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heijurnal@gmail.com
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+6285365202622
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heijurnal@gmail.com
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INDONESIA
Smart International Management Journal (SIMJ)
ISSN : -     EISSN : 30480019     DOI : http://dx.doi.org/10.70076/heipub
Core Subject : Science,
Smart International Management Journal (SIMJ), is a peer-reviewed academic journal that publishes high-quality research articles, literature reviews, and case studies in the field of management and business studies. The journal provides a platform for researchers, academics, and practitioners to exchange ideas, empirical findings, and innovative insights that contribute to the advancement of management theory and professional practice. The scope of SIMJ covers a wide range of topics, including strategic management, financial management, human resource management, marketing, operations and supply chain management, entrepreneurship, organizational behavior, innovation management, and business ethics. The journal particularly welcomes studies that link management theory to real-world practice and address current organizational and industrial challenges at both national and international levels. To ensure academic rigor and quality, SIMJ applies a double-blind peer review process. The journal encourages interdisciplinary research and promotes collaboration among scholars and institutions worldwide. SIMJ is indexed in reputable databases, including ICI Copernicus, Google Scholar, GARUDA, Crossref, and others. The journal is published four times a year, in March, June, September, and December.
Articles 53 Documents
The Efficacy of Maritime Logistics Connectivity in Reducing Regional Price Disparities of Essential Food Commodities across the Indonesian Archipelago Sri Endang Kornita; Syarifah Akmal; Rahmah Hamidah
Smart International Management Journal Vol 3 No 2 (2026): June 2026
Publisher : CV. HEI PUBLISHING INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70076/simj.v3i2.189

Abstract

The disparity in staple food prices across regions in Indonesia is a structural problem exacerbated by the country's geographical conditions as an archipelago. This study aims to examine the extent to which maritime logistics connectivity can reduce these price disparities. Using a mixed-methods approach, this study analyzed panel data from 34 provinces between 2020 and 2025 combined with semi-structured interviews involving 42 supply chain stakeholders. Estimation results indicate that a one-unit increase in port connectivity scores is associated with a 4.7%-6.2% decrease in the coefficient of variation of inter-island rice prices (p < 0.01). The Sea Toll Program has proven successful in narrowing the price gap between Java and Papua, from 47% in 2019 to 31% in 2025. This impact is further reinforced by the implementation of the National Logistics Ecosystem (NLE). The findings indicate that although maritime connectivity is an important prerequisite, intermodal logistics integration remains essential for achieving sustainable food price equity.
The Paradox of Digital Payment Transformation: A Critical Synthesis of QRIS Adoption and Structural Barriers among Indonesian MSMEs Sri Dwi Estiningrum
Smart International Management Journal Vol 3 No 2 (2026): June 2026
Publisher : CV. HEI PUBLISHING INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70076/simj.v3i2.193

Abstract

The rapid expansion of the Quick Response Code Indonesian Standard (QRIS) has accelerated digital payment adoption among Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. However, existing studies have largely emphasized the economic benefits of QRIS while overlooking the structural barriers that constrain inclusive digital transformation. This study critically synthesizes the opportunities and challenges of QRIS implementation and develops a conceptual understanding of the structural factors influencing MSME digitalization. A Systematic Literature Review (SLR) was conducted by analyzing peer-reviewed journal articles, government reports, and institutional publications published between 2021 and 2026, retrieved from Scopus, ScienceDirect, and Google Scholar. The selected literature was examined using thematic analysis to identify recurring patterns related to operational efficiency, business performance, and structural constraints. The findings reveal that QRIS enhances transaction efficiency, financial transparency, and market expansion among MSMEs. Nevertheless, the review also uncovers a substantial deceleration in QRIS merchant growth, declining from 91.6% in 2022 to 13.3% in 2024, alongside persistent urban–rural digital disparities, limited digital literacy and cognitive readiness among micro-merchants, and increasing dependence on digital platform ecosystems. These findings demonstrate that successful digital payment transformation depends not only on technological adoption but also on institutional support, socio-economic readiness, and equitable digital infrastructure. This study contributes by extending the QRIS literature beyond its economic perspective and proposing a structural framework for understanding inclusive and sustainable digital financial transformation in emerging economies.
Navigating Liquidity Constraints: Assessing Bank Resilience to Deposit Volatility during Contractionary Monetary Policy Phases Wursan
Smart International Management Journal Vol 3 No 2 (2026): June 2026
Publisher : CV. HEI PUBLISHING INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70076/simj.v3i2.195

Abstract

This study examines the effects of Deposit Volatility (DVOL), the BI Rate, Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and Firm Size on bank liquidity, proxied by the Banking Ratio Loan-to-Deposit Ratio (BR_LDR), in Indonesian state-owned banks (HIMBARA) listed on the Indonesia Stock Exchange during 2021–2024. A quantitative approach was employed using secondary data collected from the annual reports of PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Mandiri (Persero) Tbk, PT Bank Negara Indonesia (Persero) Tbk, and PT Bank Tabungan Negara (Persero) Tbk. Panel data regression analysis was conducted using EViews, with the Fixed Effect Model (FEM) selected based on the Chow test. The results indicate that the BI Rate and Firm Size significantly influence BR_LDR at the 10% significance level, whereas Deposit Volatility, CAR, and NPL have no significant effect. The F-test shows that the independent variables jointly have a significant effect on BR_LDR. The coefficient of determination (R²) of 35.2% indicates that the model moderately explains variations in bank liquidity, while the remaining variation is attributable to other internal and external factors. These findings provide insights for banks in strengthening liquidity management and offer a reference for future studies on banking liquidity.