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Andri Rivai
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SALSABIL : Journal of Sharia and Economic Law
Published by Badan Riset dan Inovasi Nasional
ISSN : -     EISSN : 30899982     DOI : https://doi.org/10.51590/salsabil
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
SALSABIL: Journal of Sharia and Economic Law publishes articles in pertaining to diverse facets of sharia economic law, encompassing sharia banking law, sharia insurance, sharia finance, and sharia financial planning, among other related areas.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Analisis Linguistik Terminologi Fiqh Muamalah dalam Kontrak Keuangan Syariah Modern: Implikasi untuk Pendidikan Bahasa Arab dan Literasi Ekonomi Syariah: Implikasi untuk Pendidikan Bahasa Arab dan Literasi Ekonomi Syariah Slamet Riyadi; Hasugian, Dirja; Andri Rivai
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.8

Abstract

This study aims to examine students' understanding of fiqh muamalah terminology in the context of modern Islamic finance. Through a qualitative analysis of survey data collected from students, this study found that the majority of students have a good understanding of fiqh muamalah terms commonly used in Islamic financial transactions. However, there is still a gap in understanding of some more specific terms. The study also showed a positive correlation between proficiency in Arabic and the ability to understand fiqh muamalah terminology. The findings of this study have important implications for the development of Islamic education curricula and the improvement of human resources in the Islamic finance industry.
Pengembangan Kurikulum Bahasa Arab Tematik Berbasis Hukum Ekonomi Syariah Rozaanah, Rozaanah; Indra, Indra
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.9

Abstract

This research aims to develop a thematic Arabic language curriculum based on Islamic economic law for students of the Faculty of Islamic Economics and Business. Employing a qualitative approach with a research and development method, this study adapts the Taba-Tyler Curriculum Design model. Through comprehensive literature review, needs analysis, and expert validation, the study produces a curriculum framework that integrates Arabic language learning with Islamic economics content. The proposed curriculum structure encompasses four proficiency levels, focusing on progressive development of language skills and understanding of Islamic economic concepts. The findings highlight the importance of thematic approaches, task-based learning, and technology integration in teaching. Key challenges identified include the need for specialized material development and teacher training. This research contributes significantly to the development of Islamic higher education, particularly in preparing graduates for the global Islamic finance industry. Recommendations for implementation and further research are presented to support sustainable curriculum development.
ShopeePay Dalam Perspektif Hukum Ekonomi Syariah: Kritik Atas Praktik dan Dampaknya Latifatuzzahra; Mufidah Zahro; Dina Marni
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.11

Abstract

ShopeePay is one of the most widely used e-wallets by the Indonesian people in recent years. The development of fintech has made ShopeePay part of the life of modern society. ShopeePay and its installment feature offer ease of transactions. However, it raises questions related to the conformity of its practice with Islamic law.The wider this matter is, Muslims need to study the laws contained in it, to use digital wallets without hesitation. This research uses qualitative descriptive with a maslahah approach and analysis of contemporary muamalah contracts. The purpose of this study is to provide an analysis of Islamic law on the use of ShopeePay and PayLater in Muslim community transactions. This study found that there are elements of usury and ambiguity of contracts in some features of ShopeePay, which requires caution from the perspective of Islamic law.
Hukum Investasi Aset Digital Dalam Perspektif Fikih Islam: Analisis Fatwa DSN-MUI No. 116/DSN-MUI/IX/2017 Syahfitri, Annisa Aulia; Lathifa, Liyyu; Ikhlasul Amal Wishri; Taufik Hidayat
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.18

