer MSME in Bojonegoro City Nuraini, Melan; Setiawan, Nanang
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to identify the role of digital and financial technology in supporting the development of the Pancong Lumer MSME in Bojonegoro City. The MSME sector plays a crucial role in the regional economy, and the application of Financial Technology is expected to provide solutions for overcoming the limitations of traditional financial access. The research employs a descriptive qualitative approach, collecting data through direct observation of the MSME operational activities, interviews with business owners and practitioners, and a review of relevant literature. The results indicate that, despite limitations in digital access, the implementation of Financial Technology has helped MSMEs manage finances more effectively, accelerate transactions, and improve access to information and broader markets. The contribution of this study is to provide deeper insights into how digital and financial technology can accelerate the development of MSMEs, particularly in the context of the increasingly evolving digital era
Marketing Strategy Using SWOT Analysis to Increase Sales of Amanah Products (Case Study at PT. Pegadaian UPS Simpang Lima Banyuwangi) Hafidoturrohmah, Nur; Muslih, Imam
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze the marketing strategy of the Amanah product at PT. Pegadaian UPS Simpang Lima Banyuwangi using SWOT analysis. As one of the company's main products, Amanah offers vehicle financing for micro-entrepreneurs, employees, and professionals with low administrative costs and fixed installments. Despite these advantages, the market performance of the Amanah product faces challenges, such as low public awareness and competition from other financial institutions offering similar products. Using a qualitative descriptive approach, this study identifies the strengths, weaknesses, opportunities, and threats of the Amanah product. The findings indicate that the Amanah product benefits from PT. Pegadaian's strong reputation, extensive branch network, and flexible financing options. However, the study also highlights areas for improvement, such as enhancing digital promotion and offering more competitive down payment requirements. This SWOT analysis provides strategic recommendations to strengthen public awareness of the product, align services with customer needs, and expand the customer base

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