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Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam
Published by Penerbit Hellow Pustaka
ISSN : -     EISSN : 30323460     DOI : https://doi.org/10.61166/rihlah.v1i2.19
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam is peer-reviewed journal published by Hellow Pustaka Publisher. The journal is aimed to publish research contributing to the development of theory, practice, and policy making in Islamic Business and Finance. It therefore intends to create an interface between academic research and its practical application. The journal welcomes theoretical; technical; and applied articles that draw on all areas of Islamic Business and Finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 29 Documents
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Halal Milkfish Processing Business Development Strategy by the Junok Sreseh Sampang Village Community Association Group Ulfiyah; Mashudi; Dahruji
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 2 No. 2 (2025): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v2i2.28

Abstract

Junok Village, Sreseh District, Sampang Regency, has a favorite milkfish that is favored by consumers in the surrounding districts and other consumers. Based on the availability of abundant milkfish resources, the milkfish processing business in Junok Village has not been fully developed. Therefore, research activities were conducted. This study aims to determine the strategy for developing halal milkfish processing businesses by the Junok Sreseh Sampang Village Community Association. This study uses a qualitative descriptive research method and uses a field study approach. Data collection techniques were obtained through interview and observation methods. By using data collection, data reduction, data presentation, and conclusions in analyzing data. The results of the study indicate that the halal business development strategy in Junok Village has not been fully implemented, as seen from several important aspects that still require attention. Although there is awareness of the importance of halal products, many producers in Junok Village do not have official halal certification, which can increase consumer confidence. Therefore, training is needed to improve understanding of halal, as well as collaboration with related institutions to help producers obtain halal certification.
Islamic Political Economy: Thought, Movement and Development Devi Triana; Sholahuddin; Sajidah; Mashudi
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 2 No. 2 (2025): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v2i2.29

Abstract

Islamic political economy is a discipline that studies the interaction between economic and political principles within the context of Islamic teachings. This article examines the evolution of Islamic political economic thought from the classical era to the contemporary era. This research also explores various Islamic economic movements that have emerged in response to global and regional economic challenges, including the emergence of the Islamic banking system and Sharia-based economic initiatives. Furthermore, this article evaluates recent developments in Islamic political economy, including the role of Islamic financial technology (Shariah Fintech), Sharia-based economic policies adopted by several countries, and global efforts to promote economic and social justice according to Islamic principles. With a comprehensive analysis, this article aims to provide in-depth insights into how Islamic political economy continues to develop and adapt in the face of rapidly changing global economic dynamics.  
Sharia Economic Empowerment Strategy Through Inclusive Political Policies Naufal firdaus; Helmi; Fathorrahman; Mashudi
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 2 No. 2 (2025): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v2i2.30

Abstract

This article discusses strategies for empowering the Islamic economy through inclusive political policies, focusing on how Islamic economics can contribute to economic stability and welfare in Indonesia. Amid global economic uncertainty, Indonesia, as a predominantly Muslim country, has great potential to utilize the Islamic economic system as an alternative solution to economic crises. The empowerment strategies involve Islamic instruments such as zakat, infak, sedekah, and waqf, which aim to redistribute wealth and strengthen individual capacities, particularly for marginalized groups. Inclusive political policies in Islamic economics emphasize the importance of involving all stakeholders, including the government, the private sector, and the community, to create fair access to economic resources. Additionally, these policies support literacy and economic training efforts, as well as access to capital for vulnerable groups. This study uses a qualitative approach with descriptive analysis methods to identify various inclusive political policies in Islamic economics, drawn from literature and in-depth interviews with Islamic economic experts.
The Problem of the Gig Economy Concept and the Solution of Islamization Farid Khairi
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 2 No. 2 (2025): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v2i2.48

Abstract

This study aims to explore the integration of Islamic values into the gig economy, which has grown rapidly during the pandemic and faces challenges related to social protection and worker exploitation. The method used is qualitative, with a descriptive approach involving an analysis of the phenomena experienced by gig workers. The study was conducted in three steps: Dewesternization to identify secular elements in gig economy practices; Integration to infuse Islamic values such as justice and responsibility into the system; and Islamization to offer concrete modifications to create a more just and sustainable system. The findings suggest that the application of Islamic principles can address existing challenges, such as inequities in profit distribution and inadequate protection for workers. By adopting values such as social solidarity and environmental responsibility, the gig economy can transform into an economic mechanism that not only benefits individuals but also considers the welfare of society as a whole. This study emphasizes the importance of reforms in policies and practices to ensure that the gig economy operates in accordance with Islamic values, thereby creating a more just and sustainable economic ecosystem.
Islamic Philanthropy as an Instrument of Economic Justice M. Dhaffin Fawwaz Fadiilah
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.12