Abstract

This research (2023-2024) analyzes the compatibility of digital asset investments with Islamic fiqh principles in Indonesia. Digital asset investments include cryptocurrency, a digital currency for investment, NFTs, digital collections, DeFi, a financial system without intermediaries, metaverse, a virtual world that combines digital assets, and asset tokenization, which converts real assets into digital ones. All these concepts utilize blockchain technology but have different mechanisms and objectives. This research aims to analyze the legality and compatibility of digital asset investments with Islamic law in Indonesia. The findings indicate that digital assets can be accepted as investments compliant with shariah if conducted with clear contracts and without elements of speculation, usury, or gambling. This research concludes that digital assets have great potential but must comply with Islamic shariah regulations.
Akad Syirkah dalam fikih muamalat : Konsep, Prinsip, dan Implementasi dalam Ekonomi islam di kKoperasi STAI As-Sunnah Deli Serdang: Akad Syirkah dalam fikih muamalat : Konsep, Prinsip, dan Implementasi dalam Ekonomi islam di Koperasi STAI As-Sunnah Deli Serdang Dina Marni; Andini, Ghina; Agustin; Tri Hidayatullah; Ahmad Nizar
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.19

Abstract

This research examines the application of the syirkah contract in the profit-sharing system implemented at the As-Sunnah Islamic Religious College (STAI) Medan, which adopts the cooperative concept. As we know, conventional cooperatives today often contain practices of riba and gharar, which have been strictly prohibited by Allah ﷻ in the Quran and the hadith of the Prophet ﷺ. This research aims to analyze the implementation of the syirkah contract within the structure of the STAI As-Sunnah cooperative and ensure its compliance with the principles of Islamic economic law. The approach used in this research is a qualitative approach with field research methods. (field research). Data were collected through interviews and direct observations of the parties involved in the STAI As-Sunnah cooperative. The research results show that the application of the syirkah contract in the STAI As-Sunnah cooperative includes the management of cooperative collaboration and its relevance to the principles of Islamic economic law governing the cooperative. This research provides a clear picture of the syirkah contract law and its implementation in the STAI As-Sunnah cooperative. From this research, it can be concluded that the syirkah contract has two forms, namely syirkah of ownership (like inheritance) and syirkah of contract, which consists of several types, namely syirkah mufawadhah, maal/'inan, abdan, wujuh, and mudharabah.
Konsep Ihya`ul mawat Dalam Perspektif Hukum Islam dan Relevansinya Terhadap Hukum Pertanahan di Indonesia Putri Junita; Auliya, Filzah
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.20

Abstract

This article discusses the concept of Ihya`ul mawat in the context of land law in Indonesia, focusing on the control and management of land that is not owned by anyone. Ihya`ul mawat is a concept that holds deep meaning in Islamic tradition, referring to a person's effort to revive unproductive land or fields in a legitimate manner and in accordance with religious principles. After the agrarian law was enacted in 1960, the land law system in Indonesia underwent significant changes, eliminating dualism and integrating various land rights. This research aims to examine the application of ihya`ul mawat in human life to avoid misunderstandings in interpreting ihya`ul mawat and its implementation, and to understand the differences between the concept of ihya` ul-mawat in fiqh and land tenure in Indonesia. The results of this study indicate that there are differences between the concept of ihya` ul-mawat in fiqh and land tenure in Indonesia, as well as principles of good and just land management. Additionally, it aims to help distribute more perceptions and knowledge about the relevance of the concept of ihya`ul mawat in life and provide practical recommendations to enhance the effectiveness of life. The research method used is a qualitative approach based on library research of relevant documents and literature. discuss various aspects of Islamic law related to the utilization of dead land.
Nilai-Nilai Etika dalam Praktik Jual Beli Perspektif Fikih Muamalah Devi Agustina; Fannia Masrur Aini
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.23

