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Contact Name
Muhammad Mu'allifurrahmi Arramidly
Contact Email
arramidly@gmail.com
Phone
081250577110
Journal Mail Official
kampus@iaidukandangan.ac.id
Editorial Address
Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan Jln. Rantauan RT 03 RW II Gambah Luar, Kecamatan Kandangan Kabupaten Hulu Sungai Selatan 71216 - Kalimantan Selatan
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INDONESIA
Jurnal Ekonomi Syariah
ISSN : 30218756     EISSN : 30218756     DOI : https://doi.org/10.63216/al-ujrah.v2i02
Core Subject : Economy,
The journal focus on providing qualified researches in the area of Islamic Economics, Entrepreneurship, Islamic Business Ethics, Islamic Capital Markets & Investment, Islamic Accounting, Islamic Banking, ZISWAF Management, Business Communication, Islamic Philanthropy and other relevant topics.
Articles 26 Documents
LITERASI EKONOMI SYARIAH TERHADAP ADAT DAGANG PELAKU EKONOMI PASAR LOS BATU KANDANGAN Muhammad Iqbal Sanjaya; Nor Alia
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 02 (2023): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract

This research is based on the diversity of ethnic groups and ethnic tribes spread throughout Indonesia, one of which is the Banjar tribe, which is an economic player in the Los Batu Kandangan market. The traditions formed are not apart from the doctrines of religious teaching that are growing in the local territory. This research aims to learn about the economic literacy of Los Batu Kandangan market economic actors and the impact of the economic literature of the Los Batu Kandangan market economic actors on the traders’ custom. This research is field research with a qualitative approach. Subjects in this study are Banjarese who became an economic actor in the Los Batu Kandangan market. The subject selection technique used in this research was purposive sampling. Data collection techniques include observations, interviews, and documentation. According to the results of the research shows that the traditions formed are a blend of local culture with the development of the literature and religious teachings of Islam existing in Hulu Sungai Selatan district and they are in wellliterate category, which has been described in some indicators of Islamic economic aspects.
ANALISIS TINGKAT SUKU BUNGA (BI RATE) TERHADAP INFLASI DI INDONESIA TAHUN 2018-2022: MENGGUNAKAN EVIEWS 12 Nurhafiyanisa; Lisda Aisyah; Muhammad Raihan Rafli
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 02 (2023): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract

Thisdresearch isdmotivated bydchanges in the rate or level of inflation, especially in Indonesia, with various influencing factors. Inflation itself cannot be left unchecked, it must be controlled with several instruments and policies to keep inflation stable. The purposedof thisdstudy is toddeterminedthedeffectdofdinterest rates (BI Rate) on inflation in Indonesia. By using interestdrate data (BI Rate) published by the Bank Indonesia website, and inflation data obtained from the Central Bureau of Statistics website. The data is taken from 2018-2022. Using quantitative methods with time series data with the analysisdtechnique used isdsimple linear regression analysis withdthe help of the Eviews 12 program. The resultsdshoweddthat partially, the interestdrate variable (BI Rate) had nodeffect but was significant to Inflation, namely the probability value obtained was 0.7321> 0.05.
KEMITRAAN BANK KONVENSIONAL (STUDI KOMPARASI PENDAPAT ULAMA KLASIK DAN ULAMA KONTEMPORER) Setyanoor, Erwan; Rifdalena Iklila
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Penelitian ini dilatarbelakangi oleh pendapat-pendapat ulama-ulama baik salaf maupun khalaf mengenai keharaman riba serta turunannya yang masih berhubungan dengan yang dinamakan riba, seperti hukum kredit di bank konvensional, bekerja di bank konvensional, hal ini telah lama menjadi bahan diskusi para ahli. Penulis disini memposiskan diri pada penelitian mengenai hukum agen bank yang mana bersifat kemitraan dalam menjalankan usahanya. Jenis penelitian ini menggunakan metode penelitian kualitatif. Hasil dan pembahasan menunjukkan bahwa agen merupakan salah satu nasabah bank yang bekerja sama dengan bank tersebut dan bunga bank mengandung riba sehingga hukumnya haram. Dapat disimpulkan jika hukum agen yang bekerja sama dengan bank konvensional itu diperbolehkan asal menghindari transaksi-transaksi yang dilarang dalam Islam, seperti melakukan transaksi jual beli.
