cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Muhammad Wandisyah R. Hutagalung
Contact Email
wandisyah@uinsyahada.ac.id
Phone
+6281260676344
Journal Mail Official
almasharif@iain-padangsidimpuan.ac.id
Editorial Address
Jl. T. Rizal Nurdin Km. 4,5, Kota Padangsidimpuan, Sumatera Utara
Location
Kota padangsidimpuan,
Sumatera utara
INDONESIA
Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman
Published by Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
ISSN : 23564628     EISSN : 25798650     DOI : 10.24952/masharif.v12i1.10884
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
FOCUS This journal focused on Islamic Economic and contemporary developments through the publication of articles by research. SCOPE Al-Masharif specializes in Islamic Economic studies and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. The Al-Masharif invites manuscripts in the areas of: Sharia Economic Islamic Banking Islamic Microfinance, Zakah, and Waqf Management of Islamic Banking Islamic Financing Islamic Accounting Islamic Finance Industry The Al-Masharif accepts articles in any related subjects and any research methodology that meet the standards established for publication in the journal. The primary, but not exclusive, audiences are academicians, students, practitioners, and others interested in Islamic Economic research. The primary criterion for publication in Al-Masharif is the significance of the contribution an article makes to the literature and practice in Islamic Economic area, i.e., the significance of the contribution and on the rigor of analysis and presentation of the paper. The acceptance decision is made based upon an independent review process that provides critically constructive and prompt evaluations of submitted manuscripts.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 121 Documents
 5   6   7   8   9 
The Islamic Legal Analysis of Mixed Rice Buying and Selling Transactions in Traditional Markets Jasri, Jasri; Aidil, Andi Muhammad; S, Abdillah; Mustaming, Mazlizah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.10133

Abstract

The transaction of buying and selling according to the perspective of fiqh constitutes a contractual agreement regarding a specific item, wherein the seller explicitly mentions the item to be sold, including its price and quality, to the buyer, while simultaneously establishing a certain amount of profit. Meanwhile, in the case of certain traditional markets, particularly in the sale of mixed rice, neither the seller nor the buyer specifies the process of mixing the rice, thus resulting in rice with various quality variations. This study aims to delve into the practice of buying and selling mixed rice from the perspective of Islamic Law in Traditional Markets. The research method employed is descriptive qualitative research with the application of analytical techniques based on an inductive approach. Based on the research findings, it can be inferred that the Islamic legal scrutiny of the practice of selling mixed rice in traditional markets involves various types of rice variations based on their quality. The quality of the rice is determined by the extent to which high-quality rice is mixed with low-quality rice. According to the perspective of Islamic Law, the transaction of buying and selling mixed rice is deemed prohibited (haram) as it is considered to involve deceptive elements that can harm one of the parties. This deceitful practice, which could encompass misrepresentation (tadlis) and uncertainty (gharar) regarding the quality in the transaction of buying and selling mixed rice, is deemed detrimental to the general public. Therefore, the marketing of mixed rice falls under the category of rice marketing that is prohibited according to the principles of Sharia. 
Peranan Baitul Mal Wat Tamwil Terhadap Perekonomian Sumatera Utara Rini Hayati Lubis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v3i2.842

Abstract

Years 2014-2015 the number of poor people increased by 1.46367 millioninhabitants, especially in rural areas in the province of North Sumatra is thenumber one cause of unemployment increases, and therefore the necessary role ofBaitul Mal Wat Tamwil (BMT) to the economy of North Sumatra especially ruralcommunitiesBMT role towards improving the economy of North Sumatera give apositive thing that the development and financing of small businesses, helping tobreak the dependence on moneylenders, maintaining economic justice communitywith equitable distribution and makes the society to be able to apply sharia-basedeconomy
ANALISIS SEGMENTASI PASAR KONSUMEN KOPI HITAM DI KOTA PADANGSIDIMPUAN Ikhwanuddin Harahap; Windari Windari; Gende Sahputra
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v5i1.1406

