cover
Contact Name
Dedi Purwanto Indra Kusuma
Contact Email
journal.emis@gmail.com
Phone
+6281803690231
Journal Mail Official
journal.emis@gmail.com
Editorial Address
Jl. Swadaya No. 28 Kekalik Kijang, Kel. Kekalik Jaya, Kec. Sekarbela, Kota Mataram - NTB 83116
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
Jurnal Ekonomi, Manajemen, dan Bisnis
ISSN : -     EISSN : 30317150     DOI : https://doi.org/10.70716/emis
Core Subject : Economy,
Jurnal Ekonomi, Manajemen dan Bisnis is a double-blind peer-reviewed journal published by Lembaga Penelitian dan Pendidikan (LPP) Kalibra. It provides a platform for scholars, researchers, and practitioners to discuss issues in economics, management, and business. The journal publishes original research, literature reviews, and systematic literature reviews, aiming to contribute to the advancement of knowledge and practice in these fields.
Articles 102 Documents
The Effect of Monetary Policy Instruments and Macroeconomic Indicators on the Jakarta Composite Index (JCI): An Empirical Study in Indonesia Talbani Farlian; Nur Aidar; Cheny Seftarita; Meutia Handayani; Rollis Juliansyah; M. Asrar Farabi
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.651

Abstract

This study examines the effects of monetary policy variables and macroeconomic conditions on Indonesia’s stock market performance, as represented by the Jakarta Composite Index (JCI), over the period January 2010 to December 2024. Specifically, the study examines the influence of the BI interest rate, inflation, and the rupiah exchange rate on the JCI. Using secondary time-series data obtained from Bank Indonesia and the Indonesia Stock Exchange, the study applies the Ordinary Least Squares (OLS) method to estimate the relationship among the variables. The empirical results show that the BI interest rate has a negative and statistically significant effect on the JCI, indicating that an increase in interest rates tends to reduce stock market performance by discouraging investment activity. The rupiah exchange rate is found to have a positive and statistically significant effect on the JCI, suggesting that exchange rate movements are an important determinant of stock market fluctuations during the observed period. Meanwhile, inflation does not have a statistically significant effect on the JCI, implying that changes in inflation did not directly influence stock market performance over the sample period. Overall, the findings confirm that interest rate policy and exchange rate dynamics play a more prominent role than inflation in shaping the movement of Indonesia’s stock market. These results provide important implications for investors and policymakers in understanding the macroeconomic factors affecting the JCI.
Pengaruh Elemen Visual merchandising digital (Tampilan Layout, Desain visual, dan Branding digital) Terhadap Minat Beli Generasi Z Pada Platform Shopee Muhammad Faisal Ardiansyah; Misti Hariasih; Satrio Sudarso
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.659

Abstract

The rapid growth of e-commerce has encouraged digital platforms to provide visually appealing shopping experiences in order to increase consumer interest. This study aims to analyze the influence of digital visual merchandising elements consisting of layout display, visual design, and digital branding on Generation Z’s purchase intention on the Shopee platform. This research employed a quantitative approach involving 150 Generation Z respondents in Sidoarjo Regency through questionnaire distribution. Data analysis was conducted using the PLS-SEM method with SmartPLS 3.0. The results indicate that all three variables have a positive and significant effect on purchase intention. However, based on the effect size value, layout display and visual design have relatively weak effects, while digital branding is the most dominant variable with the strongest influence. These findings highlight the importance of optimizing digital visual elements in increasing consumer purchase intention.
Subjective Performance of Micro, Small, and Medium Enterprise: Financial Literacy, Financial Management, and Perceived Business Income Capacity Ade Maharini Adiandari; Ni Kadek Mila Agustini
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 2 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i2.684

Abstract

Micro, small, and medium-sized enterprises (MSMEs) operating in traditional production clusters often rely on owner-managers’ financial capability, daily financial routines, and income capacity to sustain business performance. However, evidence remains limited on how these factors are jointly associated with MSME performance in highly localized, owner-managed manufacturing clusters. This study examines the associations of financial literacy, financial management, and perceived business-income capacity with subjective performance among concrete sanggah manufacturing MSMEs in Desa Adat Kapal, Indonesia. Using a quantitative cross-sectional design, data were collected from the full population of 30 MSME owners through a structured questionnaire and analyzed using validity and reliability tests, classical assumption tests, and multiple linear regression. Financial literacy (β = 0.355, p = 0.014), financial management (β = 0.319, p = 0.042), and perceived business-income capacity (β = 0.354, p = 0.010) were positively associated with subjective MSME performance. The model accounted for 69.7% of the observed variance (adjusted R² = 0.662). These results provide context-specific evidence that owner-manager capability, financial routines, and perceived resource capacity are jointly relevant to performance perceptions. MSME-development programs may therefore combine financial-literacy education, simple bookkeeping and control practices, and income-capacity support, while future studies should verify these associations using objective, longitudinal, and multi-source data.
The Impact of Artificial Intelligence on Financial Management Efficiency : Narrative Literature Review Safna Deviputri Suwandy
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 2 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i2.688

