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International Journal of Education Management and Religion
Published by Pondok pesantren As-salafiyah As-Safi'iyyah
ISSN : -     EISSN : 30903149     DOI : 10.71305
Core Subject : Religion, Humanities, Education, Social,
Religion Humanities Education Social Sciences Other
International Journal of Education Management and Religion is a multidisciplinary academic journal that explores the complex intersection of education management and religious values in various cultural and international contexts. The journal provides a platform for academics, educators, and policymakers to discuss theories, research findings, and case studies related to educational leadership and the role of religion in shaping educational practices and policies worldwide. Focus and Scope: The journal highlights topics such as: Education Management: Investigating effective management practices and leadership strategies within educational institutions, including governance, organizational culture, and policy development. Religious Influence on Education: Analyzing the impact of religious beliefs on curriculum design, pedagogy, student engagement, and institutional identity. Comparative Studies: Examining how different religious traditions influence educational systems across countries, promoting cross-cultural understanding and dialogue. Policy and Governance: Addressing the role of religious considerations in educational policymaking, particularly in multicultural and pluralistic societies.
Arjuna Subject : Umum - Umum
Articles 107 Documents
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Fundamental Analysis of Banking Financial Performance: A Longitudinal Study of PT Bank BNI (Persero) Anwar Ramli
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1672

Abstract

Banking is a strategic sector in supporting the national economy through its financial intermediation function. Bank financial performance can be evaluated using financial ratios sourced from financial statements. This study aims to examine the liquidity, solvency, and profitability of PT Bank Negara Indonesia (Persero) Tbk during the 2021–2025 period, and analyse their implications for the stability and sustainability of the bank's financial performance. The novelty of this study lies in its single-bank longitudinal approach covering a complete five-year economic cycle  from post COVID 19 pandemic recovery through credit expansion to the correction phase a scope not addressed in any prior study on BNI or comparable Indonesian state-owned banks. Unlike previous multi-bank studies that produce industry-average conclusions (Putra & Wibowo, 2021; Sari & Idrus, 2023), this study offers deeper institution-specific trend analysis and contextualizes performance dynamics with BNI's distinct management policies. The method used is descriptive quantitative with secondary data in the form of consolidated annual financial statements published by BNI and the Indonesian Stock Exchange. The ratios analysed include the Loan to Deposit Ratio (LDR), Quick Ratio, Capital Adequacy Ratio (CAR), Debt to Asset Ratio (DAR), Debt to Equity Ratio (DER), Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). All profitability ratios are calculated consistently using consolidated financial statement data, except for CAR, which refers to Bank Only data as published by the Financial Services Authority (OJK). The results show that the LDR experienced a significant increase until 2024 (96.32%) before improving to 86.42% in 2025. BNI's solvency is very strong with a CAR ranging from 19.3%–22.0%, far exceeding the OJK minimum requirements. Profitability shows a recovery trend from ROA of 1.14% (2021) to 1.94% (2023), before being corrected to 1.48% (2025) due to increases in the cost of funds and operating expenses. Overall, BNI's financial performance is considered stable and healthy, but requires strengthening operational efficiency and credit management to maintain long-term competitiveness.
Determination Of Employee Motivation Through Human Resource Training And Development: A Literature Review From A Human Resource Management Perspective Andi Nurfiana Haz
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1675

Abstract

Employee work motivation remains one of the most important determinants of organizational performance, employee engagement, and long-term organizational sustainability. Human Resource (HR) training and development have been widely recognized as strategic interventions for enhancing employee motivation; however, existing findings remain fragmented across different organizational contexts and theoretical perspectives. This study aims to systematically review the relationship between HR training and development and employee work motivation through the lens of Herzberg’s Two-Factor Theory. A literature review approach was employed by analyzing 16 peer-reviewed articles published between 2020 and 2025. Articles were identified through searches in Google Scholar, Scopus, ScienceDirect, Emerald Insight, SpringerLink, and Wiley Online Library using predefined keywords related to training, development, motivation, and Human Resource Management. The selected studies were screened based on relevance, publication quality, and alignment with the study objectives, and subsequently analyzed using thematic synthesis. The findings indicate that HR training and development positively influence employee motivation by strengthening Herzberg’s motivator factors, including achievement, recognition, responsibility, career advancement, and personal growth, while also improving hygiene factors such as supervision quality, working conditions, and organizational policy clarity. The review further identifies perceived organizational support, self-efficacy, organizational commitment, and management support as important mediating and moderating factors that influence the effectiveness of training initiatives. The novelty of this study lies in its integration of contemporary Human Resource Management literature with Herzberg’s Two-Factor Theory to provide a comprehensive explanation of how training and development shape employee motivation in modern organizations. The findings contribute to the advancement of HRM theory by offering an integrated conceptual understanding of the training–motivation relationship. Practically, the study suggests that HR managers should design continuous training, coaching, mentoring, and career development programs that not only enhance employee competencies but also foster sustainable motivation, engagement, and organizational commitment.
Digital Empowerment Through Artificial Intelligence And Financial Literacy: Evidence From Women Owned MSMEs In Makassar, Indonesia Indah Lestari Anwar; Fakhirah Husain; Muhammad Fakhrul Anwar
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1679

