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Dhita Febyanti
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Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,937 Documents
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Pengaruh Kebijakan Keselamatan, Kesehatan Fisik, Dan Dukungan Psikologis Terhadap Kesejahteraan Pekerja Di Landside Bandar Udara Internasional Zainuddin Abdul Madjid Lombok. Suci Angriani; Arif Fakhrudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12290

Abstract

This study aims to determine the effect of safety policies, physical health, and psychological support on the well-being of workers in the landside area of ​​Zainuddin Abdul Madjid International Airport, Lombok. Work activities in the landside area have a fairly high level of physical and psychological risks because workers are faced with operational demands, time pressure, and responsibilities for serving passengers. These conditions can affect worker well-being if not supported by the implementation of adequate safety policies, physical health, and psychological support. This study uses a quantitative method with a survey approach. Data collection was carried out by distributing questionnaires to landside workers including security officers, cleaning staff, customer service staff, and operational staff. The data obtained were analyzed using multiple linear regression analysis to determine the influence of each variable partially and simultaneously. The results of the study indicate that safety policies, physical health, and psychological support have a positive and significant influence on worker well-being. Simultaneously, these three variables also make a significant contribution to improving worker well-being in the landside area of ​​Zainuddin Abdul Madjid International Airport, Lombok. This study is expected to be a consideration for airport managers in improving the quality of the work environment, the implementation of occupational safety, physical health, and psychological support to create better worker well-being.
Pengaruh Pelatihan, Disiplin Kerja, dan Komitmen Organisasi terhadap Kinerja Petugas Operasional (AVSEC, AMC, dan Terminal) di Bandar Udara Sultan Muhammad Salahuddin Bima TinSafrina TinSafrina; Arif Fakhrudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12291

Abstract

This study aims to analyze the influence of training, work discipline, and organizational commitment on the performance of operational staff (AVSEC, AMC, and terminal staff) at Sultan Muhammad Salahuddin Bima Airport, both partially and simultaneously. The background of this study is based on the importance of human resources in supporting aviation security, safety, and operational efficiency, which necessitates optimal staff performance. The research subjects are all operational staff consisting of AVSEC, AMC, and terminal personnel at Sultan Muhammad Salahuddin Bima Airport, using a saturated sampling technique. The research method employed is a quantitative approach using a descriptive-associative method. Data collection was conducted through the distribution of a questionnaire that had been tested for validity and reliability. Data analysis utilized multiple linear regression, including partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²). The results of the study indicate that: (1) training has a positive and significant effect on the performance of operational staff, with a significance level of 0.000 < 0.05; (2) work discipline has a positive and significant effect on the performance of operational staff, with a significance level of 0.000 < 0.05; (3) organizational commitment has a positive and significant effect on the performance of operational staff with a significance value of 0.000 < 0.05; (4) training, work discipline, and organizational commitment simultaneously have a significant effect on the performance of operational staff with a significance value of 0.000 < 0.05; and (5) the coefficient of determination of 78.1% indicates that the variables of training, work discipline, and organizational commitment contribute 78.1% to the performance of operational staff, while 21.9% is influenced by other variables outside the scope of this study.
The Influence of Organizational Culture, Organizational Commitment, Competency and Work Environment on Employee Performance Manik Adi Prakoso; Istiatin Istiatin; Sudarwati Sudarwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12297

Abstract

This study aims to analyze the influence of organizational culture, organizational commitment, competence, and work environment on employee performance at the Center for Teachers and Education Personnel of Central Java Province. The research method used is quantitative research with a descriptive approach. The population in this study were all 130 employees of BBGTK of Central Java Province, with a sampling technique using the census method so that the entire population was used as a research sample. The data collection technique was carried out through distributing questionnaires. Data analysis used multiple linear regression with the help of the SPSS 27 program. The results of the study indicate that organizational culture, organizational commitment, competence, and work environment partially and simultaneously have a significant effect on employee performance. The results of the determination coefficient test show an Adjusted R Square value of 0.857, which means that the variables of organizational culture, organizational commitment, competence, and work environment are able to explain the influence on employee performance by 85.7%, while the remaining 14.3% is influenced by other variables outside the study. Thus, improving employee performance at BBGTK of Central Java Province can be done through strengthening organizational culture, increasing organizational commitment, developing competence, and creating a comfortable and conducive work environment. Keywords: Organizational Culture, Organizational Commitment, Competence, Work Environment, Employee Performance.
The Influence of Digital Technology, Work Ethic, Training and Integrity on Employee Performance Tri Setiyani Darmastuti; Sudarwati Sudarwati; Istiatin Istiatin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12306