Abstract

Abstrak,              Segmentasi pasar adalah upaya pengelompokan konsumen berdasarkan kebutuhan. Sehingga perusahaan dapat menerapkan pemasaran lebih efektif dan ekonomis. Sebelum diterimanya segmentasi pasar, cara yang umum melakukan bisnis dengan konsumen melalui pemasaran massal yaitu menawarkan produk dan bauran pemasaran yang sama kepada semua konsumen. Berdasarkan wawancara yang peneliti lakukan pada salah satu industri kopi hitam yang beralamat di Kelurahan Hutaimbaru, strategi pemasaran produk masih menggunakan pemasaran massal. Berdasarkan pengamatan peneliti, fenomena di Kota Padangsidimpuan. Kebiasaan masyarakat mengkonsumsi kopi hitam diwarung kopi. Budaya ini hal yang menarik diteliti dalam segmentasi sosial budaya. Permasalahan di atas menjadi rumusan masalah dalam penelitian ini yaitu: bagaimanakah segmentasi pasar konsumen kopi hitam di kota Padangsidimpuan.              Teori-teori yang dibahas dalam penelitian ini sebagai pendekatan terhadap permasalahan yang diteliti adalah teori tentang segmentasi pasar, teoripasar, teori konsumen dan teori perilaku konsumsi dalam persfektif ekonomi konvensional dan ekonomi Islam. Jenis penelitian menggunakan metode kualitatif deskriftif, teknik pengumpulan data menggunakan wawancara. Teknik analisis data menggunakan analisis sebelum di lapangan, analisis data di lapangan model Miles dan Huberman dan analisis data di lapangan model Spradley. Jumlah respon den 60 orang.Hasil penelitian, berdasarkan segmentasi demografis yaitu konsumen keseluruhan adalah laki-laki, usia35 tahun, pendidikan secara umum yaitu SMA, pekerjaan secara umumnya wiraswasta, pendapatan rata-rata setiap bulan Rp 1.000.0000-Rp 2.000.000 dan Rp 3.000.000. Berdasarkan segmentasi sosial budaya, agama Islam 59 orang, Kristen 1 orang, berdasarkan suku, 55 suku Batak, 2 suku Nias, 3 suku Jawa konsumen suku Batak. Alasan konsumen memilih warung kopi tempat untuk mengkonsumsi kopi hitam untuk berinteraksi sosial dengan masyarakat dan berbagi informasi pekerjaan. Berdasarkan segmentasi terkait pemakaian konsumen tergolong loyal, tingkat pemakaian pemakai ringan 17 orang, pemakai sedang 24 orang, pemakai berat19 orang. Alasan konsumen memilih kopi hitam karena rasa yang khas. Berdasarkan segmentasi psikografis, konsumen menghabiskan waktu dengan, membaca Koran, majalah, menonton acara khusus di TV dan mendengarkan radio. Konsumen berpendapat tidak ada perubahan rasa kopi hitam dari dahulu sampai sekarang. Berdasarkan segmentasi psikologis motivasi awal konsumen mengkonsumsi kopi hitam karena interaksi sosial dengan masyarakat yang terjadi di warung kopi, konsumen suka produk yang berkualitas, suka mencoba produk baru sejenis dan aktif mengikuti perkembangan.
ANALISIS FINANCIAL LEVERAGE TERHADAP EARNING PER SHARE PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX Juliana Juliana; Muhammad Arif
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 7, No 2 (2019)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v7i2.2191

