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Alamat Penyunting dan Tata Usaha: Gedung Sekolah Tinggi Ilmu Ekonomi Syariah Babussalam, Lantai I, LPPM Dsn. Kalibening Rt/Rw : 05/02 DesaTanggalrejo, Kecamatan Mojoagung, Kabupaten Jombang Telp. (0321) 489 0099 - 081216997878 web: https://www.stiesbabussalam.ac.id/ Link Scholer : https://scholar.google.com/citations?hl=id&view_op=list_works&authuser=5&gmla=AL3_zij3sWWgwfStcEXqfdiTkwuFaM-WSAXqJZE7Z1Ti4-apwJL9-Eg4QMrd_jNzkbEineqma0-dSs5nkurvb-qHLgbdsLxMt6_m&user=wbDSI_MAAAAJ Link Jurnal : https://ejournal.stiesbabussalam.ac.id/index.php/tijarotana/index e-mail: stiesbabussalam19@gmail.com
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TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah
Published by Sekolah Tinggi Ilmu Ekonomi Syariah Babussalam
ISSN : 27213897     EISSN : 27462420     DOI : https://doi.org/10.64454/tj.v1i01
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Tentang jurnal ini, Penerbit : LPPM STIES BABUSSALAM TIJAROTANA : Jurnal berbahasa Indonesia ini diterbitkan sejak 01 Maret oleh LPPM Sekolah Tinggi Ilmu Ekonomi Syariah Babussalam, Kalibening Mojoagung Jombang. Penyunting menerima sumbangan tulisan yang belum pernah diterbitkan di media lain. Naskah diketik di atas kertas A4 sepanjang Tidak lebih dari 30 halaman, dengan format seperti tercantum pada halaman belakang ( petunjuk bagi calon penulis). Naskah yang masuk dievaluasi dan disunting oleh Penyunting Ahli (Mitra Bestari).Nomor ISSN : 2721-3897 (Cetak - Cetak) ,Nomor SK ISSN : 0005.27213897/JI.3.1/SK.ISSN/2020.03 Nomor ISSN : 2746-2420 (Online - Elektronik), Nomor SK ISSN : 0005.27462420/K.4/SK.ISSN/2020.10. Jurnal publish by LPPM Sekolah Tinggi Ilmu Ekonomi Syariah Babussalam i Published 1 year 2 times (Maret and September) Alamat Penyunting dan Tata Usaha: Dsn. Kalibening Rt/Rw : 05/02 DesaTanggalrejo, Kecamatan Mojoagung, Kabupaten Jombang Telp. (0321) 489 0099 - 081216997878 web: https://www.stiesbabussalam.ac.id/ Link Scholer : https://scholar.google.com/citations?hl=id&view_op=list_works&authuser=5&gmla=AL3_zij3sWWgwfStcEXqfdiTkwuFaM-WSAXqJZE7Z1Ti4-apwJL9-Eg4QMrd_jNzkbEineqma0-dSs5nkurvb-qHLgbdsLxMt6_m&user=wbDSI_MAAAAJ Link Jurnal : https://ejournal.stiesbabussalam.ac.id/index.php/tijarotana/index e-mail: stiesbabussalam19@gmail.com
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 91 Documents
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TRANSFORMASI POSITIF JUAL BELI ONLINE DI ASTRO MOSLEM MOJOAGUNG KABUPATEN JOMBANG DALAM PERSPEKTIF EKONOMI ISLAM Nur Husen, Mohamad; Analisa, Putri
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 6 No 02 (2025): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v6i02.104

