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Contact Name
Amry Mahdan Abrary
Contact Email
metajournal2023@gmail.com
Phone
+6285241561327
Journal Mail Official
metajournal2023@gmail.com
Editorial Address
Perumahan Nusa Harapan Permai B15 No. 2
Location
Unknown,
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INDONESIA
META - JOURNAL
Published by CV. Sulthan Abadi
ISSN : -     EISSN : 30310938     DOI : 10.59971/meta-journal
Core Subject : Economy, Social,
META JOURNAL is a popular scientific journal in the fields of Management, Economics, Trade, and Accounting which is published every 2 months (October, December, February, April, June, and August). META JOURNAL is accepts manuscripts of research results and study results that bring up scientific and actual ideas in the fields of Management, Economics, Trade, and Accounting Journal both in Indonesian and English. We welcome and invite all scientific communities, both lecturers, researchers, practitioners, teachers and students to send their scientific manuscripts according to the focus and scope of the journal.
Articles 105 Documents
Green innovation Bamboo House Jemparing Wangi: collaboration Pertamina and residents of Kampung Papring, Banyuwangi Narotama Aulia Fazri; Surya Suganda; Jimmy Wijaya; Sudarmiatin; Trisetia Wijijayanti
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 3 (2026): February
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i3.411

Abstract

This study discusses the green entrepreneurship model developed through Pertamina'S CSR program in Kampung Papring, Banyuwangi, emphasizing the role of biogas innovation and the use of bamboo as the foundation of the local economy. The Jemparing Wangi Program is designed through a comprehensive social mapping process, involving FGDs, village potential surveys, and identification of basic community needs. The mapping results were used to build relevant interventions, including the establishment of bamboo houses as training centers, production, environmental education, and collaboration spaces for residents. Rumah Bambu plays an important role in creating a green business ecosystem, especially through the development of bamboo handicraft products such as woven, bags, besek, lanterns, and decorative products that have economic value. Energy innovation through the use of biogas from livestock waste is a key element in the circular economy practices developed at Papring. Biogas is used for household needs and supports the production process, thus helping to reduce the use of conventional fuels and reduce environmental pollution. In addition, this CSR program strengthens women and youth-based MSME groups through entrepreneurship training, product quality improvement, and marketing access through CSR e-catalogs and local retail networks. Multi-stakeholder collaboration including the community, village government, media, and Pertamina encourages the birth of an adaptive, creative, and independent social environment. Overall, research shows that the integration of environmental innovation, strengthening community institutions, and structured CSR support can drive socio-economic transformation of rural communities. This model of green entrepreneurship deserves to be replicated in other areas that have the potential for biomass and local crafts, as a real contribution to sustainable development.
Human Resource Readiness And Digital Technology Utilization In Supporting The Performance Of Rollin’ MSME Agoes Windarto; Sudarmiatin; Puji Handayati; Naswan Suharsono
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 3 (2026): February
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i3.414

Abstract

The rapid development of digital technology presents both opportunities and challenges for micro, small, and medium-sized enterprises (MSMEs), particularly in aligning human resource readiness with the increasing demands of digitalization. This study examines the current condition of human capital, digital technology utilization, and work motivation in Rollin’ MSME, Malang. Data were collected through surveys, interviews, and financial records covering monthly sales performance. Findings indicate that Rollin’ MSME faces significant human resource limitations, especially in digital literacy and participation in skill development, despite strong intrinsic motivation among some employees. Technology utilization is relatively high, with MSMEs adopting online sales platforms and basic digital administration; however, outcomes remain suboptimal due to inconsistent implementation. Financial analysis shows stable but moderate performance, with product sales dominated by cheese cake slices and potato donuts. Overall, the study highlights the need for strengthening HR capabilities and optimizing digital practices to enhance business performance.
Analysis of Financial Performance Between Banking and Non-Bank Financial Institutions: Evidence from PT Bank Central Asia Tbk and PT Mandala Multifinance Tbk Annisa Paramaswary Aslam
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 3 (2026): February
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i3.400

