cover
Contact Name
Mohammad Rosyada
Contact Email
mohammad.rosyada@uingusdur.ac.id
Phone
+6285726919905
Journal Mail Official
ijibec@uingusdur.ac.id
Editorial Address
Jl. Pahlawan KM. 5 Kajen, Kabupaten Pekalongan, Jawa Tengah, Indonesia
Location
Kota pekalongan,
Jawa tengah
INDONESIA
International Journal of Islamic Business and Economics (IJIBEC)
ISSN : 25993216     EISSN : 2615420X     DOI : https://doi.org/10.28918
Focus: Islamic Economics and Small and Micro Enterprises Scope: The scope of this journal encompasses the integration of Islamic Economics especially on Small and Micro Enterprises (SMEs) and local economies. It focuses on: 1.Analyzing the influence of Islamic values on consumer perceptions, preferences, and behaviors. 2. Application of Islamic economic principles for the growth of MSMEs and local economies. 3. Evaluation of the contribution of Islamic financial institutions such as Sharia banks, waqf, and other Islamic financial practices in supporting MSMEs. 4. Investigation into communication, branding, and distribution strategies grounded in Islamic principles. 5. Comprehensive literature reviews and empirical studies including case studies on consumer preferences and Islamic economic practices in sectors like halal food, halal tourism, Muslim fashion, and halal beauty products. 6. Analysis of policies and regulations that facilitate the implementation of Islamic economic principles in local economic growth. 7. Methodological approaches such as surveys, interviews, observations, field studies, and quantitative data analysis to assess the impact of these strategies on customer loyalty, business success, and economic prosperity. 8. Openness to exploring additional themes related to Islamic economics.
Articles 116 Documents
The Effect of Debt-Based Financing and Equity-Based Financing on Profitability of Islamic Banks in Indonesia Wahyudi, Rofiul; Aulia Arifatu Diniyya; Julia Noermawati Eka Satyarini; Lu’liyatul Mutmainah; Sri Maulida
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 2 (2020): Volume 4 Nomor 2 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i2.2771

Abstract

This study's main objective was to investigate the equity-based financing and debt-based financing on the profitability of Islamic banking in Indonesia. This research was expected to provide contribution to both theoretical and practical dimensions. Based on the theoretical dimension, this study can provide evidence whether equity-based financing and debt-based financing affect profitability of Islamic banking. Meanwhile, based on practical dimension, Islamic banks in Indonesia can determine their extensive profitability and, in turn, the competitiveness of Islamic banks is able to be developed in line or even better than that of conventional banks. The data were analyzed using a panel regression technique with data time series and cross-section. Furthermore, the panel data model was estimated by common effect, fixed effect, and random effect. The result of this study showed that equity-based financing partially did not affect ROE. At the same time, debt-based financing affected ROE of Islamicbanks. Equity-based financing and debt-based financing partially did not affect ROA of Islamic banks. However, The test results of both independent variables, consisting of equity-based financing and debt-based financing, simultaneously had a strong influence on the dependent variable, that is, profitability, as measured by ROA and ROE.
Shariah Value Logic to Enhance NPD Performance Chadi, Mansur
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1146

Abstract

To analyze shariah value logic as the role mediating in the relationship between NPD Innovation and NPD Performance. We purposed shariah value logic as mediating role in this study. The questionnaires will be given to only the managers of LKMS (the board of shariah micro finance) in Pekalongan, Indonesia with total 246 responden from 24 LKMS (Baitul Maal wa Tamwil, Baitul Tamwil, Kospin Jasa Shariah, and KSPP Shariah). Shariah Value Logic significantly affect to Customer Brand Trust. Research limited in muamalah, future research can exploring in ebadat. LKMS adapted shariah value logic to get customer brand trust. Shariah value logic as the new variable and theory concept. Indirect, NPD Innovation positive significantly affect to NPD Performance with shariah value logic and customer brand trust are as mediating role.
Investigating Intention-to-Use Sharia Financial Technology in New Normal Era Eri Puspita, Rosana; Puput Yanita Senja; Imanda Firmantyas Putri Pertiwi
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 2 (2020): Volume 4 Nomor 2 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i2.2705