Abstract

This study examines the role of artificial intelligence (AI) and digital financial literacy in sustaining women-owned micro, small, and medium enterprises (MSMEs) in Makassar City, Indonesia. Using a mixed-methods approach with an explanatory sequential design, this research combines qualitative exploration with quantitative testing through Structural Equation Modeling–Partial Least Squares (SEM-PLS) with a purposive sample of 150 respondents drawn from 3,060 women-owned MSMEs registered with the MSME Incubator in Makassar. The Digital Empowerment model proposed in this study refers to an integrated framework in which AI and digital financial literacy work complementarily to strengthen business decision-making, financial behavior, and fintech adoption among women-owned MSMEs. The results show that AI has a positive and significant direct effect on MSME sustainability, as does financial literacy. Financial behavior and financial technology were found to significantly mediate the relationship between financial literacy and MSME sustainability — confirming both indirect pathways. However, neither financial behavior nor financial technology significantly mediated the AI–sustainability relationship, indicating that AI's impact remains direct at this stage of adoption. These findings carry important practical implications: local governments and MSME incubators should develop integrated digital financial literacy training programs that incorporate AI-based decision-support tools. This study makes a novel theoretical contribution by proposing an operational Digital Empowerment model contextualized for women-owned MSMEs in Eastern Indonesia, filling a gap in the empirical literature on AI adoption and MSME sustainability in developing countries.
Return Performance of Indonesian Technology Stocks: A Descriptive Analysis of Post-Pandemic Market Dynamics (2023–2025) Nidrah
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1681

Abstract

This study aims to describe and compare the return performance of technology-related stocks listed on the Indonesia Stock Exchange during the period January 2023–December 2025. This research applies a descriptive quantitative approach using secondary data in the form of monthly stock returns calculated from monthly closing stock prices. The research sample consists of eight technology-related companies, namely GoTo Gojek Tokopedia Tbk. (GOTO), Bukalapak.com Tbk. (BUKA), DCI Indonesia Tbk. (DCII), Elang Mahkota Teknologi Tbk. (EMTK), M Cash Integrasi Tbk. (MCAS), Distribusi Voucher Nusantara Tbk. (DIVA), Kioson Komersial Indonesia Tbk. (KIOS), and Solusi Sinergi Digital Tbk. (WIFI). The data were analyzed using descriptive statistics consisting of mean, minimum, maximum, and standard deviation. The results show heterogeneous return characteristics among Indonesian technology stocks. WIFI recorded the highest average monthly return, followed by DCII and KIOS. Meanwhile, MCAS recorded the lowest average monthly return. In terms of volatility, KIOS showed the highest standard deviation, while BUKA had the lowest standard deviation. These findings indicate that Indonesian technology stocks have diverse risk-return profiles across companies. This study provides an empirical descriptive overview of technology stock performance in Indonesia after the pandemic and after major digital company IPOs. This study contributes to the literature by providing an updated descriptive mapping of risk-return characteristics among Indonesian technology stocks during the post-pandemic digital economy expansion period. The findings offer practical insights for investors, portfolio managers, and market analysts in understanding heterogeneous performance patterns within the Indonesian technology sector before conducting causal or predictive analyses.
Financial Ratio Analysis As Instrument For Measuring Manufacturing Company Performance And Investment Decision Makaing On The Indonesia Stock Exchange (2019-2024) Fitriani Rahim; Indah Lestari Anwar
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1683