Abstract

Abstrak:Latar belakang masalah dalam penelitian ini adalah terjadinya fluktuasi earning per share pada perusahaan yang terdaftar di Jakarta Islamic Index periode 2015-2018. Earning per share mengalami fluktuasi dipengaruhi oleh faktor financial leverage. Penelitian ini bertujuan untuk mengetahui pengaruh Financial Leverage Terhadap Peningkatan Earning Per Share Pada Perusahaan yang Terdaftar di Jakarta Islamic Index. Teori yang dalam penelitian ini adalahjika Rasio yang digunakan untuk menilai jumlah pendapatan yang diperoleh dalam suatu periode untuk tiap lembar saham yang beredar. Penelitian ini merupakan penelitian kuantitatif. Menggunakan pengambilan sampel berdasarkan kriteria-kriteria tertentu, maka diperoleh kriteria terdiri dari 8 perusahaan dan 32 laporan keuangan. Hasil penelitian secara parsial menunjukkan bahwa financial leverage tidak berpengaruh secara persial terhadap earning per share. Sedangkan secara uji determinasi R2 squaresebesar 0,062  persen variabel dependen earning per sharedijelaskan oleh variabel independen yaitu financial leverage dan sisanya sebesar 99,938 persen dijelaskan oleh variabel lain yang tidak ada dalam penelitian ini. Abstract: The problems in this study is the occurrence of earnings fluctuations per share in companies listed on the Jakarta Islamic Index for the 2015-2018 period. Earning per share has fluctuations influenced by financial leverage. This study aims to determine the effect of Financial Leverage Against Earning Per Share Increase in Companies Listed in the Jakarta Islamic Index. The theory in this study is if the ratio is used to assess the amount of income earned in a period for each share outstanding. This research is a quantitative research. Using sampling based on certain criteria, the criteria are obtained consisting of 8 companies and 32 financial statements. The results of the research partially show that financial leverage has no persial effect on earnings per share. Whereas the R2 squares determination test of 0.062 percent of the dependent variable earning per share is explained by the independent variable namely financial leverage and the remaining 99.938 percent is explained by other variables not present in this study. 
Nafaqat Reformulation Of Family Resilience During The Covid-19 Pandemic Zulham Wahyudani; Muhammad Ridwansyah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.4213

Abstract

Abstrak Filosofis nafkah yang semulanya menjadi kewajiban suami memberi nafkah kepada istri, anak-anak, dan kerabat menjadi terbalik ketika pandemi covid-19 melanda masyarakat Indonesia. Alquran surah Albaqarah ayat 233 dan KHI dalam hal yang sama membebankan nafkah kepada suami tetapi karena situasi ekonomi yang semakin semerawut dan resesi mengakibatkan produk domestik bruto menurun. Artinya ada banyak suami-suami kehilangan pekerjaan akibat wabah ini. Metodologi yang digunakan adalah yuridis-sosiologis. Hasil penelitian sebagai berikut: bahwa dalam Albaqarah mewajibkan seorang suami memberikan nafkah kepada istri tetapi konteks lain, seorang istri atau anggota keluarga lain dapat berperan dalam menjaga ketahanan keluarga di masa pandemi ketahanan pandemi covid-19. Kemudian, Pasal 83 KHI menjelaskan seorang istri hanya berkewajiban utama berbakti lahir dan batin, makna berbakti boleh saja diinterpretasikan sebagai bentuk pembantuan atau meringankan sebagian tugas suami dalam hal nafkah ketika seorang istri dalam kategori mampu dan tidak ada unsur pemaksaan.  Abstract The philosophy of living, which was originally the husband's obligation to provide for his wife, children, and relatives, was reversed when the Covid-19 pandemic hit the people of Indonesia. Albaqarah verse 233  and KHI (Compilation of Islamic Law)  are imposes a living burden on the husband, but due to the increasingly chaotic economic situation and recession, the gross domestic product decreases. This means that many husbands have lost their jobs due to this epidemic. The methodology used is juridical-sociological. The results: Albaqarah requires a husband to provide a living, but in another context, a wife or other family members can. Then, the KHI explains that a wife has only the main obligation to serve physically and mentally, the meaning of filial piety may be interpreted as a form of assistance or easing some of the husband's duties in terms of living.
MANAJEMEN SUMBER DAYA INSANI Ali Hardana
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 1 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v3i1.1057

