Al-Infaq : Jurnal Ekonomi Islam
Al-Infaq : Jurnal Ekonomi Islam published twice a year since 2010 (June and December), is a multilingual (Bahasa and English), peer-reviewed journal, and specializes in Islamic Economic. This journal is published by the Islamic Economic Department, Faculty of Islamic Studies, and Doctoral Program of Islamic Economic, Graduate School, Ibn Khaldun University of Bogor, in partnership with Ibn Khaldun University of Bogor, Indonesia, in partnership with Masyarakat Ekonomi Syariah (MES) Wilayah Bogor. Editors welcome scholars, researchers and practitioners of Islamic Economic around the world to submit scholarly articles to be published through this journal. All articles will be reviewed by experts before accepted for publication. Each author is solely responsible for the content of published articles.
Articles
183 Documents
<![CDATA[SATISFACTION ANALYSIS OF TWO - ACCOUNT HOLDER’S CUSTOMER (SAVINGS OF SHARIAH BANKS AND CONVENTIONAL BANKS) ]]>
<![CDATA[Aulia, Dita Siti Juharina]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 8 No. 1 (2017) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[This study attempts to analyze the customer‟s satisfaction and preference of banking services. Characteristics of respondents are a customer holding savings accounts in Islamic banks and conventional banks. The method used to analyze customer satisfaction is the Customer Satisfaction Index (CSI) and Importance Performance Analysis (IPA).The method will produce how satisfied customers who have accounts in Islamic and conventional banks. Meanwhile, to measure the client's preferences is using Analytical Hierarchy Process (AHP). This method would be known to the client's preferences in using banking services, be it Islamic or conventional banks. The results showed that customer satisfaction in Islamic banks is 72.03%, while customer satisfaction conventional bank is 73.11%. Customerpreferences in selecting Islamic banks are 48% while customer preferences in selecting conventional banks are 49%. Based on the research, satisfaction and customer preference is still higher in the conventional banks than in Islamic banks. This also shows that there are still many people who have the mindset of a rational economic interest even though they are aware that the bank has elements which are not good in religion or economically in the long term.]]>
<![CDATA[THE INFLUENCE OF SOCIAL STRESSORS ON JOB PERFORMANCE WITH THE ROLE OF STRAIN AS MEDIATOR IN BTN BOGOR ]]>
<![CDATA[Ramadhan, Gusti Muhammad]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 8 No. 1 (2017) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[The focus of this study is to examine the factors that influence job performance of BTN Bogor employees by analyzing several variables namely, interpersonal conflict, organizational politics, and also the potential mediating role of strain between stressors and job performance. This study is using quantitative descriptive analysis. The results showed that interpersonal conflict has significant influence on strain and job performance. However, there was no evidence supporting that organizational politics has significant influence on job performance, and strain as the mediator of stressors and job performance.]]>
<![CDATA[THE ANALYSIS OF LOAN REPAYMENT BEHAVIOR ON SHARIA BANKS’ DEBTORS ]]>
<![CDATA[Soleh, Imron]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 8 No. 1 (2017) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[The aim of this study is to analyze the debtors‟ behavior of sharia banks. The analysis is based on literature review from various studies related to the case study of sharia banks debtors‟ behavior in Indonesia. The result shows that there are four main aspects of banking behavior, e.g., asymmetric information, character of customer, content of the contract, and monitoring. The customers have high awareness to pay their debt to the bank, unfortunately they need continuous supports from the banks such as intensive monitoring and supervision. Beside these two kinds of support, the banks also need to socialize and warn customers to read the contract carefully. Understanding the contract ('Aqd) is the most important aspect to ensure the financing is repaid well by the customers.]]>
<![CDATA[ANALYSIS OF THE FATWA MECHANISM OF DSN-MUI APPLICATION NO. 29 / DSN-MUI / VI / 2002 HAJJ CREDIT FINANCING IN ISLAMIC FINANCIAL INSTITUTIONS ]]>
<![CDATA[Paramita, Sinta]]>;
<![CDATA[Ibdalsyah, Ibdalsyah]]>;
