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Andri Rivai
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SALSABIL : Journal of Sharia and Economic Law
Published by Sekolah Tinggi Agama Islam As-Sunnah
ISSN : -     EISSN : 30899982     DOI : https://doi.org/10.51590/salsabil
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
SALSABIL: Journal of Sharia and Economic Law publishes articles in pertaining to diverse facets of sharia economic law, encompassing sharia banking law, sharia insurance, sharia finance, and sharia financial planning, among other related areas.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
 1   2 
Economic Efficiency and the Prohibition of Isrāf in Islamic Disaster Relief: A Comparative Cost-Structure Analysis of Flood Response Programs in Aceh Tamiang and Batu Busuak Slamet Riyadi; Rozaanah Rozaanah
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.63

Abstract

This article examines economic efficiency in Islamic disaster relief operations through the lens of the sharīʿah prohibition against isrāf (waste/extravagance) and the maqāṣid principle of ḥifẓ al-māl (preservation of wealth). Drawing empirical evidence from two Indonesian flood response programs—the November 2025 Aceh Tamiang intervention (IDR 138,500,000 serving 270 households) and the December 2025 Batu Busuak response (IDR 57,000,000 serving 150 households)—this study conducts a comparative cost-structure analysis examining resource allocation patterns, logistical efficiency indicators, and operational decisions affecting aid delivery effectiveness. The methodology employs cost-per-beneficiary analysis, procurement strategy assessment, and distribution method evaluation against Islamic public finance principles. Findings reveal that both programs achieved comparable cost-efficiency ratios (IDR 513,000 and IDR 380,000 per household respectively), with divergent strategies for minimizing waste: the Aceh Tamiang program emphasized volunteer mobilization and multi-stakeholder coordination, while the Batu Busuak program leveraged international philanthropy networks and local procurement to reduce transportation costs. Both programs demonstrated alignment with the Islamic prohibition of isrāf through strategic resource allocation, though opportunities exist for enhanced efficiency through standardized procurement protocols and improved logistics coordination. This article contributes to Islamic economic law scholarship by operationalizing classical jurisprudential concepts of waste prohibition within contemporary humanitarian logistics frameworks, proposing sharīʿah-compliant efficiency metrics for disaster relief evaluation.
Distributive Justice and Maqāṣid al-Sharīʿah in Islamic Disaster Relief: A Comparative Analysis of Beneficiary Targeting in Aceh Tamiang and Batu Busuak Flood Response Programs Dirja Hasugian; Fachri Rinaldy
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.64

Abstract

This article examines the distributive justice dimensions of Islamic disaster relief operations through a comparative analysis of two flood response programs in Indonesia: the Aceh Tamiang intervention (November 2025) coordinated by STAI As-Sunnah Deli Serdang, and the Batu Busuak, Padang response (December 2025) implemented through Singapore-Indonesia Islamic philanthropy collaboration. Drawing on empirical data from both case studies, this research investigates how beneficiary targeting mechanisms align with the principles of maqāṣid al-sharīʿah, particularly ḥifẓ al-nafs (preservation of life) and the Islamic conception of ʿadl (justice). The methodology employs a qualitative comparative approach, extracting and systematizing empirical indicators of targeting accuracy, vulnerability categorization, and dignity preservation from field reports. Findings reveal that both programs employed tiered beneficiary classification systems responsive to damage severity, yet demonstrated divergent approaches to reaching vulnerable subpopulations. The Batu Busuak program explicitly categorized households by damage level (swept away, severely damaged, general recipients), while the Aceh Tamiang response utilized multi-location distribution with adaptive delivery methods. Both cases evidence tension between operational efficiency and individualized need assessment—a challenge with significant implications for shariah governance of humanitarian aid. This article contributes to Islamic economic law scholarship by proposing a maqāṣid-based evaluative framework for assessing distributive justice in disaster philanthropy, offering policy recommendations for enhanced targeting protocols grounded in Islamic legal ethics.
Shariah Compliance and Governance Accountability in Disaster Aid Distribution: A Comparative Analysis of Aceh Tamiang and Padang Flash Flood Relief Operations Irham Dongoran; Ahmad Nizar
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.65

