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Jurnal At-Tamwil: Kajian Ekonomi Syariah
Published by Universitas Islam Tribakti Lirboyo Kediri
ISSN : 26154293     EISSN : 27237567     DOI : https://doi.org/10.33367//at.v6i1.1488
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Environmental Science Social Sciences
Jurnal At-Tamwil is a journal published by the Faculty of Economics and Business, Sharia Banking study program, Tribakti Islamic University Lirboyo Kediri. The purpose of this journal is to communicate and as a medium for academic socialization by providing a platform to promote the publication of scientific research in the field: Sharia Banking Sharia Economics Sharia Financial Institutions Sharia Finance and Microfinance Islamic Business and Financial Management Islamic / Sharia Economic Law Fiqh Muamalah Economic Hadith Zakat, Infaq, Shadaqah and Waqaf Sharia Insurance Halal Industry Islamic Capital Market as well as issues in the field of Islamic Economics and other topics related to Islamic Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
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Search results for , issue "Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024" : 8 Documents clear
Strategi Sistem Jemput Bola Dalam Meningkatkan Motivasi Menabung Nasabah Pada BMT UGT Nusantara Cabang Kediri K. Khairan, K. Khairan
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.4479

Abstract

Abstrak Strategi merupakan metode yang digunakan dalam mencapai suatu tujuaan. Strategi juga dilakukan oleh Bank Syariah seperti Baitul Maal wa Tamwil dalam mengembangkan lembaga dan menarik nasabah. Salah satu strategi yang dapat dilakukan adalah jemput bola. Strategi jemput bola dilakukan dengan mendatangi nasabah untuk bergabung dan menabung dengan BMT UGT Nusantara Cabang Kediri. Tujuan penelitian ini adalah untuk mengetahui strategi jemput bola dalam meningkatkan motivasi menabung pada BMT UGT Nusantara Cabang Kediri. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan pengambilan data observasi dan wawancara. Hasil dari penelitian ini bahwa BMT UGT Nusantara Cabang Kediri menghadirkan sistem tabungan dalam menarik dan menghimpun nasabah. Untuk memotivasi nasabah menabung di BMT UGT Nusantara Cabang Kediri menggunakan sistem jemput bola, yang mana petugas menemui nasabah secara langsung untuk memudahkan nasabah melakukan transaksi. Kata Kunci: Strategi, Jemput Bola, Motivasi, dan Menabung
Transaksi Digital (e-commerce) Pada @ghanie_lee.shop Kediri Dalam Fatwa DSN-MUI No. 05/DSN-MUI/IV/2000 Nafi’ah, Uswatun
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5294

Abstract

The large number of business people or shops in Indonesia who practice buying and selling without meeting in person or via the Internet is the inspiration for this research. Many of these businesses pay no attention to the formalities or legal requirements associated with buying and selling without a meeting. The reality of modern technology such as digital technology cannot be denied. This research aims to determine the acceptability of ordering transactions based on DSN-MUI Fatwa No. 05/DSN-MUI/IV/2000 and the role of digital transactions (e-commerce) in boosting product sales with a fast and simple transaction process. This research adopts descriptive methodology and qualitative research techniques. In-depth interviews, participant observation, and documentation were used as data collection strategies. Data reduction, data presentation, and concluding are all used in data analysis.
Efektivitas Pengelolaan UMKM Dengan Pendekatan 3 Pilar OPOP (Santripreneur, Pesantrenpreneur, Sociopreneur) di Sekitar Pondok Pesantren Darussalam Al-Faishliyah Sampang Sa’adah, Nurus; Rahman, Taufiqur
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5295

Abstract

This research aims as an effort to advance the Islamic boarding school economy through the management of MSMEs around the Islamic boarding school, it needs to be done to create a superior and competitive Islamic boarding school in creating quality graduates. The Darussalam Al-Faisholiyah Sampang Islamic boarding school in Indonesia serves as the study's primary site because of its major role in fostering the economic autonomy of Islamic boarding schools via the efficient application of MSMEs management grounded on the three pillars of the OPOP framework. Therefore, the research conducted by researchers aims to provide significant solutions through several references in managing MSMEs products and strengthening the economic independence of Islamic boarding schools, so that Islamic boarding schools across Indonesia, and not only Darussalam Al-Faisholiyah Sampang, may see the economic impact that Islamic boarding schools have on their students, their schools, their alumni, and Indonesian society as a whole. This study offers actionable solutions in the form of a process flow for achieving financial autonomy in Islamic boarding schools.
Formation of Social Entrepreneurship Character through Buddhist Entrepreneurship Courses: Case Study of Samanera at STAB Kertarajasa Herman, Herman
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5296