<![CDATA[Hakiem, Hilman]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 8 No. 1 (2017) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[Fatwas authority on sharia economy in Indonesia is under the National Sharia Council of Majelis Ulama Indonesia (DSN-MUI). The existence of DSN-MUI outside the central bank structure makes the fatwa authority independent, more credible and nationally recognized in issuing decisions and fatwas related to sharia issues faced by banks and other Islamic financial institutions. In some sharia banks there are different practices. Especially for the management of pilgrimage involving many sectors in it how compliance with the fatwa which has been determined by the National Sharia Council. Though banks are basically not only as a place to seek profit or invest for this world alone but as a way to get closer to Allah SWT. This research will examine the application of Fatwa DSN-MUI No.29 / DSN-MUI / VI / 2002 about Hajj Credit Financing by Islamic Finance Institutions at PT. BPRS Amanah Ummah Leuwiliang Bogor. Research use qualitative approach method with type of qualitative empirical research. The results from this study are administration service of pilgrimage and hajj credit financing on cost of hajj travel in BPRS Amanah Ummah for both features and product details based on sharia is permitted in accordance with the Fatwa DSN-MUI. 29 / DSN-MUI / VI / 2002 about Hajj credit financing in Islamic financial institution. PT. BPRS Amanah Ummah is expected to seek a better system, modern and practical in packing this product. Thus, it can attract prospective customers or prospective pilgrims.]]>
<![CDATA[PENGARUH KUALITAS PELAYANAN, HARGA DAN FASILITAS YANG DIBERIKAN KENARI WATERPARK BONTANG TERHADAP TINGKAT KEPUASAN PELANGGAN ]]>
<![CDATA[Irfan, Andi Muhammad]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 9 No. 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[Tujuan penelitian ini adalah untuk mengetahui pengaruh 3 variabel independen tersebut terhadap kepuasan pelanggan. Penelitian ini dilakukan dengan kuesioner yang menggunakan metode analisis linear berganda terhadap 100 responden yaitu pengunjung kenari waterpark. Analisis terhadap data yang diperoleh berupa analisis kuantitatif dan kualitatif. Analisis kuantitatif meliputi uji validitas dan reliabilitas, uji asumsi klasik, analisis regresi berganda, uji f, uji t serta analisis koefisien regresi (R2). Analisis kualitatif merupakan interpretasi data yang diperoleh dalam penelitian serta hasil pengolahan data yang sudah dilaksanakan dengan memberi keterangan-keterangan dan penjelasanpenjelasan. Hasil dari penelitian ini adalah secara parsial variabel kualitas pelayanan danfasilitas berpengaruh singnifikan terhadap tingkat kepuasan pelanggan namun variabel harga tidak berpengaruh signifikan , secara simultan variabel kualitas pelayanan, harga dan fasilitas memiliki pengaruh yang signifikan terhadap kepuasan pelanggan kenari water park Bontang dengan nilai probabilitas signifikansi sebesar 0,000.]]>
<![CDATA[PENGARUH BRAND PERSONALITY DAN BRAND TRUST TERHADAP KEPUTUSAN PEMBELIAN ]]>
<![CDATA[Mahuda, Fauziah Dewi]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 9 No. 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[Penelitian ini bertujuan untuk mengetahui pengaruh brand personality dan brand trust terhadap keputusan pembelian butik Meccanism. Indikator yang digunakan untuk mengukur brand personality antara lain sincerity,excitement, competence, dan sophistication. Pengolahan data dilakukan melalui pendekatan Structural Equation Modelling (SEM) dengan sampel sebanyak 100 responden. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif antara brand personality terhadap brand trust, brand trust terhadap keputusan pembelian,dan pengaruh tidak langsung brand personality terhadap keputusan pembelian melalui brand trust. Sementara secara langsung brand personality tidak terbukti berpengaruh terhadap keputusan pembelian.]]>
<![CDATA[ANALISIS PENGARUH KOMITMEN AKAD TERHADAP PENGEMBALIAN PEMBIAYAAN PADA BANK SYARIAH ]]>