Abstract

This article examines the shariah compliance and governance accountability mechanisms employed in two Islamic higher education institution-led disaster relief operations in Indonesia during late 2025. Drawing on empirical data from documented relief distributions in Aceh Tamiang (November 2025) and Padang, West Sumatra (December 2025), the study analyzes how Islamic legal principles of amanah (trustworthiness), transparency, and adl (justice) were operationalized in emergency humanitarian contexts. The research employs comparative case analysis to evaluate governance structures, accountability mechanisms, fund management protocols, and beneficiary verification systems across both operations. Findings reveal that while both institutions implemented systematic beneficiary registration and transparent fund sourcing, critical governance gaps emerged in third-party oversight, standardized verification protocols, and formal shariah audit mechanisms. The Aceh operation distributed Indonesian Rupiah 138,500,000 to 270 households through multi-stakeholder coordination, while the Padang operation channeled Rupiah 57,000,000 to 150 households via international Islamic philanthropy networks. Both cases demonstrate adaptive governance responding to emergency conditions, yet lack formalized shariah compliance frameworks required for institutional Islamic finance operations. The article contributes to Islamic Economic Law scholarship by identifying specific regulatory deficits in disaster-related sadaqah governance and proposing a five-tier shariah accountability framework for emergency humanitarian operations undertaken by Islamic institutions.
Ihtikār dalam Perspektif Ekonomi Islam dan Sistem Ekonomi Indonesia Implikasi terhadap Keadilan Pasar dan Regulasi Riza Rasyid Al-Aufa Siagian
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.66

Abstract

Ihtikār refers to the economic practice of hoarding goods with the intention of controlling supply and manipulating prices to obtain excessive profits. This practice may lead to market distortion, artificial scarcity, and harm to consumers as well as small-scale business actors. This article aims to analyze the concept of ihtikār from the perspective of Islamic economics and to examine its implications for market justice and regulation within the Indonesian economic system. This study employs a qualitative approach using normative–conceptual analysis through a review of classical and contemporary Islamic economic literature, as well as Indonesian regulations related to competition law and consumer protection. The findings indicate that ihtikār is strictly prohibited in Islamic economics as it contradicts the principles of justice (‘adl), public welfare (maṣlaḥah), and market equilibrium. In the Indonesian context, although regulations prohibiting monopolistic practices and unfair competition have been established, practices resembling ihtikār may still occur due to weaknesses in supervision and law enforcement. Therefore, integrating Islamic economic values into the national regulatory framework is essential to strengthen market justice and maintain economic stability. This study is expected to contribute to the development of Islamic economic literature and to serve as a reference for formulating more equitable and welfare-oriented economic policies.
Etika dan Sistem Keuangan Islam Muhammad Luqman El Hakim
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 2 No 1 (2026): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v2i1.67

Abstract

This study constructs a profound analysis of the ethical dimensions within earnings management and cooperation mechanisms (syirkah) inside the Islamic financial ecosystem. Utilizing normative analysis and content analysis methodologies, this research evaluates how Islamic ethical axioms transform materialistic orientations into blessing-based sustainability. The findings demonstrate that the implementation of Tawhid, ‘Adl, and Amanah effectively mitigates opportunistic behaviors such as earnings management in its various forms—including taking a bath and income smoothing—which have historically catalyzed systemic vulnerabilities. Furthermore, the profit-sharing paradigm facilitates the seamless integration of financial intermediation with real-sector productivity, fostering macroeconomic stability that is significantly more resilient than interest-based systems. This study concludes that strengthening ethical pillars is not merely a technical adjunct but an absolute prerequisite for global economic homeostasis.

Page 2 of 2 | Total Record : 15

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