cover
Contact Name
Andri Rivai
Contact Email
salsabil@assunnah.ac.id
Phone
+6282292768232
Journal Mail Official
salsabil@assunnah.ac.id
Editorial Address
Jl. Medan- Tanjung Morawa Km. 13 Gang Darmo, Desa Bangun Sari, Kec. Tanjung Morawa, Kab. Deli Serdang, Sumatera Utara, Indonesia. Kode Pos: 20362
Location
Kab. deli serdang,
Sumatera utara
INDONESIA
SALSABIL : Journal of Sharia and Economic Law
ISSN : -     EISSN : 30899982     DOI : https://doi.org/10.51590/salsabil
Core Subject : Religion, Economy,
SALSABIL: Journal of Sharia and Economic Law publishes articles in pertaining to diverse facets of sharia economic law, encompassing sharia banking law, sharia insurance, sharia finance, and sharia financial planning, among other related areas.
Articles 20 Documents
Economic Efficiency and the Prohibition of Isrāf in Islamic Disaster Relief: A Comparative Cost-Structure Analysis of Flood Response Programs in Aceh Tamiang and Batu Busuak Slamet Riyadi; Rozaanah Rozaanah
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.63

Abstract

This article examines economic efficiency in Islamic disaster relief operations through the lens of the sharīʿah prohibition against isrāf (waste/extravagance) and the maqāṣid principle of ḥifẓ al-māl (preservation of wealth). Drawing empirical evidence from two Indonesian flood response programs—the November 2025 Aceh Tamiang intervention (IDR 138,500,000 serving 270 households) and the December 2025 Batu Busuak response (IDR 57,000,000 serving 150 households)—this study conducts a comparative cost-structure analysis examining resource allocation patterns, logistical efficiency indicators, and operational decisions affecting aid delivery effectiveness. The methodology employs cost-per-beneficiary analysis, procurement strategy assessment, and distribution method evaluation against Islamic public finance principles. Findings reveal that both programs achieved comparable cost-efficiency ratios (IDR 513,000 and IDR 380,000 per household respectively), with divergent strategies for minimizing waste: the Aceh Tamiang program emphasized volunteer mobilization and multi-stakeholder coordination, while the Batu Busuak program leveraged international philanthropy networks and local procurement to reduce transportation costs. Both programs demonstrated alignment with the Islamic prohibition of isrāf through strategic resource allocation, though opportunities exist for enhanced efficiency through standardized procurement protocols and improved logistics coordination. This article contributes to Islamic economic law scholarship by operationalizing classical jurisprudential concepts of waste prohibition within contemporary humanitarian logistics frameworks, proposing sharīʿah-compliant efficiency metrics for disaster relief evaluation.
Distributive Justice and Maqāṣid al-Sharīʿah in Islamic Disaster Relief: A Comparative Analysis of Beneficiary Targeting in Aceh Tamiang and Batu Busuak Flood Response Programs Dirja Hasugian; Fachri Rinaldy
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.64

Abstract

This article examines the distributive justice dimensions of Islamic disaster relief operations through a comparative analysis of two flood response programs in Indonesia: the Aceh Tamiang intervention (November 2025) coordinated by STAI As-Sunnah Deli Serdang, and the Batu Busuak, Padang response (December 2025) implemented through Singapore-Indonesia Islamic philanthropy collaboration. Drawing on empirical data from both case studies, this research investigates how beneficiary targeting mechanisms align with the principles of maqāṣid al-sharīʿah, particularly ḥifẓ al-nafs (preservation of life) and the Islamic conception of ʿadl (justice). The methodology employs a qualitative comparative approach, extracting and systematizing empirical indicators of targeting accuracy, vulnerability categorization, and dignity preservation from field reports. Findings reveal that both programs employed tiered beneficiary classification systems responsive to damage severity, yet demonstrated divergent approaches to reaching vulnerable subpopulations. The Batu Busuak program explicitly categorized households by damage level (swept away, severely damaged, general recipients), while the Aceh Tamiang response utilized multi-location distribution with adaptive delivery methods. Both cases evidence tension between operational efficiency and individualized need assessment—a challenge with significant implications for shariah governance of humanitarian aid. This article contributes to Islamic economic law scholarship by proposing a maqāṣid-based evaluative framework for assessing distributive justice in disaster philanthropy, offering policy recommendations for enhanced targeting protocols grounded in Islamic legal ethics.
Shariah Compliance and Governance Accountability in Disaster Aid Distribution: A Comparative Analysis of Aceh Tamiang and Padang Flash Flood Relief Operations Irham Dongoran; Ahmad Nizar
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.65