Abstract

Digitalization is bringing conventional transactions into a digital ecosystem with the integration of technology that makes it easier for sellers and buyers, and reaches a wider market. In Islamic economics, there are muamalah activities, such as buying and selling, renting, and lending, which are regulated by religion for the public good. This research is a qualitative type through literature studies and field studies. This study classifies data based on research formulas. In the next stage, data processing or reference citation is carried out. In the implementation of field research, observations, documentation and interviews were carried out. The results of the study show that the use of online platforms by Astro Moslem brings positive digital transformation to the business world, where technology is used to expand the market and improve services to consumers without ignoring moral values in Islam. This study also shows that this online buying and selling model provides opportunities for Muslims to empower their economy through halal businesses, as well as encourage local economic growth based on sharia principles. Online buying and selling at Astro Moslem Mojoagung has increased accessibility for the public to obtain halal products easily and efficiently, in line with Islamic economic principles such as justice, transparency, and avoiding usury, gharar, and maysir. Overall, the transformation of online buying and selling at Astro Moslem Mojoagung has a positive impact on the Islamic economy by combining technological innovation and fair, transparent, and ethical economic principles.
MEKANISME PENGUPAHAN SOPIR PERUSAHAAN DI CV. TUGHNINA MOJOAGUNG JOMBANG DALAM PERSPEKTIF EKONOMI ISLAM Umam, Syafiul; Al Azhar, M Farid; Syahni, Ahmad
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 6 No 02 (2025): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v6i02.105

Abstract

Penelitian ini bertujuan untuk menganalisis mekanisme pengupahan sopir di CV. Tughnina Mojoagung Jombang dalam perspektif ekonomi Islam. Melalui metode kualitatif dan pendekatan studi kasus, penelitian ini menggali komponen pengupahan, sistem perhitungan upah, dan waktu pembayaran yang diterapkan. Hasil penelitian menunjukkan bahwa mekanisme yang ada sudah mencakup beberapa aspek penting, seperti keadilan dalam penentuan upah dan keridhaan dari kedua belah pihak. Namun, analisis juga mengindikasikan adanya kebutuhan untuk memperbaiki kelayakan upah agar dapat memenuhi kebutuhan hidup sopir secara lebih baik. Rekomendasi untuk perusahaan mencakup peningkatan transparansi dalam pengkomunikasian sistem pengupahan, evaluasi berkelanjutan terhadap struktur upah, dan pengembangan sistem umpan balik untuk memperoleh masukan dari para sopir. Oleh karena itu, penelitian ini tidak hanya menekankan pentingnya kesesuaian mekanisme pengupahan dengan prinsip ekonomi Islam, tetapi juga menunjukkan bahwa perbaikan dapat berkontribusi pada kesejahteraan karyawan dan keberlanjutan perusahaan.
PEMBERDAYAAN AGRIBISNIS DI PONDOK PESANTREN DALAM PERSPEKTIF PENDIDIKAN EKONOMI imam thoha
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 6 No 02 (2025): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v6i02.106

Abstract

Penelitian ini bertujuan untuk mengekplorasi pendidikan ekonomi dalam pemberdayaan agribisnis di pondok pesantren. Data penilitian diperoleh dengan Motode wawancara mendalam, studi dokumentasi, dan observasi. Analisis data mengunakan model interaktif Miles dan Huberman. Hasil penelitian menyatakan bahwa pemberdayaan agribisnis di pondok pesantren berdampak terhadap semangat kerja santri, menumbuhkan jiwa interprenuer santri, dan memberdayakan ekonomi pesantren
INTEGRASI ETIKA PRODUKSI DALAM EKONOMI SYARIAH: TELAAH KONSEP TAYIBAH (HALAL DAN BAIK) SEBAGAI STANDAR KUALITAS GLOBAL Karina Widya Andari; Fadhila, Nerissa Arviana
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 6 No 02 (2025): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v6i02.107