Penggunaan Media Sosial Tik Tok, Dompet Digital, Dan Literasi Keuangan Syariah Terhadap Perilaku Konsumtif Berbelanja Online Pada Generasi Z Di Kota Banjarmasin Rahmi, Aulia; Nilasari, Erissa; Gafur, Abdul
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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TikTok social media is thought to influence the consumer behavior of Generation Z, who are quick to apply technology on a daily basis. The existence of restrictions and prohibitions on the use of TikTokShop shows that TikTok, especially TikTokShop, can influence consumer behavior patterns. The high use of the internet makes it easier to use digital wallets with flexibility. It is hoped that sharia financial literacy can reduce the consumptive behavior of Gen Z. This research aims to determine the simultaneous and partial influence of independent variables on the dependent variable. This type of research is field research. This research uses a quantitative approach. And the sampling technique uses incidental sampling and calculates the sample using the Lemeshow formula because the population size cannot be known with certainty. The data collection technique was carried out using a questionnaire. Data analysis techniques consist of research instrument tests which include validity and reliability tests, classical assumption tests which include normality, multicollinearity and heteroscedasticity tests, multiple linear regression analysis, coefficient of determination, and hypothesis tests which include the F test and T test. Simultaneously, it shows that the influence of the independent variable on the dependent variable is 31.3% and 68.7% is influenced by variables outside the research. The results of the T test (partial) show that the social media variables TikTok and sharia financial literacy have a positive effect as evidenced by the significance values, namely 0.00 and 0.02 < 0.05, which means that Ho is rejected and Ha is accepted. And for the digital wallet variable with a significant value of 0.12 > 0.05, which means there is no positive influence on consumer behavior (Y), then Ho is accepted and Ha is rejected.
Pengaruh Inflasi dan Suku Bunga Terhadap Pertumbuhan Ekonomi di Provinsi Kalimantan Selatan Tahun 2018-2022 Lisda Aisyah; Nur Habibah; Hushila Rizqiani Awalia; Mukhlis Kaspul Anwar; Muhammad Arief
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract Inflation is a continual increase in the purchase price of products and services. Purpose of this research is to identify how much influence inflation and interest rates have on economic growth in South Kalimantan Province. The data used are secondary data in the form of time series data including data on inflation, interest rates, and economic growth in South Kalimantan province for the period 2018-2022. Quantitative descriptive methods were used to conduct this research. It uses Multiple Linear regression analysis methods, and data processing using Eviews 12 software. The findings of this research are that inflation has no significant effect on the economic growth of South Kalimantan Province, and also interest rates have no significant effect on the economic growth of South Kalimantan Province. Then together inflation and interest rates also have no significant effect on the economic growth of South Kalimantan Province with an R-squared value of 0.636702 or 36.3%. Keywords : Economic Growth, Inflation, Interest Rates, BI Rate
JUAL BELI BAHAN BAKAR MINYAK ECERAN DI KECAMATAN LABUAN EMAS SELATAN KABUPATEN HULU SUNGAI TENGAH Norwilistini; Noorhasanah
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Penelitian ini dilatarbelakangi dengan Keberadaaan BBM yang sangat diperlukan untuk memenuhi kebutuhan sehari-harinya, pembeliannya dapat dilakukan di Stasiun Pengisian Bahan Bakar Umum (SPBU) yang mana konsumennya berasal dari segala lapisan masyarakat. Namun ada juga pembelian dapat dilakukan di tempat lain, misalnya di tempat penjual bensin eceran. Adapun yang terjadi di Kecamatan labuan Amas selatan BBM eceran di pinggir jalan sangat terasa lebih sedikit takarannnya dibandingkan membeli BBM di SPBU dan harga yang ditawarka cukup tinggi meski perbandingannya Rp 1.000 atau Rp 2.000 yang ditetapkan oleh pedagang bensin eceran. Dalam hal ini konsumen mengatakan bahwa ia merasa dirugikan oleh pedagang-pedagang BBM eceran yang menghiraukan etika dalam berbisnis. Berdasarkan hasil penelitian yang dilakukan penulis mengenai etika bisnis pedagang Bahan Bakar Minyak (BBM) di Kecamatan Labuan Amas Selatan Kabupaten Hulu Sungai Tengah. Penulis dapat menyimpulkan bahwa dalam prakteknya para pedagang Bahan Bakar Minyak (BBM) eceran di Kecamatan Labua Amas Selatan secara halus melakukan praktek penipuan karena merugikan konsumen dan secara tidak langsung pedagang memang mendapat keuntungan yang lebih dari hasil pengurangan takaran. Serta secara etika bisnis islam pedagang di Kecamatan Labuan Amas Selatan Kabupaten Hulu Sungai Tengah tidak sesuai dengan syariat islam dikarenakan ada unsur gharar (penipuan/ketidakjelasan suatu barang yang dijual kepada pembeli.