Abstract

Buying and selling is a means of exchange between sellers and buyers to meet each other's needs, but it requires ethics in its execution to ensure good communication. The main objective of this research is to analyze the ethical principles in buying and selling transactions according to the Islamic perspective, based on sources of jurisprudence and classical as well as contemporary literature. This research is qualitative research using a library research approach. Library research was conducted by tracing, examining, and analyzing literature relevant to the research topic, including books, journal articles, dissertations, and other credible sources. The results of this study indicate that business ethics from an Islamic perspective encompass five main principles: (1) honesty and trustworthiness in transactions, (2) prohibition of usury, (3) obligation to sell halal goods, (4) emphasis on the quality of goods sold, and (5) importance of clear contracts agreed upon by both parties. These principles aim to achieve justice and blessings in transactions.
Analisis Akad Wakalah Bil Ujrah Pada Jasa Titip Beli Makanan di Asrama Putri STAI As-Sunnah Deli Serdang : Persepektif Syariat dan Implementasi Praktis: Perspektif Syariat dan Implementasi Praktis Afifah, Afini Rizkiya; Fachri Rinaldy; Sindi Tifani
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.25

Abstract

In Islam, the concept of Wakalah refers to assigning a task to someone to perform an action on behalf of the task giver. The purpose of this writing is to find out which wakalah contracts are permissible and which wakalah contracts are not, so that a Muslim can be careful and avoid elements of usury and gharar. As well as a reference in appliying wakalah principle related to finance and business, such a buying and selling, and investment management, managging asseta and others properly and in accordance with sharia law. The method used is qualitative analysis using the approach of fiqh books, ulama fatwas, and contemporary trade regulations. The research results show that the practice of entrusting services can be categorized as a form of wakalah bil ujrah (wakalah with compensation) as long as it meets sharia principles and avoids gharar and usury, both of which are prohibited.
Tinjauan Hukum Ekonomi Syariah terhadap Pinjaman Online Legal dan Ilegal di Indonesia Andri Rivai; Mutiara K., Diah; Intan Maulidia Fajri; Haya Zahra
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.30

Abstract

The phenomenon of online lending in Indonesia was examined by focusing on its compatibility and incompatibility with the principles of Islamic economic law. A normative and descriptive approach was applied by analyzing the regulations issued by the Financial Services Authority (OJK), the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), and empirical data regarding the practices of legal and illegal online lending. It was identified that legal online lending has been regulated under official provisions, allowing legal protection to be provided for consumers, although elements of usury (riba), uncertainty (gharar), and data misuse were still found, which indicated that full compliance with sharia principles has not yet been achieved. Illegal online lending was declared to be in violation of both positive law and sharia principles, as it is operated without license, without supervision, and is characterized by excessive harms such as usurious interest, abusive debt collection, and moral as well as social losses. Based on the perspective of Islamic economic law, legal online lending was considered to have the potential to be directed towards sharia compliance if exploitative and unjust elements are eliminated, whereas illegal online lending was conclusively rejected since its harms were judged to outweigh any benefits.
Kajian Hukum Islam Terhadap Teknologi Finansial Modern (Fintech): Tinjauan Fiqih terhadap Riba, Gharar, dan Maysir Cindy Ayu Azhara; Nabila Zulfa Nur Latifa; Faris Fadhilah Zakiy; Much Yudi Firmansyah; Tegar Adi Nugraha; Muhammad Hakim Asshabi; Mirzam Arqy Ahmadi
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.40

Abstract

The development of financial technology (fintech) has provided greater ease in financial transactions for Muslim communities, yet it also raises challenges regarding compliance with Islamic principles. This study aims to explore the alignment of fintech services—such as e-wallets, online lending, digital investments, and cryptocurrencies—with Islamic law. Using a qualitative literature review approach, the research analyzes scholarly articles, fatwas, and relevant financial regulations. The findings indicate that many fintech services can be adapted to comply with Islamic law through the application of contracts such as murabahah, mudharabah, musyarakah, and qardhul hasan. Adaptive regulation and improved Islamic financial literacy are essential to ensure conformity with the objectives of Islamic law (maqashid al-shariah). The study recommends stronger collaboration among regulators, scholars, and industry stakeholders to build an inclusive and sustainable Islamic fintech ecosystem that promotes not only innovation, but also adherence to Islamic values.

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