Abstract

This article examines the shariah compliance and governance accountability mechanisms employed in two Islamic higher education institution-led disaster relief operations in Indonesia during late 2025. Drawing on empirical data from documented relief distributions in Aceh Tamiang (November 2025) and Padang, West Sumatra (December 2025), the study analyzes how Islamic legal principles of amanah (trustworthiness), transparency, and adl (justice) were operationalized in emergency humanitarian contexts. The research employs comparative case analysis to evaluate governance structures, accountability mechanisms, fund management protocols, and beneficiary verification systems across both operations. Findings reveal that while both institutions implemented systematic beneficiary registration and transparent fund sourcing, critical governance gaps emerged in third-party oversight, standardized verification protocols, and formal shariah audit mechanisms. The Aceh operation distributed Indonesian Rupiah 138,500,000 to 270 households through multi-stakeholder coordination, while the Padang operation channeled Rupiah 57,000,000 to 150 households via international Islamic philanthropy networks. Both cases demonstrate adaptive governance responding to emergency conditions, yet lack formalized shariah compliance frameworks required for institutional Islamic finance operations. The article contributes to Islamic Economic Law scholarship by identifying specific regulatory deficits in disaster-related sadaqah governance and proposing a five-tier shariah accountability framework for emergency humanitarian operations undertaken by Islamic institutions.
Ihtikār dalam Perspektif Ekonomi Islam dan Sistem Ekonomi Indonesia Implikasi terhadap Keadilan Pasar dan Regulasi Riza Rasyid Al-Aufa Siagian
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.66

Abstract

Ihtikār refers to the economic practice of hoarding goods with the intention of controlling supply and manipulating prices to obtain excessive profits. This practice may lead to market distortion, artificial scarcity, and harm to consumers as well as small-scale business actors. This article aims to analyze the concept of ihtikār from the perspective of Islamic economics and to examine its implications for market justice and regulation within the Indonesian economic system. This study employs a qualitative approach using normative–conceptual analysis through a review of classical and contemporary Islamic economic literature, as well as Indonesian regulations related to competition law and consumer protection. The findings indicate that ihtikār is strictly prohibited in Islamic economics as it contradicts the principles of justice (‘adl), public welfare (maṣlaḥah), and market equilibrium. In the Indonesian context, although regulations prohibiting monopolistic practices and unfair competition have been established, practices resembling ihtikār may still occur due to weaknesses in supervision and law enforcement. Therefore, integrating Islamic economic values into the national regulatory framework is essential to strengthen market justice and maintain economic stability. This study is expected to contribute to the development of Islamic economic literature and to serve as a reference for formulating more equitable and welfare-oriented economic policies.
Etika dan Sistem Keuangan Islam Muhammad Luqman El Hakim
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.67

Abstract

This study constructs a profound analysis of the ethical dimensions within earnings management and cooperation mechanisms (syirkah) inside the Islamic financial ecosystem. Utilizing normative analysis and content analysis methodologies, this research evaluates how Islamic ethical axioms transform materialistic orientations into blessing-based sustainability. The findings demonstrate that the implementation of Tawhid, ‘Adl, and Amanah effectively mitigates opportunistic behaviors such as earnings management in its various forms—including taking a bath and income smoothing—which have historically catalyzed systemic vulnerabilities. Furthermore, the profit-sharing paradigm facilitates the seamless integration of financial intermediation with real-sector productivity, fostering macroeconomic stability that is significantly more resilient than interest-based systems. This study concludes that strengthening ethical pillars is not merely a technical adjunct but an absolute prerequisite for global economic homeostasis.
Implementasi Good Agricultural Practices (GAP) pada Petani Kopi Arabika Skala Kecil di Indonesia: Analisis Sistematis Dampak terhadap Produktivitas dan Pembangunan Sosio - Ekonomi Pedesaan Khairy Shafwa Althafah; Maitri Wulandari; Indra Indra
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 2 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i2.13