Abstract

Tantangan etis dalam sistem produksi, seperti eksploitasi tenaga kerja, kerusakan lingkungan, dan orientasi keuntungan yang berlebihan. Kondisi ini mendorong munculnya kebutuhan terhadap sistem produksi yang tidak hanya mengedepankan efisiensi ekonomi, tetapi juga menjunjung nilai moral dan keberlanjutan. Ekonomi Islam hadir dengan menawarkan prinsip etika produksi yang berlandaskan pada nilai halal dan tayyib, yaitu konsep yang menekankan kebersihan, keamanan, keadilan, dan tanggung jawab sosial dalam setiap tahapan produksi. Melalui prinsip ini, aktivitas ekonomi tidak sekadar berorientasi pada keuntungan material, melainkan juga pada pencapaian mashlahah atau kemaslahatan bersama. Penelitian ini menggunakan metode library research dengan menelaah literatur-literatur terkait konsep etika produksi Islam dan penerapan prinsip tayyibah dalam konteks ekonomi global. Hasil kajian menunjukkan bahwa penerapan konsep halal–tayyib berpotensi menjadi standar kualitas universal yang mampu meningkatkan integritas, keberlanjutan, dan kepercayaan konsumen di pasar global. Selain itu, sertifikasi halal menjadi instrumen penting dalam memastikan kepatuhan terhadap prinsip syariah serta menjaga kualitas produk yang sesuai dengan etika Islam. Dengan demikian, integrasi etika produksi dalam ekonomi Islam melalui konsep tayyibah dapat memperkuat posisi ekonomi Islam sebagai sistem yang berdaya saing, berkeadilan, dan berkelanjutan di tingkat global
Economic Impact Of Program Growth Shopee Agent Jombang Fitri Rohmah; Imam Sopingi; Kusnul Yuni
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the economic impact of the Shopee agent program in Sumbermulyo Village, particularly in increasing income and employment opportunities for the local community. The method used was qualitative, with a survey approach involving Shopee agents and the surrounding community, as well as secondary data analysis related to village economic development. The results show that the Shopee agent program has made a positive contribution to the local economy through the creation of new jobs, increasing agent income, and expanding community access to digital products. However, challenges remain, such as potential economic inequality and pressure on traditional local traders. The implications of this study emphasize the importance of developing similar programs in other areas to encourage the digitalization of the rural economy, improve digital literacy, and create inclusive policies that support all economic actors, including local traders. These findings are relevant for the government, e-commerce companies, and MSMEs in designing digital-based economic development strategies.
Review Of The Implementation Of The Break Event Point Theory In Traditional Markets Afifatul Fitriyah; Imam Sopingi; Kusnul Yuni
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

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Abstract

This study aims to analyze the implementation of the break-even point (BEP) theory in the Cukir traditional market, Jombang, to help small traders manage their businesses efficiently and determine the minimum sales level to reach the break-even point. The research focuses on identifying fixed costs, variable costs, and external factors such as consumer purchasing power that influence the achievement of BEP. The research method uses a quantitative descriptive approach with primary data from interviews and questionnaires, as well as secondary data in the form of simple financial records. The BEP calculation is carried out by dividing the total fixed costs by the contribution margin per unit, while the validity of the data is tested through triangulation from various sources. The results show that the implementation of BEP helps traders understand the minimum sales requirements and improves their financial literacy. For example, a grocery trader needs to sell a minimum of 250 kilograms of rice per month to reach the break-even point. The implementation of BEP also encourages more structured financial records and more effective sales strategies, supporting the sustainability of micro-enterprises in the traditional market.
Swot Analysis Of General Sharia Savings At Bmt Ugt Nusantara Capem Kencong Jember Mh Taufiqur Rohman; Muhammad Syarofi; Siti Dwi Nafisah
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