Abstract

This study aims to examine and analyze the influence of digital technology, work ethic, training, and integrity on employee performance at the Center for Teachers and Education Personnel (BBGTK) of Central Java Province. This research method uses a correlational study method to analyze the influence of digital technology, work ethic, training, and integrity on employee performance at the Center for Teachers and Education Personnel (BBGTK) of Central Java Province. The study was conducted during 2025 with a population of 130 employees and a sample of 100 respondents selected using a simple random sampling technique. Data collection was carried out through a Likert scale questionnaire, then analyzed using validity tests, reliability tests, classical assumption tests, multiple linear regression, F tests, t tests, and coefficients of determination (R²). The results of the study indicate that digital technology has not had a significant effect on employee performance, while work ethic, training, and integrity have been shown to have a positive and significant effect on employee performance at the Center for Teachers and Education Personnel (BBGTK) of Central Java Province. Keywords:Digital Technology, Work Ethic, Training, Integrity, Performance
The Effect of Learning Media, Facilitators, Learning Models and Training on Teacher Competency In In-Depth Learning Training in Sukoharjo District Indah Nastiti; Istiatin Istiatin; Kartika Hendra TS
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12311

Abstract

This study aims to analyze the influence of learning media, facilitators, learning models, and training on teacher competence in the Deep Learning Training Program in Sukoharjo Regency. This research employed a quantitative descriptive approach using a survey method. The population consisted of all participants of the Deep Learning Training Program for teachers in Sukoharjo Regency in 2025, totaling 103 teachers. The sampling technique used was a census method, in which the entire population was taken as the research sample. Data were collected through questionnaires and analyzed using multiple linear regression with the assistance of SPSS version 27. The results showed that learning media had a positive and significant effect on teacher competence with a t-value of 10.182 and a significance value of 0.000. Facilitators also had a positive and significant effect on teacher competence with a t-value of 7.693 and a significance value of 0.000. The learning model had a positive and significant effect on teacher competence with a t-value of 3.218 and a significance value of 0.002. Training likewise had a positive and significant effect on teacher competence with a t-value of 3.583 and a significance value of 0.001. Simultaneously, learning media, facilitators, learning models, and training significantly influenced teacher competence with an F-value of 138.373 and a significance value of 0.000. The coefficient of determination (Adjusted R Square) of 0.843 indicates that 84.3% of teacher competence is influenced by learning media, facilitators, learning models, and training, while the remaining 15.7% is influenced by other factors outside the scope of this study. Keywords: Learning Media, Facilitators, Learning Models, Training, Teacher Competence.
Penerapan Konsep Maslahah dalam Asuransi Syariah Navissya Dzuchroidah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12313

Abstract

Sharia insurance is a mutual protection and assistance effort among several individuals/parties through investments in assets or tabarru'. Which provides a return pattern to address specific risks through a Sharia-compliant contract (aqad). Sharia insurance businesses have the benefit of protecting life, mind, property, and descendants. The implementation of maslahah in Sharia insurance is realized through transactions that begin with contributions in the form of tabarru'. In the determination of Islamic law, maslahah can be considered if it does not conflict with the principles of Islamic law. This study aims to analyze Sharia insurance from the perspective of the concept of maslahah. This study uses a qualitative approach with a literature review method to understand the philosophy of maslahah and its application in Sharia insurance. The results show that the principle of maslahah plays a significant role in the development of Sharia insurance.
Pertumbuhan Ekonomi Masyarakat Gili Iyang Melalui Pariwisata Oksigen Perspektif: Hifdz Al-Mal Mila Dwi Kurniawati; Subairi Syamsuri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12368

Abstract

This study aims to analyze the economic development of the Gili Iyang community influenced by oxygen tourism activities and to examine it from the perspective of Hifz al-Mal. Gili Iyang is a tourist destination in Sumenep Regency known for its high air quality, which has enabled it to develop as a health- and environment-based tourism destination. This study employed a qualitative approach with a descriptive method and was conducted through field research to obtain data directly from the research site. Data were collected through interviews, observations, and documentation involving local communities, business actors, village officials, tourists, and tourism service providers. The findings indicate that oxygen tourism has a positive impact on community economic growth, as reflected in increased local income, the development of culinary businesses, transportation services, homestays, and the creation of employment opportunities for local residents. In addition, oxygen tourism serves as a health- and environment-based tourism attraction by emphasizing air quality and environmental sustainability as its main attractions. From the perspective of Hifz al-Mal, the development of oxygen tourism reflects efforts to preserve and manage resources wisely, productively, and sustainably for the benefit of society. However, tourism development still faces challenges, including limited facilities, transportation access, and suboptimal tourism promotion. Therefore, sustainable collaboration among local communities, village governments, and other stakeholders is required to develop tourism that not only aims to increase community income but is also aligned with Islamic economic values emphasizing public welfare, justice, and sustainability.
Analisis Peran Elemen Marketing Mix Jasa Terhadap Keputusan Menggunakan Jasa Perbankan pada BSI Wilayah Pekalongan Emira Imania Utami; Amron Amron; Dwi Eko Waluyo; Pradana Jati Kusuma
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12389