Abstract

The new normal era has made the digital-based industries have better prospects, including the Sharia fintech industry. This study investigates the influence of knowledge on product, attitude, and intention-to-use related to the Sharia Financial Technology. This study three variables consisting of knowledge on product, attitude, and intention. A quantitative approach was used in this research with a regression test. The data were collected using an online survey of 60 respondents. The results indicated that knowledge on Sharia Fintech affects attitude and intention-to-use Sharia Fintech. The knowledge on product provided a significant influence to shape attitude and intention. Not many studies were conducted on the new normal conditions, including the Sharia fintech industry. For practitioners, this research is possibly useful as a reference to map the Muslim markets in the fintech industry. This study highlighted the importance of fintech in the new normal era to reduce the spread of covid-19 virus
Production Ethics of Muslim Batik Entrepreneurs in Pekalongan Muhammad Izza; Tarmidzi, Tarmidzi
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1089

Abstract

This research aims to find out the influence of ethics in batik (Indonesian traditional dyeing designs in clothing) production of Muslim entrepreneurs with their environment in Pekalongan, Central Java. The urgency is that the production ethics have a close relationship with waste and environment. This study used primary data from questionnaires filled by Muslim batik entrepreneurs. The OLS method was applied to analyze the total of 30 samples using SPSS. In this analysis, there were two things having strong significant correlations to production ethics namely (1) the application of Islamic values of the entrepreneurs on environmental sustainability and (2) the acknowledgement of the entrepreneurs regarding to the counseling of batik waste from local government.
Determinants of Non-Performing Financing of Mortgage in Islamic Commercial Banks Hasanah, Rofadatul; Dina Fitrisia Septiarini; Dian Filianti
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 2 (2020): Volume 4 Nomor 2 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i2.2725

Abstract

This study aims to determine the effect of Capital Adequacy Ratio, Return on Assets, BI 7-Day Rate, and Inflation towards Non-Performing Financing Mortgages in Islamic commercial banks in Indonesia. The population of this study is the Islamic commercial banks in the period 2015-2019. The sample used is a saturated sample, which uses all Islamic banks as research samples. This research uses a quantitative approach using time series data. All variables use the percentage of growth and show the results of the level stationary so that the technique used is Ordinary Least Square (OLS) regression analysis which is processed using E-Views 10 software. The results of this study indicate partially the Capital Adequacy Ratio and Return on Assets variables have a negative influence significant to Non-Performing Financing Mortgages. While BI 7-Day Rate and Inflation variables do not influence Non- Performing Financing Mortgages. Nonetheless, Capital Adequacy Ratio, Return on Assets, BI 7-Day Rate, and Inflation simultaneously have a significant effect on the Non-Performing Financing of Mortgages in Islamic commercial banks in Indonesia in the period 2015-2019
A Comparative Study: The Economic Thoughts o Ibn Khaldun and Karl Marx Muheramtohadi, Singgih
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1249

Abstract

This paper aims to compare the two great minds of Ibn Khaldun and Karl Marx in terms of their similaritiesand differences. In term of similarities, Ibn Khaldunsuggests the fall of empire sovereigntywhich is in linewith Karl Marx’s idea of the destruction of capitalism. According to Karl Marx, the development of modes of production from time to time is a necessity. Whereas, Ibn Khaldun in his bookof Al−Muqaddimah argues thatthe fall of empire sovereignty is rooted in the nature of its power. Marx assumes that the capitalistsystem ‘inevitably’ will continuously foster the surplus value, while Ibn Khaldun states that the nature of power is about pursuing luxuries.This research applied descriptive comparative and qualitative approach.The study concludes that there are some similarities between Ibn Khaldun and Karl Marxalthoughthere are more distinct differences. This is because of the following factors:(1)lifebackground,(2) assumptionusedbybothfigures, (3) social state of the society, and (4) influence of the previous scientific thoughts. The difference in the course of economic conception −work, surplus value, and the law of necessity−lies in the paradigm which both concepts use. Ibn Khaldun applies induction approach bysummarizing the general case of many historical events and disappearance of the former empires. Whereas, Marx uses class conflict approach as the basis for his theory. As its implication,similarities ofthese concepts do not necessarily require the same paradigm. A review of economic thought of the preceding figures should apply a contextual approach, that is, from the condition of the relevant figure.
The Evaluation of Mustahiq Empowerment-Based Poverty Alleviation Program at Amil-Zakat Organizations Fikriyah, Khusnul; Ahmad Ajib Ridlwan
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1263

