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Suci Reza Syafira
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AL-UJRAH: Jurnal Ekonomi Islam
Published by Sekolah Tinggi Agama Islam Al Akbar Surabaya
ISSN : -     EISSN : 29862205     DOI : https://doi.org/10.62589/alujrah.v2i02.236
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Environmental Science
AL-UJRAH: Jurnal Ekonomi Islam merupakan jurnal akademik yang diterbitkan dua kali dalam 1 tahun (Desember dan Juni) oleh Program Studi Ekonomi Syariah STAI Al Akbar Surabaya. Jurnal ini menerbitkan penelitian orisinal dalam multi konsep, teori, perspektif, paradigma dan metodologi studi ekonomi Islam dimana proses penyuntingan diperlukan tanpa mengubah maksud dan isi tulisan. Ruang lingkup AL-UJRAH: Jurnal Ekonomi Islam adalah (1)Ekonomi Islam; (2) Mu’amalah; (3) Perbankan Syariah; (4) Keuangan Syariah; (5) Hukum Ekonomi Syariah; (6) Ekonomi; (7) Akuntansi; (8) Manajemen. E-ISSN Number : 2986-2205
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 73 Documents
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Relevansi Green Economy dan Ekonomi Syariah : Solusi atau Tantangan Suci Reza Syafira; M. Sabiq Al Hadi
AL-UJRAH Vol 2 No 1 (2023): Desember
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Pertumbuhan ekonomi di era abad 20 ini memberikan pengaruh yang sangat besar terhadap keberlangsungan hidup manusia. Namun, dilain sisi memberikan dampak buruk pada ekosistem kehidupan. Ekonomi dan lingkungan dianggap dua sisi yang berlawanan dalam beberapa hal seperti orientasi keuntungan dalam melihat pembangunan ekonomi inklusif yang berkelanjutan. Pembangunan berkelanjutan atas dasar ini menghasilkan konsep yang relatif baru yaitu Green Economy. Green Economy merupakan konsep yang mendukung kesejahteraan manusia dan peduli pada kelestarian lingkungan maupun ekosistem kehidupan dalam pembangunan ekonomi, hal ini sejalan dengan tujuan dari konsep maqashid syariah. Green economy dan implementasi Ekonomi Syariah melalui Maqashid Syariah memiliki korelasi dalam pembangunan ekonomi inklusif yang berkelanjutan. Makhluk yang ada di bumi seperti manusia dan alam merupakan kesatuan yang harus dijaga kelestariannya untuk generasi masa depan. Penelitian ini bertujuan untuk mendeskripsikan sinergitas konsep antara green economy dengan Ekonomi Syariah dengan tujuan pencapaian Pembangunan ekonomi inklusif yang berkelanjutan. Penelitian ini merupakan penelitian deskriptif kualitatif dengan metode studi pustaka dan juga content analysis. Hasil penelitian menunjukkan bahwa bahwa konsep green economy selaras dengan konsep Ekonomi Syariah. Peran Ekonomi Syariah dalam perspektif Green Economy, diantaranya: Prinsip Sosial dan Etika Bisnis Islam, Prinsip Pelestarian Lingkungan dan Mengurangi Permasalahan Sosial, Prinsip Pembangunan Berkelanjutan, dan Prinsip Falah yang mencakup menjaga agama, pemeliharaan jiwa, menjaga akal, penjagaan keturunan, dan pemeliharaan harta.
Pengaruh Gratis Ongkos Kirim, Diskon dan Life Style Pada Marketplace Shopee terhadap Perilaku Konsumtif Mahasiswa Fakultas Syariah Institut Pesantren KH. Abdul Chalim Surya Nanda Aprilia; Sundari
AL-UJRAH Vol 2 No 1 (2023): Desember
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Seiring berkembangnya zaman, teknologi informasi saat ini sedang mengalami pertumbuhan yang sangat pesat. Perubahan gaya hidup manusia sekarang menjadi serbah mudah dan modern. dengan adanya teknologi informasi menjadikan manusia tidak perlu melakukan aktivitas yang melelahkan. Salah satu teknologi yang berpengaruh di masyarakat adalah internet. Pengguna internet di Indonesia setiap tahunnya mengalami peningkatan dalam lima tahun terakhir. Salah satu perkembangan teknologi dan gaya hidup masyarakat yaitu munculnya matketplace shopee. Penelitian ini menggunakan metode kuantitatif dengan metode survey. Jumlah responden 83 yang dipilih menggunakan teknik sampel probabilitas (probability Sampling) dengan menggunakan rumus slovin dari seluruh mahasiswa Fakultas Syariah Institut Pesantren KH. Abdul Chalim. Metode analisis dalam penelitian ini menggunakan analisis regresi linier berganda dengan bantuan SPSS 25. Hasil penelitian ini, pada uji t menunjukkan bahwa variabel bebas gratis ongkos kirim, diskon dan life style berpengaruh positif dan signifikan terhadap perilaku konsumtif. Pada uji F variabel bebas gratis ongkos kirim, diskon dan life style secara bersama-sama atau simultan terdapat pengaruh yang positif dan signifikan terhadap perilaku konsumtif. Dan berdasarkan nilai koefisien determinasi menunjukkan bahwa 47,3% perilaku konsumtif dipengaruhi oleh ketiga faktor diatas, sedangkan sisanya 52,7% dipengaruhi oleh variabel lain yang tidak jelaskan pada penelitian ini.
Strategi Pemasaran dalam Perspektif Etika Bisnis Islam Studi pada Pengusaha Mebel Desa Potoan Daja, Palengaan, Pamekasan Zainol Fata
AL-UJRAH Vol 2 No 2 (2024): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Marketing is an activity that is very important in the survival of the company, this is because marketing is an effort to realize company goals, develop business, gain profits and to maintain the viability of the company. Ethics will not be separated in human life. Ethics is nothing but the rules of behavior, human customs in dealing with one another and confirming what is right and what is bad. In making a marketing strategy, ethics must be paid attention to so that the business that will be run does not experience losses. researchers used qualitative research methods. The approach used in this study is a descriptive approach. Primary data and secondary data, the techniques used in data collection are observation, interviews, documentation. Based on the explanation above, it can be concluded that the marketing strategy carried out by furniture entrepreneurs in Potoan Daja Village is a set of marketing tools called the marketing mix to achieve their marketing goals. The marketing mix consists of product, price, promotion and distribution, and an ethical review of the marketing strategy of furniture entrepreneurs in accordance with Islamic business ethics, namely, the products produced are products that are tailored to the demands of consumers. The price set has been agreed upon and adjusted with the entrepreneurs so that there is no price war, the promotion is carried out according to the conditions of the product produced so that nothing is covered up and the distribution is direct distribution by producers to consumers
Pengaruh Zakat Profesi dan Infak terhadap Kesejahteraan Perekonomian Mustahik di Badan Amil Zakat Nasional Kabupaten Mojokerto Muhamad Lutfi Nurhana; Diah Syifaul A'yuni; Muawanah
AL-UJRAH Vol 2 No 2 (2024): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