Abstract

This study aims to analyze and compare the financial performance of banking institutions and non-bank financial institutions in Indonesia through a case study of PT Bank Central Asia Tbk (BCA) and PT Mandala Multifinance Tbk. The research employs a descriptive comparative approach using financial statement data from 2022 to 2024. The analysis focuses on financial position statements, income statements, and key financial ratios that reflect profitability, operational efficiency, asset quality, and capital structure. The results show that BCA has significantly larger assets and more stable profitability compared to Mandala Multifinance due to its banking intermediation function and access to public deposits. Meanwhile, Mandala Multifinance demonstrates relatively higher asset turnover and return on assets due to its focus on consumer financing activities. In terms of operational efficiency, BCA shows stronger performance with a lower operating expense ratio, whereas Mandala Multifinance has higher operational costs due to the nature of consumer financing operations. The findings indicate that although both institutions operate in the financial industry, differences in business models and funding sources result in distinct financial performance characteristics.
Comparative Financial Performance Analysis of Banking and Insurance Institutions: Evidence from Bank Rakyat Indonesia and Asuransi Dayin Mitra Rahmat Riwayat Abadi
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.403

Abstract

The financial services industry consists of various institutions with different operational models, including banking institutions and non-bank financial institutions such as insurance companies. This study aims to analyze and compare the financial performance of PT Bank Rakyat Indonesia (Persero) Tbk (BRI) and PT Asuransi Dayin Mitra Tbk (ASDM) using financial statement analysis for the 2023–2024 period. The research applies a descriptive comparative method using financial position statements, income statements, and financial ratio analysis. The results indicate that BRI demonstrates strong financial stability supported by a large asset base, strong capital adequacy, and stable profitability derived from interest-based intermediation activities. Meanwhile, ASDM shows significant profit growth driven by underwriting efficiency and investment returns. The analysis also reveals structural differences between banks and insurance companies in asset allocation, revenue sources, leverage structure, and risk exposure. Digital transformation also plays a critical role in improving operational efficiency and expanding financial service ecosystems. Overall, both institutions exhibit strong financial resilience, although their financial strategies and risk management approaches differ according to their respective business models
Comparative Analysis of Financial Performance of Bank and Non-Bank Financial Institutions: Case Study of PT Bank Central Asia Tbk and PT BFI Finance Indonesia Tbk Ilma Wulansari Hasdiansa
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.401

Abstract

This study aims to analyze and compare the financial performance between bank and non-bank financial institutions in Indonesia using a case study of PT Bank Central Asia Tbk (BCA) and PT BFI Finance Indonesia Tbk. The research method used is quantitative descriptive with a financial statement analysis approach, including balance sheet analysis, profit and loss, and financial ratios for the 2022–2024 period. The results of the study show that BCA has a more stable and superior financial performance in terms of profitability, operational efficiency, and strong capital. Meanwhile, BFI Finance showed a fairly good performance but was more vulnerable to financing risks and profit fluctuations. This difference is due to the business structure, funding sources, and operational characteristics of each institution. This research contributes to understanding the dynamics of financial sector performance and becomes a reference for investors and academics in decision-making.
Comparative Analysis of Financial Performance of Bank and Non-Bank Financial Institutions: Case Study of PT Bank Maybank Indonesia Tbk and Pt Prudential Life Assurance for the 2023–2024 Period Nurul Fadilah Aswar
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.425

Abstract

This study aims to analyze and compare the financial performance between bank and non-bank financial institutions in Indonesia with a case study of PT Bank Maybank Indonesia Tbk and PT Prudential Life Assurance for the 2023–2024 period. The research uses a quantitative descriptive approach with the analysis of financial statements which includes balance sheets, profit and loss, and financial ratios. The results show that banks have a more stable performance with diversified asset structures and consistent income, while non-bank financial institutions show high profitability but are more sensitive to market and investment risks. These differences reflect the characteristics of each institution's business model and funding sources. This research provides important implications for investors and regulators in understanding risks and opportunities in the financial sector
Go International's Strategy On East Java Handicraft MSMES: A Case Study In The Creative Industry Afif Nur Rokhman; Sudarmiatin; Heri Pratikto
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.426

Abstract

This study aims to analyze the strategy of going international in Micro, Small, and Medium Enterprises (MSMEs) in the handicraft sector in East Java with a case study approach on Written Batik MSMEs "Sumber Rejeki" in Sidoarjo Regency. The background of this research is based on the increasing demands of globalization and international market opportunities for the local creative industry, but still faced with limited capacity, market access, and digital literacy. The research method uses a qualitative approach with data collection techniques through in-depth interviews, observations, and documentation. Data analysis was carried out descriptively with the theoretical framework of internationalization strategy and resource-based view (RBV). The results of the study show that the go international strategy implemented includes: (1) the use of global digital and e-commerce platforms as a means of penetrating the international market, (2) strengthening branding based on local wisdom through storytelling of batik products, (3) participation in international exhibitions and government programs such as trade expos, and (4) collaboration with export partners and aggregators. However, MSMEs still face various challenges, such as limited production capacity, international quality standards, logistical constraints, and export regulations. This research implies that the success of the internationalization of MSMEs is not only determined by internal resources, but also by ecosystem support, including governments, digital platforms, and global business networks.
Compensation And Rewards In The Digital Age: The Development Of Performance Systems, Bonuses, And A Flexible Approach To Employee Rewards Farika Nursasi; Karina Kemala Sari; William Janaldo; Noviarakhman Zagladi
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.427