Abstract

The increasing number of the poor in Indonesia makes the management of zakat play more important role. LAZs (non− profit organizations managing zakat) which functions as collecting and distributing zakat, infaq, and shadaqah in Indonesia is potential to develop as an attempt for equal distribution of national income, as well as a solution for poverty alleviation. Common empowerment programs by LAZs include education, health, social−humanity, and economy. Those all are consistent with government’s poverty alleviation programs, as mentioned in the Constitution 1945. “Evaluation of Mustahiq Empowerment−Based Poverty Alleviation Program at Amil−Zakat Organizations in Surabaya” points to a theory by Wirawan that evaluation was conducted through three phases; evaluation of process, evaluation of usage, and evaluation of effect. it aims to see whether or not LAZs’ empowerment programs run well and thus, be potential to be developed as a solution for poverty in Indonesia. The result showed that the empowerment programs in education and health areas were found well−implemented, while the other facets including economy and social−humanity still need more improvement within.
Harmonizing Loss Accounting with Local Cultural and Religious Principles Mohamad, Anwar Thalib; Paputungan , Vindi; Monantun, Widy Pratiwi; Ismail, Ulvarien; Damiti , Fatmawaty
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i2.2125

Abstract

This research aims to construct loss accounting practices by "binthe biluhuta" sellers based on local wisdom and religious values. This study uses a spiritual paradigm with an Islamic ethnomethodological approach. This approach develops modern ethnomethodology under a secular (interpretive) paradigm. The author conducted observations and interviews with residents to obtain local cultural data. The data obtained was validated using the source triangulation method. The study found that sharing, among others, is a seller's way of avoiding losses. In Gorontalo's Islamic culture, elders often convey these values through advice dilla bo ilaato binthe wawu pale—the meaning of the family statement. The results of this study indicate that the loss accounting implemented by binthe biluhuta sellers is not limited to material things (money) but conditions with local cultural values and faith in the Creator. The theoretical implication of the results of this study is that local wisdom contained in loss accounting implemented by binthe biluhuta sellers can be combined with loss accounting theory to make it more holistic. The concept of loss accounting by binthe biluhuta can be used by sellers with a materialist, humanist, and religious spirit when building a business.
The Determinants Of Corporate Value In The Indonesia Sharia Stock Index (ISSI) Agus Faisal; Izzun Khoirun Nissa
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 2 (2018): Volume 2 Nomor 2 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1339

Abstract

In the current era of business competition is getting tighter, strategies to get customer loyalty need to be increased. Because with such an effort to increase the value of the company. This paper aims to examine the effect of profitability (ROA), Liquidity (CR) and debt policy (DAR) on the value of the company in the Indonesian Sharia Stock Index (ISSI). This research is anstudy explanative with a duration of four years from 2012−2015, in the ISSI index there are 100 samples taken by purposive sampling technique. Data analysis using panel data analysis techniques with Eviews 8 software applications. The results of the study show that simultaneously profitability, liquidity, and debt policy affect the value of the company.
The Effect of Interest, Religious Stimuli, and the Consumer’s Trust on the Digital Al Qur’an Purchase Sokhikhatul Mawadah; Nurudin
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 2 (2018): Volume 2 Nomor 2 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1307

Abstract

Tigaraksa Satria branch of Semarang, is a company which runs the digital Al Qur’an product as one of its type of business’s engagement. One of the digital Al Qur’an to be sold is Mushaf Grand Maqomat. PT. Tigaraksa Satria also produces Mushaf for Woman and Mushaf Maqomat for Kids. Among these three Mushaf, Mushaf Grand Maqomat−has the less selling. This study is expected to measure and analyzing the effect of interest, religious stimuli, and consumers’ trust on the decision to purchase digital Al Qur’an. It is suspected that variable of religious stimuli has the most dominant effect to the consumers. The population in this study are the current consumers of digital Al Qur’an on PT Tigaraksa Satria. The result of this study indicates that variable of interest has significant effect on the purchasing’s decision. This is resulted on p−value (sig) that is 0.001 under 0.05, the variable of stimuli hassignificant effect on purchasing decision indicated by 0.755 as the p−value (sig) above 0.05. Whilst, the most dominant variable that inßuences buyers in purchasing Al Qur’an is the religious stimuli, accordingly to the researcher’s hypothesis that states religious stimuli is the most dominant variable.

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