Abstract

Abstract This is very important in today’s challenging environment for the company to survive and win the competition in the market. A company is required to have a strategic business plan that is supported by human resource planning, and one of the important functions of the Human Resources (HR). Many companies position the HR function only as personnel administration and in addition, the professional resources (human resources) also did not have enough understanding of how to maximize their effectiveness of their role in the company. The question is what HR roles required in order to provide support, useful, and maximize the potential and value of the company. Case study focuses on industrial companies etrochemical. This study found that all companies doing HR human resources planning and continuous where the HR function in the role they play equally balanced in four roles and accompanied by a balance of incentives. Keywords: Human Resource Planning, Selection, incentives
PENGARUH KESELAMATAN DAN KESEHATAN KERJA TERHADAP KINERJA KARYAWAN PADA PABRIK KARET PT. KIRANA SAPTA DI PANOMPUAN Abdul Nasser Hasibuan; Ja'far Nasution; Wiwik Susanti Sitompul
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 2 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v5i2.1441

Abstract

Permasalahan dalam penelitian ini berkaitan dengan keselamatan dan kesehatan kerja. Untuk itu perlunya manajemen yang baik. Perusahaan memperhatikan kondisi kerja yang lebih aman dan lebih sehat. Serta menjadi lebih bertanggung jawab atas kegiatan – kegiatan tersebut, terutama bagi organisasi – organisasi yang mempunyai tingkat kecelakaan yang tinggi. Penelitian ini bertujuan untuk mengetahui apakah pengaruh keselamatan dan kesehatan kerja  secara parsial dan simultan berpengaruh terhadap kinerja kayawan. Untuk mengetahui apakah pengaruh keselamatan dan kesehatan kerja  berpengaruh signifikan terhadap kinerja karyawan. Populasi pada penelitian ini adalah 400 karyawan dan sampel yang diambil untuk penelitian ini adalah 63 responden dengan menggunakan formula Slovin dengan taraf signifikasi 10% atau (0,1). Teknik pengumpulan data yang digunakan dalam penelitian ini adalah metode angket/kuesioner, metode dokumentasi, dan metode wawancara. Analisa data yang digunakan dalam penelitian ini menggunakan analisa regresi berganda  dengan taraf sig 0, 1. Hasil analisa regresi ganda diperoleh koefisen regresi (R2) sebesar 0, 156 ( F = 3,15; sig 0, 000 0,1). Hal ini menunjukkan bahwa pengaruh keselamatan dan kesehatan kerja mempunyai pengaruh terhadap kinerja karyawan  secara bersama-sama. Serta masing- masing variabel independent perpengaruh positif terhadap variabel  dependent kinerja karyawan yakni secara reliabel 0, 672 dan 0, 676 dengan tingkat signifikasi 0,1. Melalui analisa regresi berganda Y = 43, 102+ 0, 583+ 0, 825. Hasil penelitian ini menunjukkan bahwa pengaruh keselamatan dan kesehatan kerja memiliki pengaruh yang signifikan secara parsial dan simultan teehadap kinerja karyawan. 
Determinan Harga Saham Perusahaan Yang Terdaftar di Jakarta Islamic Index Ummi Kalsum; Julina Sari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 8, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v8i1.2593