Analisis Penerapan Prinsip Etika Bisnis Islam dalam Pengelolaan UMKM "Bebek Cobek" Bangkalan Madura Syafaah, Irbatus; Rohman, Abdur
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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This research aims to analyze the application of Islamic business ethics principles in the management of "Bebek Cobek" UMKM in Bangkalan Madura. The principles of Islamic business ethics that are applied include Unity/Tawhid, Balance, Freedom, Responsibility and Virtue. The research method used is qualitative with a case study approach. Data was collected through in-depth interviews with owners and employees as well as direct observation in the field. The research results show that the "Bebek Cobek" stall has implemented the principles of Islamic business ethics in its operations
PENERAPAN METODE ECONOMIC ORDER QUANTITY (EOQ) DALAM MANAJEMEN PERSEDIAN IKAN ASIN TENGGIRI PADA PO. SINAR INDAH DESA PAGATAN BESAR KECAMATAN TAKISUNG Tambrin, Husni; Yulia Hafizah
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 02 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
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This research is motivated by the use of the Economic Order Quantity (EOQ) method in controlling inventory with the aim of reducing low inventory costs. By implementing EOQ, companies can avoid stock outs which disrupt the smooth supply process of salted mackerel fish and save on storage costs and ordering costs. This study aims to evaluate stock management of salted mackerel fish in PO. Sinar Indah during 2023 using EOQ. The research method used is field research with data collection techniques through interviews and documentation. Data analysis was carried out using the EOQ method. The research results show that the inventory management approach used by PO. Sinar Indah is still simple and traditional. Their policy on the supply of salted mackerel fish has not been consistent, with ordering frequencies that are not optimal. For example, the most efficient order quantity is 37 quintals per order with a frequency of 9 times a year, in contrast to the previous approach which placed orders 43 times with a smaller quantity each time. Economically, implementing EOQ can reduce total inventory costs from IDR 26,819,600 to IDR 10,403,000. Thus, this research provides an illustration that the application of EOQ can improve the efficiency of PO stock management of salted mackerel fish. Beautiful Rays significantly.
OPTIMALISASI AKSES PELUNASAN HAJI MELALUI PRODUK CICIL EMAS BSI GOLD TO BAITULLAH Eki Puspita Ariyanti; Bakhri, Saiful
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 02 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Penelitian ini dilakukan dengan tujuan untuk menyelidiki secara rinci penggunaan cicilan emas sebagai alternatif pembiayaan bagi jamaah haji. Fokus utama penelitian ini adalah untuk mendalami prosedur dan efektivitas sistem cicilan emas dalam mengatasi berbagai tantangan yang muncul selama proses pelunasan biaya haji. Dengan mengadopsi pendekatan kualitatif dan memanfaatkan teknik pengumpulan data seperti sumber data sekunder diperoleh dari artikel, dan internet, sedangkan data primer dikumpulkan melalui observasi, dan dokumentasi. Penelitian ini bertujuan untuk memberikan pemahaman yang lebih dalam tentang bagaimana cicilan emas digunakan dalam pembayaran biaya haji di Bank Syariah Indonesia. Hasil temuan dari penelitian ini menunjukkan dengan BSI Cicil Emas Gold To Baitullah pergi ibadah haji lebih terencana dan lebih mudah, serta keberhasilan program pelunasan haji melalui cicilan emas dalam menyediakan solusi pembayaran haji terjangkau dan terstruktur. Hal ini memperluas akses bagi masyarakat untuk melaksanakan ibadah haji. Selain itu, penelitian ini juga bertujuan untuk meningkatkan pemahaman tentang peran cicilan emas sebagai opsi pembiayaan yang inklusif bagi umat Islam yang ingin melakukan haji, serta memberikan rekomendasi untuk pengembangan lebih lanjut dalam konteks perbankan syariah dan pembiayaan haji di Indonesia. Dengan pemahaman yang lebih mendalam tentang manfaat cicilan emas sebagai opsi pembiayaan, diharapkan Bank Syariah Indonesia dapat meningkatkan pelayanan kepada nasabah, sehingga dapat memenuhi kebutuhan spiritual dan keuangan mereka terkait perjalanan haji dengan lebih efektif.
Kebijakan Ekonomi Masa Khulafaur Rasyidin : Analisis Sistem Pengelolaan Zakat Syafaah, Irbatus; Rohmah, Yusriyatur; Hidayat, Fahrul
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 02 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Tujuan dari penelitian ini adalah untuk menyelidiki kebijakan ekonomi yang diterapkan selama pemerintahan Khulafaur Rasyidin, dengan penekanan khusus pada pengelolaan zakat. Setiap khalifah Abu Bakar, Umar bin Khattab, Utsman bin Affan, dan Ali bin Abi Thalib mengadopsi kebijakan yang berbeda untuk mengelola zakat, yang berkontribusi pada peningkatan kesejahteraan masyarakat. Studi ini menyelidiki pengelolaan zakat selama pemerintahan empat khalifah melalui pendekatan kualitatif dan historis. Studi menunjukkan bahwa Umar memperluas cakupan objek zakat dan mendirikan Baitul Mal, sedangkan Khaliah Abu Bakar dikenal karena ketegasannya dalam mengelola zakat. Utsman mempertahankan kebijakan sebelumnya yang berfokus pada distribusi zakat, sementara Ali tetap menekankan penyaluran zakat yang cepat dan merata meskipun kondisi politik tidak stabil.

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