Abstract

This study aims to analyze the effectiveness of financial ratios as instruments for measuring company performance and investment decision making in the manufacturing sector listed on the Indonesia Stock Exchange (IDX) for the 2019–2024 period. The novelty of this study lies in integrating the Environmental, Social, and Governance (ESG) dimension within a financial ratio analysis framework in the post pandemic context of Indonesian manufacturing. The research method is a descriptive quantitative approach with longitudinal comparative analysis of 50 purposively selected manufacturing companies from 222 IDX listed issuers, representing sub sectors of basic industries, various industries, and consumer goods. The financial ratios analyzed include liquidity ratios (current ratio, quick ratio, cash ratio), solvency ratios (debt to equity ratio, interest coverage ratio), profitability ratios (return on assets, return on equity, net profit margin, gross profit margin), activity ratios (asset turnover, inventory turnover, receivable turnover), and market ratios (pric to earnings ratio, price to book value). The results show a significant positive correlation between profitability ratios and firm value (r = 0.731; p < 0.01), while excessively high liquidity ratios are negatively correlated with investment returns. Practically, these findings offer strategic guidance for financial managers in optimizing liquidity-profitability balance, and for investors in prioritizing profitability ratios (ROE and NPM) as primary determinants of firm value in fundamental analysis
Authenticity and Parasocial Interaction in Influencer Marketing: An Integrated Systematic Literature Review of Consumer Outcomes and Theoretical Perspectives Chairunnisaa M Z Huzaen
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1684

Abstract

Influencer marketing has become an increasingly important strategy in digital marketing, with authenticity and parasocial interaction emerging as key factors influencing consumer responses. Despite the growing body of literature, existing studies remain fragmented across different contexts and outcomes, making it difficult to obtain a comprehensive understanding of their roles in influencer marketing effectiveness. Therefore, this study aims to synthesize the existing literature on authenticity and parasocial interaction in influencer marketing through a Systematic Literature Review (SLR) using the PRISMA 2020 framework. A systematic search was conducted across relevant academic databases, resulting in 45 identified articles. Following the screening, eligibility assessment, and inclusion procedures, 20 articles were selected for final qualitative synthesis. The reviewed studies were analyzed using thematic analysis to identify major research trends, key themes, and research gaps. The findings reveal that authenticity and parasocial interaction play significant roles in shaping consumer behavior. Authentic influencers are generally perceived as more credible, trustworthy, and relatable, while parasocial interaction strengthens emotional connections between influencers and followers. These factors positively influence trust, engagement, purchase intention, electronic word-of-mouth (eWOM), and brand loyalty. Furthermore, the review highlights several gaps in the literature, including limited theoretical diversity, the dominance of cross-sectional survey designs, and the lack of studies examining virtual influencers and AI-generated influencers. This study contributes to the influencer marketing literature by providing an integrated theoretical perspective that connects authenticity, parasocial interaction, and consumer outcomes, thereby offering a more comprehensive explanation of influencer marketing effectiveness. The findings also provide practical implications for marketers by emphasizing the importance of selecting authentic influencers, fostering stronger influencer–consumer relationships, and developing engagement strategies that enhance trust, consumer loyalty, and positive word-of-mouth in digital environments
Marketing Communication Trends in MSMEs and Their Implications for Consumer Behavior: A Systematic Literature Review (2015–2025) Hasnidar
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1692

Abstract

: Digital marketing communications have undergone a fundamental transformation that has encouraged micro, small, and medium enterprises (MSMEs) to adopt new approaches in reaching and retaining consumers. This study aims to identify, evaluate, and synthesize scientific literature on marketing communications trends in MSMEs and their implications for consumer behavior. This study uses a Systematic Literature Review with the Prisma Method with the help of Boolean operators (AND, OR, NOT) and the Mendeley Application. This study is limited to searching only journal articles from Scopus, Web of Science, ScienceDirect, Emerald Insight, Springer, and Google Scholar, published between 2015 - 2025. A total of 30 articles met the inclusion criteria and became the basis for the synthesis in this study. The main findings show five dominant themes: (1) the evolution of marketing communications from traditional to digital and omnichannel; (2) the dominance of social media platforms, especially Instagram, TikTok, and WhatsApp Business, as the main communication channels for MSMEs; (3) the strategic role of content marketing and user-generated content in building customer engagement; (4) the significance of nano- and micro-scale influencer marketing in driving consumer trust; and (5) the significant impact of digital marketing communications on consumer trust, loyalty, and purchasing decisions. Practically, these findings provide strategic guidance for MSMEs in designing effective marketing communications in the digital era. Future research is recommended to explore the role of artificial intelligence, metaverse marketing, and hyper-personalization in the MSME context.  Recent studies also indicate the growing influence of emerging technologies such as artificial intelligence (AI), marketing automation, predictive analytics, and metaverse-based consumer interactions in shaping future MSME marketing communication strategies. These developments suggest that MSMEs are increasingly moving beyond conventional social media utilization toward more personalized and data-driven marketing approaches.

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