Abstract

This literature review examines the structural transformation of financial management driven by the integration of Artificial Intelligence (AI) and financial technology (fintech). Through a synthesis of recent scholarly findings, this study highlights that AI serves as a powerful catalyst for operational efficiency, significantly enhancing financial performance metrics such as Return on Assets (ROA) and Return on Equity (ROE) by optimizing cost structures and predictive decision-making processes. While these technologies facilitate broader financial inclusion by lowering entry barriers for unbanked populations, they also introduce systemic paradoxes, including algorithmic bias, data privacy concerns, and the challenges of "black-box" decision-making models. The analysis reveals that the effectiveness of these digital tools is heavily contingent upon organizational readiness, workforce digital literacy, and the alignment of AI deployment with long-term strategic business objectives. Furthermore, the review argues that traditional regulatory frameworks are increasingly inadequate for governing autonomous, self-learning AI systems. Consequently, it is recommended that regulators shift toward targeted, risk-based frameworks that standardize human-machine interaction while ensuring consumer protection. Ultimately, this study emphasizes that while AI reshapes the financial landscape, the synergy between computational intelligence and human oversight is essential to ensure sustainable, transparent, and ethical financial governance.
Analisis Pengaruh Perubahan Iklim dan Ketersediaan Bahan Baku terhadap Risiko Produksi Batu Bata Merah di Desa Tanah Rakyat Kisaran Wahyu Yuda Pradana; Sri Ramadhani; Atika Atika
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.701

Abstract

This study examines the effects of climate change and raw material availability on the production risk of red bricks in Tanah Rakyat Village, Kisaran. The researchers used a quantitative method; Data were collected from 55 respondents via questionnaires distributed directly to red brick artisans and analyzed using multiple linear regression with SPSS. The results showed that all instruments were valid and reliable, and that the data were normally distributed. The t-test showed that climate change had a significant effect on production risk (0.002 < 0.05), while the availability of raw materials was not significant (0.114 > 0.05). However, the results of the F-test show that both variables together had a significant effect (0.001 < 0.05). An R² value of 0.229 means that 22.9% of production risk can be explained by the model, with climate change as the dominant factor. This research contributes by providing empirical evidence regarding the dominant impact of climate change on red brick production risks, and by serving as a basis for artisans and local governments to formulate risk mitigation strategies and ensure business sustainability amidst changing environmental conditions.
The Effect of Service Quality and Promotion on Customer Satisfaction at Hotel Ibis Padang Rafika Elena; Azmen Kahar; Dewi Anggraini
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.707

Abstract

Customer satisfaction is a strategic concern for Hotel Ibis Padang, a three-star property affiliated with the Accor network, where occupancy figures between July and December 2025 fluctuated month to month while guest reviews repeatedly flagged issues such as inconsistent staff conduct, delayed room preparation, and poorly maintained in-room facilities. Motivated by these field indications, this study investigates whether service quality and promotion influence customer satisfaction, both individually and jointly. An associative-causal quantitative design was applied through a survey instrument distributed to 100 respondents, selected via purposive sampling with the sample size determined using the Slovin formula, targeting guests who had stayed at the hotel at least once. Responses were gathered using a five-point Likert-scale questionnaire and processed in SPSS version 26.00 through multiple linear regression. Findings reveal that service quality exerts a positive and statistically significant influence on customer satisfaction, as does promotion, and their combined effect likewise proves significant, accounting for 96.5 percent of the variance observed in satisfaction levels. Between the two predictors, service quality emerges as the stronger determinant. Based on these results, hotel management is encouraged to sustain ongoing service quality improvements and to diversify its promotional efforts as complementary strategies for maintaining guest satisfaction.
The Influence of Motivation, Work Environment, and Organizational Culture on Auditor Performance at the Regional Inspectorate of Palu City Sindi Fatikawati; Jurana Jurana; Fikry Karim; Annastry Widyakusuma
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.716