<![CDATA[Kirana, Martha]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 9 No. 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi tingkat kepatuhan nasabah pembiayaan (komitmen) terhadap akad pembiayaan di bank syariah kota Bogor, dan bagaimana pengaruh penerapan komitmen akad terhadap pengembalian pembiayaan di bank syariah kota Bogor. Data yang digunakan addalah data primer dan sekunder, instrumen yang digunakan adalah angket dengan pengukuran skala likert. Metode pada penelitian ini menggunakan analisis regresi linear sederhana dengan alat batu SPSS (Statistical Package for the Social Sciences). Hasil penelitian ini adalah H0 ditolak dan H1 diterima. karena konstan pada penelitian ini adalah sebesar -0.752 yang berarti bahwa pengembalian pembiayaan (Y) memiliki angka -0.752 apabila nilai X (komitmen akad) adalah sama dengan 0. Koefisien regresi X (komitmen akad) menunjukkan angka 0,939 yang berarti bahwa setiap kenaikan 1 persen komitmen akad maka akan meningkatkan pengembalian pembiayaan sebesar 0.939 persen dengan tingkat signifikansi sebesar 15.204 (t hitung) > 2.052 (t tabel) ang berarti bahwa terdapat pengaruh positif dan signifikan komitmen akad terhadap pengembalian pembiayaan.]]>
<![CDATA[PENGARUH ETIKA PEMASARAN ISLAM TERHADAP KEPUASAN NASABAH BANK SYARIAH ]]>
<![CDATA[Sari, Ratna Purnama]]>;
<![CDATA[Kosim, Ahmad Mulyadi]]>;
<![CDATA[Arif, Suyud]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 9 No. 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[Penelitian ini membahas tentang bagaimana pengaruh etika pemasaran islam terhadap kepuasan nasabah bank Syariah. Jenis penelitian ini adalah kuantitatif, dengan metode pengambilan random sampling pada seluruh nasabah BPRS Ammanah Ummah Leuwiliang. Analisis pada penelitian ini adalah regresi linear dengan alat bantu. Adapun hasil pada penelitian ini dengan nilai p value (0,000) < α (0,05) juga membuktikan bahwa ada hubungan yang kuat antara kedua variabel tersebut. Selain itu jika dilihat dari koefisien determinasi, sebesar 57,4% kepuasan nasabah dipengaruhi oleh etika pemasaran Islam sedangkan sisanya 42,6% dipengaruhi oleh variabel lain yang tidak diteliti.]]>
<![CDATA[ANALISIS PENGARUH CITRA PRODUK TERHADAP KEPUTUSAN PEMBELIAN SABUN CUCI PAKAIAN RINSO PADA MAHASISWA/I PERGURUAN TINGGI DI BOGOR ]]>
<![CDATA[Argya, Mohammad]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 9 No. 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[The purpose of this study is to know how big the influence of Brand Image Detergent Rinso of purchase decision on students of STEI Tazkia, Pakuan University and Djuanda University in Bogor. The method used in this study is multiple regression methods to see the influence of the Brand Image of Detergent Rinso purchase decisions and use the correlation coefficient to see how much the influence brand image of Detergent Rinso purchase decision on students of STEI Tazkia, Pakuan University and Djuanda in Bogor. Based on the analysis, known that the influence of the Brand Image of Detergent Rinso purchase decisions classified as strong enough seen from the values of r = 0,642. In addition, based on the calculated correlation coefficient demonstrate the value of rsquare =0,412, shows that for 41,2% purchasing of Detergent Rinso are influenced by a Brand Image while the remaining 58,8% influenced by other factors is not examined.]]>
<![CDATA[PERAN ZISWAF DALAM PEMBERDAYAAN MASYARAKAT MISKIN DI PROVINSI BANTEN ]]>
<![CDATA[Hermawan, Dhany]]>;
<![CDATA[Waluya, Atep Hendang]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Vol. 10 No. 1 (2019) ]]>
Publisher : <![CDATA[Fakultas Agama Islam, Universitas Ibn Khaldun Bogor ]]>
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<![CDATA[One contributor to poverty in non-food commodities is housing cost. In Banten Province, there are 2.81 percent of houses that are vulnerable but are habitable and there are 0.18 percent of houses that are not habitable. Whereas in Islam, home is one of the basic needs. In Islam itself, there are several solutions to overcome this problem. This study aims to determine the role of zakat, infaq, shodaqoh and waqf in the empowerment of the poor in Banten Province through the housing grant program of Koperasi Syariah Benteng Mikro Indonesia. This research is a field research with the method of collecting data is unstructured interviews. Data analysis techniques used in this study were data reduction, data presentation and conclusion drawing. This study found that zakat, infaq and shodaqoh managed by the Koperasi Syariah Benteng Mikro Indonesia have a role in empowering the poor. Koperasi Syariah Benteng Mikro Indonesia of Indonesia until 2018 has built 140 housing units that are habitable and is even suitable as a pilot so that the beneficiaries can be released from one of the factors that causing poverty in terms of housing costs. Funds for the construction of 40 houses are sourced from zakat, infaq and shodaqoh; while 100 houses are from "dana kebajikan". In accordance with Islamic law, there is no. waqf fund used in this program.]]>
