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Yudhie Suchyadi
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jhss-lppm@unpak.ac.id
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jhss-lppm@unpak.ac.id
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Gd. Rektorat Lt 3. LPPM Jl. Pakuan No. 01 Ciheuleut, Kelurahan Tegalega, Kec. Kota Bogor Tengah Kota Bogor - Jawa Barat - 16143
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INDONESIA
JHSS (Journal of Humanities and Social Studies)
Published by Universitas Pakuan
ISSN : 2598117X     EISSN : 2598120X     DOI : https://doi.org/10.33751/jhss.v9i1
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences
JHSS (Journal of Humanities and Social Studies) is a journal that publishes scientific papers in the field of humanities and social studies. This Journal, run by Lembaga Penelitian dan Pengabdian Pada Masyarakat, Universitas Pakuan, Bogor. The Journal provides opportunities for scholars to submit papers in humanities and social studies, and also management policies related to education, teaching, and learning fields which will be published online. The internet connection will add to the richness of information and scientific knowledge derived mainly from research. This journal is published three times a year, well documented in the form of books, which include a variety of humanities and social studies papers by writers of various backgrounds. In addition, we also have partners from local editor who graduated as profesor from some university who will review each article before publication. Each article or paper published in this Journal will definitely be useful to all visitors and readers. Articles submitted to this journal will be reviewed by reviewers before publication by double blind-review. e-ISSN: 2598-120X and p-ISSN : 2598-117X
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 52 Documents
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The Relationship Between Financial Literacy And Risk Perception On Students’ Interest In Using Shopee Paylater In Surakarta City Taqbira, Firdatul; Susilo, Agus
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol. 10 No. 1 (2026): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v10i1.137

Abstract

For university students, financial literacy is not merely associated with an understanding of financial products, but also reflects their capacity to assess financial risks when engaging with digital payment services such as PayLater. The increasing adoption of Buy Now Pay Later (BNPL) platforms among students has raised concerns regarding financial behavior, self-control, and risk management within the digital economy, highlighting the need for empirical investigation in this context. This study employed a quantitative associative approach using purposive sampling. The sample consisted of 100 active undergraduate students in Surakarta who had used Shopee PayLater. Data were collected through a structured questionnaire using a five-point Likert scale and analyzed using multiple linear regression with SPSS, supported by validity, reliability, and classical assumption tests. The results indicate that financial literacy has a positive and significant effect on students’ interest in using Shopee PayLater. Risk perception also has a positive and significant effect on students’ interest. Simultaneously, financial literacy and risk perception significantly influence students’ interest in using BNPL services. The findings emphasize the importance of improving financial literacy and risk awareness among students to encourage responsible BNPL usage. Sound financial decision-making among young consumers can support sustainable consumption, minimize excessive debt risks, and contribute to financial system stability in the digital economy. This study simultaneously integrates financial literacy and risk perception to explain students’ interest in BNPL services at the city level, particularly in Surakarta. Unlike prior studies focusing on general consumers, this research provides specific empirical evidence from the student segment in Indonesia.
The Role Of Local Wisdom Of Dana Mbojo In Climate Change Mitigation: Analysis Of The Parafu System And Pamali Practices Nurrahmania, Nurrahmania; Fahruddin, Fahruddin; Azmin , Nikman; Putra , Anggar
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol. 9 No. 3 (2025): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i3.149

Abstract

This study examines the role of local wisdom of the Dana Mbojo community in climate change mitigation, focusing on the Parafu system (customary land management patterns) and Pamali practices (customary prohibitions related to environmental conservation). The urgency of this research lies in the need for a culturally based approach to strengthen climate change mitigation strategies that have been dominated by technocratic approaches. This study aims to identify and analyze the contribution of the Parafu system and Pamali practices to forest, water, and soil conservation, and assess their relevance in the context of climate change adaptation. The study used mixed methods with qualitative and quantitative approaches. Data collection techniques included in-depth interviews with 25 traditional and community leaders, field observations in three traditional villages, and the distribution of questionnaires to 150 respondents, which were analyzed using descriptive statistics. The results showed that the Parafu system contributed to a decrease in deforestation rates by 18.3% in the last five years, while Pamali practices were effective in reducing land burning activities by up to 27.6% compared to non-customary areas (p=0.003). Eighty-four percent of respondents stated that the application of customary values ​​can maintain the balance of local ecosystems, and 76% stated that customary law is more adhered to than formal government regulations. The local wisdom of Dana Mbojo, through the Parafu system and Pamali practices, has great potential for climate change mitigation, particularly through social control mechanisms, value-based conservation, and sustainable spatial use. Integrating local values ​​into climate mitigation policies at the regional and national levels is a strategic step that needs to be implemented immediately.

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