Abstract

This study analyses the impact of the implementation of Good Agricultural Practices (GAP) on the productivity and socio-economic development of small-scale Arabica coffee farmers in Indonesia within the context of sustainable agriculture. The study was conducted through a systematic review and meta-analysis of secondary data sourced from indexed journal articles, reports by international organisations, and government publications. The results indicate that the adoption of GAP contributes significantly to increased coffee productivity, more efficient use of agricultural inputs, and improved crop quality, all of which have a direct impact on farmers’ income. Institutional and structural factors—access to technical training, membership of farmers’ cooperatives, availability of microcredit, and levels of formal education—were found to be the key predictors of accelerated GAP adoption amongst small-scale farmers. Furthermore, the implementation of GAP not only impacts the microeconomics of farming households but also contributes to broader rural socio-economic development through improved community welfare, strengthened local institutional capacity, diversification of income sources, and improvements to village infrastructure. These findings indicate a multiplier effect of sustainable agricultural practices on the dynamics of rural development. This study concludes that accelerating the adoption of GAP requires cross-sectoral collaboration between the government, non-governmental organisations, the private sector and farming communities in designing inclusive and sustainable policies to support the achievement of the Sustainable Development Goals in Indonesia’s coffee sector.
fikih pengelolaan atas penggunaan dan penggarapan lahan: antara hak kepemilikan dan pemanfaatannya: indonesia Shinta Rohimah; Shiddiqa Saelan Mumpuni; TIY Kusmarabbi Karo; Fakhrurrozi Fakhrurrozi
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 2 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i2.27

Abstract

The management and cultivation of land from a fiqh perspective is also referred to as ihya al-mawat. This concept constitutes a highly relevant subject within the field of fiqh al-mu'amalat. Land cultivation (ihya al-mawat) refers to the management of dead land, namely land that is neither owned nor utilized by anyone. This study seeks to identify the process through which ownership of such land is established and the manner in which it is utilized for the benefit of the community. The research employs a qualitative case-study approach, enabling the researchers to explore, from the perspectives of the participants, phenomena occurring within the community that are directly related to the subject of this article. The data were obtained from accurate and relevant sources, including online interviews with the parties concerned, documents, academic journals, and classical works authored by earlier Muslim scholars. This article examines the management, utilization, and cultivation of vacant land, as well as the process through which ownership is established and the land is utilized by the community. The research was conducted in Tangga Batu Village, Hatonduhan District, Simalungun Regency, P. Siantar, North Sumatra.
TANTANGAN PENGELOLAAN ZAKAT: Studi Kasus di Kabupaten Mandailing Natal dan Kota Padangsidimpuan Ainayaa Nur Fadhillah; Maya Fadillah; Dina Marni; Rispan Rispan
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 2 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i2.28

Abstract

Zakat is an obligation for Muslims that serves a social function by helping meet the needs of underprivileged communities. Proper zakat management is essential to ensure that zakat is collected and distributed effectively. This study aims to analyze and compare the challenges of zakat management in Mandailing Natal Regency and Padangsidimpuan City. The study employs a descriptive-comparative qualitative method, with data obtained through interviews, notes, and a literature review. The findings show that Mandailing Natal Regency faces greater difficulties in zakat collection, particularly in coordinating with companies and addressing the tendency of wealthy individuals to distribute zakat directly to recipients. Meanwhile, Padangsidimpuan City faces challenges such as delays in zakat payments, limited participation of zakat recipients in guidance programs, wasteful behavior, lack of information, limited availability of qualified personnel, and insufficient government support. The measures undertaken include disseminating information, establishing cooperation with relevant parties, approaching prospective zakat payers, and providing zakat collection services. The comparative findings indicate that the challenges of zakat management in the two regions have different characteristics according to the conditions of each area.
Problematika Obligasi Syariah dalam Perspektif Hukum Islam: Analisis terhadap Fatwa DSN-32-DSNMUI-IX-2002-2002: Problematika Obligasi Syariah dalam Perspektif Hukum Islam: Analisis terhadap Fatwa DSN-32-DSNMUI-IX-2002-2002 M.Rafi Zulkarnaen; Ashari Erlangga; Ridho Aflah Maulana
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 2 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i2.37