Abstract

AbstrakDER yang tinggi cenderung menyebabkan harga saham menurun. Pemegang saham dengan rasio laba yang tinggi akan berdampak baik karena menunjukkan perusahaan sangat menguntungkandan akan menaikkan harga saham perusahaan. NPM yang tinggi cenderung menyebabkan harga saham meningkat.Namun pada kenyataannya tidak demikian. Penelitian ini merupakan penelitian sekunder data kuantitatif. Adapun sampel yang terdapat dalam penelitian ini terdapat 30 perusahaan. Teknik analisis data yang digunakan adalah data panel regresi linear berganda dengan cross section terdiri dari 6 perusahaan dan time series terdiri dari 5 tahun. Hasil penelitian menyimpulkan bahwa Model yang terpilih adalah fixed effect. Berdasarkan hasil estimasi menggunakan regresi fixed effect maka diperoleh persamaan regresi HS = 4.143621 + 0.732500 (DER) + 0.711684 (NPM) + 1.210972. Berdasarkan uji parsial DER berpengaruh positif terhadap variabel harga saham. NPM berpengaruh positif terhadap harga saham. Untuk uji simultan DER dan NPM berpengaruh secara bersama-sama AbstractA high DER tends to cause stock prices to decline. Shareholders with high profit ratios will have a good impact because it shows the company is very profitable and will raise the company's stock price. High NPM tends to cause share prices to rise. However, in reality this is not the case. This research is secondary data quantitative research. The samples in this study were 30 companies. The data analysis technique used is multiple linear regression panel data with a cross section consisting of 6 companies and time series consisting of 5 years. The results of the study concluded that the model chosen was fixed effect. Based on estimation results using fixed effect regression, the regression equation HS = 4.143621 + 0.732500 (DER) + 0.711684 (NPM) + 1.210972 is obtained. Based on the partial test DER has a positive effect on stock price variables. NPM has a positive effect on stock prices. For the simultaneous test DER and NPM influence together.
Influence of Third Party Funds, BI Rate, Inflation On Market Share In Islamic Banking Aziz Septiatin
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5706

Abstract

The market share that can be controlled by Islamic banking is still relatively small compared to conventional banking, so this study aims to examine the influence of third party funds, BI Rate and Inflation on the share of Islamic banking in Indonesia for the 2015-2021 period. The sample in this study uses a saturated sampling technique, which means that the entire population is sampled, both Islamic commercial banks and sharia business units registered with the Financial Services Authority. The method of data analysis in this study used the classical assumption test, multiple linear regression analysis and hypothesis testing. The results showed that third party funds and the BI Rate had an effect on market share, while inflation had no effect on market share. Simultaneously, third party funds, BI Rate and Inflation have a significant influence on market share. The overall contribution of the independent variable to the dependent variable is 87.7%. 
Comparison of Sharia Economic Law Thoughts Oni Syahroni and Erwandi Tarmizi on Administration Fees and Discounts on E-Money ASHFAHANY, AFIEF EL; RINDIANI, LIFIA; HAKIM, LUKMANUL
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.9714

Abstract

This paper tries to find out the thoughts of Sharia Economic Law by Dr Oni Sahroni, MA and Dr. Erwandi Tarmizi, MA on E-money applications in theory and practice such as administrative costs and the practice of discount. This research is library research with the data collected through qualitative domain analysis. The data analysis techniques used are data reduction, data display and data verification. The study findings are as follows: (1) Both agreed that the use of E-money is currently allowed if there is a Semi-Emergency (Hajjah) situation and it is used appropriately if there is Udzur since the majority of E-money currently available does not meet the criteria of DSN MUI fatwa; (2) Administration Fee in E-money is allowed as long as the costs incurred are actual costs; (3) Dr. Oni Sahroni stated that the discount on E-money was legally allowed if there is no preconditions followed, while Dr. Erwandi Tarmizi suggested not using a digital wallet at a discount because the discount used for payment could be in the form of interest.

Page 7 of 13 | Total Record : 121

 5   6   7   8   9 

Filter by Year

2015 2025


Reset
Filter By Issues
All Issue Vol 13, No 1 (2025) Vol 12, No 2 (2024) Vol 12, No 1 (2024) Vol 11, No 2 (2023) Vol 11, No 1 (2023) Vol 10, No 2 (2022) Vol 10, No 1 (2022) Vol 9, No 2 (2021) Vol 9, No 1 (2021) Vol 8, No 2 (2020) Vol 8, No 1 (2020) Vol 7, No 2 (2019) Vol 7, No 1 (2019) Vol 6, No 2 (2018) Vol 6, No 1 (2018) Vol 5, No 2 (2017) Vol 5, No 1 (2017) Vol 4, No 1 (2016) Vol 3, No 2 (2015) Vol 3, No 1 (2015) More Issue