Abstract

Philanthropy is a concept that has been present in Islam, which aims for good (al - birr) , look at the condition of the level of social and economic society different, idea or concept of philanthropy is one alaternatif for a community group to reduce social inequalities among communities. Effectiveness of philanthropy in an effort to reduce social inequalities can not be separated from the role of philanthropic institutions that manage these activities. The potential that comes from this very large philanthropy by implementing capital distribution to those who are unable to, so it can play a role in economic activity, as manufacturers increase revenue.
The Influence of the Oil and Gas Industry on Socioeconomic Inequality in the Bojonegoro Market: A Sharia Economic Perspective Vica Aurelia Hartantri; Abdur Rohman
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.34

Abstract

This study aims to analyze the influence of the oil and gas industry on socio-economic inequality in the market aspect of Bojonegoro Regency from the perspective of Islamic economics. Using a descriptive quantitative approach, the research was conducted in areas surrounding oil and gas exploitation sites, employing data collection methods such as observation, semi-structured interviews, and documentation studies. The results indicate that the oil and gas industry has transformed the local market structure into an oligopolistic system, where large-capital business actors dominate the trade and service sectors, leading to economic exclusion of micro and small enterprises. Additionally, the surge in goods and service prices has increased the cost of living without being balanced by equitable income distribution among the local community. A simple linear regression analysis shows a significant but weak relationship between the presence of the oil and gas industry and the increase in local community income (R² = 0.28). From the perspective of Islamic economics, this condition contradicts the principles of distributive justice (al- ‘adl) and public welfare (maslahah). Therefore, affirmative policies from local governments and more equitable and sustainable corporate social responsibility programs by oil and gas companies are needed to realize socio-economic balance in oil and gas-producing regions.
Challenges and Opportunities for Developing Islamic Pension Funds in the Global Market Masruroh; Taufiqur Rahman
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.38

Abstract

The development of Islamic finance in Indonesia has increased significantly, but the Islamic pension fund subsector remains slow. This is despite the high growth of the global Islamic economy and Indonesia's large Muslim population, which should present significant opportunities for the development of Sharia-compliant pension instruments. This study aims to identify and analyze the challenges and opportunities for developing Sharia-compliant pension funds in Indonesia using a Systematic Literature Review (SLR) approach, as a basis for strategic policy in building the future of national Islamic finance. The qualitative SLR approach was based on the PRISMA method. Literature from 2015–2025 was collected through Google Scholar, SINTA, and GARUDA. Articles meeting the inclusion criteria were thematically analyzed to identify regulatory, institutional, innovation, and socio-literacy issues. The main challenges are the immature legal framework, low literacy on Sharia pensions, and limited innovative products. Opportunities include support from Muslim demographics, government incentives, and the involvement of Islamic financial institutions.
Transformation and Strategy of Islamic Banking in Realizing an Inclusive Economy in the Digital Era Guntur Wahyudi; Ahmad Budi Susetyo
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.47

Abstract

This study aims to examine the contribution of Islamic banking in driving national economic growth and to understand how Islamic principles are able to answer the challenges of digital transformation in the financial sector. Islamic banking is a financial institution that operates based on Islamic principles, such as justice, partnership, and avoidance of usury, by prioritizing a profit-sharing system through contracts such as mudharabah, musyarakah, murabahah, and ijarah. In the context of Indonesia, the existence of Islamic banks has shown significant development, supported by the largest Muslim population in the world and increasing public awareness of ethical and fair finance. Data from Bank Indonesia shows a stable growth in the number of Islamic institutions, as well as the expansion of operational networks in various regions. This study also discusses the importance of digital transformation in improving the efficiency, quality of service, and competitiveness of Islamic banking in the technological era. The results of the study show that Islamic banking not only plays a role as a business entity, but also as a strategic socio-economic instrument in creating sustainable public welfare. Thus, the Islamic financial system has great potential to become the foundation of an inclusive and equitable national economy in the future.
Marketing Strategy of Precious Metals from an Islamic Economic Perspective: A Study at the Sejati Baru Gold Shop in Balikpapan Ahmad Syauqi; Asikin Nor; Ahmad Shamdani
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.50

Abstract

This study aims to analyze the marketing strategies of precious metals implemented by Toko Emas Sejati Baru Balikpapan from the perspective of Islamic economics. The strategies in this research are examined using the 7P Marketing Mix approach (Product, Price, Place, Promotion, People, Process, and Physical Evidence), and are assessed based on Islamic principles such as honesty (ṣidq), trustworthiness (manah), justice (al-‘adl), and morality-based service. The research employs a descriptive qualitative method, with data collected through interviews, observation, and documentation. Key informants include the store owner, service staff, and customers. The data were analyzed using the Miles and Huberman model, which consists of data reduction, data display, and conclusion drawing. The findings reveal that the marketing strategies Implemented by the store are not only business-oriented but also reflect the values of Islamic economics. The marketing practices are free from gharar (uncertainty), tadlis (fraud), and najasy (false bidding), while also providing muamalah education to consumers. Toko Emas Sejati Baru serves as a prime example of how Islamic business ethics can be integrated into daily marketing practices.

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