Abstract

Auditor performance plays a crucial role in supporting accountability and transparency in local government administration. Therefore, understanding the factors influencing auditor performance is crucial, particularly work motivation, work environment, and organizational culture. This study aims to analyze the influence of work motivation, work environment, and organizational culture on auditor performance at the Palu City Regional Inspectorate. The study employed a quantitative approach with an associative research design. The study population comprised all active auditors at the Palu City Regional Inspectorate, and the sampling technique employed was saturated sampling, resulting in 32 auditors as respondents. Data were collected through questionnaires and analyzed using multiple linear regression. The results showed that work motivation had a negative and significant effect on auditor performance, while work environment and organizational culture had a positive and significant effect on auditor performance. Furthermore, work motivation, work environment, and organizational culture simultaneously had a significant effect on auditor performance. These findings suggest that improving auditor performance can be achieved through strengthening organizational culture, creating a conducive work environment, and evaluating motivational practices implemented within the organization.
Analisis Penerapan Aplikasi Mobile banking pada Nasabah Bank Sulteng Cabang Sigi Yunita Angelika; Sugianto Sugianto; Abdul Pattawe; Ilham Pakkawaru
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.717

Abstract

The low level of mobile banking adoption at PT. Bank Sulteng Sigi Branch as a representative of regional banks in rural areas is the background of this study. This study aims to analyze the adoption of mobile banking applications and identify the factors that influence it, namely ease of use, perceived benefits, security, digital literacy, and technological infrastructure. A quantitative approach with a survey method was used through the distribution of a five-point Likert scale questionnaire to 85 customers, and analyzed using validity tests, reliability, classical assumption tests, and multiple linear regression assisted by SPSS. The results of the study indicate that all five variables simultaneously have a significant effect, while partially only perceived benefits, digital literacy, and technological infrastructure have a positive and significant effect. In conclusion, these three factors are the main drivers of mobile banking adoption at regional banks in rural areas, so it is expected to be a consideration for Bank Sulteng in designing strategies to improve mobile banking adoption that are appropriate to the characteristics of customers in the Sigi area.
Dampak Kebijakan Efisiensi Anggaran pada Kantor Wilayah Direktorat Jenderal Perbendaharaan Provinsi Sulawesi Tengah: Implikasi Terhadap Belanja Pemerintah Ni Luh Dian Sundari Indah; Rahma Masdar; Masruddin Masruddin; Muhammad Ikbal Abdullah; Jamaluddin Jamaluddin
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.718

Abstract

The budget efficiency policy implemented by the government through Presidential Instruction Number 1 of 2025 has brought about changes in budget management for ministries and agencies, including at the Regional Office of the Directorate General of Treasury for Central Sulawesi Province. This study aims to analyze the impact of budget efficiency policies on the composition of government expenditure including personnel expenditure, expenditure on goods, and capital expenditure and to examine their application to budget management. The study employs a descriptive qualitative approach, utilizing primary data obtained through interviews with the Head of the Finance Sub-division and secondary data consisting of budget documents, budget realization reports, and relevant regulations. Data were collected through observation, interviews, and documentation, and subsequently analyzed using data reduction, data presentation, and conclusion-drawing techniques. Research findings indicate that the efficiency policy does not curtail employees' rights but rather drives adjustments to honoraria and the adoption of digital-based work patterns. The most significant impact was on expenditure for goods achieved through reductions in official travel, in-person meetings, meeting refreshments, and other operational needs while capital expenditure was prioritized for strengthening digital infrastructure and information technology. Overall, the efficiency policy fosters the management of government spending that is more effective, adaptive, and oriented towards resource optimization, without disrupting the execution of the organization's duties and functions.
Analisis Akuntabilitas dan Transparansi Pengelolaan Dana Bantuan Operasional Sekolah (BOS) pada SD Islam Cahaya Khalifah Palu Afriani Afriani; Sugianto Sugianto; Betty Betty; Muhammad Iqbal
Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Kalibra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/emis.v4i3.754

Abstract

Accountable and transparent management of School Operational Assistance (BOS) funds is essential to achieving good school financial governance and improving the quality of education. This study aims to analyze the implementation of accountability and transparency in the management of BOS funds at SD Islam Cahaya Khalifah Palu. A qualitative approach with a case study design was employed. Data were collected through interviews, observations, and documentation involving the principal, BOS treasurer, teachers, and the school committee. Data were analyzed using the Miles and Huberman interactive model, including data reduction, data display, and conclusion drawing, while data validity was ensured through source triangulation. The findings indicate that accountability has been implemented through planning based on the School Activity and Budget Plan (RKAS), implementation in accordance with technical guidelines, proper financial administration, and reporting using the ARKAS application. Transparency is reflected in the involvement of the school committee in planning, dissemination of financial information to school stakeholders, the provision of information boards, and openness to supervision by the Education Office. The study concludes that the management of BOS funds at SD Islam Cahaya Khalifah Palu reflects the principles of good governance through accountability, transparency, and compliance with applicable regulations.

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