In human life, poverty and economic inequality are very significant problems that occur in Indonesia. One of the causes of recent poverty is the Covid-19 pandemic which has hit Indonesia for two years, especially in the province of East Java, where the percentage of poverty during the pandemic has increased. However, humans never stop looking for ways to transition to a prosperous life. One of them is that in Islam there are concepts for alleviating poverty and economic inequality, one of which is professional zakat and infaq. So, based on the problems above, researchers tested the influence of professional zakat and infaq on economic welfare partially and simultaneously using quantitative methods. The data used is primary data and secondary data. Data collection was carried out using questionnaires distributed to respondents. The respondents in this study were the mustahik of the Badan Nazional Amil Zakat, Mojokerto Regency with a population of thirteen thousand, eight hundred and ninety-seven and a sample of one hundred respondents was taken. The technique used in this research is the multiple linear regression test. And the results of this research show that there is a partial influence between professional zakat on economic welfare, there is a partial influence between infaq on economic welfare and simultaneously there is an influence between professional zakat and infaq on economic welfare.
Analisis Layanan Pemberdayaan yang Dilakukan oleh Lembaga Amil Zakat Nasional Yatim Mandiri pada Anak Yatim di Surabaya Santoso; Ubaid Aisyulhana
AL-UJRAH Vol 2 No 2 (2024): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