Abstract

Purpose − In the rapidly evolving digital era, the paradigm of employee compensation and rewards is undergoing a fundamental transformation. The concept of Digital Compensation and Rewards has emerged as a response to these changes, emphasizing the development of adaptive performance systems, innovative bonus strategies, and flexible reward mechanisms. Overall, this paradigm introduces modern approaches to human resource management. As digitalization advances, compensation and reward systems are also undergoing significant changes, with the use of technology enabling the more efficient implementation of performance-based systems. Findings − The literature review indicates that technology has a significant positive impact on the employee recruitment process. Additionally, the implementation of digital compensation and rewards plays a crucial role in enhancing employee performance. Design/Methodology/Approach − By utilizing data-driven performance assessments through digital platforms, companies can collect and analyze employee performance data in greater detail. This enables more objective and accurate evaluations, while also creating opportunities to provide appropriate recognition for individual contributions. Practical Implications − These include improving recruitment processes through digital technology and social media, adapting compensation systems to incorporate digital performance bonuses and application-based incentives, providing flexibility in rewards tailored to individual preferences, leveraging data analytics to accurately measure employee performance, and developing HR competencies in integrating digital technology into human resource management. By addressing these implications, organizations can strengthen their HR strategies to navigate the challenges and opportunities of the digital era, ultimately supporting organizational growth and success. Originality/Value − This study offers an innovative perspective on how organizations can leverage digital technology and more flexible bonus systems to enhance employee motivation and productivity. With a focus on the digital era, it highlights the importance of adapting to technological changes in human resource management. The key value of this paper lies in providing practical guidance for organizations aiming to optimize employee performance and reward systems in an increasingly dynamic digital environment.
Digital Upskilling and Reskilling for Smart Manufacturing Workforce: A Bibliometric Analysis (2020–2025) Mohammad Kartika; Gani Ramdani; Malvin Dharma Pradipta; Arief Noviarkahman Zagladi; Elvira Nora
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.428

Abstract

Industry 4.0 and smart manufacturing paradigms have fundamentally altered the skill profiles required of the industrial workforce. Consequently, digital upskilling and reskilling have become paramount strategies within human resource development (HRD). Despite increasing academic attention, the literature lacks a comprehensive bibliometric evaluation of these digital training initiatives specifically tailored to smart manufacturing environments. To address this void, the present study conducts a bibliometric review of Scopus-indexed literature from 2020 to 2025. Through VOSviewer software, we analyze publication trajectories, influential contributors, primary publication outlets, citation impacts, and thematic networks. The results demonstrate an accelerated publication rate post-2020, converging around four primary clusters: Industry 4.0 competency frameworks, digital training infrastructures, workforce adaptability, and continuous learning. This analysis not only delineates a roadmap for future academic inquiry but also provides strategic guidance for HRD practitioners managing industrial transitions.
The Role of E-Commerce Platforms as an Export Bridge for Culinary MSMEs: Rollin.MLG Case Study in Malang City Agoes Windarto; Sudarmiatin; Heri Pratikno
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 4 (2026): April
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v3i4.430

Abstract

The internationalization of Micro, Small, and Medium Enterprises (MSMEs) through e-commerce platforms is an increasingly relevant phenomenon in the digital economy era. This study aims to analyze the role of e-commerce platforms, especially Tokopedia, Shopee, and TikTok Shop, as potential export bridges for culinary MSMEs in Indonesia, by taking a case study on rollin.mlg, a culinary MSME based in Malang City, East Java. Using a qualitative approach with an exploratory case study design, data were collected through in-depth interviews, digital platform observations, and documentation. The results of the study show that although Rollin.mlg has not exported directly, the three platforms have features that have the potential to support international market penetration. However, there are significant obstacles, including a limited product shelf life, a lack of export certification, limited production capacity, and a lack of digital export literacy. This research contributes to the development of a digital export readiness framework for Indonesian culinary MSMEs.

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