Abstract

This research aims to explore the impact of Buddhist entrepreneurship courses in forming the social entrepreneurial character of Samanera at STAB Kertarajasa. The research method used is a qualitative approach with in-depth interview techniques and participatory observation of the novices who took the course. The research results show that Buddhist entrepreneurship courses provide a deep understanding of entrepreneurial principles based on Buddhist values, such as karma, seva, and alignment with the common good. This learning helps Samanera to develop social entrepreneurship characters, such as empathy, social sensitivity, collaboration and creativity in creating solutions to social problems. The implication of this research is the importance of integrating religious or spiritual values ​​in entrepreneurship education to form a more holistic and sustainable character in business practice.
Implementasi JConnect Mobile Dalam Meningkatan Pelayanan Nasabah: Studi Bank Jatim Syariah Kediri Pratiwi, Maheswary Sekar; Mala, Iva Khoiril; Romadhon, Bagus; Sutantri, Sutantri
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5297

Abstract

With the advancement of technology in the 5.0 and modern era, effective and efficient communication continues to develop, hence the creation of the internet. The Internet is used by people and organizations to conduct business. For banking, one form of service implemented in the digital era is mobile banking. Bank Jatim Syari'ah launched the latest product in the digitalization era, namely JConnect Mobile with its various features. This study aims to determine the role of JConnect mobile in improving services to customers of Bank Jatim Syari'ah, this research uses qualitative research with library research methods and direct field studies, so not only from theory but going directly to the field to research. Jconnect mobile service quality through the dimensions of security, speed and accuracy has an important role in improving services to customers using JConnect mobile products.
Tinjauan Etika Bisnis Syari’ah Terhadap Praktek Pembayaran Konsinyasi Antara Pihak Komisioner Dengan Pihak Distributor Hanafi, Yusron
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5298

Abstract

This research examines the practice of Consignment practiced by some traders in the Ngawi large market, by asking the Distributor to send the goods needed by the Merchants. The practice of Consignment in the Ngawi Big Market between the merchants and the Commissioner is largely not in accordance with the rules of the Consignment discipline and the values in the axioms of Sharia Business Ethics. Therefore, this research wants to find out what is the reason why traders and distributors apply the Consignment system in their business activities. This research aims to provide an assessment based on Shari'ah Business Ethics on the behavior of traders and commissioners who apply the consignment system. The research method used is Qualitative with Inductive analysis and Normative approach. The results of the study state that the reason the traders apply the Consignment system is due to limited capital, while the reason the Distributor applies the consignment system is due to difficulties in selling their production goods. According to Shari'ah Business Ethics, the consignment practices carried out by traders in the Ngawi Big Market violate the values in Shari'ah Business Ethics such as Dzolim, fraud, and not keeping promises.
Peran Asuransi Syariah dalam Membangun Rantai Nilai Halal Shanty, Mughnii Kahila; Zaerofi, Afif
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.5299

Abstract

This study aims to analyze whether Islamic insurance can influence Halal Value Chain planning in Indonesia. This study combines qualitative methods and descriptive statistics by interviewing 10 practitioners and academics regarding how Islamic insurance can build a halal value chain. Then the results of the interview will be processed using the NVivo-12 software. According to the findings, practically every halal value chain cluster, including those in the food and beverage industry, halal tourism, fashion, cosmetics, and leisure media, needs sharia insurance to grow. This is so that, in the event of an unfathomable loss, Sharia insurance can ensure the continuation of Sharia-based businesses. To expand Indonesia's halal business internationally, a Sharia insurance development strategy must be created. The Penta Helix collaboration, which links academia, government, communities, business people, and the media, is one of these initiatives.
Cash Waqf Linked Deposito (CWLD): Implementasi Pada Bank Syariah Hidayati, Atina; Inayah, Intan
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.6763

Abstract

Indonesia has enormous waqf potential, one of which is cash waqf. The low level of literacy and socialization about waqf has led to the realization of waqf in Indonesia. According to the Indonesian Waqf Board, the potential of the waqf sector in Indonesia, the realization of cash waqf in 2023 will reach 1.22%. This shows that there is a very large gap between the potential and realization of cash waqf collection so that support and innovation in cash waqf products is needed. The existence of Cash Waqf Linked Deposits (CWLD), which was launched by Bank Jatim Syariah in 2023, provides waqf benefits in the social and educational fields. The benefits provided by CWLD are in the form of scholarships for students at universities and providing business capital to MSMEs. In this CWLD process, Sharia Banks act as Nadzir in collaboration with Sharia Financial Institutions Receiving Cash Waqf (LKSPWU) and customers act as Wakif. CWLD funds deposited to Nadzir have a minimum amount of 1 million rupiah and a minimum duration of 1 year. The returns from this CWLD instrument will later be given to the mauquf alaih, and the original waqf funds will be returned to the wakif or customer.

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