The background of this research are: First, there are many amil zakat institutions in Indonesia that have not been able to collect zakat, infaq, and sadaqah funds optimally. Second, there is still public distrust of institutions in channeling zakat, infaq, and sadaqah funds, so that people still rely on the old way, namely direct distribution. Third, the service of zakat institutions in serving mustahik should be improved because it is related to satisfaction and family ties between parties who have mustahik amil zakat institutions. The results of this study are as follows: First, the empowerment carried out by Yatim Mandiri includes various things and aspects of life, such as the economy, education, health services, humanity, da'wah and others. Second, each of these aspects has a special program such as community empowerment to youth. Third, Yatim Mandiri as a national amil zakat institution that focuses on building the independence of orphans / poor people also conducts empowerment programs for the poor. The services provided by Yatim Mandiri to the poor and needy benefit very well and pay attention to the conditions of the mustahik. Overall, the conclusion of this study is that Yatim Mandiri has carried out its duties optimally as evidenced by the very positive assessment of mustahik and the empowerment of the poor.
Kesadaran Pedagang dalam Membayar Zakat di Pasar Sukaramai Medan Sri Novita Hasibuan; Sutiyawati; Rizky Rmadhan Saragih; Yenni Samri Juliati Nasution
AL-UJRAH Vol 4 No 2 (2026): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Abstract This study aims to find out the awareness of traders in paying zakat at the Medan Sukaramai Market. The research uses a qualitative approach with the type of field research. The research informants consisted of two Muslim traders who were selected using purposive sampling techniques. Data collection was carried out through observation, interviews, and documentation, while data analysis used qualitative descriptive techniques. The results of the study showed that the two informants had a fairly good awareness in paying zakat. This awareness is shown through the understanding that zakat is an obligation that must be fulfilled by Muslims and has social benefits for people in need. This study also found that the awareness of paying zakat is influenced by religious understanding, social environment, and sense of responsibility as a Muslim. Knowledge about zakat is obtained through family, religious lectures, and the surrounding environment which also forms the awareness of zakat. However, the informant's understanding is still more focused on zakat fitrah compared to other types of zakat. Therefore, more intensive education and socialization efforts are needed regarding zakat so that the public has a broader understanding so that the implementation of zakat can be carried out optimally. The findings of this study show that religious understanding and the social environment have an important role in shaping traders' awareness to pay zakat. Keywords: Awareness of Paying Zakat, Zakat, Traders of Sukaramai Market Medan
Strategi Pemasaran Syariah dan Peningkatan Penjualan: Studi Kasus Bakso Bang Karim Bangkalan Achmad Junaidi; Syaiful Bahri; Amry Abdurrahman
AL-UJRAH Vol 4 No 2 (2026): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Abstract This study aims to evaluate in depth the implementation of sharia marketing mix strategies at Bakso Bang Karim MSME in Karang Duwak Village, Bangkalan, and its impact on customer loyalty and sales volume. Using a descriptive qualitative approach with field research methods, primary and secondary data were collected through participatory observation techniques, sales record documentation studies, and in-depth interviews with business owners, employees, and loyal customers. Data analysis was conducted inductively through an interactive cycle comprising data reduction, descriptive narrative display, and conclusion drawing. The results show that Bakso Bang Karim has successfully and consistently integrated tawhid values and prophetic ethics (shiddiq, amanah, tabligh, fathanah) into the 4P marketing mix. The synergy between halalan thayyiban product quality assurance, fair pricing (‘adl), trustworthy distribution services, and honest promotion effectively mitigates gharar risk. Furthermore, the ethical adoption of digital technology strengthens customer engagement and triggers positive Word of Mouth (WOM) mechanisms. This holistic strategy has significant implications for increasing sustainable sales volume and achieving business blessings (falah). Keywords: Sharia Marketing Mix, Digital Marketing, Sales Volume, Customer Loyalty, Business Blessing
Pengaruh Labelisasi Halal dan Harga terhadap Loyalitas Pelanggan dalam Pembelian Produk Skincare Wardah (Studi Kasus Santri Pondok Pesantren Banyuanyar) Hofifah Hofifah; Siti Ramdlaniyatul; Zainol Fata; Saodatul Magfiroh
AL-UJRAH Vol 3 No 2 (2025): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