Abstract

This research examines the influence of the process, people, and physical evidence elements on consumers' purchasing decisions at Bank Syariah Indonesia in the City and Regency of Pekalongan. A quantitative approach was applied using data collected from 108 respondents, which were analyzed using SmartPLS through the Partial Least Squares Structural Equation Modeling (PLS-SEM) method. The results reveal that all three service marketing mix components exert a positive and significant impact on purchasing decisions. Notably, the process element emerges as the most dominant factor in shaping customers' buying choices. These results highlight the importance of optimizing service processes to enhance customer decision-making. This study contributes theoretically to the marketing management literature regarding consumer behavior in the Islamic banking industry, as well as practically to Bank Syariah Indonesia in developing marketing strategies and optimizing digital-based services.
Pengaruh Kualitas Pelayanan, Keamanan Operasional dan Fasilitas Bandara Terhadap Kepuasan Pelanggan di Bandar Udara Internasional Minangkabau Milawati Milawati; Nadia Susanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12431

Abstract

Customer satisfaction is a critical indicator of airport operational success amid the intensifying competition in the air transportation industry. This study aims to analyze and empirically verify the influence of service quality, operational security, and airport facilities on customer satisfaction at Minangkabau International Airport (BIM). A quantitative approach with a cross-sectional survey design was applied to 228 respondents selected through purposive sampling technique. Data were collected using a structured questionnaire based on a 1–5 Likert scale and analyzed using multiple linear regression via SPSS version 29. The results indicate that all three independent variables have a positive and significant effect on customer satisfaction, both partially and simultaneously. Operational security emerged as the most dominant predictor (β = 0.302), followed by service quality (β = 0.233), and airport facilities (β = 0.194). Simultaneously, the three variables account for 63.9% of the variation in customer satisfaction (R² = 0.639; F = 131.927; p < 0.001). These findings contribute theoretically to the development of satisfaction-based aviation management and serve as a strategic reference for BIM management in establishing sustainable service improvement priorities.
Analisis Strategi Pengaturan Parking Stand dalam Mengatasi Over Capacity Pesawat oleh Unit Apron Movement Control (AMC) Bandar Udara Halim Perdanakusuma Jakarta Nur Ana Putri Fidyah; Rosiana Ulfa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12484

Abstract

Halim Perdanakusuma Airport in Jakarta handles various types of flights, ranging from commercial, military, and private to state-related flights, with an average volume of 70 aircraft movements per day. The available parking stand capacity is limited to 16 stands—comprising Alpha 1–3 and Bravo 1–13—which is insufficient to accommodate the high frequency of flights. This imbalance leads to recurring overcapacity, triggered by the closure of the South Apron for state activities, the issuance of NOTAMs, changes in charter flight schedules, and delays in Ground Handling Services. Without proper management, these conditions risk causing aircraft congestiOn On the apron and taxiway, the potential for Ground collisions, and ongoing flight delays. This study aims to identify the impact of overcapacity On flight Operations and to analyze the strategies employed by the Apron Movement Control (AMC) unit in managing limited parking stands. The method used is qualitative descriptive, with data collectiOn through field observations, interviews with three key informants from the AMC unit, and a review of Apron Movement Sheets (AMS) and Daily Flight Schedules. Data validity was tested through triangulatiOn of sources and techniques, while data analysis was conducted using the SWOT framework. The research findings indicate that overcapacity leads to aircraft queues, increased risk of Ground incidents, and persistent flight delays. The AMC unit addresses this situatiOn through strategies such as repositioning aircraft to the South Apron or New South Apron, utilizing remote areas for narrow-body aircraft, prioritizing parking based On schedules, and actively coordinating with airlines, Ground Handling providers, and ATC. This study concludes that the success of managing overcapacity is largely determined by the flexibility of AMC strategies and the quality of synergy among Operational units in maintaining flight safety and smooth Operations.

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