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Abstract

One of the strengths of Islamic general savings products at BMT UGT Nusantara Capem Kencong is the existence of a ball pickup system carried out by BMT UGT Nusantara Capem Kencong employees, with this system making it easier for customers to deposit or withdraw cash savings. The purpose of this report is to find out the analysis of general Islamic savings products carried out at BMT UGT Nusantara Capem Kencong with SWOT analysis. This report uses the SWOT Analysis method using data from interviews with BMT UGT Nusantara Capem Kencong employees, literature and field surveys. Based on the results of this report, it explains that this sharia general savings product is in the position of Opportunities and Weakness which shows in the stability strategy (Minimizing internal prob). The strategy carried out is to increase marketing activities (promotion) of Islamic general savings products, maintain the characteristics of BMT UGT Nusantara with a ball pick-up system policy, improve the quality of Islamic general savings products through the application of mudharabah musytarakah contracts that are as good as possible in accordance with Islamic law, add application-based interbank transfer features, and bring up new innovations in accordance with the times.
Economic Transformation In The Digital Era: Opportunities, Challenges And Its Impact On Public Welfare Nur Laily Hidayati; Zakiyyah Ilma Ahmad; Syafiul Umam; Muhammad Farid Al Azhar
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The economic transformation in the digital era has transformed various aspects of people's lives through the increasingly widespread use of information and communication technology. This change creates new opportunities for increasing productivity, efficiency, innovation, and expanding access to digital markets and financial services. However, this transformation also presents various challenges, such as the digital divide, low digital literacy, cybersecurity threats, and changing workforce competency requirements. This study aims to analyze the opportunities, challenges, and impacts of the digital economic transformation on public welfare. The method used is library research with a qualitative descriptive approach through the analysis of various scientific sources, such as journals, books, official reports, and relevant publications. The results show that the digital economic transformation contributes positively to improving public welfare through the creation of new jobs, increased income, easier access to economic services, and encouraging the growth of micro, small, and medium enterprises (MSMEs). However, these benefits have not been felt evenly due to gaps in access to technology and digital capabilities. Therefore, synergy is needed between the government, the business world, and the community to improve digital literacy, expand technological infrastructure, and develop inclusive policies so that the digital economic transformation can achieve sustainable public welfare
Innovation In Sharia Financial Products To Drive Sustainable Economic Growth Muhammad Khoirun Nasirin; Ahmad Zainul Abidin; Rakhmawan Habibi; Ahmad Syahni
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

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Abstract

This study aims to analyze innovations in Islamic financial products in driving sustainable economic growth. The study employed a descriptive qualitative method with a literature review approach through analysis of various journals, regulations, and scientific reports. The study results indicate that product innovations such as green sukuk , Islamic fintech, productive waqf, Islamic mutual funds, and inclusive financing contribute to increasing financial inclusion and literacy, expanding access to financing for MSMEs, and supporting the achievement of the Sustainable Development Goals (SDGs). However, the development of Islamic finance still faces challenges such as low public literacy, limited regulations, the quality of human resources, and digital infrastructure. Therefore, regulatory strengthening, inter-institutional collaboration, increased literacy, and accelerated digital transformation are needed so that Islamic financial innovation can strengthen inclusive and sustainable economic development
Strategy For Developing Digital-Based Sharia Financial Products To Improve Financial Inclusion Mohammad Syafii Budi Santoso; Mohamad Nur Husen; Abdul Wakhid; Dimyati Dimyati
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

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Abstract

This study aims to analyze the development strategy for digital-based Islamic financial products to increase financial inclusion. The development of digital technology has driven the transformation of the financial sector, including the Islamic financial industry. However, the level of financial inclusion in Indonesia still faces various challenges, particularly for communities that have not yet accessed formal financial services. This study uses a descriptive qualitative method with a literature study approach. The data used are secondary data obtained from scientific journals, books, and reports from relevant institutions. The data analysis technique used is content analysis. The results show that the development strategy for digital-based Islamic financial products includes digital product innovation, collaboration with fintech, increasing financial literacy, and strengthening Islamic regulations and compliance. Digital-based Islamic financial products have been proven to increase access, efficiency, and reach of financial services, thus contributing to increased financial inclusion. However, challenges remain, such as low digital literacy, security issues, and limited infrastructure. Therefore, synergy between financial institutions, regulators, and the public is needed to optimize the potential of Islamic financial digitalization

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