Abstract

الملخص تُعدّ الصكوك الإسلامية أداةً من أدوات السوق المالية صُمّمت كبديلٍ خالٍ من الربا. إلا أنّه في فتوى مجلس العلماء الإندونيسي رقم 32/2002، وُجدتْ مادة تُلزم المُصدِر بإرجاع أصل المال، مما يُفقد عقد المضاربة والمشاركة مبدأ تقاسم الأرباح والخسائر. وهذا الحكم في مضمونه يقترب من عقد القرض، وقد يتضمن شبهة الربا الخفي. تعتمد هذه الدراسة على المنهج النظري لتحليل هيكل الصكوك من منظور فقه المعاملات، وتُظهر النتائج أنّ تطبيق الصكوك في الواقع يميل إلى الشكلية، ولا يُجسّد بعدُ مبادئ العدالة وتقاسم المخاطر التي تُعد من جوهر مقاصد الشريعة. لذا، فإنّ من الضروري إعادة بناء مفهوم الصكوك بحيث لا تكون مشروعة قانونياً فقط، بل أيضًا متوافقة شرعياً.
Krisis Kepatuhan Syariah dalam Praktik Buy Now Pay Later (BNPL) di Indonesia: Rekonstruksi Model Hybrid Contract Berbasis Maqāṣid al-Syarī‘ah Zulfikar Zulfikar
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 2 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i2.70

Abstract

يُسهم الانتشار المتسارع لخدمات "اشترِ الآن وادفع لاحقًا" (BNPL) في إندونيسيا في تسهيل الوصول إلى التمويل وتعزيز الشمول المالي، إلا أنه يثير في الوقت ذاته إشكالات جوهرية تتعلق بالامتثال لأحكام الشريعة الإسلامية، نتيجة غموض الصيغ التعاقدية واحتمال اشتمالها على الربا والغرر في آلياتها التطبيقية. تهدف هذه الدراسة إلى تحليل إشكاليات الامتثال الشرعي في ممارسات BNPL وصياغة نموذج تنظيمي بديل يتوافق مع مبادئ الاقتصاد الإسلامي. اعتمدت الدراسة المنهج القانوني المعياري من خلال توظيف مقاربة مقاصد الشريعة الإسلامية وتحليل مفهوم العقود المركبة (Hybrid Contract) في الفقه الإسلامي المعاصر، بالاستناد إلى الأدبيات العلمية الحديثة ذات الصلة. وتُظهر النتائج أن الممارسات الحالية لخدمات BNPL لا تنسجم بصورة كاملة مع مبادئ العدالة والشفافية وحفظ المال (حفظ المال)، مما يجعلها عرضة للتعارض مع مقاصد الشريعة الإسلامية. وتتمثل المساهمة الرئيسة للدراسة في تقديم نموذج مُعاد بناؤه لخدمات BNPL قائم على دمج عقود المرابحة والوكالة والأجرة ضمن إطار تعاقدي منظم يهدف إلى تجنب عناصر الربا والغرر. كما يستند هذا النموذج إلى مقاصد الشريعة الإسلامية بوصفها أساسًا معياريًا، ويُقترح باعتباره إطارًا تنظيميًا بديلًا للجهات المختصة بالرقابة على التمويل الإسلامي في إندونيسيا. وبذلك تُسهم الدراسة نظريًا في تطوير فقه المعاملات والاقتصاد الإسلامي، وعمليًا في تقديم حلول مالية رقمية متوافقة مع الشريعة وقادرة على مواكبة تطورات التكنولوجيا المالية الحديثة.

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