Indonesia is the country with the largest Muslim population in the world, making it a highly promising market, including in the skincare sector which has become a current trend. This is supported by the rapid development of technology that helps the marketing world grow quickly, inspiring people to pay more attention to their appearance. This study aims to determine the effect of X1 halal labeling and X2 price on X3 loyalty in Y the purchase decision of Wardah skincare among active female students at Banyuanyar Islamic boarding school in the year 2025. The research method used is a quantitative approach, as the data is in the form of numerical values and analyzed using statistical tools. The population in this study is Wardah skincare users among active female students at Banyuanyar. A sample of 100 respondents was selected using nonprobability sampling with a purposive sampling approach. The data were analyzed using SPSS. The results of the study show that the halal labeling variable has a partial positive effect
Tabungan Perumahan Rakyat (TAPERA) Kajian Kritis dari Konteks Pekerja Lukmansyah Lukmansyah; M. Asif Nur Fauzi; Yuharso Hadi
AL-UJRAH Vol 3 No 2 (2025): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

The Housing Savings Program (Tapera) is an initiative by the Indonesian government aimed at increasing access to homeownership for all segments of society, including informal workers. This study aims to evaluate the perceptions of participants, the transparency of fund management, and the challenges in the implementation of the Tapera program. The research uses a qualitative approach with document study and content analysis to explore relevant literature. The findings reveal that many informal workers face difficulties in participating in this program, especially due to irregular income, as well as a lack of clarity regarding fund management. Moreover, the transparency of Tapera fund management is also an issue that needs more attention to ensure the program operates effectively and meets public expectations. This research suggests adjustments to the contribution policy to make it more flexible, enhanced socialization efforts, and stronger oversight to ensure that Tapera achieves its goal of providing affordable housing.
Strategi Generasi Milenial dalam Mengelola Risiko Usaha Kecil Toko Madura: Pendekatan Kualitatif Bebrbasis Nilai Islam dan Digitalisasi Bisnis Muhammad Yusuf Aria Widjaja; Suci Reza Syafira; Ubaid Aisyul Hana; Muhammad Nadhim Rachmadian
AL-UJRAH Vol 3 No 2 (2025): Juni
Publisher : Prodi Ekomoni Syariah STAI Al Akbar Surabaya

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Abstract

This study aims to analyze the strategies of millennials in managing the risks of small businesses in Madura Shops using a qualitative approach based on Islamic values and business digitalization in the North Gresik region. In the context of increasingly dynamic market competition, millennials play an important role as agents of economic transformation who are adaptive to technology and oriented towards business sustainability. A qualitative approach was used through in-depth interviews and observations of small businesses managed by millennials. SWOT analysis was applied to identify the strengths, weaknesses, opportunities, and threats faced in business risk management. The results of the study show that Islamic values, such as honesty (shiddiq), trustworthiness, and social responsibility (falah), form the basis for ethical and fair business decision-making. Meanwhile, business digitalization through the use of social media, e-commerce, and digital payment systems can increase efficiency and expand market reach. With an IFAS value of 2.44 and an EFAS value of 2.85, the business is positioned in the aggressive (growth-oriented) strategy quadrant, which means that business actors need to maximize external opportunities through internal strengths based on innovation and sharia principles. This study emphasizes the importance of integrating Islamic spirituality and digital technology in building the resilience of small businesses in the modern economy.

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